Welcome to our thirty sixth episode of #Expatchat where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today's Expat Chat we talk with Jennifer Wood from AusVisa Link immigration agents about what expats and immigrants need to consider when obtaining a visa to move to Australia.

With many Australian citizens marrying partners from other countries this is a episode we think most will find informative.

Some of the topics that we run through are:

•	What visa streams are available for Australia?
•	What are the benefits in having a visa for Australia prior to a relocation?
•	In holding a permanent resident visa for Australia is the holder considered resident for tax purposes?
•	What is the future for Australian migration in the next 12 months?
•	Why engage an agent in a migration process?

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Ep 36 - Visa Considerations When Moving To Australia

Welcome to the sixty eighth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today's Expat Chat we talk about how different income streams are treated differently when you're a Australian expat living overseas.

When you live in Australia all of your income that you receive (salary, rental income, dividends etc) is bundled together and you are taxed on the agregate amount.

However when you are a non-resident for tax purposes all depending on where the income comes from (e.g. rental property or shares) it will be treated differently.

In this episode we run through the following topics:

• What is the tax rate for non-residents?
• How is income from taxable australian property treated?
• How is income from non-taxable Australian property treated?

Links that we discussed in this episode include:

• Australian Expat Briefing Webinar - https://atlaswealth.com/news/australian-expat-briefing-webinar-labor-budget-tax-residency-property-currency-and-equity-markets-update/
• Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 68 - Tax Treatment Of Australian Income As A Expat

Welcome to the seventy fourth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today's Expat Chat we talk about the key considersations that an Australian citizen needs to take when looking to move overseas and become an Australian expat.

They say that one of the most stressful things in life is loving house but moving overseas certainly trumps it. 

There are so many considersations that an Australian needs to understand when becoming an expat and one of the most important ones is how will the move affect my finances and what if any changes do I need to make.

In this episode we run through the key topics that affect most Australians joining the expat ranks.

In this episode we run through the following topics:

• What are the main considerations when becoming an expat?
• How will this move affect my Australian property?
• How will this move affect my Australian shares?
• What do I need to do when notifying the government?

Links that we discussed in this episode include:

• Main Residence Exemption Legislation - https://parlinfo.aph.gov.au/parlInfo/search/display/display.w3p;query=Id%3A%22legislation%2Fems%2Fr6024_ems_a4711152-0820-456a-8c3e-3d1129c5a3c3%22
• Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/
• Atlas Tax details - https://atlaswealth.com/how-we-can-help/expat-tax-accountant/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 74 - Considerations For Becoming An Expat

Welcome to the eighty sixth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today's Expat Chat we threw the topic over to ChatGPT to give us a list of the most commonly asked questions by Australian expats.

Over the next three episodes we will be running through some of the questions that ChatGPT has highlighted and shining some light on the topics of expat tax, tax returns, tax obligations, currency transfers, contributing to superannuation and many more.

In this episode we run through the following questions:

• 	What are the investment options available to Australian expats, and how can I manage them effectively?
• 	How do I ensure that I'm maximizing my retirement savings while living abroad?
• 	Are there any tax treaties between Australia and my current country of residence that can help me avoid double taxation?
• 	Should I maintain an Australian bank account while living overseas, and how can I manage it effectively?
• 	How can I protect my assets and investments in Australia while living abroad?
	
Links that we discussed in this episode include:

• 	End of Financial Year Tax Tips Webinar - https://atlaswealth.com/news/2023-end-of-financial-year-tax-tips-webinar-expat-edition/
• 	Financial considerations for Expats before 30 June - https://atlaswealth.com/news/financial-considerations-for-expats-before-june-30/
• Atlas Events - https://atlaswealth.com/events/
• Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 86 - Australian Expat Questions According To ChatGPT #2

Welcome to the ninety first episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat. 

In today’s Expat Chat we provide an update on the latest developments with respect to the proposed changes to the tax residency rules affecting Australian expats.

After there was no mention of the proposed changes to the tax residency rules in the recent Federal Budget the market intepreted this as the changes were to be put on the back burner especially after the Australian Taxation Office released their updated Tax Ruling on non-residency rules for Australian expats.

Fast forward a month and the Australian Treasury department has released a Consultation paper asking for feedback on the Board of Taxations proposed changes.

What does this mean for Australian expats?

In this episode we run through the following topics:

• What are the proposed changes to tax residency?
• What is the purpose of the consultation paper and how does this work with the expat tax residency changes?
• What is the timeframe for the implementation of the proposed changes?

Links that we discussed in this episode include:

• Proposed Changes to Expat Tax Residency Rules - https://atlaswealth.com/news/changes-to-the-australian-tax-residency-rules-affecting-expats/
• Treasury Consultation Paper - https://treasury.gov.au/consultation/c2023-205344
• Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 91 - Expat Tax Residency Law Changes Update

Welcome to the ninety seventh episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we talk about what Australian expats need to consider when they are looking to retire overseas and draw upon their superannuation account as a account based pension (ABP).

All depending on what country to intend to retire in will depend on whether there will be any local taxes applied to your allocated pension.

The Australian superannuation system is unique when you compare it to savings plans and pensions around the world and it is one of the reasons why there maybe confusion overseas on whether it should be taxed or not.

In this episode we run through the following topics:

•	How is super taxed in Australia when you retire?
•	Can a Double Taxation Agreement (DTA) assist or hinder your retirement income?
•	Are Australian government employees treated differently compared to other superannuants?

Links that we discussed in this episode include:

• Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 97 - Retiring Overseas And Accessing Your Super

Welcome to the ninety eighth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we talk about when should a Australian expat start planning for retirement.

When Australians move overseas quite often their superannuation fund and the mechanisms behind saving for retirement tend to fall by the wayside as they focus on building their wealth using other vehicles. 

What a lot of people don't realise is that when they are living overseas and they are not contributing at least 10% of their income to superannuation unless they are saving this amount elsewhere they could be financially disadvantaged compared to their colleagues back in Australia.

In this episode we run through the following topics:

•	Do I need superannuation if I am not retiring to Australia?
•	Can I contribute to my superannuation just before I retire?
•	What structures should I consider when retiring?
•	Can I utilise foreign pensions and social security?

Links that we discussed in this episode include:

• Tax Residency and Financial Planning Seminars in Dubai and Abu Dhabi - https://atlaswealth.com/events/
• Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 98 - When Should An Australian Expat Plan For Retirement

Welcome to the one hundred and eleventh episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we talk about how to qualify to become a non-resident and what is the actual process that Australian expats must follow to notify the ATO.

Qualifying to become a non-resident for tax purposes with the ATO isn't as simple as you think. With the current rules dating back to 1936 (when you used to jump on a ship to become a expat) there is some interpretation required which is why the Board of Taxation recommended the Australian government update the residency rules and we should see this play out in the next year or two. 

We also run through the mechanics of actually notifying the ATO that you are now a non-resident and the crucial steps you need to follow.

In this episode we run through the following topics:

•	How do I become a non-resident for tax purposes with the ATO?
•	What are the new residency rules and how do they apply to current and future Australian expats?
•	What is the process of notifying the ATO that I have permanently left Australia and become a non-resident for tax purposes?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 111- Steps To Become A Non-Resident For Tax Purposes

Welcome to the one hundred and eighteenth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we talk about why Australian expats need to respond to the banks in Australia when they ask for identification.

Many Australian banks are emailing their customers, including Australian expats overseas, asking for them to verify themselves by providing documents to verify their identity.

Unfortunately in today's age where cyber crime is rife people are chosing to ignore these emails or alternatively don't believe they have to provide these documents which unfortunately leads to their account being locked.

A raft of legislation has been passed by governments around the world that now makes it a legal requirement for banks and financial services companies to request this information in order to combat money laundering and terrorism financing.

In this episode we run through the following topics:

•	Why do they want these documents?
•	What is the common reporting standard (CRS)?
•	How do I ensure the request is legitimite?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 118 - Why You Need to Respond to Your Bank about Identification

Welcome to the one hundred and twenty second episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we answer some of the questions that members of our Australian Expat Financial Forum Facebook group recently asked.

We find the Facebook group is a invaluable way to talk to and engage with Australian expats in any country and members can engage with their fellow expats and share to experiences in managing their finances whilst living overseas.

With over 3,000 members (and growing rapidly) it is becoming a popular forum for Australian expats the world over.

In this episode we run through the following topics:

•	Is it possible to open a trading account in Australia to invest in Australian ETF / Index funds while being a non tax resident and living overseas?
•	What are the eligibility requirements to receive the Australian aged pension from the government whilst living overseas?
•	What to do with the assets you have accumulated in the UK when you are looking to move back to Australia?
•	Does the US exit tax kick in from your arrival on a visa or is it only the green card years?
•	What happens when you withdraw Australian retirement funds out to a US bank account?
•	Why is Australia the best place to domicile your assets even when you are looking to retire to Australia?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 122 - Australian Expat Tax And Financial Planning Q And A

Welcome to the one hundred and twenty fourth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we talk about the the proposed changes to the Non Dom and Inheritance Tax rules in the UK and how that may affect Australian expats.

The Non Dom rules have been part of the UK tax system for over 200 years and many Australian expats, as well as other nationalities, have relied upon it to avoid assets held outside of the UK being taxed by the HMRC.

Before Julys election the UK Labour party pledged to address the issue of Non Dom residents and they look like they will be taking this and other topics a lot further.

In this episode we run through the following topics:

•	How do the proposed Non Dom changes affect Australian expats?
•	Should a Australian expat in the UK reconsider their time in the country?
•	What are the proposed changes to the Inheritance Tax rules and how does this affect Australian expats in the UK?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 124 - How Will The Changes To The Non Dom Status Affect Expats In The UK

Welcome to the one hundred and twenty fifth episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we talk about can you rollover your foreign pension and retirement savings into a Australian superannuation account.

When we live and work overseas there is a good chance you will accrue some form of retirement savings.

Some of these savings could include a UK pension, 401k from the US, RRSP from Canada, Provident Fund in Hong Kong, CPF in Singapore, End of Service Benefit in the UAE and many more.

However it isn't always so simple just to take your foreign retirement savings and place it in your super fund.

There are complications on where the funds are coming from, and the local jurisdictional rules, as well as how those funds are categorised when they enter Australia.

In this episode we run through the following topics:

•	What is classified as a foreign pension?
•	Can I just move my foreign retirement savings into my superannuation?
•	What Australian rules apply to those funds entering Australia and my super account?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 125 - Can You Roll Over A Foreign Pension in to a Super Account?

Welcome to the one hundred and twenty seventh episode of the #Expatchat podcast where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we run through some more questions that have been asked in the Australian Expat Financial Forum Facebook group that we manage.

Social media is a great tool for Australian expats living overseas as not only does it keep us in contact with friends and family back home but it can also be used to research and understand topics that affect you as an expat.

With a plethora of Australian expat Facebook groups it is a common place to ask questions relating to expat life - where can I buy vegemite, what's a good school for my kids and many more.

Many Australian expats will also ask questions relating to their personal financial circumstances and whilst it is great that everyone wants to help and share their opinion quite often there are incorrect answers being provided.

That's why we started the Australian Expat Financial Forum. Its a place that Australian expats can share their expat financial war stories as well as ask questions that we can answer on this podcast.

In this episode we run through the following topics:

•	How to setup a will across multiple jurisdictions?
•	How to setup for retirement when you don't know which country you will be in?
•	Can a Australian expat gift a property and not pay any tax?
•	What are the ATO obligations for drawing on a US 401k when residing in Australia?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 127 - Expat Facebook Group Q&A Part 2

Welcome to the one hundred and thirty second episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss how Australian expats manage sharia law when they move to the Middle East or any other country that's governing law is based on the Islamic faith.

With destinations like Dubai, Abu Dhabi, Saudi Arabia and Qatar becoming popular destinations for Australian expats its important for those looking to move to the region have a understanding of the law not only to avoid breaking it but to also anticipate how to navigate this when things go wrong.

In the majority of cases the time an Australian expat in Dubai, Abu Dhabi, Saudi or Qatar have to face Sharia Law and its implications on your finances is when there is a death in the family. 

Generally speaking under Sharia Law when it comes to succession an individuals testamentary as to who gets what assets is limited to between one third and one quarter of their assets (depending in whether the law is based on Sunni or Shi'i schemes of inheritance) whilst the remaining amount is passes to their legal heirs. Who these legal heirs are can vary wildly depending on which scheme of inheritance is employed.  

In this episode we run through the following topics:

•	How to navigate sharia law as a Australian expat in the region?
•	What an Australian expat can do to prepare?
•	How important are wills to helping Australian expats navigate sharia law?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 132 - Managing Sharia Law as an Australian Expat

Welcome to the one hundred and thirty third episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss can Australian expats retire between two countries and if so how can they do it.

Like everything in life the answer is it depends. It depends on where you want to move or retire to, what passports you hold and the type of tax outcome Australian expats are looking for.

A lot of Australian expats will tie themselves in knots trying to find the perfect solution however unfortunately it doesn't exist. There will be a trade off in lifestyle for cost or tax outcomes and its important to itemise what is the most important thing to you and make that your focus.

If a particular country, scenery or location is the important thing then it is important to find the most tax optimised solution to that particular location or jurisdiction. There maybe better tax optimised locations for you however it may not provide the other things that are important to you.

In this episode we run through the following topics:

•	Can a Australian expat simply retire anywhere?
•	What does an Australian expat need to be aware of when looking to retire in a foreign jurisdiction?
•	Why its okay for an Australian expat to be classified as a Australian tax resident when looking to spend time and retire overseas for at least part of the year?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 133 - Can An Expat Retire Between Two Countries?

Welcome to the one hundred and thirty fourth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we run through some questions Australian expats have asked in our Australian Expat Financial Forum Facebook Group.

We often find that when speaking to Australian expats there are common themes that emerge from time to time when managing your financial affairs overseas.

At the moment the most popular topics include buying and selling property as a Australian expat and how to manage your superannuation and foreign pensions when living overseas.

In this episode we run through the following questions that were asked:

•	What are the changes to the Foreign Resident Capital Gains Withholding Tax and how do they affect Australian expats selling property?
•	What happens when you buy a property as a non-resident and sell it as a tax resident of Australia?
•	What is the current CGT situation when selling a property in Australia as a non-resident when the property was formerly your Main Residence?
•	If you regularly transfer large sums of cash from the UAE back to Australia can you be classified as a Australian tax resident?
•	If I start drawing a allocated pension from my Australian superannuation account whilst I am a tax resident of the UK does the HMRC tax me on this?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 134 - Australian Expat Finance Q&A Session

Welcome to the one hundred and thirty fifth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat James and Adam run through some questions Australian expats have asked in our Australian Expat Financial Forum Facebook Group.

In this episode we run through the following questions that were asked:

•	What are the risks for an Australian expat leaving large amounts of cash in the bank whilst living in the Middle East?
•	What are the tax considerations when a expat opens a bank account in Australia?
•	What is the latest update on the proposed changes to the tax residency rules?
•	If an Australian expat were to permanently leave the US what exit taxes are they up for and does the HEART tax act apply to them?
•	Are there any different strategies and taxes to consider when you hold a Australian life insurance and endowment policies?
•	What is the K3 event and how does it affect Australian expats when inheriting assets from an estate?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 135 - Q&A With Dubai Based Financial Planner Adam Prentice

Welcome to the one hundred and thirty sixth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss why Australian expats should avoid investing in investment bonds when they live overseas and are saving for retirement.

Any Australian expat who has spent time in the Middle East or Asia will be all too familiar of the scenario when they get the call from a unknown number and on the other end of the line is a smooth talking salesman with a British accent (or sometimes an Australian one too surprisingly) espousing the virtues of investing in a offshore bond.

These punitive financial products can go by many different names  - insurance bond, executive bond, whole of life insurance, offshore savings bond - but the premise and why they don't work is the same.

They will talk about how to avoid pay tax on your investments, both when you live overseas and you return home, why contributing to your super account will make you a tax resident of Australia (this is false by the way) and how a investment bond is the answer to all of your expat prayers when it comes to making the most of your time overseas.

Unfortunately some of this is fluff, a lot of it is incorrect and the rest is just plain misleading.

In this episode we run through the following topics:

•	What is a investment bond?
•	Why do these type of investment bonds not work for Australian expats and why were they banned in Australia and the UK many years ago?
•	Why these products only favour the insurance salesman and investment bond issuer and not the client?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 136 - Why Australian Expats Should Avoid Investment Bonds

Welcome to the one hundred and thirty seventh episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss how do the recent announcements made by the US government affect Australian expats living in the US and overseas.

Since the Trump administration was inaugurated there have been many announcements made by the White House from the scraping of the DEI program to introducing new wide sweeping tariffs.

With the media running wild with headlines markets have become turbulent and investors are trying to take stock of what the new announcements mean.

In this episode we run through the following topics:

•	What is the current state of the international economies and how will they take these announcements?
•	What do the prospects look like for the next 12-18 months?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 137 - How Does the Trump Factor Affect Expats?

Welcome to the one hundred and thirty eighth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss when is a good time for an Australian expat to use a trust in Australia.

Family trusts have been around for many years and financial professionals in Australia, like accountants and financial planners, have used them extensively to protect assets and reduce tax however do the same benefits apply to Australian expats living overseas? 

In this episode we run through the following topics:

•	What are the different type of trusts in Australia?
•	Why do people use trusts in Australia?
•	What are the benefits of using a trust as a resident versus as a non-resident for tax purposes?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 138 - When is a good time for an Expat to use a Trust

Welcome to the one hundred and thirty ninth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss the topic that is monopolising all the media at the moment - tariffs.

Whilst tariffs aren't solely related to Australian expats it does indirectly affect them by virtue of the volatility we are seeing in the currency and equity markets and in turn filtering down to the economies around the world

In this episode we run through the following topics:

•	What has been the latest announced changes?
•	How do Australian expats manage their financial affairs when there is some much volatility?
•	Where to here and will the world be exposed to a trade war between countries?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

Atlas Wealth Management is a specialist in providing tax financial planning advice to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing wealth management and planning services to the expatriate community.

Atlas Wealth Management was born out of the demand from expats who wanted a financial adviser to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about Atlas Wealth Management and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 139 - When is a Tariff not a Tariff

Welcome to the one hundred and fortieth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss how expats can take advantage of the weaker Australian dollar.

Currency is a topic that monopolises the conversations for most Australian expats and when it comes to the Australian dollar everyone has an opinion.

In this episode we run through the following topics:

•	What has caused the Australian dollar to fall?
•	What events and catalysts cause the Australian dollar to go up and down?
•	What is the best way Australian expats should move money to Australian dollars whilst managing the risks at the same time?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

The Atlas Wealth Group is a specialist in providing tax, financial planning, asset management and mortgage services to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

The Atlas Wealth Group was born out of the demand from Australian expats who wanted a professional to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about the Atlas Wealth Group and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthmgmt

Expat Chat Episode 140 - How Can Expats Take Advantage of the Weak Australian Dollar

Welcome to the one hundred and forty first episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss how the Albanese governments re-election with a increased majority will effect Australian expats.

At the recent Australian federal election not only did the Labor party win but they increased their majority in parliament and also knocked the Liberal party leader off his perch resulting in Dutton losing his seat.

In this episode we run through the following topics:

•	What are the first things Labor is looking to change?
•	What is the $3m superannuation tax and how does this affect Australian expats?
•	Will the government start taxing Australian trusts?
•	Will there be a change to the negative gearing laws?
•	Will we see a change to the tax residency laws?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

The Atlas Wealth Group is a specialist in providing tax, financial planning, asset management and mortgage services to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

The Atlas Wealth Group was born out of the demand from Australian expats who wanted a professional to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about the Atlas Wealth Group and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-group
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup

Expat Chat Episode 141 - Labor 2.0. What does it mean for Expats

Welcome to the one hundred and forty second episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss what life is like living as an Australian expat in Switzerland.

With over 5,000 Australian expats calling Switzerland home there are many appealing factors why people choose to move to there.

These factors can normally be broken down into two reasons - for work or for love.

Like any other country Switzerland has its own rules that Australian expats need to comply with, some obvious and some very new.

In this episode we run through the following topics:

•	Why do Australian expats move to Switzerland?
•	How does the Cantonal tax system in Switzerland work and what do Australian expats need to be aware of?
•	What is the Swiss culture like and how do you adapt?
•	What is the cost of living like in Switzerland?
•	Swiss financial advice and strategy planning?

Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

The Atlas Wealth Group is a specialist in providing tax, financial planning, asset management and mortgage services to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

The Atlas Wealth Group was born out of the demand from Australian expats who wanted a professional to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about the Atlas Wealth Group and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-group
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup

Expat Chat Episode 142 - Living in Switzerland as an Australian Expat

Welcome to the one hundred and forty third episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In today’s Expat Chat we discuss what tips and tricks are available for Australian expats with the 2025 end of financial year rapidly approaching.

When you move overseas the idea of forgetting all about the dreaded 30th of June end of financial year deadline is appealing however if you still have some economic ties to Australia, whether that is property, shares or superannuation, you still need to consider your financial options as an expat.

In this episode we run through the following topics:

•	Important end-of-financial-year considerations for Australian expats
•	Importance of lodging tax returns on time to avoid penalties and interest charges
•	The need to disclose HECS/HELP debts and explore different methods for doing so
•	Tax deductions, particularly superannuation contributions, which must be made within the next 30 days to be eligible for the current financial year
•	Rental property deductions, the difference between repairs and improvements
•	Importance of correctly setting up withholding tax on bank accounts and dividends for non-residents


Links that we discussed in this episode include:

• Upcoming events - https://atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
• Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

The Atlas Wealth Group is a specialist in providing tax, financial planning, asset management and mortgage services to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

The Atlas Wealth Group was born out of the demand from Australian expats who wanted a professional to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about the Atlas Wealth Group and how we can help Australian expats please go to https://www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-group
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup

Expat Chat Episode 143 - Expat Tips and Tricks for the 2025 EOFY

Welcome to the one hundred and forty fourth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In this episode, James Ridley, Managing Director of the Australian office, breaks down the implications of the recently passed “One Big Beautiful Bill” on Australian expats living in the U.S.

Now signed into law as of July 4, 2025, the legislation introduces several key tax changes—most notably, a 3.5% excise tax on outbound remittances beginning January 1, 2026. This could significantly affect visa holders (E-3, L-1, H-1B, and green card holders) who regularly send funds overseas.

James also explains how this tax could apply to:
- Restricted stock units (RSUs)
- Dividends and rental income
- Proceeds from property or share sales

Currency providers may be required to withhold the tax at source, adding a compliance burden for expats and institutions alike.

Another critical update: Section 899, the so-called “retaliatory tax,” could raise U.S. dividend withholding rates up to 50% for residents of countries deemed to have “unfair” tax systems—Australia's status remains to be clarified.

Action Items:
✅ Seek advice if you're inheriting shares as a non-resident—CGT event K3 may apply.
✅ Register for our upcoming webinar to learn more about U.S. tax changes, currency shifts, and cross-border financial strategies.
✅ Prepare early for 2026, especially if you transfer money internationally or receive U.S.-sourced income.


Links that we discussed in this episode include:

• Upcoming events - atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - www.facebook.com/groups/Australia…atfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - atlaswealth.com/news-media/austra…he-expat-podcast/
• Expat Mortgage Podcast - atlaswealth.com/news-media/austra…mortgage-podcast/
• Weekly Recap Podcast – https://atlaswealth.com/news-media/australian-expat-podcasts/weekly-recap-podcast-4/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

The Atlas Wealth Group is a specialist in providing tax, financial planning, asset management and mortgage services to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

The Atlas Wealth Group was born out of the demand from Australian expats who wanted a professional to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about the Atlas Wealth Group and how we can help Australian expats please go to www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-group
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup

Expat Chat Episode 144 - Changes to US taxes and Q&A

Welcome to the one hundred and forty fifth episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In this episode of Expat Chat, Atlas Wealth’s cross-border financial planner Martin Jack joins James Ridley, Managing Director (APAC), to walk through a real-life case study involving two US-based Australian expats preparing to return home. With significant US assets—including a large 401(k), vested RSUs, and a US property—plus long-term green card status, their story highlights the intricate financial and tax challenges that come with repatriation.

Martin outlines the financial and tax planning challenges they faced, from navigating the U.S. exit tax under the HEART Act to managing currency risk, timing asset sales, and diversifying a concentrated stock position. You'll hear key strategies used to optimize their transition, including why they chose to relinquish their green cards and how they structured the transfer of retirement assets to minimize tax impact in both countries.

Whether you're a fellow expat or an advisor helping clients navigate cross-border moves, this episode is packed with actionable insights and cautionary lessons.

Key topics covered:
•	Exit tax traps for long-term green card holders
•	Cross-border 401(k) and superannuation strategies
•	Timing asset liquidation and property sales
•	Managing RSU concentration and unsystematic risk
•	Tax residency implications during repatriation

Links that we discussed in this episode include:
• Upcoming events - atlaswealth.com/events
• Facebook Group - Australian Expat Financial Forum Facebook Group - www.facebook.com/groups/Australia…atfinancialforum
• Ask Atlas - Have your questions answered on the podcast by clicking this link - atlaswealth.com/news-media/austra…he-expat-podcast/
• Expat Mortgage Podcast - atlaswealth.com/news-media/austra…mortgage-podcast/
• Weekly Recap Podcast – atlaswealth.com/news-media/austra…-recap-podcast-4/

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.
The Atlas Wealth Group is a specialist in providing tax, financial planning, asset management and mortgage services to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

The Atlas Wealth Group was born out of the demand from Australian expats who wanted a professional to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about the Atlas Wealth Group and how we can help Australian expats please go to www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:
Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-group
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup

Expat Chat Episode 145 - Case Study: Australian Expat in the US

Expat Chat Episode 146 - Expats Managing Compensation Schemes


Welcome to the one hundred and forty sixth episode of the #Expatchat podcasts, where we discuss the latest tax and financial issues affecting an #Australianexpat. In this episode, Atlas Wealth Managing Directors, James Ridley and Brett Evens dive deep into the complexities of equity compensation—a critical topic for globally mobile professionals. From Restricted Stock Units (RSUs) and stock options to Employee Share Purchase Plans (ESPPs), they unpack the tax implications, risks, and strategies every expat should know when navigating company equity abroad.

James breaks down why RSUs are often dubbed "Golden Handcuffs," explores how they're taxed in different jurisdictions (with a spotlight on the U.S.), and why tax withholding may not be enough. The duo also highlights timing, vesting schedules, and diversification as key pillars of managing equity wealth, especially for those in tech or with concentrated stock exposure.

Whether you're dealing with complex tax rules, wondering when to sell your shares, or trying to reduce your financial exposure to one company, this episode offers  valuable insights.

Key Topics Covered:

- RSU taxation across borders
- Stock options vs. RSUs vs. ESPPs
- Risks of holding too much company stock
- Diversification strategies and tax efficiency
- Currency considerations (USD weakness and global exposure)

If you're an expat with equity on your payslip, this one’s for you. Tune in and take control of your compensation.

Links that we discussed in this episode include:

- Upcoming Seminars & Webinars - https://atlaswealth.com/events
- Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
- Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
- Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/
- Weekly Recap Podcast – https://atlaswealth.com/news-media/australian-expat-podcasts/weekly-recap-podcast-4/

If you like the content make sure you let us know by hitting the thumbs up and subscribing. As well as providing some feedback in the comments below.

The Atlas Wealth Group was born out of growing demand from Australian expats seeking professional guidance. We are specialists in providing tax, financial planning, wealth management and mortgage services to every Australian expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

To find out more about the Atlas Wealth Group visit www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt 
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup

Expat Chat Episode 146 - Expats Managing Compensation Schemes

Welcome to the one hundred and forty seventh episode of the #Expatchat podcast, where we dive into the most pressing tax and financial issues impacting #Australianexpats around the globe. Hosted by James Ridley, Managing Director of Atlas Wealth Management, this episode features a special Q&A with Martin Jack, Atlas Wealth’s Financial Planner - APAC where they tackle listener-submitted questions and provide expert insights.

Key Topics Covered:
•	US Exit Tax – What it is, who it affects, and how to plan ahead.
•	Superannuation – Updates, contribution strategies, and how super fits into an expat’s financial plan.
•	Investing in Australia: Shares vs. Property – A balanced comparison of both asset classes and what suits expats best.

James and Martin share real-world examples and practical advice to help you navigate these complex areas with confidence.

Links that we discussed in this episode include: 
•	Upcoming Seminars & Webinars – https://atlaswealth.com/events 
•	Facebook Group – Don’t forget to join our Australian Expat Financial Forum Facebook Group –    / australianexpatfinancialforum   
•	Ask Atlas – Have your questions answered on the podcast by clicking this link – https://atlaswealth.com/news-media/au... 
•	Expat Mortgage Podcast – https://atlaswealth.com/news-media/au... 
•	Weekly Recap Podcast – https://atlaswealth.com/news-media/au... 

If you like the content make sure you let us know by hitting the thumbs up and subscribing. As well as providing some feedback in the comments below. 

The Atlas Wealth Group was born out of growing demand from Australian expats seeking professional guidance. We are specialists in providing tax, financial planning, wealth management and mortgage services to every Australian expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community. 

To find out more about the Atlas Wealth Group visit www.atlaswealth.com. 

Make sure you connect with us on our respective social media channels: 

Facebook: www.facebook.com/atlaswealthmgmt 
LinkedIn: www.linkedin.com/company/atlas-wealth-management 
Twitter: www.twitter.com/atlaswealthmgmt 
Instagram: www.instagram.com/atlaswealthgroup



Expat Chat Episode 147 - Q&A with James Ridley and Martin Jack

Welcome to Episode 148 of the #ExpatChat Podcast, where we explore the latest tax and financial issues affecting Australian expats. In this episode, Expat Do’s and Don’ts for SMSFs, Atlas Wealth Managing Directors James Ridley and Brett Evans unpack the complexities of managing Self-Managed Superannuation Funds (SMSFs) while living overseas.

They provide an overview of the legal, financial, and compliance responsibilities SMSF trustees face abroad—highlighting how to avoid costly penalties and potential fund disqualification.

A key focus is on the “central management and control” rule and its role in determining SMSF residency status. James and Brett breakdown the 183-day rule, the distinction between temporary absences and permanent relocations, and what happens when trustees move overseas.

You’ll also hear about strategies to maintain compliance, such as appointing a Power of Attorney or converting to a small APRA fund. Real-life scenarios illustrate how different choices impact compliance and tax outcomes, reinforcing the need for expert planning before relocating.

Whether you're currently managing an SMSF overseas or considering a move, this episode is packed with key insights to help you stay compliant and protect your retirement wealth.


Links that we discussed in this episode include:
• Upcoming Seminars & Webinars – atlaswealth.com/events
• Facebook Group – Don’t forget to join our Australian Expat Financial Forum Facebook Group – / australianexpatfinancialforum
• Ask Atlas – Have your questions answered on the podcast by clicking this link – atlaswealth.com/news-media/au...
• Expat Mortgage Podcast – atlaswealth.com/news-media/au...
• Weekly Recap Podcast – atlaswealth.com/news-media/au...

If you like the content make sure you let us know by hitting the thumbs up and subscribing. As well as providing some feedback in the comments below.

The Atlas Wealth Group was born out of growing demand from Australian expats seeking professional guidance. We are specialists in providing tax, financial planning, wealth management and mortgage services to every Australian expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

To find out more about the Atlas Wealth Group visit www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup

Expat Chat Episode 148 - Expat Dos and Donts for SMSFs

The Expat Chat Podcast by Atlas Wealth Management is a podcast for Aussie expats living overseas who want to learn more about managing their finances as an expat.

Atlas Wealth Management is a specialist in providing Australian expat financial advice and planning and has been providing these services to Australian expats in over 38 countries

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