When Anne Rosenthal, the managing shareholder of Drobny Law, speaks about estate tax law, it's impossible not to get engrossed in the conversation. Her journey from the Midwest to Sacramento's estate planning elite is not just a story of geographic change but a testament to her dedication in helping families circumnavigate the looming complexities of wealth protection. This episode is an essential listen as Anne illuminates the stark realities of the forthcoming estate tax exemptions slated for 2026. With the threshold set to drop, more families—and not just those in high-value states like California—are poised to experience significant financial impacts.

Tax planning seems like a daunting task, but she'll break down the process with precision and clarity. She underscores the critical nature of proactive steps, such as securing powers of attorney and healthcare directives once you hit adulthood. The advice doesn't stop there; whether you're starting a family or running a family business, Anne's insights on navigating the tax landscape in light of the 2025 amendments are invaluable. She also delves into the specific challenges faced by those in second marriages, ensuring that all loved ones are provided for without unintended oversights, like outdated beneficiary designations that can lead to ex-spouses accidentally inheriting assets.

Finally, Anne addresses a more somber topic—the financial exploitation of the vulnerable. She champions the role of fiduciaries to protect those who may not be able to protect themselves and cautions listeners on the importance of making these decisions early. With a practical approach, she provides listeners with strategies for maximizing exemptions and deftly managing asset transfers before the estate tax changes take effect. Anne Rosenthal's expertise in estate tax law is a necessary episode if the law impacts you or your loved ones. Providing a comprehensive guidebook to safeguard your legacy in these unpredictable times is absolutely necessary.

For more information about Drobny Law visit: www.drobnylaw.com or call 916-419-2100

For more information on what we provide at Captrust visit www.captrust.com. 
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Episode 15: Securing Your Estate Before the 2026 Changes With Drobny Law's Anne Rosenthal.

Join me as I talk with the owner of 10 million square feet of commercial property, Ethan Conrad. Listen intently as he takes us behind the scenes of his remarkable journey amassing a real estate empire valued at a staggering $1.6 billion. Hear how Ethan challenges the prevailing narrative about the decline of retail spaces, providing compelling evidence to the contrary. With vacancy rates lower than those for office spaces, Ethan's insights reveal a dynamic and evolving retail landscape, ripe with opportunities for the discerning investor. 

Transitioning from theory to personal narrative, Ethan takes us on a trek through the intersection of sales expertise and commercial real estate prowess. He reflects on how early career experiences, from internships to navigating the 'bro culture' of Bishop Hawk, laid the groundwork for entrepreneurial success. Our dialogue uncovers the essential sales skills that translate into real estate acumen—empathy, audience awareness, and knowing the fine balance between persuasion and patience. The conversation continues as we celebrate the milestones and calculated risks that transform the ambitious into property moguls.

Peering into the crystal ball of commercial real estate, we'll unpack some of the sector's potential trajectories. My conversation with Ethan offers an educated forecast on the office space recovery where many find enhanced productivity away from home distractions. Furthermore, we touch upon the subtle art of maintaining a competitive edge through strategic rent offerings, emphasizing Ethan's commitment to community improvement through thoughtful property development. Ethan Conrad Properties are not only good neighbors but they enrich the communities in which they reside, increase surrounding property values and generate favorable and positive feedback from many in the shadow of his holdings. 

For more information about Ethan Conrad Properties visit www.ehtanconradprop.com

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Episode 16: Mastering the Game. How Ethan Conrad Built His $1.6B Commercial Real Estate Empire.

Unlock the secrets of navigating the business marketplace and take control of your entrepreneurial destiny with expert guidance from Randy Hendershot of Evolution Advisors. Join me, Kelly Brothers, as we traverse the complex terrain of buying, selling, and valuing businesses. Whether you're an established business owner contemplating an exit, or a corporate refugee yearning for the thrill of entrepreneurship, this episode promises to equip you with the strategic tools you'll need for success.

Embark on a captivating exploration of what it takes to craft a robust exit strategy and the art of business valuation as the conversation continues. Randy's tales from transitioning Enterprise Rent-A-Car locations to guiding clients through business sales will illuminate the path to maximizing your company's worth. He also shares compelling stories of individuals who took the leap from employment to ownership, providing you with both inspiration and concrete strategies to follow suit. Gain insight into the emotional journey of buyers and sellers, and learn why your emotional investment in your business is just as crucial as your financial one.

We'll wrap with a focus on the essential foresight needed for succession planning and how to prepare your business for a profitable sale, even if it's not on the immediate horizon. We discuss the role of real estate in selling your company and the importance of customer diversification and modern financial analytics in attracting serious buyers. Join us as we dissect these critical aspects of business transactions to ensure that when the time comes, you're not just ready—you're ahead of the game.

To learn more about Evolution Advisors, visit https://evobizsales.com/

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Episode 22: Mastering the Market-Strategies for Buying, Selling, and Valuation for Your Business

Join me, Kelly Brothers in a conversation with Anh Phoong, the trailblazing attorney from Sacramento who turned her academic struggles into a story of triumph. Her journey from a business major at Sac State to the valedictorian of Lincoln Law School is nothing short of cinematic, filled with twists of fate and tenacious grit. Ann's candid recollection of her early days, battling with LSAT scores and juggling work at the Public Defender's Office, is a powerful narrative that showcases the resilience required to make it in the legal world. 

In a profession where your reputation precedes you, Anh Phoong rewrites the script on how to build a legal practice. Listen as she details the strategic advertising moves that catapulted her firm into the spotlight, from eye-catching billboards to her first-ever podcast appearance, right here on Bite Sized Finance. Her savvy marketing techniques aren't just about creating buzz; they're an integral part of her firm's impressive growth, even amidst the uncertainties of the COVID-19 pandemic. Anh's ability to seize opportunities and her insights into the future of AI in law underscore the importance of innovation in an ever-evolving industry.

It's not all about the courtroom drama and business acumen either. Anh also opens up about the personal challenges she faces as a working parent in a demanding profession, offering a glimpse into the delicate balance that many strive for yet often find elusive. Her story is not just inspiring for those in the legal sector but for anyone chasing their dreams while managing the tightrope walk of work-life balance. Hers is a compelling tale that merges the heart of justice with the art of marketing—a lesson in perseverance and the power of well-placed marketing.

To learn more about Phoong Law visit: https://phoonglaw.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode 27: Something Wrong? Call Anh Phoong. And Now, the Story of How That Came To Be.

How does one man's childhood fascination with thunderstorms lead to a career as the chief meteorologist at a renowned news station? Join me, Kelly Brothers, on Bite Size Finance as we sit down with Mark Finan, KCRA's Chief Meteorologist, who shares his captivating journey from Southern New Hampshire to the University of Utah and beyond. Mark's early love for extreme weather, inspired by his father's enthusiasm and his mother's fears, set him on a path to a storied career that spanned decades.

Mark offers reflections on his professional journey, shedding light on the pivotal moments that defined his tenure at KCRA. From his humble beginnings doing overnight weather segments to becoming Chief Meteorologist in 1997, Mark recounts the unforgettable weather events that marked his career. Hear firsthand accounts of the New Year's Eve storm of 1997, continuous coverage of nearly 96 hours, and the critical updates during the 2017 Oroville Dam crisis. These experiences underscore the vital role of local news in disaster response and the impact of KCRA's diligence in reporting weather related coverage.

As Mark approaches retirement, he opens up about his future plans, including building a photography company and continuing weather forecasting on YouTube. We delve into the challenges of finding unbiased climate change information and the broader issue of science reporting accuracy. Mark is a rare breed of weather anchor in that his passion for the product permeates his very being. His commitment to his viewers has always been to do whatever he needed to deliver the best information to the audience that trusted him.

You can learn more about Marks photography by visiting: www.markfinanphotography.com

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode Chapter Summary

(00:00) Mark Finan

Mark Finan's childhood fascination with weather led him to study meteorology at the University of Utah, where his passion for weather patterns remained constant.

(14:21) Television Career Reflections and Opportunities

Professionalism leads to unexpected opportunities in the television news industry, as seen through a personal story of grace under pressure.

(24:51) Memorable Weather Events in Northern California

Mark's journey at KCRA, from overnight weather segments to Chief Meteorologist, and coverage of significant weather events in Northern California.

(29:49) Lessons Learned During Natural Disasters

Local news played a crucial role in disaster response during the 1995 and 1997 floods in Roseville and Marysville, California.

(34:09) Retirement, Climate Change, and AI Weather

Retired meteorologist Mark Finan discusses his new photography company, climate change misinformation, and the accuracy of science reporting.

(47:37) Mark Finan's Art Showcase at Cellars

Mark Finan shares insights on his photography displayed in Capital Cellars, aligning with his passion for wine.

Episode 30: Mark Finan's Forecast Calls for Blue Skies and a Bright Future.

What happens when the fundamentals of Social Security face unprecedented challenges? Join me, Kelly Brothers, as I unpack the looming crises of a dwindling worker-to-beneficiary ratio and rising life expectancies, which put Social Security's financial stability at risk. We'll explore potential solutions like raising the retirement age and forming a nonpartisan panel, and consider how these changes could shape retirement planning and the future of Medicare.

Ever wondered how raising the minimum wage affects more than just your paycheck? This episode dives into the ripple effects, from inflation to the rise of automation in fast food settings, particularly in high-cost areas like California. We'll also decode the complexities of investing during election years, shedding light on how political gridlock often brings stability and predictability to financial markets.

Imagine maximizing your Roth IRA to a staggering billion dollars and more. Learn how tech titans have done just that as we explore the ins and outs of Roth IRAs, including contribution limits, income constraints, and conversion strategies. Plus, we'll discuss how to choose the right financial advisor for you, highlighting the importance of fiduciary responsibility and personalized service.

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

CHAPTER SUMMARIES(00:00) Social Security and Retirement Challenges
Social Security's history, challenges, and solutions, including demographic shifts and the need for reforms to ensure viability.

(15:37) Minimum Wage and Election Year Politics
Raising minimum wage may lead to inflation, reduced human interaction, and increased automation. Election years see strong market performance and favor political gridlock.

(28:12) Maximizing Roth IRA Benefits
Nature's Roth IRA benefits include tax-free growth, contribution limits, conversions, and strategic timing for beneficiaries.

(37:36) Choosing a Financial Advisor
Choosing the right financial advisor involves recommendations, personality match, fiduciary and CFP status, fees, and interviewing multiple advisors.

(47:27) Generational Legacy in Finance
Joy of multi-generational relationships in finance, community engagement, and "Bite-Sized Finance" show on KFBK, KSTE, and podcasts.

HIGHLIGHTS(07:52 - 08:46) Retirement Impact on Companies
(13:55 - 15:32) California Minimum Wage Impact
(21:28 - 22:52) Market Performance During Political Years
(28:12 - 29:12) Maximizing Roth IRA Contributions
(36:34 - 38:33) Bite-Sized Finance With Kelly Brothers
(43:30 - 45:19) Fee Transparency in Financial Advising
(47:17 - 47:52) Multi-Generational Family Advisor Relationship

Episode 31: Social Security, Roth IRA's and Choosing a Financial Advisor.

What if your financial plan could shield you from life's unexpected turns? On this episode of Bite Size Finance, I chat with John Lockwood, a seasoned advisor at CapTrust, who opens up about his personal journey into the world of financial and insurance planning. Inspired by a neighbor and propelled by family challenges, John shares how crafting his first financial plan during his father's health crisis laid the foundation for his career. His story underscores the profound impact of understanding and managing financial risks, making this episode both inspiring and informative.

John's expertise shines as he breaks down the critical balance between offensive and defensive financial strategies. From the intricacies of insurance contracts to the tax implications of liquidating policies, he provides a clear roadmap on integrating insurance into a holistic financial plan. We explore the nuances of self-insuring versus purchasing insurance and stress the importance of regularly assessing your coverage to ensure it aligns with your evolving goals. This is important for anyone looking to fortify their financial future against unforeseen events.

We also tackle the often-overlooked topic of underperforming annuities, providing actionable strategies for "annuity rescue." John discusses options like surrendering annuities, utilizing annuitization, and leveraging tax advantages through family gifting. The episode wraps up with a deep dive into estate planning and the current trend of Roth conversions, offering valuable insights on how to reduce future tax liabilities while maximizing tax-free asset growth. Whether you’re navigating complex annuity decisions or considering a Roth conversion, John’s practical advice will equip you with the knowledge to make informed financial choices. Connect with John Lockwood for personalized guidance and take control of your financial wellbeing today.

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can reach John Lockwood via email at: john.lockwood@captrust.com
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode Highlight Timestamps(00:17 - 01:25) Insurance Matters With John Lockwood
(07:04 - 08:38) Success in Insurance Sales Internship
(14:45 - 17:58) Insurance Contract Repurposing and Self-Insurance"
(17:59 - 20:21) Long-Term Care Insurance Options
(22:22 - 23:03) Planning for Long-Term Care Protection
(30:36 - 32:03) Lifetime Income Stream Gift Planning
(36:09 - 38:47) Insurance and Estate Planning Advice

Chapter Summaries(00:00) A Journey Into Financial Planning

John Lockwood's journey into financial advisory began with a passion for finance and was solidified by his experience with his father's cancer diagnosis.

(09:47) Insurance in Financial Risk Management
Risk mitigation is crucial in financial planning, balancing investments and insurance to protect against death, loss of income, and long-term care needs.

(25:47) Navigating Annuity Rescues and Alternatives
Annuity rescue strategies include surrendering, annual distributions, annuitizing, gifting, and introducing for guaranteed income in retirement.

(41:03) Estate Planning and Roth Conversions
Strategies for managing estate growth and taxes, including Roth conversions and avoiding over-reliance on life insurance.

(47:27) Contact Information for Financial Advisor
John Lockwood, trusted advisor at CapTrust, can be contacted for financial advice or insurance queries via email or phone.

Episode 36: Insurance and Annuities as Part of a Financial Plan.

Imagine moving across the world at 18, adapting to a new culture, and later becoming a major force in a thriving business sector. That's the incredible journey of Lokesh Sikaria, the founder and general partner of Moneta Ventures. From his humble beginnings in Assam, India, influenced by his father's entrepreneurial spirit, to his current mission of transforming Sacramento's funding landscape, Lokesh's story is one of resilience, inspiration, and vision. This episode offers an intimate look into his life, highlighting pivotal moments like his education at Don Bosco and an unforgettable meeting with Mother Teresa that shaped his worldview.

As Lokesh recounts his transition from Delhi to Berkeley, he shares the challenges and triumphs of adjusting to life in the United States. His early professional experiences at Price-Waterhouse-Coopers in San Francisco paved the way for his future success in venture capital. With family support, especially his mother's insistence on staying connected to his roots, Lokesh navigated the complexities of a new culture while laying a solid foundation for his career. This chapter of his life provides listeners with valuable insights into the immigrant experience and the significance of perseverance.

Dive into the heart of Sacramento's startup ecosystem with Lokesh as he discusses his vision for Moneta Ventures. Learn about Moneta's hands-on approach to mentorship and how they support small, private companies with strategic advice and funding. Lokesh highlights the success of Aumni, a software company that Moneta backed, and shares his optimism for the region's potential to become a hub for innovation. This compelling conversation showcases Lokesh's gratitude for his journey and his contributions to the community, as well as, the potential for our region to become an influence in tech for the country.

To learn more about Moneta Ventures visit: https://www.moneta.vc/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can reach John Lockwood via email at: john.lockwood@captrust.com
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode Highlight Timestamps
(00:42 - 02:33) Childhood in Assam Sparks Business Passion
(16:46 - 18:08) Transitioning From US Work Experience
(20:38 - 21:43) Transition From Sparta to Venture Fund
(30:36 - 31:37) Successful Exit of Scaled Startup
(33:51 - 35:08) Investor Compensation and Risk Alignment
(35:08 - 38:44) Understanding Venture Capital Liquidity
(42:32 - 43:37) Economic Potential of Sacramento
(45:08 - 46:22) India and US Political Alignment

Chapter Summaries
(00:00) From India to Finance
Lokesh Sikaria's early life in Assam, India, his diverse exposure to business, and his impactful experiences with mentors and Mother Teresa.

(10:23) Journey From India to Entrepreneurship
An 18-year-old immigrant from Delhi adjusts to life in the U.S., supported by family, and begins a career with Price-Waterhouse-Coopers.

(21:55) Venture Capital in Sacramento
Moneta Ventures provides funding, mentorship, and strategic advice to small, private companies in Sacramento, with a successful investment in Aumni.

(37:59) Indian Business Success and US Synergy
Venture capital and private equity investments require long-term commitment, Sacramento's potential for startup success, and the success of Indian American leaders in the US.

(47:53) Grateful Founder in Folsom
Lokesh Sikaria's decision to stay in Folsom has brought joy and success, making him a cherished figure in the community.

Episode 37: Tea Gardens to Technology; Lokesh Sikaria is Transforming Venture Capital in Sacramento

Can you transform a vision into reality with just $2.50? Discover how Winnie Comstock-Carlson did exactly that when she founded Comstock's Magazine. Join me, Kelly Brothers as Winnie, the president and publisher, and Judy Farah, the magazine's editor, recount their inspiring journeys in the media world. From Winnie's initial conviction that Sacramento needed better business reporting to Judy's impressive career that spans significant events like the 1984 Olympics and the Oscars, this conversation is a testament to perseverance, passion, and the power of journalism.

We'll journey through the evolution of Comstock's Magazine under  Winnie's ongoing influence and more recently, Judy's editorial acumen. Learn about the strategic changes that have kept the magazine engaging and relevant, including the addition of restaurant reviews, diverse profiles, and the celebrated "Icon" section. We'll also highlight the significance of covering business developments in smaller towns around Sacramento, emphasizing the importance of regional journalism in fostering community and democracy.

Finally, we look ahead to the future of journalism in the digital age. Winnie and Judy discuss how Comstock's collaborates with an editorial advisory board to maintain high standards, the challenges print media faces, and their optimistic outlook for its future. They share insights on how the magazine weathered the COVID-19 pandemic and celebrate Sacramento's transformation over the past 35 years. An award winning magazine in many different categories, this is an inspiring discussion on the vital role of journalism and the influential power of civic engagement in shaping a vibrant community.

To learn more about Comstock's magazine, visit https://www.comstocksmag.com/
You can follow them on social at the following addresses:
Twitter: comstocksmag
Facebook: Comstock's Magazine
Instagram: comstocksmag
LinkedIn: Comstock's Magazine

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode Highlights
(00:00 - 48:45) Silent Conversation
(03:15 - 05:31) Building a Print Publishing Business
(09:52 - 11:21) Expanding Comstock's Magazine for Broader Audience
(16:50 - 18:25) Development Opportunities in Sacramento
(19:35 - 20:35) Navigating Bias in Political Writing
(28:29 - 28:53) Revival of Print Journalism
(35:04 - 36:01) Printing Costs Force Magazine Relocation
(40:06 - 41:51) 35 Years of Sacramento History

Chapter Summaries
(00:00) Comstock's Magazine
Winnie and Judy reflect on Comstock's Magazine's 35th anniversary, their careers in media, and the importance of business news in the community.

(09:05) Comstock's Magazine Evolution and Vision
Comstock's Magazine evolved under Judy Farah's leadership, featuring diverse profiles, restaurant reviews, and coverage of smaller towns.

(22:22) Future of Journalism in Digital Age
Collaboration, challenges, and optimism for print media's future discussed by Comstock's Magazine's president and editor.

(34:45) Evolution and Future of Comstock's Magazine
Comstock's magazine faced challenges during COVID-19, including increased printing costs and celebrating 35 years in Sacramento's growth.

(47:17) Sacramento's Impact on Regional Politics
Comstock's magazine discusses Sacramento's political environment and the neglect of its riverside assets, emphasizing civic engagement and regional challenges.

Episode 39: Comstocks Magazine - 35 Years of Vision, Evolution, and Impact.

Join me for a fascinating conversation with Steve Pleau, the Founder and CEO of the Future Automotive Group, as he shares his remarkable journey from growing up in Northern California to becoming a leading figure in the automotive industry. Steve recounts his unexpected move to Sacramento before his senior year of high school, his early days working as a lot boy, and his passion for gymnastics that saw him coaching while working full-time. His collegiate gymnastics career at Sac State, marked by an undefeated streak, reveals the dedication and resilience that have been key to his success.

Listen in as Steve discusses his transition from a pre-med major to business at Sac State and his time serving in the military during the Vietnam era. He shares his experiences of joining his father's automotive business, working long hours, and eventually buying his own dealership at the age of 35. We explore the challenges he faced, including reopening a closed Ford dealership in Roseville, and his efforts to improve the industry's reputation in the early 70s. Steve's story provides valuable insights into the foundational years that led to the success of the Future Automotive Group.

In our discussion, we also examine the relationships between car dealerships and manufacturers, the success story of the Roseville Auto Mall, and the future of automotive technology. Steve sheds light on the significant influence of manufacturers, the innovative strategies behind the Auto Mall's success, and the rapid adoption of electric vehicles. We touch on the evolving role of e-commerce in car sales, the balance between EVs and internal combustion engines, and the importance of exceptional customer service. This episode is packed with strategic insights and the hard work that transformed a regional dealer group into a multi-store, multi-brand dealer group. Future Automotive Group is a wonderful reflection on our market and Steve has certainly demonstrated that when the customer is treated properly, everyone wins.

To learn more about Future Automotive Group or to buy a car, visithttps://www.futureautomotive.com/
For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode Highlights(00:00 - 00:31) Business Journey Stories on Podcast
(03:40 - 04:45) Gymnastics Memories and Shoulder Injuries
(10:17 - 13:06) Success of Future Automotive Group CEO
(18:45 - 19:31) Ownership of Dealership Vehicle Inventory
(25:42 - 26:48) Father and Son Work Relationship
(30:42 - 32:04) Auto Mall Development Success Story
(34:27 - 37:55) The Future of Automotive and EVs
(41:53 - 44:01) The Importance of Customer Satisfaction

Episode 42: Building Future Automotive Group with Founder & CEO Steve Pleau

Join me, Kelly Brothers, for an insightful episode featuring Jeff Phelan, a seasoned real estate developer from Sacramento, as he shares his incredible journey from humble beginnings to building a near-national development company. Listen in as Jeff recounts his early interest in construction, sparked by hands-on summer jobs in Redding, California, and the pivotal role a neighbor, Jim Lenane, played in his career by connecting him with initial opportunities. This episode is a testament to the power of hard work and mentorship, highlighting the importance of instilling a strong work ethic in the younger generation.

Jeff Phelan also opens up about the complexities of working for a publicly traded company, his departure from DCT, and the challenges of balancing extensive travel with family life. Discover how Jeff's return to his entrepreneurial roots led to the strategic expansion of Phelan Development across the U.S., with a keen eye on emerging markets like Portland, Oregon. Gain valuable insights into the differences between publicly traded and private companies, and why Jeff prefers the latter.

Finally, we explore various real estate trends and the intersection of real estate development with family values and parenting. Jeff discusses the benefits and challenges of different real estate classes, such as office buildings, warehousing, and retail spaces, and shares lessons learned from the Great Recession. We also look into the importance of hands-on experiences for personal growth, the balance of affluence with life's challenges, and succession planning in real estate, including Jeff's perspective on nepotism and preparing the next generation for leadership. This episode is a rich blend of professional insights and personal reflections that really emphasize the true nature and character of who Jeff really is.
For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com

Episode Highlights(02:46 - 04:37) Career Path Influenced by Generous Mentor
(11:12 - 12:12) Challenges of Entrepreneurship During Economic Downturn
(17:32 - 19:08) Evaluating Potential Real Estate Markets
(24:25 - 26:13) Real Estate Challenges and Opportunities
(31:11 - 32:39) Strength and Confidence in Logistics Industry
(32:40 - 34:27) Challenges of California Real Estate

Episode Chapters(00:00) Building a Real Estate Development Company
Jeff Phelan's journey from humble beginnings to real estate success, influenced by mentorship and the evolving landscape of the trades.

(12:48) Expanding Real Estate Development Company
Jeff Phelan's journey from a publicly traded company to restarting his own company, and the strategic expansion of Phelan Development across the U.S. with a focus on emerging markets.

(25:02) Analyzing Commercial Real Estate Trends
Office buildings have high expenses and tenant turnover, retail is competitive, and warehousing is stable and essential.

(36:02) Parenting and Success in Real Estate
Real estate development, family values, and parenting intersect with hard work, resilience, and fostering communication and connection within families.

(42:39) Succession Planning in Real Estate
Nepotism can negatively impact business success, but family involvement can be positive if they have the skills and experience.

Episode 43: Mentors, Markets and Family; Why Jeff Phelan is the Real Estate Success He Is Today.

What happens when a family-owned grocery store becomes a community cornerstone for over seven decades? Listen as Darell Corti of Corti Brothers shares the incredible journey of this Sacramento icon, from its modest beginnings in 1947 to its staunch commitment to customer-focused service today. Explore the roots of Little Italy in Sacramento and understand the profound cultural impact of the Italian-speaking network centered around St. Mary's Parish Church.

Hear heartwarming stories of multi-generational customer loyalty, including memorable interactions with notable figures like Greg Popovich, Coach of the San Antonio Spurs.  Darrell opens up about his early start in the family business and the evolution of Corti Brothers through various locations and industry changes. Discover why human interaction remains vital in retail amid a growing trend toward automation, and dive into the significance of family-run businesses in maintaining community ties.

As we look forward, Darrrell, now 82, offers wisdom on sustaining a unique grocery store in a competitive market. He shares his passion for the wine business and reflects on his travels to Europe in search of unique vintages. Looking ahead, we even have an insightful discussion on climate change's impact on agriculture and its far-reaching effects on the food industry. You'll be sure to come away from this episode with a rich history of a Sacramento icon, personal anecdotes, and thought-provoking reflections on America's relationship with food.

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries
(00:10) Corti Brothers
Darrell Corti shares the history of Corti Brothers, a family-owned grocery store in Sacramento's Little Italy, highlighting their cultural significance in the community.

(04:45) Corti Brothers Family Grocery Legacy
Corti Brothers' rich history as a family-owned grocery store in Sacramento, from its Italian immigrant roots to its current location on Folsom Boulevard.

(13:26) Legacy Grocery Business Traditions
Darrell Corti of Corti Brothers shares stories of customer loyalty and the importance of human interaction in retail.

(25:46) Corti Brothers and the Future
82-year-old Darrell Corti shares his experience in the wine business, including travels to find unique wines and the challenges of staying competitive.

(36:11) Climate Change and Culinary Predictions
Disinflationary impact of bulk purchasing, food waste, food insecurity, climate change's effect on agriculture, and personal food preferences.

(47:51) Fiduciary Investment Advisory by CapTrust
Fiduciary duty prioritizes clients' best interests and transparency in pricing is important for understanding fees and value received.

Episode 44: Timeless Traditions - The Enduring Legacy of Corti Brothers With Darrell Corti

Join me, Kelly Brothers, as I chat with Cecily Hastings of "Inside Publications" and "Inside Sacramento" and explore her inspiring journey from Ann Arbor, Michigan, to becoming a prominent publisher in Sacramento. Cecily recounts her upbringing in a vibrant neighborhood and her multidisciplinary design education from the University of Michigan. Moving from a career in commercial interior design and office furniture sales in the San Francisco Bay Area to Sacramento, she shares the challenges of making new friends before social media and her deep involvement in local community and city government, including founding a neighborhood association to address issues at McKinley Park.

Listen as Cecily discusses her transition from a design-focused professional to a community newspaper publisher in East Sacramento. Initially hired to write articles with no prior experience, Cecily's innovative business model provided free newspapers to every household and tailored a simple advertising system for small businesses. Utilizing guerrilla marketing strategies, she effectively connected local businesses with their immediate community, overcoming the challenge of Sacramento's dispersed commercial areas. This approach led to the successful establishment and growth of Inside Sacramento, which continues to thrive today.

We also explore the evolution of Inside Sacramento's content focus and Cecily's dedication to advocacy and community journalism. Shifting from highlighting arts and small businesses to addressing the deteriorating state of Sacramento's budgets post-Great Recession, Cecily founded the nonprofit Friends of East Sacramento to restore local landmarks. Her publication now addresses pressing issues such as homelessness and accountability in nonprofit funding. Cecily's strategy of hiring community-engaged individuals underscores the importance of grassroots journalism and proactive citizenship, serving as an inspiring model for community-based advocacy.

You can reach Cecily at cecily@insidepublications.com

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode Chapter Summaries
(00:00) Business Growth and Community Involvement
Cecily Hastings shares her journey from Michigan to becoming a successful publisher in Sacramento, emphasizing community engagement and volunteer work.

(09:44) Expanding Community Newspaper Through Strategic Advertisements
Cecily Hastings' journey from design professional to community newspaper publisher, innovative business model, successful establishment and growth of Inside Sacramento.

(27:38) Local Newspaper Expansion Strategies
Nature's journey of building a local publication business with a delayed website, part-time employees, cautious expansion, and proving skeptics wrong.

(35:40) Advocacy and Community Journalism
Cecily Hastings' publication, Inside Sacramento, shifted focus to advocacy for local communities, addressing homelessness and lack of nonprofit accountability.

(46:05) Community Advocacy and Grassroots Journalism
Community-based journalism emphasizes community involvement, grassroots mindset, and proactive citizenship for impactful reporting.

Episode 45: Cecily Hastings "Inside Publications"  is a Grassroots Growth Success Story.

Join your host, Kelly Brothers, as he introduces two young, dynamic certified financial planners (CFPs) from CAPTRUST's Sacramento office, Lauren Ralston and Kathryn McCall. Together, they dive into a variety of financial topics relevant to the local community, ranging from the importance of financial literacy, effective budgeting strategies, and insurance needs, to preparing for retirement and managing inherited assets. The conversation covers practical advice on financial planning, estate planning, and the implications of tax laws, making complex financial concepts accessible and engaging for a diverse audience. The experts also stress the significance of starting financial planning early, involve the family in financial discussions, and the unique challenges of aging parents. 

You can reach Lauren or Kathryn through the CAPTRUST website by visiting: https://www.captrust.com/locations/california/sacramento-ca/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode Highlights:
00:00 Welcome to Bite-Sized Finance
00:47 Meet the Young CFPs: Lauren Ralston and Kathryn McCall
01:28 Lauren Ralston's Financial Journey
03:13 Kathryn McCall's Path to Financial Planning
05:03 Diving into Listener Questions
06:21 Retirement Planning: Consolidation and Simplification
08:06 The Role of Financial Advisors
18:45 Life Insurance Essentials for Young Families
22:56 Helping Your Child with a Down Payment
26:00 Introduction and Q&A Format
26:27 Preparing for Aging Parents' Care
33:07 Financial Planning for Inherited IRAs
39:12 Budgeting and Emergency Funds
42:41 Financial Literacy for High School Students
47:06 Final Advice and Closing Remarks

Episode 46: Your Financial Future Through the Eyes of a Newer Generation of Advisor.

Curious about what makes a top broker tick? Join us for a captivating conversation with Todd Sanfilippo, a celebrated industrial broker crowned Broker of the Year by the Sacramento Association of Commercial Real Estate. Todd shares his inspiring journey from a childhood steeped in real estate in San Jose to becoming a leading figure in Sacramento's commercial property market. Discover how pivotal choices, like opting for a research role at CBRE over a secure position at AT&T, and the influence of his personal life, including meeting his future wife, led him to redefine success in the industry.

Gain insider knowledge as Todd opens up about his transformative 35-year career at CBRE, from his early days in a research role to thriving as a commissioned broker. He emphasizes the critical role of ethics, collaboration, and mentorship in shaping a rewarding career. Todd's passion for industrial real estate shines through as he discusses current trends, like the growing demand for efficient logistics, and how warehouse designs are evolving to keep up with this rapidly changing landscape. Learn from Todd's experiences as he offers guidance for young professionals eager to carve their path in this competitive field.

We also explore the broader shifts within commercial real estate, including innovative approaches to repurposing underutilized spaces and the evolving workforce that is becoming more diverse. Todd shares his insights on the importance of dedication and the sacrifices needed to thrive, highlighting how aspiring brokers can set themselves apart. Whether you're a seasoned real estate expert or just curious about the field, Todd’s journey and wisdom provide valuable lessons in resilience, foresight, and the ever-changing nature of this dynamic industry.

You can reach Todd by visiting the website: https://www.cbre.com/people/todd-sanfilippo

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/
Chapter Summaries
(00:00) Success in Commercial Real Estate
Todd Sanfilippo's journey from San Jose to top broker in Sacramento, influenced by family, hard work, and strategic career decisions.

(07:07) Commercial Real Estate Transition and Success
Todd Sanfilippo's 35-year career at CBRE, from research to commission broker, with emphasis on mentorship, ethics, and collaboration in industrial real estate.

(20:36) Real Estate Trends and Market Growth
Real-time delivery logistics has doubled rents and influenced warehouse design in Sacramento's market, with a focus on Metro Air Park and competitive labor costs.

(35:43) Transformation in Commercial Real Estate
Commercial real estate faces challenges and opportunities, including repurposing spaces and diversifying the industry's workforce.

(43:12) Career in Commercial Real Estate
Understanding motivations, commitment, and work ethic are crucial for success in commercial real estate.

Episode 47: Todd Sanfilippo's Look at Commercial Real Estate May Surprise You.

Ever wondered how childhood entrepreneurial ventures can shape a successful business career? Join me, Kelly Brothers, as Brad Squires, CEO of Sacramento Venture Philanthropy, shares his transformative journey from a young boy selling mistletoe with his brothers in Woodland, California, to co-founding a global B2B maintenance management software company, Maintenance Connection. Brad's stories offer a nostalgic look at the early lessons he learned, including responsibility and cash flow management, which have profoundly impacted his approach to entrepreneurship and philanthropy.

Discover how Brad's passion for innovation led him to create Sacramento Venture Philanthropy, an organization that applies venture fund principles to support local nonprofits. We explore the unique challenges and opportunities faced by these nonprofits in the Sacramento region and how initiatives like the Fast Pitch program empower them to effectively communicate their missions and secure vital resources. Brad shares success stories, such as the Food Literacy Center, and discusses how SVP bridges the gap between traditional nonprofit management and rigorous business practices.

Finally, we discuss the importance of community engagement and capacity building, offering insights into how strategic initiatives can bolster nonprofit organizations. Brad introduces us to innovative programs like Think Tankathons and the "five T's" of being a generous partner. We also touch on understanding fiduciary duty in financial advising, highlighting the need for transparency and vigilance when navigating financial services. This episode promises to leave you inspired by Brad's journey and enlightened on the intersection of entrepreneurship and philanthropy.

To learn more about SVP visit: https://www.svpsacramento.org/
For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries(00:10) CEO Brad Squires Talks Entrepreneurship
Entrepreneur Brad Squires shares his journey from childhood business to co-founding a successful software company, blending entrepreneurship and philanthropy.

(10:04) Childhood Paper Routes
Nature's unique experiences of running a flower farm business, selling mistletoe, and early entrepreneurial ventures.

(18:28) Venture Philanthropy and Fast Pitch Program
SVP uses venture fund approach to support nonprofits in Sacramento region, bridging gap between traditional management and business practices.

(27:58) Success Stories of Fast Pitch Program
Fast pitch in Sacramento helps organizations articulate their mission, with high-powered partners and volunteer coaches, leading to success stories and collaborations.

(36:56) Community Engagement With Sacramento Nonprofits
SVP provides strategic philanthropy through programs like Fast Pitch and Think Tankathons, emphasizing capacity building and the five T's.

(49:12) Understanding Fiduciary Financial Advisors
Fiduciary duty in financial advising: understanding fees, prioritizing clients' best interests, and transparency in financial arrangements.

Episode 48: Blending Business Success Into Venture Philanthropy. Brad Squires Explains.

This is an encore episode presented at a time appropriate for year end tax planning. Some big changes will be taking place in 2026 and that means 2025 or sooner will require significant work to be certain your trust and estate is in order. I hope you appreciate it if this is the first time you're listening and if it's a repeat for you, I hope you're taking action already. 

When Anne Rosenthal, the managing shareholder of Drobny Law, speaks about estate tax law, it's impossible not to get engrossed in the conversation. Her journey from the Midwest to Sacramento's estate planning elite is not just a story of geographic change but a testament to her dedication in helping families circumnavigate the looming complexities of wealth protection. This episode is an essential listen as Anne illuminates the stark realities of the forthcoming estate tax exemptions slated for 2026. With the threshold set to drop, more families—and not just those in high-value states like California—are poised to experience significant financial impacts.

Tax planning seems like a daunting task, but she'll break down the process with precision and clarity. She underscores the critical nature of proactive steps, such as securing powers of attorney and healthcare directives once you hit adulthood. The advice doesn't stop there; whether you're starting a family or running a family business, Anne's insights on navigating the tax landscape in light of the 2025 amendments are invaluable. She also delves into the specific challenges faced by those in second marriages, ensuring that all loved ones are provided for without unintended oversights, like outdated beneficiary designations that can lead to ex-spouses accidentally inheriting assets.

Finally, Anne addresses a more somber topic—the financial exploitation of the vulnerable. She champions the role of fiduciaries to protect those who may not be able to protect themselves and cautions listeners on the importance of making these decisions early. With a practical approach, she provides listeners with strategies for maximizing exemptions and deftly managing asset transfers before the estate tax changes take effect. Anne Rosenthal's expertise in estate tax law is a necessary episode if the law impacts you or your loved ones. Providing a comprehensive guidebook to safeguard your legacy in these unpredictable times is absolutely necessary.

For more information about Drobny Law visit: www.drobnylaw.com or call 916-419-2100

For more information on what we provide at Captrust visit www.captrust.com. 
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Encore Episode: Securing Your Estate Before the 2026 Changes With Drobny Law's Anne Rosenthal.

Welcome to this episode, where I, Kelly Brothers, take you on a fascinating journey with the esteemed Dr. Terry Zimmerman, a renowned plastic surgeon from Folsom. Join me as we explore Dr. Zimmerman's inspiring path from his childhood dreams in Los Angeles to his accomplished medical career. As a child, Dr. Zimmerman dreamed of becoming an astronaut or race car driver, but his love for precision ultimately led him to medicine, specifically the transformative field of plastic surgery. 

In our conversation, Dr. Zimmerman shares his educational journey from UC San Diego to USC, and his specialized training at UC Davis. His early passion for constructing model airplanes laid the foundation for his meticulous approach to surgery, emphasizing the precision and artistic nature required in plastic surgery.

As we continue into the evolution of his practice, Dr. Zimmerman candidly discusses transitioning from reconstructive to cosmetic surgery. He shares insights on the business side of his practice, highlighting the power of word-of-mouth marketing over traditional methods and the challenges posed by insurance companies and medical tourism. His perspective on the economic indicators tied to cosmetic procedures offers a unique lens on how the field adapts to societal and economic shifts, particularly during and after the pandemic.

Dr. Zimmerman also enlightens us on the latest advancements in plastic surgery techniques, from the impact of weight loss drugs like Ozempic to the increasing demand for skin tightening procedures. We discuss new trends, including the most sought-after procedures for men in 2024, and the importance of understanding patient motivations.

You can learn more about Dr. Zimmerman's practice in the link below: https://www.zimmermancenter.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Episode 49: Dr. Terry Zimmerman's Success in Balancing a Business Built on Beauty.

Join me, Kelly Brothers,  as I engage in a captivating conversation with Mike Testa, CEO of Visit Sacramento, who shares his fascinating journey into the world of destination marketing. Growing up in Davis and spending time in the East Bay, Mike eventually returned to Sacramento, where he discovered his passion for showcasing the city's unique appeal. He opens up about the complexities of his role, especially in challenging times, and the importance of fostering a genuine belief in the city's potential. From conventioneers to sports enthusiasts, Mike discusses Visit Sacramento's strategy to attract a diverse range of visitors, highlighting the organization's funding structure and its pivotal role in enhancing the city's economic landscape.

Listen in as we explore Sacramento's cultural and culinary evolution, inspired by successful music festivals like Aftershock and Golden Sky. Mike shares insights on how these events have transformed Sacramento's image and contributed significantly to the local economy. With an influx of visitors and substantial economic impact, these festivals underscore the city's potential to redefine itself beyond its government town roots. The conversation also touches on the logistical challenges of hosting such large-scale events and the importance of strategic planning in a competitive market.

Our discussion further uncovers the potential for Sacramento to enhance its tourism offerings through developments like amateur sports facilities and soccer complexes. Mike emphasizes how such initiatives could attract tournaments and boost local tourism, while also enriching the city's identity. We delve into Sacramento's vibrant culture, from its "Farm to Fork" movement to its status as the "City of Trees," and the importance of embracing its multiple identities. The episode concludes with a focus on innovative marketing strategies to showcase Sacramento's appeal to a broader audience, leveraging various media platforms to reach potential visitors and strengthen the city's reputation.

You can learn more about Visit Sacramento by visiting: https://www.visitsacramento.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries
(00:00) Attracting Tourism to Sacramento
Mike Testa shares his journey into destination marketing and Visit Sacramento's multifaceted approach to attract diverse visitors.

(09:55) Cultivating Sacramento's Cultural and Culinary Identity
Music festivals in Austin and Sacramento have transformed cities, generating economic impact and facing logistical challenges in a saturated market.

(25:05) Transforming Sacramento's Tourism and Identity
Building a soccer complex in Sacramento can attract tourism, benefit local teams, and showcase the city's vibrant culture and multiple identities.

(34:33) Economic Development Ideas for Sacramento
Regional collaboration, economic development, and sports fields are discussed to enhance Sacramento's appeal and vitality.

(46:33) Marketing Strategies for Sacramento
Marketing strategies for Sacramento include targeted advertising, social media, and a significant annual investment in leisure travel promotion.

Episode 50: Visit Sacramento is Redefining Sacramento Through Culture, Tourism and Economic Growth.

Dr. Scott Fishman’s remarkable journey from the humanities to the forefront of medical innovation is nothing short of inspiring. Dr. Fishman, whose path veered from a recording studio to significant contributions in pain research, joins us to share the intriguing twists that led him from an interest in communication to a profound fascination with endorphins and pain management. With pivotal moments like a news story on acupuncture in China and the guidance of a mentor, Dr. Fishman’s story serves as a testament to the power of curiosity and perseverance in transforming one’s career and impact.

Our conversation progresses into the vital link between lifestyle choices and chronic pain management. With more than three decades of experience, we explore how holistic approaches, including diet and mental wellness, can drastically improve quality of life and mitigate chronic conditions. By spotlighting the creation of a wellness education office, we underscore the shift from reactive healthcare towards preventive strategies, inspired by the dedication and support of advocates like Jacquelyn Anderson. This episode challenges listeners to rethink their health narratives and embrace lifestyle changes as powerful tools for longevity and vitality.

Navigating the overwhelming abundance of health information is no easy task, yet finding credible sources is more important than ever. We delve into the biases present even in reputable institutions like UC Berkeley and the Mayo Clinic while emphasizing the empirical insights offered by the Blue Zones about diet, lifestyle, and community connection. Our discussion advocates for critical evaluation of health advice, warning against an overreliance on supplements, and urging listeners to prioritize sustainable habits over fleeting solutions. Dr. Fishman’s insights into wellness education and future healthcare financing offer a deeper understanding of the importance of accessible, effective wellness initiatives.
You can reach Dr. Fishman at the UC Davis Office of Wellness Education or by emailing him at smfishman@ucdavis.edu

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/
CHAPTER SUMMARIES
(00:00) Exploring Pain
Dr. Scott Fishman's unconventional journey to becoming a physician, sparked by curiosity and persistence, highlights the importance of science and mentorship.

(13:34) Wellness Education and Chronic Illness
Lifestyle choices can prevent and manage chronic pain, and a paradigm shift towards preventive health care is needed.

(27:19) Navigating Information on Health and Wellness
Evaluating health information, diverse diets, active lifestyles, and avoiding quick fixes for wellness.

(45:02) Future of Medical Care Finance
Future of medical care, complexities of financing, and importance of wellness education and initiatives discussed by Dr. Scott Fishman.

Episode 51: How Chronic Pain Solutions Led Dr. Scott Fishman to Wellness and Healthcare Innovation.

What if you could turn a modest upbringing into a powerhouse of entrepreneurial success and community development? Meet Kevin Nagle, a man whose journey from a small townhouse to a transformative force in Sacramento is nothing short of remarkable. Through personal anecdotes and pivotal career decisions, Kevin illustrates how mentors, resilience, and strategic foresight can shape not only a career but an entire city's future.

Join us as we explore Kevin's dynamic career path, starting with a choice between Wall Street and pharmaceuticals that led to monumental achievements in both industries. Hear how Kevin's entrepreneurial spark ignited the creation of HMN Health Services and Envision, paving the way for notable business deals and highlighting the importance of timing and perseverance. His inspiring journey doesn't stop there; Kevin's commitment to community is evident in his efforts to keep the Sacramento Kings in town and his passionate involvement with the Sacramento Republic.

Kevin's vision for Sacramento's future is as contagious as it is ambitious. With plans for a new soccer-specific stadium and a diversified economy, his dedication to enhancing the city's entertainment and economic landscape shines through. Kevin's story is not just about personal success but about leaving a legacy of character and community impact. Tune in to discover how one man's vision and determination are shaping the future of Sacramento.

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

CHAPTER SUMMARIES(00:00) Kevin Nagle's Path to Success

Kevin Nagle's humble beginnings, mentors, academic journey, and early career experiences shaped his path in healthcare and pharmaceuticals.

(06:42) Kevin Nagle's Career Journey
Kevin Nagle's early career journey highlights perseverance and resilience in finance and pharmaceutical industries, driven by a childhood experience.

(16:35) Kevin Nagle's Entrepreneurial Success
Entrepreneur shares journey of starting and selling two successful businesses, demonstrating resilience and strategic thinking.

(26:14) Kevin Nagle's Sacramento Kings Rescue
Kevin Nagle's financial transformation led to his pivotal involvement in keeping the Sacramento Kings in the city.

(37:49) Sac Republic Ownership Journey
Kevin's journey with Sac Republic, financial challenges, smooth ownership transition, passion for soccer, disappointment of losing MLS, and importance of a dedicated stadium.

(41:09) Investment in Soccer Stadium Development
Sacramento Republic's new ownership, plans for a soccer stadium, cross-continental growth in football, and humorous comparisons to Ted Lasso.

(46:13) Sacramento's Future Vision With Kevin Nagel
Kevin Nagle envisions a diversified economy and enhanced entertainment opportunities for Sacramento, with gratitude for civic-minded individuals shaping the city's progress.

Episode 52: Kevin Nagle's Success is Shaping Sacramento's Future.

Join me, Kelly Brothers, on a flavorful journey as I sit down with renowned chef Patrick Mulvaney, who shares his captivating story from a traditional Irish upbringing in New York to becoming a celebrated restaurateur in Sacramento. Listen in as Patrick recounts how his college experiences sparked a passion for cooking, leading him to an apprenticeship in Ireland and eventually returning to America as a skilled cook. Discover how Patrick's love for the Sacramento farming community and its year-round growing season inspired him to establish Mulvaney's Building and Loan, a restaurant dedicated to celebrating local farms and farmers.

Experience the richness of Sacramento's agricultural landscape through Patrick's eyes as we explore the city's unique culinary scene. Hear about the amazing quality and proximity of fresh produce that often leaves chefs and visitors in awe. Patrick shares delightful anecdotes, including a memorable dinner with 300 mayors, showcasing Sacramento's bounty. This conversation sheds light on the evolving perception of Sacramento as a culinary hub and Patrick's role in connecting local farmers with the community, emphasizing the importance of supporting the agricultural talents that make Sacramento special.

Finally, we explore the nuances of the restaurant industry and the importance of mental health support within it. Patrick provides insights into the balance between culinary passion and financial oversight, highlighting the mentorship and community spirit that foster new talent. Celebrate the communal spirit of the industry with stories of collaboration, shared success, and the legacy of guidance among peers. This episode promises to be an enriching experience, offering a glimpse into the heart of Sacramento's culinary world and the vision of a chef committed to making a difference.
To learn more about Mulvaney's or to make a reservation, you can visit the website:https://mulvaneysbl.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries:

(00:10) Chef Patrick Mulvaney and B&L Restaurant
Renowned chef Patrick Mulvaney shares his journey from traditional Irish upbringing to owning a celebrated restaurant in Sacramento, emphasizing his commitment to local farms and community impact.

(13:38) Sacramento's Agricultural Blessings and Connections
Patrick Mulvaney highlights Sacramento's agricultural richness and role in connecting farmers with the community.

(24:12) Supporting Restaurant Industry Mental Health
Choosing the right advisor and balancing passion and financial oversight in restaurant management, with a focus on mentorship and community support.

(38:54) Sacramento's Slow Food Festival Expansion
Chef Mulvaney shares Slow Food's origins and plans for Terra Madre Americas, promoting agritourism and cultural exchange in Sacramento.

(49:55) Fiduciary Duty and Pricing Transparency
Fiduciary responsibility prioritizes clients' best interests, avoiding high-commission products and promoting transparency in financial advising fees.

Episode 53: Patrick Mulvaney's Flavorful Evolution Celebrates Food, Community and Excellence.

Podcast Summary

Topo Padilla, a remarkable figure with over four decades of experience in the bail bonds industry, joins me, Kelly Brothers, to share his deep insights and personal journey. From his family's pioneering efforts in Sacramento to his reflections on the ethical dilemmas and risks of the profession, Topo offers an engaging narrative that highlights the balance between upholding justice and supporting individuals in their most vulnerable moments. With a rich history spanning generations, the Padilla family has not only weathered the evolving landscape of bail bonds but has also shaped it, providing essential community support through innovative services and unwavering dedication.

As we navigate the shifting tides of California's criminal justice system, Topo addresses the profound impacts of Proposition 47 and the ongoing dialogues surrounding criminal justice reform. He brings into focus the urgent need for a more rehabilitative approach in corrections, advocating for better mental health and substance abuse support. Through his lens, we gain a nuanced understanding of the challenges and changes affecting the industry, from the restructuring of state prisons to the role of private facilities, all while stressing the importance of legislative changes aimed at reducing recidivism and genuinely improving inmate care.

Throughout our conversation, Topo underscores the importance of adaptability in the bail bonds business and shares his strategies for marketing his family-owned enterprise amidst a rapidly changing landscape. His insights on transitioning from traditional advertising to community engagement offer valuable lessons for those in niche industries. Recognizing the vital roles of stakeholders like judges, bailiffs, and law enforcement, Topo expresses gratitude for the collective efforts of those navigating the justice process, highlighting how every contribution shapes the lives of those awaiting their day in court. Join us for an enlightening discussion that offers a fresh perspective on the intricacies of the bail bonds industry and its critical role in our justice system.

To learn more about Greg Padilla Bail Bonds, visit https://www.padillabailbonds.com/

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries
(00:00) Understanding the Bail Bonds Industry
Topo Padilla explains the fundamentals of bail bonds, including indemnitors and regulatory oversight, and his passion for the industry's role in the criminal justice system.

(07:10) Generations of Family Bail Bondsmen
Padilla family's legacy in bail bond industry, upholding rights while ensuring court appearances, and generational continuity.

(13:32) Bail Bonds Industry Challenges and Changes
Topo Padilla shares insights on fugitive recovery, tools of the trade, and challenges faced by bail agents in an evolving legal landscape.

(26:29) Reforming the Criminal Justice System
Proposition 47's impact on substance abuse and mental health, efforts to repeal, and need for rehabilitation in California's correctional system.

(33:34) Issues in Criminal Justice Reform
California's prison system shifts to county jails, discussing rehabilitation, privatized prisons, and marketing strategies for a family-owned bail bond business.

(47:04) Recognizing the Role of Bail Bondsmen
Topo Padilla shares gratitude and experiences in criminal justice system, highlighting roles of judges, prosecutors, and law enforcement.

Episode 54: Balancing Justice and the Evolution of the Bail Bonds Industry With Topo Padilla.

Curiosity strikes: How does a beer truck driver become a successful attorney and an NBA liaison? Join me, Kelly Brothers, as I sit down with Paul Bossenmaier, whose journey from the driver's seat to the courtroom offers a fascinating story of career evolution and post-retirement fulfillment. Beyond his legal prowess, Paul brings a unique perspective shaped by years of basketball officiating, proving that passions outside your main career can enhance professional life in unexpected ways.

Through heartfelt anecdotes, Paul shares how nonverbal communication plays a pivotal role in fostering relationships on and off the basketball court. His transition from attorney to NBA liaison and playground monitor showcases a retirement filled with purpose and joy. We hear how Paul’s active engagement in new roles allows him to maintain connections with younger generations, all while enjoying the newfound freedom that comes with financial security.

Explore the art of crafting a purposeful retirement plan with Paul, uncovering how his second act keeps him vibrant and inspired. From inspiring his daughter to follow in his officiating footsteps to sharing valuable retirement planning advice, Paul's story offers a blueprint for anyone seeking a fulfilling life after a long career. Whether you're planning for retirement or simply looking for inspiration, this episode reveals how staying active and maintaining purpose can lead to a rewarding post-career life.

For more information on what we provide at CAPTRUST visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at CAPTRUST visit www.captrust.com/locations/sacramento-ca/

CHAPTER SUMMARIES
(00:00) Paul Bossenmaier's Retirement Success
Paul Bossenmaier's unique career path includes driving a beer truck, practicing law, and officiating basketball games.

(19:20) Communication and Retirement Success
Nonverbal communication in NBA extends beyond verbal interactions, including informal reconciliations and post-retirement activities.

(28:19) Retirement, Financial Freedom, and Purpose
Paul's unique role as playground monitor and NBA liaison, his nickname strategy, and reflections on retirement and purpose.

(35:25) Creating a Purposeful Retirement Plan
Paul's journey from NBA liaison to inspiring his daughter to pursue refereeing, and the importance of a fulfilling second act.

Episode 55: Paul Bossenmaier Shares His Purpose in Redefining Retirement.

What better time to present an encore episode like this than end of year when families are together and can address some of the serious elements that need family input. Not to mention, end of year tax concerns as well!  This is a noteworthy episode for those items that can easily be dismissed. Hope you find the timing helpful.

Imagine inheriting the family vacation home only to find you can't afford the liabilities that come with the gift. That's just one of the critical topics we 'll dissect with Mike Genovese, a financial mastermind from CapTrust, illuminating the shadowy corners of estate planning. Together, we navigate the intricacies of California's Prop 19 and delve into the mechanisms of a Qualified Personal Residence Trust, offering a roadmap for transferring cherished assets to the next generation. Mike then bestows vital wisdom on managing estate and income taxes, the strategic use of spousal exemptions, and the nuanced balance between capital gains and preserving legacy wealth through stock portfolios.

Get your notepad out as we confront the convoluted world of estate planning within the realms of second marriages—a situation that many individuals face. Our episode unravels the complexities of ensuring financial security for a new partner while honoring the legacy intent for children from previous relationships. Mike shares his expertise on bypass trusts, the role of trustees, and the use of specific type trusts for larger estates. The emphasis can't be minimizd for the necessity of crystal-clear communication and precise documentation to smooth the path through the intricate dynamics of blended families.

Wrapping up the episode, the attention turns to business owners pondering their exit strategy, with a deep dive into the advantages of Employee Stock Ownership Plans (ESOPs). For the entrepreneurial spirit looking to reward loyal employees and ensure the longevity of their life's work, our discussion on ESOPs reveals a tax-efficient method of business succession. Mike and I dissect the financial mechanics, regulatory intricacies, and the tangential benefits of selling a company to those who know it best—the employees. This episode is as much a masterclass; as it is a tutorial for navigating the financial implications of life's transitions.

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Encore Episode:Your Family's Future; Preserving the Legacy with Mike Genovese

What if the economic downfall of your hometown sparked a journey that led you to revolutionize a city's future? Barry Broome, president and CEO of the Greater Sacramento Economic Council, shares his incredible story of transformation from the industrial heartland of Ohio to spearheading economic development in Sacramento. Growing up amidst the collapse of the manufacturing industry, Barry's early life in steel mills and unions shaped his unique outlook on economic revival, inspiring him to pursue higher education and, ultimately, a career dedicated to revitalizing regions like Sacramento.

Our conversation uncovers the importance of civic leadership in breathing new life into cities once on the brink of economic despair. Learn how Barry draws inspiration from the rejuvenation of places like Pittsburgh and Cleveland, and discover how his unexpected move to Sacramento opened up opportunities for innovation and strategic growth. With personal anecdotes and strategic insights, Barry illustrates how local leaders are transforming Sacramento into a burgeoning hub for science, technology, and the arts, fueled by significant investments and initiatives like the Growth Factory and Aggie Square.

Sacramento's vibrant cultural and economic evolution is at the forefront as we explore the city's growing reputation in sports, healthcare, and technological innovation. From the success of the Sacramento Kings to the potential of hosting a Major League Baseball team, Barry envisions West Sacramento as a viable option for expanding the city's sports franchises. As we wrap up the episode, Barry's passionate advocacy for Sacramento's future highlights the region's readiness to become a world-class destination for enterprise and community development. This insightful journey into the heart of Sacramento's transformation is as inspirational as it is informative.

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

(00:00) Economic Development and Working Class Roots
Barry Broome's journey from working in steel mills to promoting economic development in Sacramento.

(10:03) Civic Leadership and Economic Development
Civic leadership and strategic planning drive economic revitalization in cities like Pittsburgh, Cleveland, and Detroit, while family and community influence relocation decisions.

(20:06) Sacramento's Economic Development Potential
Sacramento's potential as a science and engineering hub, revitalizing industries, initiatives like Growth Factory and Aggie Square, and investments in future technologies.

(31:43) Sacramento's Economic and Cultural Growth
Sacramento's growth is driven by major investments, healthcare developments, and sports, with potential for MLB expansion.

(39:33) Sacramento's Enterprise and Investment Growth
Sacramento's sports and entertainment scene is thriving, with the Golden 1 Center's success and potential relocation of the Athletics, highlighting community commitment and political will.

(48:12) Barry Broome's Vision for West Sacramento
West Sacramento's potential for securing a MLB team, emphasizing community support and revenue from TV rights, merchandising, and fan experiences.

Episode 56: Sacramento's Blueprint for Transformation with GSEC's Barry Broome.

What better episode to bring back than Mike Pereira now that we're deep into the football season and he's now actually in the booth with the very Tom Brady he references in this episode from earlier this year.  Enjoy.  

When Mike Pereira steps into a room—or onto a field—stories and wisdom seem to follow him like a shadow on a sunny day. In our latest episode, this Stockton native, who's traversed an incredible path from NFL official to Fox Sports commentator, doesn't just share his journey; he lets us in on the intimate pivots and touchdowns of a life dedicated to the love of the game. As he discusses the warm camaraderie of his broadcasting team and his recovery from back surgery, you'll feel the strength of the sports community and the genuine excitement for what the future holds, including working with famed quarterback Tom Brady.

Discovering one's passion can often come from the most unexpected of places, and for Mike, it was the reluctant step into his father's officiating shoes that revealed his true calling. This episode reveals Mike's early reluctance, the transformative power of taking that first whistle, and the ripple effect that passion can have across a lifetime. His candid recounting of financial struggles and serendipitous opportunities serves as a reminder that sometimes our greatest achievements are waiting just beyond the horizon of our comfort zones.

Lastly, Mike's legacy, which stretches far beyond the end zones and playbooks is Battlefields to Ballfields. A testament to his commitment to giving back, providing veterans with a renewed sense of community through the world of sports officiating. Mike's dedication to honoring service members and supporting them in their transition to civilian life is as moving as it is impactful, demonstrating that the true measure of a person's career is not in the titles they've held, but in the lives they've touched. This is surely one uncommon trajectory to the highest and most respected commentary on the game in play when it comes to the rules and the on-field calls.

To learn more about Mike's Battlefields to Ballfields visit www.battlefields2ballfields.org

For more information on what we provide at Captrust visit www.captrust.com. You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Encore episode: Field Official to Fox Sports Analyst. Mike Pereira's Uncommon Path to Success.

Experience the inspiring journeys of Rachel Zillner and Kierstan DeLong as they share their paths to leadership. From Rachel's entrepreneurial spark, kindled by her father's business endeavors, to Kierstan's passion for communication shaped by her upbringing, this conversation promises insights into the minds behind the new ownership of RSE—a leading marketing and communications agency. Combining Rachel's innovative spirit with Kierstan's global agency experience, they highlight their strategic vision to lead RSE and the RADZ group of brands into a new era of success.

Our discussion further unfolds as we explore the multifaceted services of RSE, a powerhouse in marketing and social impact. Discover how the agency leverages its creative and digital teams to showcase positive contributions from both government and corporate sectors. As we introduce the RADZ group, including brands like Clutch and Frequency Co-Working, the conversation gets even more exciting with a prediction of how AI is set to influence future endeavors. We'll uncover the elements that make these women leaders of innovation and community collaboration.

Balancing work and personal life takes center stage as Rachel and Kierstan share candid stories about integrating motherhood with leadership roles. They emphasize how parenting can enhance executive skills and reflect on the role of community support. Hear how Sacramento's vibrant community plays a crucial role in their journey, countering any negative perceptions with personal experiences. Listen for invaluable advice on embracing opportunities, choosing positivity, and the non-linear nature of growth—told with passion and enthusiasm by two dynamic women making significant impacts in the Sacramento business world.

You can learn more about The RADZ Group at www.theRADZGroup.com
To learn more or inquire about services from RSE, visit www.rs-e.com
For more information about CLUTCH, visit www.connectwithclutch.com

For more information on what we provide at Captrust visit www.captrust.com.
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Chapter Summaries:(00:00) Female Entrepreneurs Discuss Business Journey
Rachel and Kierstan bring strategic vision to revitalize RSE, blending global experience with a women-led legacy.

(15:07) Exploring Future Business Trends With AI
RSE offers comprehensive marketing services, specializing in social impact and government partnerships, with a focus on AI's future impact.

(29:14) Balancing Work and Motherhood in Sacramento
Parenting and career integration, community impact, involving children in business, empathy for young professionals, and pride in fostering future generations in Sacramento.

(42:13) Embracing Opportunities and Growth in Business
Seizing opportunities, taking risks, and choosing positivity drive meaningful work and make a positive impact.

Episode 57: Rachel Zillner and Kierstan DeLong-The Vision for RSE and The RADZ Group Portfolio.

Welcome to the inaugural episode of BiSiFi, Bite Sized Finance.  On this very first episode, join your host,  Kelly Brothers as he speaks with Francine Vorhees, a Partner at Moss Adams and specialist in all things “leaving the State of California”. California has been home to many for decades, but several factors are driving Californians out of the golden state. Find out why, where folk are headed and how to do it properly, if you must.  Listen as Kelly and Francine discuss what it takes to leave California, and why or why not this may be the right decision for you and your family.  You may be surprised at some of the answers to those things you thought so many others were getting away with…but may not be.  
For more information on what we provide at Captrust visit www.captrust.com. 
You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Episode 1: Francine Vorhees - 5 Steps to Leaving California

Ghost Kitchens. Could they help save the restaurant scene in Sacramento?  Join the conversation as your host Kelly Brothers speaks with Adam Pechal of Tiger Restaurant and Ghost Kitchen.  Hear the impact the virus, the heat and the smoke are having on local restaurants and how some will fail, yet others find opportunity in crisis.  If you believe restaurants are part of the community, you'll enjoy your time spent with this discussion. 

For more information on what we provide at Captrust visit www.captrust.com. You can contact me, Kelly Brothers, through the show at: bisifipodcast@gmail.com
To reach me at Captrust visit www.captrust.com/locations/sacramento-ca/

Episode 2: Adam Pechal & Ghost Kitchens

At various points in his 30-year broadcast career, Kelly Brothers has anchored the No. 1 evening newscast in Sacramento on KCRA 3 and the No. 1 morning news show on News 93.1 KFBK. He is currently a Principal and Advisor at CAPTRUST, based in Sacramento.  For the program, Kelly serves up some of the most succulent stories from our region about people, places and things that impact the community and your financial well being. I'm sure there will even be a few tasty surprises here and there, when the recipe is right. The goal is to have you learn, think, even laugh a little bit, all calorie free. Hopefully you'll enjoy what he's delivering right to your kitchen table or dining room or... will you be eating in your car, wherever you choose to listen.

Bite Sized Finance

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