Banks need deposits...banks raise deposit prices...or banks go to capital markets...bank down the street does the same thing...margins get thinner and thinner...

Sound familiar?

So, let's break out of that rut and rethink this idea of marginal cost of funds as well as the value of our franchises and incorporating an idea called "lifetime value of accounts".  Honestly, it's the best long-term option community banks have in an environment like this.

Neil Stanley is the CEO and Founder of The CorePoint.  Check them out at https://thecorepoint.com/

And many thanks to ICBA Securities for their sponsorship and support.  Check them out at https://www.icba.org/icba-securities

Deposit Price Wars: Breaking Out of that Cycle with Neil Stanley

We sit down with Sarah Bacehowski from Mills Marketing to talk about her thoughts on omni-digital banking.  What I found so interesting about her presentation here and at Lead FWD, was her ability to communicate what this new method of banking will look and feel like to our customers.

Omni-Digital Banking with Mills Marketing

The Paul W. Barret, Jr. School of Banking is a non-profit independent school created by and governed by a Board of Regents, whose members are executives from banks and other firms involved with the financial services industry.The mission of the School is to provide an adult learning experience for the career-oriented individual in commercial banking or a related financial services industry business.

Deposit Price Wars: Breaking Out of that Cycle with Neil Stanley

Barret School of Banking

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