Name: The Benefits of Fluoride Treatments by David C. Branch
Duration: 4 min 45 s
Description: Fluoride is a naturally-occurring mineral that protect teeth from bacteria and helps strengthens enamel. Professional fluoride treatments provide a safe and effective way to maintain optimal oral health and offer numerous benefits. David C. Branch talks about some of the many benefits professional fluoride treatments can provide.

This is the fourth episode of the ILO’s Social Finance Podcast on financial inclusion, impact insurance and sustainable investing. The podcast brings you insights from around the world, highlighting how financial services contribute to social and economic development.

In this episode, we look at why and how impact investors are promoting employment as an impact theme. Lisa Morgan, Technical Specialist at the ILO, speaks with Amit Bouri, founder and CEO of the Global Impact Investment Network (the GIIN) and Patricia Richter, Senior Technical Officer at the ILO. They talk about the fundamental role that decent work and quality jobs play in sustainable development and how investors can leverage their financing to contribute positively to employment outcomes that address today’s pressing issues. They highlight the collaboration between the GIIN and its members with the ILO, including the work on developing quality jobs investment strategies and metrics for measuring impact achieved. 

You can find out more about all the resources discussed in this podcast at:
GIIN - Annual Impact Investor survey 2020: https://thegiin.org/research/publication/impinv-survey-2020
IRIS+: https://iris.thegiin.org/
Quality Jobs theme – IRIS+: https://navigatingimpact.thegiin.org/quality-jobs/outcomes/impacts/

To all our listeners, this is your podcast! We want to cover the topics that interest you. Feel free to send us your ideas for future episodes and we will do what we can to include them. Email: socialfinance@ilo.org.

This episode is also available on Spotify: https://spoti.fi/3lKmztp and iTunes: https://apple.co/31CWk0G

The transcript for this episode is available on the ILO website: https://www.ilo.org/wcmsp5/groups/public/---ed_emp/documents/article/wcms_831229.pdf

Background music: www.purple-planet.com

For information about audio copyright and permissions see www.ilo.org/global/copyright/lang--en/index.htm.

Social Finance Podcast - Episode 4 - Pushing the frontier: impact investing for decent work

I've got a great episode for you today, starring special guest Peter Krull, CEO of Earth Equity Advisors. I always love talking to Peter about all things climate, especially ESG. I feel like he's got a really healthy way of looking at it, because there's a lot of hype in this sector. So don't believe the hype, and always look under the hood.

On today's podcast, Peter and I are talking about how to think about ESG, with a sprinkle of politics – we've seen that a number of states have started to ban financial institutions that sought to distance themselves from fossil fuel industries, so the drama in this sector shows no signs of slowing down.

All of that and more, in today's show, so let's dive right in.

The Green Finance Podcast Ep. 9: Unpacking the politicized world of ESG with Earth Equity Advisors

We've talked a lot on this podcast about the growing consumer awareness around climate change. Considering the scale of the problem, a lot of us feel like we're not doing enough, but also that there's only so much we can do. It's hard to know even where to start as a person, and it gets even harder at company or government level. 

But we are learning, and one of the biggest lessons that I think will define this decade is how our financial choices impact the planet. We choose to shop at a particular store, we choose to buy from a certain brand and we choose to eat what we eat. 

Same goes for the financial system – banks and financial institutions choose who to lend to, and they choose which sectors warrant investments. 

Studies show that when it comes to their bank, consumers do care about alignment with personal values – it was the second-most prized service by bank customers, right after higher interest rates on savings accounts.

The majority of people want to know more about the environmental impact of how they spend their money and want their banks to help them take action and reduce their environmental impact. Moreover, consumers also want their banks to decarbonize, considering the financial support they've given over the past decades to the fossil fuel industry, for example. 

But in order to make the right choices - that is, the choices with the least negative impact on the planet - we need information, we need tools. This means data and technology at scale. 
 
I'm talking about this today with my guest Emma Kisby, UK & Europe CEO of Cogo - a company that provides carbon footprint management products that enable individuals and businesses to measure, reduce and offset their impact on the climate. There's lots to cover, so let's dive right in. 

To read the transcript of our conversation, click here: https://tearsheet.co/the-green-finance-podcast/the-green-finance-podcast-ep-10-tangible-steps-banks-can-take-to-help-their-customers-lower-their-carbon-footprint/

The Green Finance Podcast Ep. 10: How banks can help their customers lower their carbon footprint

In addition to making a profit, banks can be a societal force for good. This is why Ken LaRoe came out of retirement to start Climate First Bank, the world’s first climate-focused, FDIC-insured commercial bank. 

Climate First Bank joined the Net-Zero Banking Alliance in January 2022 and is currently in the process of building out its 2050 plan.

Climate First Bank is based in Florida, a state destined to be the epicenter of climate change-induced effects. They really want to set an example for other banks, especially when it comes to emissions reporting. 

We also chat about the politicized world of climate change. It's not easy to be a climate advocate in Florida, where the political winds blow against this agenda.

To read the transcript of our conversation, please visit tearsheet.co.

The Green Finance Podcast Ep. 11: Running a bank with climate change at its core

When it comes to investing in sustainable projects, there are still many unknowns. Demand from investors is growing, but it's not consistent across the board and connecting it to the supply side remains challenging. Project financiers usually take less technical risks on more mature technologies, and when it comes to sustainability, many technologies are new. 

We need tools that enable project financiers to get comfortable with exploring and entering new markets. 

It will be interesting to see how the new Inflation Reduction Act will help on this front, and we are chatting about this today with Amanda Li, Co-Founder and COO of Banyan Infrastructure. 

Banyan is an investment facilitator for sustainable infrastructure headquartered in San Francisco, a business on a mission to unlock capital for the financing of green infrastructure projects of all sizes in a profitable way. 

Amanda has over ten years’ experience in engineering for sustainable development. Passionate about opening financial doors for green infrastructure projects. We had a real fun conversation, so let's dive right in.

The Green Finance Podcast Ep. 12: How do we make investments green, without going into the red?

Today we're talking about voluntary carbon markets and carbon credit ratings. 

So many companies are now making net zero commitments, and the way to get there is by cutting down their own emissions and using voluntary carbon credits to compensate for residual emissions, as it's nearly impossible to be perfectly carbon neutral without them. 

However, the voluntary carbon credit market is relatively new and many companies are over relying on carbon credits in the rush to call themselves carbon neutral. In order for this market to function properly, it needs accessible and quality information as well as trust and integrity. 

We need more funds to flow towards climate solutions, and carbon markets can facilitate this by creating investable carbon assets. 

But we need to ensure that on the supply side, the carbon credits are of the highest quality, and on the demand-side we need to avoid ‘greenwashing’ by ensuring those credits do not allow companies to avoid cutting their own emissions. 

I'm talking about all this today with Tommy Ricketts, CEO of BeZero Carbon, a company that provides carbon credit ratings and research tools to support buyers, intermediaries, investors, and carbon project developers. 

To read the transcript of our conversation, visit Tearsheet.co.

The Green Finance Podcast Ep. 13: Debunking carbon credits and voluntary carbon markets

COP27 ended around a week ago, and by now we've all probably seen the headlines – an agreement was finally reached to create a loss and damage fund to help poorer countries most impacted by climate change. Wealthier countries should pay, but exactly who will pay what is yet to be determined. 

While this agreement is a big milestone, there are some key aspects missing – there are no mentions of emissions peaking before 2025, or a clear follow-through on pashing down coal, which is discouraging.  

To help us get a better sense of what happened at the conference, today we're chatting with  Lubomila Jordanova, the founder and CEO of PlanA.

To read the transcript of our conversation, go to tearsheet.co.

The Green Finance Podcast Ep. 14: COP27 - is finance ready to move from pledges to implementation?

Today, we're talking about artificial intelligence – a tool uniquely positioned to help manage the complex issues presented by climate change. 

Due to its capacity to gather, complete, and interpret large, complex datasets on emissions, climate impact, and more, it can be used to support all stakeholders in taking a more informed and data-driven approach to combating carbon emissions and building a greener society.

To help us understand more about how AI can help us solve the climate crisis, I've invited BCG's leading sustainability expert Mike Lyons to expand upon the  real-world, practical applications for climate AI. 

To read the transcript of our conversation, please visit Tearsheet.co

Sign up here for the Green Finance Newsletter: https://tearsheet.co/newsletters/

The Green Finance Podcast Ep. 15: Why climate AI is essential to reach net zero

In our journey of reducing our carbon footprint, it turns out that it’s not only what we buy that can make the difference — how we pay for things can play a part, too.

According to a GoCardless study, using alternative payment methods like ACH can help consumers lower their carbon footprint by generating zero carbon emissions.

This comes in comparison to credit cards, which in 2021 generated an amount of CO2 so high it was the equivalent of driving a diesel car around the Earth approximately 43,000 times.

Considering that consumers are actively looking for more ways to reduce their environmental impact, how should we think about payments? How can this sector decarbonize, and what impact can that have?

To help us answer these questions, I’ve invited Ben Knight, Head of Environmental Sustainability at GoCardless, a direct bank payment solutions company. Ben’s diverse experience paired with his passion for sustainability and the fact that he’s just a great person to talk to, resulted in a really fun conversation.

The Green Finance Podcast Ep. 16: What’s the environmental impact of payments?

Fluoride is a naturally-occurring mineral that protect teeth from bacteria and helps strengthens enamel. Professional fluoride treatments provide a safe and effective way to maintain optimal oral health and offer numerous benefits. David C. Branch talks about some of the many benefits professional fluoride treatments can provide.

The Benefits of Fluoride Treatments

The Smart Personal Finance podcast is the show dedicated to providing ideas and insights to help you live a better life right now while building a plan for financial freedom. I'm your host, Renaud Gagne and together we will gallop through the wild jungle that is personal finance in the Canadian context. We will cover many topics such as budgeting, saving, early retirement, investing, life insurance, banking and so on. I have a special place in my heart for parents who are looking to inculcate sound financial values to their children, so that will also be part of the conversation we have on the Smart Personal Finance podcast.

INTRO: The One About Starting From the Beginning

In 2009, David Branch founded Viper Equity Partners, a healthcare M&A firm based in Palm Beach, Florida. Over the years, he has grown the company into one of the leading providers of transition consultation services for the medical industry. The 44-person team at Viper Equity Partners works hard to provide clients with the necessary services, such as full M&A advisory services and complete accounting and financial support.

Additionally, David C. Branch has extensive experience in consolidation. He discovered consolidation to be an effective method of making money in the respective industry, prompting him to specialize in aiding businesses with the process. Viper Equity Partners, under David's guidance, focuses mainly on the medical industry, with a particular emphasis on dentistry, dermatology, and plastic surgery - all of which are ideal for consolidation and flexibility.

The Benefits of Fluoride Treatments

David C. Branch

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