In this episode of Investing Insights with Right Property Group, Victor Kumar and Steve Waters discuss the importance of understanding one's own psychology and the psychology of investing in real estate. They talk about the current state of the market, the need to stay informed, and how to determine whether to consolidate or buy during this period. 

Key Takeaways:
-Understanding one's own psychology and the psychology of investing is a cornerstone of success in any asset class with particular reference to your relationship with debt. 
-Informed investors who remain steadfast can reap the rewards in the current market cycle
-Keeping things simple is crucial and highlighting the importance of cash flow, which is the oxygen of investing.
-Continually reviewing one's position and making adjustments to cater for what's happening in the market is crucial.
-Modelling can be a directional tool, but not a rigid plan. 
-Being prepared for when the market changes is crucial, rather than timing the market.
-Surrounding yourself with a peer group that has achieved what you want to achieve and has experience in what they're giving advice on is essential.
-What are you doing right NOW? What moves are you making to get yourself into position to make your moves?

Victor and Steve also referenced previous episode topics, including:
Episode on the three components that trigger an asset class: https://rightpropertygroup.com.au/fb-live-08-12-22-3-market-components-to-look-at-in-2023/
Episode on understanding one's relationship with debt: https://rightpropertygroup.com.au/fb-live-important-considerations-in-managing-your-properties/
Design Your Decade - Download the ebook here: http://rightpropertygroup.com.au/design_your_decade/    

If you're seeking guidance on how to build a successful property portfolio, Right Property Group will provide expert advice to help you on your investment journey. To learn more about our services and make your next move, watch the entire episode and get in touch with Right Property Group at www.rightpropertygroup.com.au

EP 101 The Psychology of Real Estate Investing

In this episode of the Investing Insights podcast, Steve Waters and Victor Kumar delve into the current state of the property market, shedding light on effective strategies to protect and enhance borrowing capacity. They challenge the negative media portrayal by revealing that good quality investment properties are selling above listed prices. 

Emphasising the need for financial education and informed decision-making, they address different investor groups and stress the importance of taking action and managing cash flow effectively. With a focus on planning for contingencies and leveraging finance responsibly, this episode provides valuable guidance for navigating the property market.

Key Takeaways:
1. Despite media negativity, good-quality investment properties are selling well above the listed price.

2. Different investor groups exist: panic sellers, aspiring investors facing financial constraints, and adaptable strategists.

3. Taking action and managing cash flow are crucial; planning for contingencies and having buffers in place is essential.

4. Five points to protect and enhance borrowing capacity: manage income and expenditure, explore options from abundant lenders, leverage interest-only loans, prioritize liquidity and equity harvesting, and differentiate between investment and discretionary spending.

5. Non-deductible debt, such as car loans and credit card debt, significantly impacts mortgage serviceability and borrowing capacity.
 
Tune in to the full episode to gain valuable insights from Steve Waters and Victor Kumar on protecting and enhancing borrowing capacity in the property market. Engage in the discussion and learn practical strategies for financial success in property investing.

EP106 The Five Absolute Finance Musts for Property Investment Success

While it’s easy to get sidetracked by the “noise” brought on by new data points, shifting market trends and policy changes, these experts advise property investors to keep their eyes on the long-term prize. 

In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters, and Victor Kumar take an in-depth look at the current state affairs of the markets that are “doing it tough”, areas that are steadily progressing even during the downturn, and even those that are recording “explosive growth”.  

Highlighting the limitations of relying on data devoid of on-the-ground insights and only providing a short-term market view, the trio underscores focusing on the lasting value that property assets offer investors in the medium and long term. 

Lastly, they give their forecasts on how the rest of the year will unfold for the property market – notably the spring selling season – before explaining why they believe the stage is set for long-term growth.

EP 107 Future-focused investing

With the market cycle now at a critical crossroads, these experts say investors who’ve aced the basics are primed to emerge on the winning side.

In this episode of Property Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar discuss how there are still opportunities to capitalise on despite the “pain” being felt by real estate investors in the current market.

The trio explains how doing the necessary pre-work, such as setting clear goals and having financial buffers, enables real estate investors to sail through rough waters that may arise in the property market cycle.

Lastly, they unpack the often-held notion about property investors, delve into why landlords are on the losing side of the “blame game” amid the rental crisis, and explore the concept of investing ethically in today’s market.

EP 108 Back to basics

Join host Steve Waters and Victor Kumar from Right Property Group in a knowledge-packed episode as they sit down with finance experts Wayne Hedley and Sze Chuah. Together, they unravel the complexities of property financing and investment strategies, offering invaluable insights to help you navigate the world of property finance with confidence.

Episode Highlights:
1. Understanding Borrowing Capacity and Equity: Learn how asset selection influences borrowing capacity and the crucial role of lender diversification in optimizing serviceability. Explore leveraging equity strategically for increased borrowing capacity.

2. Income and its Role:Understand the significance of genuine income for loan approval and how lenders assess risk, interest rates, and living situations based on income.

3. Debt and Serviceability: Gain insight into varying lender approaches to assessing debt and income, along with the impact of debt-to-income ratios (DTI) on borrowing capacity.

4. Equity Harvesting and Repayment Structures: Harness equity strategically to enhance borrowing capacity. Explore the power of interest-only lending and balancing deductible and non-deductible debt.

5. Commercial and SMSF Lending: Uncover the rise of SMSF lending for property investment, overcoming personal serviceability constraints, navigating commercial loans, and Lease Doc loans.

6. Market Trends and Mortgage Possession Sales: Gain insights into current mortgage possession sales trends and how liquidation companies handle these sales with multiple reserve levels.

Empower yourself with expert knowledge by tuning into this engaging episode. Victor, Steve, Wayne, and Sze shed light on the intricacies of property finance and investment strategies, emphasizing planning, diversification, and leveraging equity to make informed investment decisions.

Ready to take your property investment journey to the next level? Don't miss out – hit play and embark on a path to financial success!

Contact us today to learn more about how we can help you invest in property with confidence at www.rightpropertygroup.com.au

EP 109 Decoding Property Finance and Investment Strategies

Government intervention into the property market is on the up, but could the long-term consequences be more sinister?

In this episode of Property Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar explain why government grants might not be the solution to housing affordability they are touted to be.

The trio unpacks why policymakers must strike a delicate balance between facilitating home ownership and managing asset prices, with measures to protect home owners in the present sometimes coming at the expense of their future security.

The experts also give insider tips to investors seeking to navigate this ever-changing property landscape, and share advice on ways to keep your head above the waters of government intervention.

EP 115 The pitfalls of policy

Market hype is set to be strong in the months ahead – don’t let that distract you from your end goal.

In this episode of Property Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar discuss the challenges they anticipate as 2024 rolls out, sharing their perspective on what might lead some purchasers astray.

Phil, Steve and Victor caution against paying too much attention to market noise this year, as success will be defined by good decisions that are specific to each buyer.

Victor reminds that you’re buying the opportunity, not the area, and it’s important to align investments with personal circumstances.

EP 117: How to be strategic and selective in 2024

Join Victor Kumar, Kate Kekatos, and Melissa Matherson as they dive into the fears and mistakes that often hold back new and experienced property investors alike. 

From the influence of interest rates on investing decisions to personal stories of investing mishaps, this episode covers it all. Whether you're new to the property investing scene or looking to refine your strategy, there's something in this episode for you.

In This Episode, You Will Learn:
* How current interest rate trends affect property investing decisions.
* Personal investing mistakes from our hosts and the lessons learned.
* Common fears among new investors and strategies to overcome them.
* The critical importance of a clear investing strategy and patience.
* Tips for managing the emotional aspects of investing in real estate.
* Insights into the benefits of professional property management.
* The value of learning from mistakes and seeking experienced advice.
* Motivation to take action towards your property investing goals despite fears. 
Don't let fear and common mistakes hold you back from achieving your property investing goals. Tune in to gain insights and strategies that could be the key to your next successful investment.

Subscribe to our channel and share this episode with friends and family who are on their property investing journey, and let's grow our community of informed and successful investors.

To get a blueprint strategy review, click the button below.
https://rightpropertygroup.com.au/blueprintsession

Connect with Us:
Website: www.rightpropertygroup.com.au
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Ep 121 Overcoming Fears and Mistakes in Property Investing

Steve Waters, leading buyer’s agent and one half of Right Property Group, has left a powerful legacy for the Australian property investment community.

In this episode, Smart Property Investment’s Phil Tarrant and Right Property Group’s Victor Kumar come together to reflect on the life and legacy of Steve Waters.  

They hear moving tributes from former clients, industry peers and friends whose lives were touched by Steve’s decades-long property career.

Phil and Victor reflect on the future of Property Investing Insights, and how they can continue to honour Steve’s legacy going forward.

EP 122 A tribute to Steve Waters

In this episode, Victor Kumar of Right Property Group is joined by longtime clients and seasoned investors Namrata & Vishal Marken to discuss their journey through the ups and downs of property investment. They share their experiences, from their first investment to managing a diverse portfolio, and provide insights on the challenges and triumphs they've encountered along the way.

Takeaways:
1. Firsthand Experience: Having a partner who understands property investment can be a significant advantage.
2. Start Early: Begin investing as soon as possible to leverage long-term growth.
3. Holistic Approach: Combine personal goals with investment strategies for a balanced approach.
4. Overcoming Challenges: Dealing with analysis paralysis by relying on experts.
5. Strategic Management: Importance of diversifying and managing a property portfolio effectively.
6. Continuous Learning: The role of mentorship and ongoing education in successful investing.
7. Handling Market Cycles: Adapting strategies based on market conditions and economic cycles.
8. Effective Property Management: Importance of selecting the right property managers and staying proactive with maintenance.

Nam and Vishal’s journey highlights the importance of starting early, continuous learning, and strategic management in property investment. Their story is a testament to how dedication and the right approach can lead to success in real estate.

Ep 125 From First Investment to a Diverse Portfolio in 10 Years

In this insightful episode of Property Investing Insights, Victor Kumar engages in a candid conversation with Scott Dillon, a seasoned investor and long-time client. Scott recounts his journey from taking his first steps into property investing to developing a robust and diverse portfolio over the past decade. This episode delves deep into the strategies, challenges, and triumphs that have defined his investment experience.

Episode Highlights:

-Overcoming Initial Fears: Scott shares how he conquered the common anxieties associated with starting in property investing and why the reality often differs from the fears.
- Building a Strong Team: The critical role of having the right experts—accountants, brokers, and property managers—in your corner to guide and support your investment journey.
- Strategic Diversification: Insights into how Scott diversified his portfolio across various states, balancing growth with stability, and navigating different market cycles.
- Lessons from Fitness to Finance: Drawing parallels between physical fitness and financial fitness, Scott discusses the importance of discipline, routine, and the right guidance in both arenas.
- Key Lessons Learned: Reflecting on a decade of investing, Scott offers practical advice for both new and seasoned investors.

Important Links:

- 2024 PIPA Annual Property Investor Sentiment Survey: The survey closes soon (17th August). Participate now to have your voice heard in shaping the future of property investment.
Link: https://www.pipa.asn.au/2024-pipa-annual-property-investor-sentiment-survey/

- Scott Dillon’s Company - 365 Performance: Discover Scott’s approach to health and fitness, helping busy professionals achieve peak performance.
Link: https://www.linkedin.com/in/sdpeakperformance/

- Property Investment Education Event: Join us on the 3rd of September at Rydges Parramatta for an in-person event where you can connect with fellow investors and gain deeper insights into successful property strategies.
Link: https://www.eventbrite.com/e/property-investment-education-tickets-989618053237?aff=oddtdtcreator

If you’ve enjoyed this episode, please share it with others who might benefit. Don’t forget to subscribe to Property Investing Insights for more expert advice and real-world experiences from top investors.

EP 129 Scott Dillon’s Decade of Strategic Growth

In this episode of Property Investing Insights, Victor Kumar welcomes Maxine Roach, a former client turned expert in the real estate field. They discuss the nuances of investing in properties, effective negotiation strategies, and how to make informed purchasing decisions based on market dynamics. 

Maxine shares her journey from her previous profession as a hairdresser to becoming a key pillar at Right Property Group, offering valuable insights into the property investment landscape.

Key Points Discussed:
* Strategies for negotiating the best price on properties, including assessing market conditions.
* The importance of research in identifying opportunities that may not be immediately apparent.
* Real-life examples from Maxine's experience, highlighting how thorough analysis can lead to successful investments.
* The significance of customizing investment strategies based on individual circumstances and market trends.
* The potential benefits and risks of purchasing properties above the listed price, with a focus on long-term value.

If you enjoyed this podcast and found the insights valuable, please share it with someone who may benefit from it. Stay tuned for more episodes, where we dive deeper into property investing strategies and trends!

Ep 132 Investment Strategies that Work in any Market

Welcome to Property Investing Insights, hosted by Phil Tarrant, featuring Victor and Reshmi Kumar from Right Property Group. In this episode, we unpack essential strategies for building a successful property portfolio and highlight the significance of celebrating small wins along the way.

Key Takeaways:
- Celebrate Small Wins: Recognise milestones to stay motivated and continue learning.
- Defining Success: A positive property portfolio starts with informed decisions, influenced by your deposit size.
- Strategic Cash Flow Management: Leverage positive cash flow wisely and prioritise capital growth.
- Focus on Employment Nodes: Invest in properties located near job hubs, ideally within a 20-minute commute.
- Building Equity: Plan carefully for initial negative cash flow while aiming to build equity.
- The Importance of Mindset: Success in property investing requires a shared vision and commitment among partners.

Thank you for tuning in to Property Investing Insights. If you found value in this episode, please subscribe, leave a review, and share it with your network. Visit Right Property Group's website for more expert resources and insights to enhance your investment journey!  

Click the link to book a time to chat with us: 
https://rightpropertygroup.com.au/blueprintsession/

Connect with Us:
Website: www.rightpropertygroup.com.au
Instagram: www.instagram.com/rightpropertygroup/
Facebook: www.facebook.com/RightPropertyGroup
LinkedIn: www.linkedin.com/company/rightpropertygroup/

EP 133 Thriving in Property Investing: Key Strategies and Mindset

On this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to unpack the concept of a positive property portfolio and lessons that they’ve learnt over their 20-year journey.

In particular, the trio unpack how strategic planning can lead to not only financial freedom but personal fulfilment, allowing Reshmi to focus on her family.

Throughout the podcast, they also touch on managing cash flow fluctuations, the challenge of creating a high capital growth portfolio that’s positively geared, and the importance of long-term goals.

The conversation ends with advice on asset protection and estate planning for retirement, highlighting the need for structured planning.

EP 134 A positive property portfolio

In this episode, we explore the journey of building a successful property portfolio through the experiences of a long-time client, Heroly Chour. He shares valuable lessons on property management, strategic acquisitions, and overcoming challenges. 

Whether you’re a novice or a seasoned investor, this episode offers actionable insights for navigating the property market with confidence.

Main Takeaways:
- Thorough Due Diligence: Don’t limit yourself to local properties; look beyond and conduct detailed research to minimise risks.
- Plan for the Worst: Develop strong exit strategies and consider worst-case scenarios to safeguard your investments.
- Leverage Expertise: Work with a reliable property manager and ensure comprehensive insurance to protect your assets.
- Compound Growth: Start saving early to benefit from the power of compound growth and build financial leverage.
- Stay Organised: Use technology and expert help (accountants/bookkeepers) for efficient financial management and ongoing success.

Click the link to book a time to chat with us: 
https://rightpropertygroup.com.au/blueprintsession/

Connect with Us:
Website: www.rightpropertygroup.com.au
Instagram: www.instagram.com/rightpropertygroup/
Facebook: www.facebook.com/RightPropertyGroup
LinkedIn: www.linkedin.com/company/rightpropertygroup/

#propertyinvestment , #propertyinvesting , #propertyinvestmentaustralia ,  #realestateinvesting , #wealthcreation ,  #buyersagent , #buyersagentaustralia ,#moneymindset ,  #successfulpropertyinvesting , #australianbuyersagent

EP 135 Navigating the Property Landscape: Insights on Building and Managing a Successful Portfolio

On this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to analyse the impact of negative gearing reforms on the property market and how investors can build their knowledge base to develop a long-term financial plan.

Particularly, the podcast looks at unintended consequences of tax reforms, including the adverse impacts observed when negative gearing was abolished under Paul Keating, resulting in a 20 per cent spike on rents.

The episode then examines the structural, financial and psychological barriers faced by investors.

The trio also discuss the need for investors to expand their knowledge base, including through the Right Property Group’s “Right on Track events”, to network with other investors and ensure that they continue to align acquisition with strategic consolidation.

EP 136 Developing your expertise – key to a long-term financial success

In today’s episode of Property Investing Insights, Victor Kumar welcomes listeners as he explores the personal journeys of property investors Daniel & Bethany Lever.

Together, they share their unique experiences navigating today’s real estate market, highlighting the importance of selecting the right properties and effectively managing growth alongside cash flow. 

Whether you’re an experienced investor or just starting out, this episode offers valuable information for everyone.

Key Takeaways:
- Daniel shares how a passion for aviation transitioned into successful property investments.
- Practical renovation experience proves invaluable for overcoming challenges in property investment.
- The evolution from flipping to buying and holding properties can significantly enhance long-term portfolio value.
- A proactive approach in financial readiness is crucial for seizing market opportunities.

Click the link to book a time to chat with us: 
https://rightpropertygroup.com.au/blueprintsession/

Connect with Us:
Website: www.rightpropertygroup.com.au
Instagram: www.instagram.com/rightpropertygroup/
Facebook: www.facebook.com/RightPropertyGroup
LinkedIn: www.linkedin.com/company/rightpropertygroup/

#propertyinvestment , #propertyinvesting , #propertyinvestmentaustralia ,  #realestateinvesting , #wealthcreation ,  #buyersagent , #buyersagentaustralia ,#moneymindset ,  #successfulpropertyinvesting , #australianbuyersagent

Ep 137 Balancing Growth and Cash Flow: Insights from Property Investors

In this episode of Property Investing Insights Podcast, Victor Kumar interviews Bobby Branezac, a dedicated investor who shares his inspiring journey in the real estate market. From humble beginnings as a handyman to building a diverse property portfolio, Bobby emphasises the importance of education, experience, and being comfortable with discomfort in achieving financial security through real estate investment.

Key takeaways:
-From handyman to successful property investor, Bobby illustrates the power of education and taking action to achieve financial goals.
-Embracing discomfort became Bobby’s mantra, helping him tackle challenges and embrace risk in his investment journey.
-By making informed, strategic acquisitions, Bobby built a profitable and diverse property portfolio, often defying conventional advice.
-Smart renovations, including adding granny flats, significantly improved cash flow and property value, demonstrating the value of timely investments.

If you enjoyed Bobby's inspiring property investing journey and the valuable insights shared today, please take a moment to subscribe to our podcast and leave us a review.

EP 139 From Passion to Portfolio: Bobby's Property Investing Success Story

In this episode, Phil Tarrant, along with Victor and Reshmi Kumar delve into the transformative period between Christmas and the New Year, exploring how to shift from festive celebrations to establishing clear and actionable intentions for the year ahead. Join us as we discuss the significance of reflection, structured goal-setting, accountability, and the integration of health and personal relationships into our aspirations.

EP 140 From Christmas Cheer to Clear Goals: Setting Intentions for the New Year

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to celebrate the podcast’s 10th anniversary and reflect on their property portfolio over the past decade.

The trio begins the podcast by reflecting on the last 10 years of their investment journey, including the gains and losses in their portfolio and the evolution of the property market.

They then introduce a new mini-series, Design Your Decade, which aims to guide both seasoned investors and newcomers through the process of crafting a 10-year plan for property investment success.

Victor and Reshmi remind listeners that they are not a “one-size-fits-all” plan for property, and that designing your decade involves more than just buying properties; it is about creating a comprehensive plan that aligns with your lifestyle and goals.

EP 141 Unlocking your decade of wealth

In this enlightening episode, Victor Kumar engages with seasoned property investor Ratko Milosavljevic, who shares his remarkable journey through the real estate landscape since 2003. With a foundation as an electrical engineer from Serbia, Ratko sheds light on the highs and lows of property investing in Australia, offering valuable insights and strategies that can help both new and experienced investors thrive in a dynamic market.

Ep 142 Building Wealth Through Property: Ratko Milosavljevic's Inspiring Investment Story

In this episode, co-host Phil Tarrant sits down with seasoned investors Victor and Resmi Kumar to delve deep into the world of property investing.

What to Expect:
-we discuss our personal investing journey and the strategies that have led to our success
-Discover the importance of simplicity and long-term planning in achieving -your investment goals.
-Learn how to effectively manage cash flow and make strategic selling decisions.
-Gain insights on the significance of collaborating with knowledgeable professionals in the real estate sector.
Join us for an exclusive Property Investment Education event! Network with experts and expand your knowledge. 

--
👉 Register here: https://www.eventbrite.com.au/e/property-investment-education-tickets-1260572519339?aff=oddtdtcreator

Click the link to book a time to chat with us: 
https://rightpropertygroup.com.au/blueprintsession/

Connect with Us:
Website: www.rightpropertygroup.com.au
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LinkedIn: www.linkedin.com/company/rightpropertygroup/

Ep 143 Unlocking Successful Property Investing: Tips and Tactics with Victor and Reshmi Kumar

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to discuss creating a decade-long property investment strategy focusing on clear goals, strategic planning, and adapting to market changes.

The trio begins the podcast by reflecting on the early years of their investment journeys, highlighting the critical importance of the first year in property investment – a time when foundational decisions can either accelerate or derail an investor’s path.

The property experts also urge first-time investors to choose their advisers wisely, as they’ll be key in putting together a tailored investment strategy that considers both current and future financial needs.

The conversation also touches on the evolving landscape of property investment, where social media and digital platforms have introduced new dynamics and challenges.

EP 144 A step-by-step guide to property investment in Australia

In this episode of Property Investing Insights, we dive into the rapid investment journey of Daniel Murray, a business owner who transitioned from running a successful commercial maintenance company and restaurant to building a diverse property portfolio in just 18 months.

Daniel shares how he overcame the common fears of investing, why having the right financial team made all the difference, and how he strategically acquired four properties across Australia, each with a unique value-add strategy. If you're looking for actionable insights on scaling a portfolio quickly and smartly, this episode is a must-listen!

📩 Have questions or want to discuss your investment strategy? Contact Right Property Group for expert guidance. Click the link to book a time to chat with us: 
https://rightpropertygroup.com.au/blueprintsession/

Connect with Us:
Website: www.rightpropertygroup.com.au
Instagram: www.instagram.com/rightpropertygroup/
Facebook: www.facebook.com/RightPropertyGroup
LinkedIn: www.linkedin.com/company/rightpropertygroup/

EP 145 From Zero to Four Properties in 18 Months: How Daniel Murray Built a Winning Portfolio

In this episode, hosts Phil, Victor, and Reshmi dive into a practical and insightful discussion around the "4 D’s" of property investing: Diversification, Debt, Direction, and Defense.

The conversation explore how property investors can move from accumulation to consolidation and why these four pillars are critical during the mid-phase of a portfolio’s journey.
Have questions or want to discuss your investment strategy? Contact Right Property Group for expert guidance. Click the link to book a time to chat with us: 
https://rightpropertygroup.com.au/blueprintsession/

Connect with Us:
Website: www.rightpropertygroup.com.au
Instagram: www.instagram.com/rightpropertygroup/
Facebook: www.facebook.com/RightPropertyGroup
LinkedIn: www.linkedin.com/company/rightpropertygroup/

EP146 Investing with Purpose: Strategies and Stories from the Property Market

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to discuss the intricacies of property investing and the concept of age-appropriate investing.

The trio look into how investment strategies must evolve, illustrating the importance of timing, both in life and in investments.

They emphasise that investment strategies must evolve in tandem with life stages - from career beginnings to retirement - while also taking into account family dynamics and the importance of shared goals and open communication when investing as a couple.

Reshmi Kumar advocates for female financial independence through property ownership, urging young women to start investing early. She explains that with the right plan, women can achieve significant financial growth by their mid-30s.

Additionally, the trio discuss how property investment is no longer limited by geography, thanks to digital tools and a globalised economy, which has opened up opportunities for Australians living abroad to invest back home, building a nest egg for their eventual return.

EP 147 Unpacking property strategies for every life stage

In this episode of Property Investing Insights, Victor Kumar sits down with long-time client and investor Mitchell Burge. Starting with a single property over a decade ago, Mitch now holds a diversified, $15 million portfolio. 

From early sacrifices to now enjoying financial freedom, Mitch’s story is a testament to what patience, persistence, and a clear strategy can build over time. With real-world insights and a no-nonsense approach, this episode highlights the importance of starting early, staying consistent, and trusting the process—even when growth is slow.

EPS 149 From First Investment to a $15M Portfolio: The Power of Patience and Property

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to discuss the changing landscape of property and finance.

The trio explores the increasing presence of women in finance, with Reshmi highlighting the positive shift towards a more inclusive industry compared to two decades ago.

Victor reflects on the challenges today’s investors face, noting that while information is more accessible, the market is also saturated with competing voices and strategies, making it harder to build trust and stand out.

The conversation also covers the influx of younger, tech-savvy investors, who are reshaping the industry with fresh perspectives.

Both Reshmi and Victor emphasise the importance of having a clear investment strategy and a solid exit plan, highlighting that retiring debt is the ultimate goal, achievable through surplus income, portfolio income, selling assets or, humorously, winning the lottery.

The trio says that investors should ensure each property purchase aligns with their long-term financial goals, and that focusing on capital growth is crucial to achieving financial freedom.

As the property landscape continues to change, they advise investors to view their journey as a process requiring clear goals, adaptability, and an understanding of how to navigate the market effectively.

EP 148 Balancing information and intuition in a crowded market

In this episode of Property Investing Insights with Right Property Group, Victor and Reshmi Kumar sit down with Phil Tarrant to unpack property investment strategies, highlighting the power of long-term thinking and personalised approaches.

The trio unpacks various strategies suited to different investor stages, from the foundational “buy and hold” to the more advanced “build and balance” and generational investing.

Victor illustrates the build and balance strategy through a real example in Dapto, where adding a granny flat and studio significantly boosts rental yield and asset value.

The team stresses that true wealth in property is rarely achieved quickly, advocating instead for strategic patience and informed decision-making.

As investors mature, they may graduate to generational investing, though Victor warns against entering the commercial property space prematurely without a strong equity base.

The hosts also discuss the importance of aligning investment strategies with individual circumstances such as age, goals, and financial capacity.

While artificial intelligence offers useful insights, Victor argues it can’t replace human judgement in understanding local markets and deal-making.

EP 150 Why strategic patience wins in property

What science is there behind researching a new market and finding the right property for you? The team explores the stages of looking for the right investment property and the steps to consider before buying.

In the final episode of Investing Insights Series One, the team from Right Property Group, Steve Waters and Victor Kumar, discuss the changes to their portfolio in the last twelve months, the impact financial constraints, negative gearing, and taxation has had on them.

For more insight, tune in now to hear all of this and much, much more in this episode of Investing Insights!

From Series 2 of Investing Insights with the Right Property Group, the podcast is now located on the Smart Property Investment Podcast Network, which you can find here on iTunes https://itunes.apple.com/au/podcast/smart-property-investment-podcast-network/id1062491621?mt=2 or listen on https://www.smartpropertyinvestment.com.au/podcasts/right-property-group. 

Did you like this episode? Show your support by rating us on iTunes (Investing Insights) and by liking and following Right Property Group and Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you have any questions about what you heard today or any topics of interest you have in mind, feel free to email editor@smartpropertyinvestment.com.au or questions@rightpropertygroup.com.au for more.

www.smartpropertyinvestment.com.au
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For tickets to the live podcast in Parramatta, please register here: https://www.eventbrite.com.au/e/be-part-of-a-live-podcast-with-qa-all-of-your-questions-answered-tickets-37936911323

The science behind researching a new market

Property Investing Insights, a podcast partnership between Smart Property Investment and leading property buyers’ agents Victor and Reshmi Kumar from the Right Property Group, delivers investors real-world strategies to create wealth through property. 
 
The team delve into the hard issues that property investors face, demystifying complex terms and strategies and providing practical solutions to maximise your investment potential – regardless of the size of your portfolio. The team cover key property market dynamics, principals and tactics and dig deep into the issues that matter to help you make more informed property investment decisions. This podcast is a must listen for any investor wanting to boost their understanding and invest in their property investment education.
 
Property Investing Insights with the Right Property Group, the is now located on the Smart Property Investment Podcast Network, which you can find here on iTunes https://itunes.apple.com/au/podcast/smart-property-investment-podcast-network/id1062491621?mt=2 or listen on https://www.smartpropertyinvestment.com.au/podcasts/right-property-group. 
 
Subscribe and we’ll update you each time a new podcast is released.
 
For more info
http://www.rightpropertygroup.com.au/ | facebook.com/RightPropertyGroup | twitter.com/rpg_1
 
www.smartpropertyinvestment.com.au | facebook.com/SmartPropertyHQ | twitter.com/SmartPropertyHQ
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Property Investing Insights / Right Property Group

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