In this podcast, Adam Lutostanski fields questions about the continuing effects of the Fed’s rate movement. Despite uncertainty around the specifics, projections indicating fewer hikes with even the chance of a drop in late 2024. Businesses are fending off high lending costs by favoring liquidity and equity-based approaches. The job market stays defiantly strong, but finding skilled candidates is still a challenge. At the same time, geopolitical events in the Middle East may soon affect daily operations and personal matters.

10/12/2023: Adam Lutostanski - Fed rates reaching consensus with economic realities

As the year comes to an end, SVP/Private Banking Group Manager Caryn Levey urges financial checkups amid new OBBB Act changes. Review tax brackets, deductions and savings tools with advisors. Use FSA funds, maximize retirement contributions and lock in higher savings rates before Fed cuts. Plan ahead—smart budgeting and guidance can help you start 2026 strong. 

10/23/2025: Caryn Levey - Year-End Financial Moves Amid New Tax and Savings Changes

Mortgage rates are trending down, with 30-year fixed rates hovering just over 6%, while refinancing is up sharply. Kim Adams notes still-tight inventory despite rising construction activity, as adjustable-rate loans gain popularity. Her advice: refinance or buy when it fits your budget—rates may drop slightly next year, but home prices likely won’t. 

10/30/2025: Kim Adams - Mortgage Rates Ease as Refinancing Rises: What Homebuyers Should Know

Duston Detrick discusses the effect of the federal shutdown on small businesses, particularly the delay of billions of dollars in SBA loans. Not only is this jeopardizing growth plans, the added uncertainty of tariffs and rising health costs are threatening the momentum of this critical segment of the American economy.

11/06/2025: Duston Detrick - What the shutdown means for small business

Jake Braund looks at the Fed’s latest rate cut and the challenges of balancing a slowing labor market and creeping inflation with corporate earnings that remain strong. He also covers what’s behind the rise of stablecoins, how they work, and their potential influence on the economy. Also in this podcast: The latest directions in tariff policies. 

11/13/2025: Jake Braund - Inside the Fed’s Playbook: Inflation, Jobs & the Future of Money

Cook County tax bills are on their way: Dan Barrins discusses how Chicago’s falling commercial real estate values are increasingly shifting the burden to homeowners. He also looks at the new funding sources that CRE developers are turning to, such as investor-driven debt funds, that offer flexibility and speed but at higher risk. 

11/20/2025: Dan Barrins - Shifting Burdens, New Risks: Inside Chicago’s Property Tax Crunch

Despite a still-uncertain economy, Commercial Banking SVP Doug McClure says businesses are showing cautious optimism in their outlook for 2026, yet inflation, trade fluctuations and softer consumer demand are keeping it somewhat guarded. Companies expect slower hiring, tighter cost control and more AI-powered efficiency as they navigate an uneven economy. 

11/26/2025: Doug McClure - Planning with an Asterisk: What’s Shaping Business Sentiment for 2026

Director of Treasury Management Sales Eric Lien says falling rates create both opportunities and challenges for businesses: cheaper borrowing, lower yields on cash and a need for smart “future-proof” planning. He highlights the shift to electronic payments and the importance of debt strategy, benchmarking and staying alert to economic signals.

12/04/2025: Eric Lien - Future-proofing your financial strategy in changing rate cycles

Some of Associated Bank's most well-respected financial leaders offer their analysis of current events in the financial world. You won't want to miss these conversations. From discussing local commercial real estate to assessing national and global economic trends to dissecting political implications on the banking industry – anything is fair game.

10/12/2023: Adam Lutostanski - Fed rates reaching consensus with economic realities

Associated Bank

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