Audiobook NMLS SAFE Mortgage Loan Originator Exam Content Outline Study Guide and Two Full Length Practice Exams: 250 Practice Questions and Full Breakdown of Every Outline Topic

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Bova Books has created a practical gem of a book for mortgage loan originators. Its 297 pages of clearly written, useful information every mortgage loan originator should know. The content of the book is presented in easy to read outline form. Another section contains 250 questions representative of the breakdown of the MLO exam’s content areas and are presented in a format similar to how the questions appear on the exam. The answers section also contains brief examples or explanations for the correct answer to each of the 250 items. The printed version contains plenty of white space to write your own notes. You can also order this book in pdf form. The MLO exam will contain mortgage math questions and the manual contains the formulae to calculate the correct answers. After taking the MLO 20 hour course, this book should serve as an excellent reference and study guide for the upcoming MLO exam. The 250 questions should sharpen the student’s understanding of the concepts and information previously learned in class. Whether you are trying to pass the MLO test for the first time or simply need a handy reference this book will help.

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Access California Tenants' Rights

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The go-to survival guide for California tenants
 California tenants have many rights, especially those lucky enough to have rent control. But knowing and enforcing these rights can be difficult. Fortunately,  California Tenants’ Rights , the leading tenant guide for more than 45 years, provides all the information and key forms tenants need to:
  find a good rental in a competitive market  understand the rules regarding service and support animals  deal with a problem roommate or noisy neighbor  stop landlord intrusions of privacy  get the landlord to make repairs or deal with mold or bedbugs  fight illegal discrimination, harassment, or retaliation  break a lease with minimal liability  respond to a late rent or termination notice  get as much of the deposit back as possible, and  fight an eviction, with line-by-line instructions on completing required forms. The 23rd edition includes updated information on state eviction rules and forms, local and statewide rent control ordinances, and your options when faced with unpaid “Covid rent.”
 With Downloadable Forms & Sample Letters 
Download a lease and eviction defense forms, plus more than two dozen sample letters and emails inside the book.
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Access New York Real Estate License Exam Prep: All-in-One Review and Testing to Pass New York's Real Estate Exam

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Great

[❤READ ⚡EBOOK⚡] New York Real Estate License Exam Prep: All-in-One Review and Testing to Pass N

Audiobook Rogues and Heroes of Newport's Gilded Age

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This book makes Newport come alive. Sure, you can drive all around Newport's streets and see all the mansions one after the other, but Ed Morris provides the "inside story" about the lives of the real folks who lived in these mansions, their personalities and eccentricities.
Ed Morris is a seasoned journalist with a flair for getting to the heart of the story
"Thaw, who had been sitting in the rear table with Evelyn, pulled a pistol out of his coat pocket, walked up to White's table and shot him three times in the head, shouting "You'll never go out with that woman again!" He threw the gun on the floor. The music stopped, and the audience dashed for the exits. The police arrived and took Thaw into custody."  Ed Morris makes history exciting.
The book is broken into three parts. The first part explains the colorful colonial history of Newport. The second includes biographies of famous Newporters like Commodore Matthew C. Perry ("We have met the enemy, and they are ours."), the filthy rich August Belmont, and the architects Alfred Smith, James G. Bennett, Richard Morris Hunt, and Stanford White (the guy who got the three bullets in his head).
Chapter 3 is the "Coachman's Drive-Around Tour." It starts in the downtown Harbor Front, proceeds up the Historic Hill, out Bellevue Avenue, along Ocean Drive, and back via Harrison Avenue to Thames Street. If you take this one-hour drive, you'll see lots of beautiful scenes and architecture. But if you've got Ed Morris's book with you, you'll know what happened inside these beautiful homes and all the dirt on the inhabitants of these "summer cottages."
Ed Morris's book will raise your tour of Newport to a whole new level. Don't leave home without it.

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Ebook The Perfect Storm: A True Story of Men Against the Sea

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"There is nothing imaginary about Junger's book; it is all terrifyingly, awesomely real." — Los Angeles Times 
 It was the storm of the century, boasting waves over one hundred feet high—a tempest created by so rare a combination of factors that meteorologists deemed it "the perfect storm." In a book that has become a classic, Sebastian Junger explores the history of the fishing industry, the science of storms, and the candid accounts of the people whose lives the storm touched.  The Perfect Storm  is a real-life thriller that makes us feel like we've been caught, helpless, in the grip of a force of nature beyond our understanding or control. 
 Winner of the American Library Association's 1998 Alex Award.    Read more

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Audiobook House of Darkness: House of Light- The True Story, Vol. 1

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Roger and Carolyn Perron purchased the home of their dreams and eventual nightmares in December of 1970. The Arnold Estate, located just beyond the village of Harrisville, Rhode Island seemed the idyllic setting in which to raise a family. The couple unwittingly moved their five young daughters into the ancient and mysterious farmhouse. Secrets were kept and then revealed within a space shared by mortal and immortal alike. Time suddenly became irrelevant; fractured by spirits making their presence known then dispersing into the ether. The house is a portal to the past and a passage to the future. This is a sacred story of spiritual enlightenment, told some thirty years hence. The family is now somewhat less reticent to divulge a closely-guarded experience. Their odyssey is chronicled by the eldest sibling and is an unabridged account of a supernatural excursion. Ed and Lorraine Warren investigated this haunting in a futile attempt to intervene on their behalf. They consider the Perron family saga to be one of the most compelling and significant of a famously ghost-storied career as paranormal researchers. During a séance gone horribly wrong, they unleashed an unholy hostess; the spirit called Bathsheba . . . a God-forsaken soul. Perceiving herself to be mistress of the house, she did not appreciate the competition. Carolyn had long been under siege; overt threats issued in the form of fire . . . a mother's greatest fear. It transformed the woman in unimaginable ways. After nearly a decade the family left a once beloved home behind though it will never leave them, as each remains haunted by a memory. This tale is an inspiring testament to the resilience of the human spirit on a pathway of discovery: an eternal journey for the living and the dead.    Read more

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Ebook Walden & Civil Disobedience (Masterpiece Library Edition)

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Read Henry David Thoreau's most influential works in one stunning volume! With reflections on politics, simplicity, and independent living, Thoreau's writings ask readers to question the status quo and live in accordance with their principles.
  Rediscover these beloved classics in this elegant yet affordable Masterpiece Library Edition, honoring the Peter Pauper Press founders' tradition of publishing beautiful books.  Deluxe hardcover keepsake volume is bound with care and elegance.  The cover is embossed and enhanced with iridescent highlighting.  The spine is stamped with gold foil.  Reinforced cloth quarter-binding provides extra strength and durability.  Premium acid-free archival-quality paper resists damage from air and light, for greater longevity.   The pages are cream-colored, with a font, type size, and line spacing carefully chosen to provide a comfortable and luxurious reading experience, even in low light.  Keepsake volume comes with a matching satin ribbon bookmark with which to keep your place.  A must-have for every home library.  320 pages. 
 Henry David Thoreau  (1817-1862) was a philosopher and naturalist from Concord, Massachusetts. A leading voice in transcendentalist philosophy, Thoreau wrote and spoke on themes of intellectual independence, spiritual growth, and connection to nature. 
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EPUB The Trial of Anne Hutchinson: Liberty, Law, and Intolerance in Puritan New England (Reacting to the Past™)

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The Trial of Anne Hutchinson  re-creates one of the most tumultuous and significant episodes in early American history: the struggle between the followers and allies of John Winthrop, governor of the Massachusetts Bay Colony, and those of Anne Hutchinson, a strong-willed and brilliant religious dissenter. The controversy pushed Massachusetts to the brink of collapse and spurred a significant exodus. The Puritans who founded Massachusetts were poised between the Middle Ages and the modern world, and in many ways, they helped to bring the modern world into being.  The Trial of Anne Hutchinson  plunges participants into a religious world that will be unfamiliar to many of them. Yet the Puritans' passionate struggles over how far they could tolerate a diversity of religious opinions in a colony committed to religious unity were part of a larger historical process that led to religious freedom and the modern concept of separation of church and state. Their vehement commitment to their liberties and fears about the many threats these faced were passed down to the American Revolution and beyond.
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Ebook Here Shall I Die Ashore: STEPHEN HOPKINS: Bermuda Castaway, Jamestown Survivor, and Mayflower Pilgrim.

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I expected to kind of have to slog through this biography, but it is an entertaining read and very informative.  I can't believe what our founding fathers (and mothers) endured in coming to America and settling here.  The author does a very fine job explaining his sources in the beginning.  The reader looks forward to finding out what happens to Stephen Hopkins, his family, and his fellow sojourners.

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Audiobook Walden: A Fully Annotated Edition

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I have at least six or seven different editions of Thoreau's greatest classic, and this one is my prized possession.  Of course, if I took his ideas more seriously I would simplify things and give away the other copies, but they have my notes in them and I find it hard to let go of them.  Part of the problem of this edition being so beautiful, on excellent paper, with very useful notes and images, is that I would hate to mark it up with the lines and notes that I have included in some of the other editions.  Still, that's a good problem.  The notes in this book are useful notes -- not just a haphazard list of some scholars' remarks (not always authoritative) on favorite passages, and not speculation, but clear sources for some of the obscure references in the text.
On the book as a whole, it is worth noting that Walden is rich in ideas and is one of the most profound American philosophical classics, and no reading could exhaust its wealth.  It is much more than a journal of Thoreau's time alone in the woods (as it were) on the banks of Walden Pond (as it is often thought to be by those who haven't read it - I know because I often ask my students what they know about the book before they read it).
A quick introduction to the project of Walden, that will help organize and make sense of some of the variety of Thoreau's remarks here, is to think of his remarks as falling under three rough stages:
(1) an account of the problem we face, that we waste away our lives trying to make a living, that we seek to acquire property for the sake of freedom but find ourselves encumbered, that we associate the rise of modern technology with enlightenment but find that our technologies and advances increasingly take us away from ourselves and our self-sufficiency, and make us dependent on what we do not individually understand.
(2) an account of an experiment undertaken to discover what is truly essential for a life of fulfillment, and the discovery that a complete and worthwhile life can be achieved through a deliberate simplification of desires.
(3) an account of the many remarkable discoveries that can be made about ourselves and about the natural world and the relation between these when we voluntarily simplify our lives.
This is a book to read and return to throughout one's life, and there aren't many books that really merit such attention.  Given its importance, having a copy in what is probably the best edition available now makes a lot of sense.

$PDF$/READ⚡ Walden: A Fully Annotated Edition

EPUB Orange Is the New Black: My Year in a Women's Prison

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#1  NEW YORK TIMES  BESTSELLER •  NOW A NETFLIX ORIGINAL SERIES 
 With a career, a boyfriend, and a loving family, Piper Kerman barely resembles the reckless young woman who delivered a suitcase of drug money ten years before. But that past has caught up with her. Convicted and sentenced to fifteen months at the infamous federal correctional facility in Danbury, Connecticut, the well-heeled Smith College alumna is now inmate #11187–424—one of the millions of people who disappear “down the rabbit hole” of the American penal system. From her first strip search to her final release, Kerman learns to navigate this strange world with its strictly enforced codes of behavior and arbitrary rules. She meets women from all walks of life, who surprise her with small tokens of generosity, hard words of wisdom, and simple acts of acceptance. Heartbreaking, hilarious, and at times enraging, Kerman’s story offers a rare look into the lives of women in prison—why it is we lock so many away and what happens to them when they’re there.
  Praise for  Orange Is the New Black 
 “Fascinating . . . The true subject of this unforgettable book is female bonding and the ties that even bars can’t unbind.” — People  (four stars)  
 “I loved this book. It’s a story rich with humor, pathos, and redemption. What I did not expect from this memoir was the affection, compassion, and even reverence that Piper Kerman demonstrates for all the women she encountered while she was locked away in jail. I will never forget it.” —Elizabeth Gilbert, author of  Eat, Pray, Love 
 “This book is impossible to put down because [Kerman] could be you. Or your best friend. Or your daughter.” — Los Angeles Times 
 “Moving . . . transcends the memoir genre’s usual self-centeredness to explore how human beings can always surprise you.” — USA Today 
 “It’s a compelling awakening, and a harrowing one—both for the reader and for Kerman.” — Newsweek    Read more

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