If you’re finding that you are struggling to save because you have no money left at the end of each month there is a method that I recommend that will help you change that!

▶ Kai Money - The Life & Money Guide For Normal People

▶ instagram.com/kaimoneyguide | https://www.youtube.com/channel/UCT1K0gBMQE4bir_iqtLnFxQ

▶ Episode Blog Post: https://kaimoney.com/how-do-i-start-saving-when-i-have-no-money-left-every-month/ 

→ Find me on Instagram & join the Kai Money Movement: instagram.com/kaimoneyguide

→ I want you to get involved with Kai Money. If you have a dope idea or or you want to be part of a video or podcast, find me on IG @ ‘kaimoneyguide’

Melanin Cover Feature: Bessie Smith

Episode 1: How Do I Start Saving When I Have No Money Left Every Month

There are a couple of questions you should always ask yourself to help you decide which is best.

▶ Kai Money ~ The Life & Money Guide

▶ instagram.com/kaimoneyguide | https://www.youtube.com/channel/UCT1K0gBMQE4bir_iqtLnFxQ

▶ Episode Blog Post: https://kaimoney.com/should-i-rent-or-buy/ 

→ Find me on Instagram & join the Kai Money Movement: instagram.com/kaimoneyguide

→ I want you to get involved with Kai Money. If you have a dope idea or or you want to be part of a video or podcast, find me on IG @ ‘kaimoneyguide’

Melanin Cover Feature: Felix Eboue

Episode 2: Should I Rent Or Buy?

A mortgage is pretty much just a large loan that you use to buy property or land.
Now, most mortgages last for 20 to 30 years, this is called the “term”, and your loan is secured to your property or land until the mortgage is fully paid off.
This means that if you run into trouble paying back your mortgage, the bank can take back your house to get their money back. It’s not your house anymore!


▶ Kai Money ~ The Life & Money Guide

▶ instagram.com/kaimoneyguide | https://www.youtube.com/channel/UCT1K0gBMQE4bir_iqtLnFxQ

▶ Episode Blog Post: https://kaimoney.com/what-is-a-mortgage/ 

→ Find me on Instagram & join the Kai Money Movement: instagram.com/kaimoneyguide

→ I want you to get involved with Kai Money. If you have a dope idea or or you want to be part of a video or podcast, find me on IG @ ‘kaimoneyguide’

Melanin Cover Feature: Frederick Douglass

Episode 3: What Is A Mortgage?

One of the most popular questions I get asked is how much money you should save each month.

My answer is pretty simple, start by saving 10% of any money you make each month.

You won’t even notice the difference, your lifestyle will naturally adjust & you will be building up your own little savings cash castle.

▶ Kai Money ~ The Life & Money Guide

▶ instagram.com/kaimoneyguide | https://www.youtube.com/channel/UCT1K0gBMQE4bir_iqtLnFxQ

▶ Episode Blog Post: https://kaimoney.com/how-much-money-should-i-save-every-month/ 

→ Find me on Instagram & join the Kai Money Movement: instagram.com/kaimoneyguide

→ I want you to get involved with Kai Money. If you have a dope idea or or you want to be part of a video or podcast, find me on IG @ ‘kaimoneyguide’

Melanin Cover Feature: Charles Drew

Episode 4: How Much Money Should I Save Every Month?

So, a Savings Account is the perfect way for you to keep some of your money separate & safe!

Putting your money into a Savings Account is a great way to watch your money grow, as overtime you will earn interest on the money you keep in your account - more money just because!

▶ Kai Money ~ The Life & Money Guide

▶ instagram.com/kaimoneyguide | www.youtube.com/channel/UCT1K0gBMQE4bir_iqtLnFxQ

▶ Episode Blog Post: https://kaimoney.com/what-is-a-savings-account/

→ Find me on Instagram & join the Kai Money Movement: instagram.com/kaimoneyguide

→ I want you to get involved with Kai Money. If you have a dope idea or or you want to be part of a video or podcast, find me on IG @ ‘kaimoneyguide’

Melanin Cover Feature: George Crum

Episode 5: What Is A Savings Account? Kai Money

So I’m going to take a different approach to answer this question. I think it depends on 4 things:

How controlled you are?
How much you are earning?
How stable your salary is?
What you are getting a credit card for?

▶ Kai Money ~ The Life & Money Guide

▶ instagram.com/kaimoneyguide | www.youtube.com/channel/UCT1K0gBMQE4bir_iqtLnFxQ

▶ Episode Blog Post: https://kaimoney.com/should-i-get-a-credit-card/

→ Find me on Instagram & join the Kai Money Movement: instagram.com/kaimoneyguide

→ I want you to get involved with Kai Money. If you have a dope idea or or you want to be part of a video or podcast, find me on IG @ ‘kaimoneyguide’

Melanin Cover Feature: Dr Williams

Episode 6: The Hidden Tricks to Using A Credit Card - Kai Money

There are a few different types of Saving Accounts, and you should always think about what you are saving for and pick the right account for you!

▶ Kai Money ~ The Life & Money Guide

▶ instagram.com/kaimoneyguide | www.youtube.com/channel/UCT1K0gBMQE4bir_iqtLnFxQ

▶ Episode Blog Post: https://kaimoney.com/should-i-go-to-university/

→ Find me on Instagram & join the Kai Money Movement: instagram.com/kaimoneyguide

→ I want you to get involved with Kai Money. If you have a dope idea or or you want to be part of a video or podcast, find me on IG @ ‘kaimoneyguide’

Melanin Cover Feature: Ignatius Sancho

Episode 8: What Are The Different Types Of Savings Accounts - Kai Money

This to me is one of the most important questions. We are all sold this rosy dream that if you go to University you will leave with an amazing job.
The fact is, it’s a lie, a glorious myth. 

▶ Kai Money ~ The Life & Money Guide

▶ instagram.com/kaimoneyguide | www.youtube.com/channel/UCT1K0gBMQE4bir_iqtLnFxQ

▶ Episode Blog Post: https://kaimoney.com/should-i-go-to-university/

→ Find me on Instagram & join the Kai Money Movement: instagram.com/kaimoneyguide

→ I want you to get involved with Kai Money. If you have a dope idea or or you want to be part of a video or podcast, find me on IG @ ‘kaimoneyguide’

Melanin Cover Feature: Jesse Owens

Episode 7: Should I Go to University - Kai Money

So you can save as much as you want but I always recommend that you make saving feel comfortable and not like a punishment.

▶ Kai Money ~ The Life & Money Guide

▶ instagram.com/kaimoneyguide | www.youtube.com/channel/UCT1K0gBMQE4bir_iqtLnFxQ

▶ Episode Blog Post: https://kaimoney.com/savings-account-popular-questions-answers

→ Find me on Instagram & join the Kai Money Movement: instagram.com/kaimoneyguide

→ I want you to get involved with Kai Money. If you have a dope idea or or you want to be part of a video or podcast, find me on IG @ ‘kaimoneyguide’

Melanin Cover Feature: Desmond Tutu

Episode 9: Saving Account Popular Questions & Answers - Kai Money

Imagine you have a nice car (your business) but run out of petrol (cash) on your way to fill up at the petrol station (success).

This is pretty much the perfect example of why cash flow is so important for a business.

▶ Kai Money ~ The Life & Money Guide

▶ instagram.com/kaimoneyguide | www.youtube.com/channel/UCT1K0gBMQE4bir_iqtLnFxQ

▶ Episode Blog Post: https://kaimoney.com/what-is-cashflow-why-is-it-so-important

→ Find me on Instagram & join the Kai Money Movement: instagram.com/kaimoneyguide

→ I want you to get involved with Kai Money. If you have a dope idea or or you want to be part of a video or podcast, find me on IG @ ‘kaimoneyguide’

Melanin Cover Feature: Garrett Morgan

Episode 10: What Is Cash flow & Why Is It So Important? - Kai Money

The Life & Money Guide for Normal People - Banking | Property | Business | Savings | Careers

Knowledge is Wealth: https://kaimoney.com

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