Name: My Everything by HOPE4EVER
Duration: 4 min 53 s
Description: She's EVERYTHING to Me...If she leaves me...I'll lose EVERYTHING

I guess I can start liking slow Hope tracks :)

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super shy (esentrik edit)

WAV - https://switchhanzo.bandcamp.com/track/deadmau5-strobe-switch-hanzo-rework

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deadmau5 - Strobe (Switch Hanzo Schranz Rework) [FREE DOWNLOAD]

Frank Ocean - Lost (Gabss e Vintage Culture Edit)

i think i'm addicted

Financial institutions are rethinking loyalty at a critical moment. Credit card spending sits at record highs, but economic uncertainty looms. For banks aiming to stay relevant, loyalty can no longer be an afterthought – it needs to be embedded into every customer experience from the start.

At FIS's Emerald 2025 conference in Orlando, Mladen Vladic, general manager of loyalty services at FIS, sat down to discuss how the loyalty industry is evolving beyond traditional card-based rewards. His central argument: Financial institutions need to shift from chasing share of wallet to capturing share of mind first.


How FIS is helping financial institutions evolve loyalty beyond rewards

Welcome to the Tearsheet Podcast, where we explore financial services together with an eye on technology, innovation, emerging models, and changing expectations. I'm Tearsheet's editor in chief, Zack Miller.

For fintechs, cracking the credit union market is notoriously difficult. It's relationship-based, insular, and requires a fundamentally different approach than banking. Many try and fail. But when done right, it opens up distribution to institutions serving over 140 million Americans. Today I'm joined by Brian Kaas, president and managing director of TruStage Ventures, the corporate VC arm of TruStage—a $5.5 billion annual revenue insurer that works with 92% of credit unions nationwide. 

Since 2016, TruStage Ventures has deployed $400 million across 50 portfolio companies and facilitated over 3,000 partnerships between credit unions and fintechs.

We first spoke with Brian in 2021 when the fund was just gaining traction. Four years later, the portfolio has matured with companies like Ethos, Current, and SmartAsset, and Brian's team has become essential connective tissue between innovative fintechs and credit union distribution. 

We'll dig into what makes credit union partnerships different, why so many fintechs struggle to break in, and why stablecoin solutions have become the number one request Brian's hearing from credit union CEOs.


How TruStage Ventures built connective tissue between fintechs and credit unions

Turn The Lights Off ( Jordan Irwin Remix )

Jordan Irwin - Only You

multunes live mix 1

Last Song Of The Night

She's EVERYTHING to Me...If she leaves me...I'll lose EVERYTHING

My Everything

Helping Other People Everywhere.....MisfitMafia, We don't fit in but we all fit together

My Everything

HOPE4EVER

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