If you are a homeowner you need to listen to this recording.  If you have friends or family that are homeowners you need to have them listen to this recording, especially if you/they are upside down & under water in your mortgage.  Meaning that your home is no longer worth what you paid for it and you are paying a mortgage on a house that is not worth it anymore.  I'm asking that we all work as one and re-post this message so that no one drowns in their mortgage - give a helping hand... visit www.atmhousesforsale.com for more details or call 510.222.6023

Bobette Kirk

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