In the simplest form, a refinance is a replacement of your current home loan with a new home loan or mortgage that offers better terms or maybe less risk. Because there has been a major move in mortgage rates in Raleigh and all over the U.S. at the time of this recording, there is a ton of noise about refinancing right now.&nbsp; Just because there is noise, it does not mean refinancing your current home loan makes sense — or does it? A mortgage should be tailored to your short and long term needs and should be originated and managed by a mortgage strategist because there is not a one size fits all solution for a home loan.&nbsp; There are advantages and there are disadvantages to refinancing.&nbsp; Kevin Martini, a Raleigh mortgage lender, will share all you need to know about refinancing you home loan in episode 068 of the Martini Mortgage Podcast. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist &amp; Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity&nbsp;

Refinancing - what is it?

Is real estate the best investment for today and in the future for you and your family? Raleigh mortgage lender Kevin Martini shares the data from leading sources to go beyond the headlines with facts to help. In addition, Episode 69 of the Martini Mortgage Podcast will provide data on consumer attitudes, intentions and perception of the housing market.&nbsp; &nbsp; 'I do not know owning real estate is right for every family but for my&nbsp; family it has been and continues to be the single best investment'.&nbsp; ~ Kevin Martini&nbsp;&nbsp; Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist &amp; Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity&nbsp;

Is Real Estate the Best Investment?

It is hard to believe that Fall is knocking on the door and Summer is almost done…this is a Mash-Up of the 3 most popular episodes of the Martini Mortgage Podcast in the Summer of 2019 based on downloads.&nbsp; Episode 70 will contains a snippets from: Episode 24 | The Cost of NOT paying Private Mortgage Insurance (a.k.a. PMI) … Episode 36 | 7 Reasons that Owning is Financially BETTER than Renting … Episode 46 | Five Financial Reasons to Buy a Home The Martini Mortgage Podcast is curated by Kevin Martini with the mission to simply and effectively communicate the current market opportunity for someone that is thinking of buying a home and getting a mortgage. Kevin Martini is the Branch Manager and Senior Mortgage Strategist of the Martini Mortgage Group at Benchmark Mortgage.&nbsp; Fresh content is released every Tuesday and available on all streaming services or by the website: www.MartiniMortgagePodcast.com Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist &amp; Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity&nbsp;

Most Popular in the Summer of 2019

Raleigh mortgage lender Kevin Martini talks about when buying a home a homebuyer should not be concerned about the price because it’s all about the cost of the home NOT the price.&nbsp; What is important to a homebuyer is very different from what is important to one that is selling a house.&nbsp; When you are a seller of a house you need to most concerned with the price or the short term price pressures, in other words where are home values headed over the short-term HOWEVER if you are a homebuyer of a home, you should NOT be concerned about the price.&nbsp; Homebuyers&nbsp; MUST NOT BE concerned about the price but instead of the long-term cost of the home. Episode 71 of the Martini Mortgage Podcast is called: ‘it’s about the cost…’ and is hosted by Raleigh mortgage lender Kevin Martini.&nbsp; Kevin Martini is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is headquartered in Raleigh, NC however helps families all over the great state of North Carolina. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist &amp; Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity&nbsp;

It’s about the cost…

What is a VA Home loan?&nbsp; Who is eligible to secure a VA Home Loan for a purchase or refinance?&nbsp; What are the 4 Kevin Martini things you need to know about a VA Home Loans?&nbsp; What are the 9 benefits of a VA Home Loan? Episode 72 of the Martini Mortgage Podcast with Raleigh mortgage lender &amp; Mortgage Strategist Kevin Martini was curated to share everything you need to know about a VA home loan. &nbsp; It is called, VA Home Loans Made Simple. Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist &amp; Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity&nbsp;

VA Home Loans Made Simple

Raleigh Mortgage Lender Kevin Martini and Logan Martini release their Fall 2019 Homebuyer Guide called Martini Buyer Guide and episode 073 of the Martini Mortgage Podcast highlights some of the ket articles in this FREE 20+ page homebuyer guide called the Martini Buyer Guide ( www.MartiniBuyerGuide.com ). Kevin Martini and Logan Martini every season publish a homebuyer guide that simply and effectively communicates the current market opportunity…the Fall 2019 edition is available right now but what is the Martini Buyer Guide? Simple put, the Martini Buyer Guide is published 4 times a year and myself, Kevin Martini, and Logan Martini co-author it in order to&nbsp; simply and effectively communicate the current market opportunity.&nbsp; The Fall 2019 edition is over 20 pages and it is divided into 3 sections… Section number one highlights what is happening in the housing market…section two goes over what you need to know before you buy a home and the third section covers what you can expect when buying a home.&nbsp; The homebuyer guide is FREE however the information is priceless if you are thinking of buying a home for the first time or the fifth time.&nbsp;&nbsp; Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist &amp; Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity&nbsp; Logan Martini | NMLS ID 1591485 | Mortgage Strategist | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900&nbsp; Raleigh, NC 27603 | (919) 238-4934 | www.LoganMartini.com | Logan@KevinMartini.com |Equal Housing Opportunity&nbsp;

Martini Buyer Guide - Fall 2019

There are 4 reason that one should consider to buy a home in the fall of 2019 and Kevin Martini highlights these 4 important reason in the 74th episode of the Martini Mortgage Podcast.&nbsp; Kevin Martini is not just the host of the Martini Mortgage Podcast…he is the Branch Manager and Senior Mortgage Strategist with the Martini Mortgage Group at Benchmark Mortgage which is located in Raleigh, North Carolina however serving families all over the great state of North Carolina. Every Season Kevin Martini publishes a homebuyer guide that simply and effectively communicates the current housing opportunity…the Fall 2019 edition was recently released and was the subject of the 73rd episode of the Martini Mortgage Podcast.&nbsp; In this homebuyer guide that is called the Martini Buyer Guide &amp; that is available for free by going to www.MartiniBuyerGuide.com the marque article is titled ‘4 Reasons to Buy a Home This Fall’ — this article and this episode shares the 4 reasons. ENJOY :) Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist &amp; Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity&nbsp;

4 Reasons to Buy a Home in Fall of 2019

If you are a Servicemember or Veteran and you have a current VA Home Loan then the VA Streamline Refinance also known as the Interest Rate Reduction Refinance Loan (IRRRL) may not just be a great way to save but an express option for you to save.&nbsp; There are many ways one can refinance a VA Mortgage however in episode 75 of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini the no appraisal required with limited documentation &amp; speedy VA Streamline Refinance is discussed in detail. For additional resources on this common sense and express refinance option for Servicemembers and Veterans with a current VA Home Loan check out the article written by Raleigh mortgage lender Kevin Martini called:  VA Streamline Refinance a.k.a. Interest Rate Reduction Refinance Loan (IRRRL) For more information on securing a VA Home Loan for the purchase of a home, be sure to check out:  VA Home Loans Made Simple which is episode 72 of the Martini Mortgage Podcast.&nbsp; Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist &amp; Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity&nbsp;

VA Streamline Refinance

It really does not matter if you are buying a home for the very first time or you are purchasing a home for the fifth time, buying a home is a process, it is not an event. There are 4 very unnecessary first-time homebuyer mistakes that are are made and they are the subject of this episode of the Martini Mortgage Podcast.&nbsp; Oh by the way, these unnecessary mistakes are not just limited to first-time homebuyers. As an added resource be sure to check the Martini Buyer Guide called: ‘Things to Consider when Buying a Home’ — this homebuyer guide is designed to simply and effectively share what is going on in the market and what you need to know about buying real estate.&nbsp; Yes, the Martini Buyer Guide is free however the information is priceless.&nbsp; To access go to: www.MartiniBuyerGuide.com  To stay up-to-date on what is going on in the markets &amp; to see what tips Kevin Martini has to share in real time, follow Kevin Martini on Instagram ( @KevinMartiniLive ) or simply search #KevinMartiniLive  Kevin Martini | NMLS ID 143962 | Senior Mortgage Strategist &amp; Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 223 S West Street, Suite 900 Raleigh, NC 27603 | (919) 238-4934 | www.KevinMartini.com | Kevin@KevinMartini.com | Equal Housing Opportunity&nbsp;

4 Unnecessary First-Time Homebuyer Mistakes

We all know what a mortgage is however do you truly understand how the current rate environment can amplify your buying power? Amplified buying power for a home is the story that not many folks are not talking about and it should be top of mind if you are thinking of buying, selling or refinancing real estate.&nbsp;&nbsp; This episode of the Martini Mortgage Podcast with Raleigh mortgage lender Kevin Martini is called: Mortgage and Home Loan Rates

Mortgage and Home Loan Rates

'Our Family is YOUR Family Lender'

Kevin Martini is the host of the Martini Mortgage Podcast and is also the Branch Manager and Chief Mortgage Strategist at the Martini Mortgage Group at Benchmark Mortgage in Raleigh, NC.  Our Family Helps Your Family Make Real Estate Dreams a Reality. Expect trusted advice with an easy process that provides turbo fast speed whether you are buying or refinancing your home.

Kevin Martini | NMLS ID 143962 | Branch Manager | Martini Mortgage Group at Benchmark Mortgage | Ark-La-Tex Financial Services, LLC NMLS ID 2143 | 5650 Six Forks Road, Suite 101 Raleigh, NC 27609 | (919) 238-4934 | www.KevinMartini.com | Kevin.Martini@Benchmark.us | Equal Housing Opportunity

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