Financial podcasts

Listen to my story of how I was able to save over $100,000 in 3.5 years right after I graduated from college!

Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com

Do you follow Clever Girl Finance on Instagram yet? You should!
https://www.instagram.com/clevergirlfinance

Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

002: How I Saved $100k In 3.5 Years

The 7 things you should work on changing if you want to achieve financial success.

Get access to my free resource library of worksheets and checklists and start improving your finances today - http://clevergirlfinance.com

Do you follow Clever Girl Finance on Instagram yet? You should!
https://www.instagram.com/clevergirlfinance

Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

004: 7 Things You Are Doing That Can Prevent You From Ever Being Financially Successful

We're back with the podcast you need: Part 2 with Damon Young of VSB. If you haven't already, don't forget to listen to Part 1:&nbsp;PB60: “Overnight Success” ft. Damon Young of Very Smart Brothas. This episode is equally colorful but tackles more serious topics like life, health, and personal finance. Our discussions include:  What it's like to have new money with old problems like being the first to make it while balancing staying #woke and authentic with #TheStruggle How not having enough money may have caused Damon to&nbsp;ignore a health scare for years that could have cost him his life The 15-year journey to become an "overnight success" and the book deal with&nbsp;Ecco (HarperCollins) that's changed his life forever The impact raising a child has had on Damon's views on finances, his upbringing, money, and what he plans to teach his daughter about money in the future  References  #BreakingNews - VSB gets acquired:&nbsp;The Root Is Gaining 2 Very Smart Brothas Damon Young on VSB:  Money Isn’t Everything…Unless You Don’t Have It, then Yeah It’s Everything Damon Young on GQ Behind the Brilliance Podcast:&nbsp;Ep 117 ft Lisa Nicole Bell and Damon Young A New Generation Emerges:  Xennials&nbsp;Born 1977-1983 Would-Be Parents Underestimate and Unprepared for Potential Costs of Raising a Baby   How Much You'll Spend on Childcare   ICYMI – VSB feature:&nbsp;How Marcus Got $26,000 in Debt in Less than 72-Hours  Announcements Check out our&nbsp;PATREON page!&nbsp;We’re raising funds to grow the show so we can create more great content that helps you get ahead professionally and financially. Read Marcus’ book on how he buried and dug his way out of over $30,000 in debt by age 30,&nbsp;Debt Free Or Die Trying, on Amazon. Looking for more career development and debt freedom tips? Join our email list at&nbsp;PaychecksandBalances.com/email&nbsp;for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. LIKE&nbsp;us on&nbsp;Facebook.com/PaychecksandBalances&nbsp;or follow us on Twitter&nbsp;@PayBalances&nbsp;and Instagram at the same name!

PB61: Let's Talk About Money ft. Damon Young of VSB (Part 2)

You may remember Donna from our previous episode&nbsp;PB31: Save Where You Can ft. Donna Freedman. Donna's back with a new book, Your Playbook For Tough Times Vol. 2, some great personal finance advice and much more! For those of you who are new here, Donna has been a college dropout, a single mom, a newspaper reporter in Chicago and Alaska, and a late-in-life university student. She has over 20 years of experience writing and helping people on media organizations like MSN Money and popular&nbsp;online publications like our  former guest's J.D. Roth's&nbsp;website, Get Rich Slowly. Her passion for helping people is evident on today's show and in the great giveaways she has for our audience. On this episode we discuss:  Actionable tips from her new book and why, unlike some other top financial gurus, she doesn't assume your financial situation is always caused by your own doing or bad financial habits The opportunity cost -- money you could spend or invest elsewhere -- of student loans and why students, and parents of students, should always use a  student loan calculator before signing any new loan agreements Simple ways and resources you can use to negotiate lower (or free)&nbsp;dental and health care costs How the "four gifts" rule can help you save money on Christmas and birthday gifts  SPECIAL PROMOs FOR PAYCHECKS &amp; BALANCES LISTENERS ONLY!!!   Click here for a free&nbsp;download of Challenge Yourself to Save&nbsp;the&nbsp;popular and a fan favorite chapter from Donna's first book, Your Playbook For Tough Times: Living Large On Small Change, For The Short Term Or The Long Haul, containing&nbsp;31 tips you can immediately use to save money today! Click here to visit Donna's direct platform and enter discount code PAYCHECKS&nbsp;for a $5 PDF copy of Your Playbook For Tough Times, Vol. 2!  Interested in the original, too? Enter discount code BALANCES&nbsp;for the first edition of Your Playbook For Tough Times!    References  The Healthcare Blue Book - provides free online tools designed to enable consumers to understand how much they should pay for healthcare services The Fair Health Consumer&nbsp;- this tool estimates your costs for dental and healthcare procedures and services in the ZIP code where you want to receive care. More Helpful Tips &amp; Recommendations from Donna:  If you’re uninsured: At Healthcare Bluebook, type in what’s needed (foot surgery, biopsy, etc.) plus your zip code and get an idea of what you might pay for that treatment in your area. As the website notes, the cost for the same network procedure can vary by up to 400 percent. Even if you do have insurance, using a tool like this could mean having to fork over less of a copay (e.g., 20 percent of $300 rather than $500). Or use Fair Health Consumer’s cost lookup tool to get an idea of what an average service or treatment should be, then print out something called a “binding cost estimate.” This basically says, “This amount is what we know to be less than a billed charge but more than a typical insurance payout.” Present it to a potential provider, say frankly that cost is a huge issue for your household and you’d like to know if you could get the needed treatment at this price. You can strengthen your negotiation by offering to pay in full at the time of the visit. If you can pay in cash, that might be enough of an incentive to get the provider to agree. Even if you had to use a credit card you’d at least be getting the best possible price for treatment. Keeping prescription costs down:&nbsp;Common meds may be free! Some supermarket pharmacies offer certain antibiotics, generic Lipitor, prenatal and children’s vitamins, the diabetes drug Metformin and other medications without charge. Among the grocery chains providing free medications are Amigos United, Giant Eagle, Meijer, Price Chopper, Publix, Reasor’s, Schnucks, ShopRite and Wegman’s.   Contact Info:  Website: DonnaFreedman.com Twitter: @DLFreedman...

PB62: Financial Tidbits w/ Donna Freedman

On today's episode, my guest Naseema gets real on mental blocks, setting yourself up for financial success (or failure) as well as what it took for her to pay off $300K of debt in just 2 years, why she did it and what she's doing now!

To keep up with Naseema, stop by her website at http://financiallyintentional.com - Follow her on Instagram at https://instagram.com/financiallyintentional  - and also on Facebook at https://www.facebook.com/financiallyintentional

***

Do you follow Clever Girl Finance on Instagram yet? You should!
https://www.instagram.com/clevergirlfinance

Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

039: Naseema Gets Candid About Building Wealth & What It Took To Pay Off $300K Of Debt In 2 Years

On this episode I'm talking about the profiles of millionaires in the US, what it REALLY takes to become a millionaire and I'm diving into the September 2017 issues of both Money and Kiplinger Magazine on getting to $1 million!

Do you follow Clever Girl Finance on Instagram yet? You should!
https://www.instagram.com/clevergirlfinance

Ready to get accountable? Join the Clever Girl Finance Accountability Program over at https://www.clevergirlfinanceacademy.com

040: How To Become A Millionaire & Join The Millionaires Club!

Meet Yuri Gibson. She is a designer and digital product guru who teaches other people how to create side hustles that mean business. Her first taste at hustling was working two jobs while attending college full time for seven years. She then graduated in a tanking economy which lead her down a career path she hated. That caused her to make a decision that would change her life - she moved aboard to teach English in South Korea and that's when her side hustle journey began. 

After living in Korea for three years, and turning her design business into a digital product empire, Yuri's has a new day hustle - she's now a flight attendant! She now gets paid to travel the world while running a serious business on the side. 

In this episode, Yuri talks about her personal story including how she got through college and how she wound up in South Korea. She shares the difference between a side gig and a side hustle, why you should start a side hustle, the industries that can earn you the most money, what it takes to start your side hustle for just $80 a month and her all time favorite tools to help make your side hustle a knock out success.


Yuri's website is https://www.viayuri.com

For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/side-hustle-your-way-to-wealthy-with-yuri-gibson

If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher.


Get access to my budgeting tools in my resource library on www.CleverGirlFinance.com

Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance

Do you follow Clever Girl Finance on Instagram yet? You should!
www.instagram.com/clevergirlfinance

Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

078: Side Hustle Your Way To Wealthy With Yuri Gibson

This episode of the podcast is all about the balancing act of building a meaningful life and business and the relationships involved and to have to conversation, my special guest is Monique Melton.

Monique is a business coach, relationship expert, published author of the book EntrepreFriendships, a motivational speaker and diversity advocate. She supports creative business owners in building profitable and purposeful businesses while maintaining healthy relationships. She is a natural big-bold dreamer, a woman of faith, a proud Navy wife and loving mother to two little ones. 

Monique and I have an honest conversation about what it really takes to build a meaningful life and business and managing the relationships that make it happen including valuing your relationships, focusing on your personal development and self care, learning to say now and more. 

She shared how she went from being a new mom with two small children simply wanting to make $1,000 a month to letting go of her money mindset blocks and becoming a business powerhouse going above and beyond for her clients and doing more in her community and for her family.

She talked about why she focuses on business and relationships specifically around personal development and how it ties into building a really meaningful business.

She also shares the importance of understanding your capacity around what you can and cannot do to avoid comparing yourself to others and overwhelm.

Monique's website is http://moniquemelton.com

For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/building-a-meaningful-life-and-business-and-managing-the-relationships-that-make-it-happen

If you haven't already, be sure to subscribe to the Clever Girl Finance Podcast on iTunes, SoundCloud or Stitcher.

Get access to my free budgeting tools in my resource library on www.CleverGirlFinance.com

Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance

Do you follow Clever Girl Finance on Instagram yet? You should!
www.instagram.com/clevergirlfinance

Ready to get accountable? Join the Clever Girl Finance Accountability Program over at www.clevergirlfinanceacademy.com

080: Building A Meaningful Life And Business And Managing The Relationships That Make It Happen

As a money expert, I get asked a lot about how I manage my personal and business finances from budgeting to saving to investing to paying myself a salary and so I'll be sharing what I do in this podcast episode.  

I’m also sharing the latest with Clever Girl Finance and some personal updates as well. Enjoy listening!

For the books, tools and resources mentioned in this episode, visit the main show notes page here: https://www.clevergirlfinance.com/podcast-episodes/how-i-manage-my-finances


Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com

Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance

Do you follow Clever Girl Finance on Instagram yet? You should!
www.instagram.com/clevergirlfinance

083: How I Manage My Finances + A Few Updates

In this episode I'm sharing how I've simplified my finances by automating things despite my inconsistent income and how not automating was causing me to drop the ball around my savings and investing especially because I have so many things going on and what you can do if you are experiencing something similar. 


I'm also sharing an update on the progress I've made with the Clever Girl Finance book :)
 

As a reminder (or if you haven't already), stop by the show notes pages for the detailed blog post I also wrote on managing my finances: https://www.clevergirlfinance.com/podcast-episodes/how-i-automate-my-finances-on-an-inconsistent-income



Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com

Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance

Do you follow Clever Girl Finance on Instagram yet? You should!
www.instagram.com/clevergirlfinance

089: Automating & Simplifying My Finances On An Inconsistent Income

Bobbi Rebell is a Certified Financial Planner and the host of the Financial Grownup podcast. She is the author of the best-selling self-help and personal finance book called “How to Be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom”. In addition, she’s a keynote speaker, conference emcee, brand ambassador and a moderator.

She’s also an award-winning TV anchor and personal finance columnist and has worked at Thomson Reuters, PBS (Nightly Business Report), CNN and CNBC and has also been featured in several publications most recently in Cosmopolitan and Forbes.

I just love Bobbi, she has such a bubbly personality and she tells it just like it is. 

On this Episode Bobbi shares:

- Her personal story with money and how she was raised including her family’s immigrant dream story and the expectations placed on her surrounding this dream. 
- What it really means to be a financial grownup.
- Her worst financial decision which had to do with marrying the wrong person and what it means to marry the right person.
- Her best financial decision.
- Plus, her thoughts on prenups!

You can learn more about Bobbi and listen to her podcast at: http://www.bobbirebell.com/

You can also find her on Instagram @bobbirebell1 and on Twitter @bobbirebell

Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge.

Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance

Do you follow Clever Girl Finance on Instagram yet? You should!
www.instagram.com/clevergirlfinance

091: How To Be A Financial Grown Up  + Why Marrying The Right Person Matters W/ Bobbi Rebell

On this episode of the podcast, my guest is Vickii Onabolu and she’s an incredible baker from the United Kingdom. 

She also happens to be one of my best friends and I’m honored to have her share her business story on how she transitioned from managing her baking business on the side while working a full time job to becoming full time business owner and pursuing her dreams of baking the incredible cakes that she’s known for.

On this episode Vickii shares:
- How she got into baking 
- What it took for her to be able to run her business full time including how she planned out her finances
- Her biggest challenges and successes as a business owner so far
- Specific things she’s doing to grow her business
- Her approach to being positive and dealing with stress and so much more!


How to find Vickii and Ermioni’s Bakeshop:
http://www.ermionisbakeshop.com/
https://www.instagram.com/ermionisbakeshop/
https://www.facebook.com/ermionisbakeshop
email: hello@ermionisbakeshop.com

Vickii’s favorite podcasts:
- How i built this: https://www.npr.org/podcasts/510313/how-i-built-this
- Girl boss radio: https://www.girlboss.com/podcast
- She means business: https://femaleentrepreneurassociation.com/?s=podcast
- WSJ Secrets of wealthy women: https://www.wsj.com/podcasts/browse/wsj-secrets-of-wealthy-women


Subscribe to www.CleverGirlFinance.com 

Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance

Do you follow Clever Girl Finance on Instagram yet? You should!
www.instagram.com/clevergirlfinance

095: Transitioning To A Full Time Business On Your Own Terms With Vickii Onabolu

Meet Stacey Flowers, a TED speaker, internationally sought after speaker, author and life coach.

Her personal mission is to inspire you to create real happiness. She's an eternal optimist who’s committed to helping people live beyond preconceptions and limiting beliefs. Stacey uses her own story and experiences to empower others with tools to improve their lives. 

She's an incredible woman who is taking charge of her life and her finances by focusing on aggressively paying down her debt despite starting a new business and earning a low income at the time of this recording.

In this video Stacy shares exactly what’s she’s doing to succeed including:
- Mindset shifts she’s had to make to support her growth
- How having and recovering from a serious illness changed her perspective on how she was dealing with her finances.
- Her long-term goals
- How and why she’s going to succeed
- What she’s teaching her son about money

How to keep up with Stacey:
- You can keep up with Stacy on her YouTube Channel - https://youtube.com/staceyflowers and on her website at https://www.staceyflowers.com

Check out our online courses at www.CleverGirlFinance.com

Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance

Follow Clever Girl Finance on Instagram at
www.instagram.com/clevergirlfinance

097: Mindset Shifts, Tackling Your Debt & Living Life On Your Own Terms With Stacey Flowers

This episode is all about curbing your emotional spending and to have this conversation, my guest on the show is certified financial coach, Ericka Young.

Ericka is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She is a certified financial coach and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom.

She is also the author of the best-selling book, “Naked and Unashamed: 10 Money Conversations Every Couple Must Have”.  


What we discussed this episode:
- On this episode, Ericka and I had a conversation on emotional spending and how it can derail your finances
- She shares examples of her own emotional spending including upgrading her car vs. repairing her car, essentially trading a $1,000 repair for a $20,000 car loan and her husband having to take her credit card away from her.
- She shares how she worked through dealing with her emotional spending, and how she was able to adjust her mindset about money in order to pay off that nearly $100,000 in debt alongside her husband.
- She also shares what it’s like to live a debt-free life, one she has lived for the last 10 years, and provides actionable tips on how you can accomplish the same thing too including how to make yourself accountable, being ok with your emotions as a woman, being mindful of the positive emotions that can trigger emotional spending and more.

How to keep in touch with Ericka:
- You can keep in touch with Ericka on her website over at http://tailormadebudgets.com where you can also download her free ebook “Have your cake and eat it too”.


Be sure to stop by CleverGirlFinance.com and checkout our learning platform!

Do you follow Clever Girl Finance on Instagram yet? You should!
https://www.instagram.com/clevergirlfinance

100: How To Stop Emotional Spending From Ruining Your Finances With Ericka Young

It's that time of year again to reflect, count your blessings and set fresh goals that you want to achieve in 2019 as you pursue your financial success! On this episode, I'm sharing some key tips and tricks to help you actually accomplish your 2019 goals in addition to some awesome updates. You don't want to miss this one!

What I discussed this episode:
- The Clever Girl Finance book (woot woot) which is officially coming soon.
- Some of the amazing things that happened for Clever Girl Finance in 2018 including being featured on Time.com and having a 2-page feature spread in Money Magazine.
- My goals for 2019.
- How to set goals the right way for the new year.
- Critical mistakes to avoid when pursuing your goals.
- Key things you should be doing to actually accomplish your goals and much more!

Be sure to stop by CleverGirlFinance.com and check out our learning platform!

Do you follow Clever Girl Finance on Instagram yet? You should!
https://www.instagram.com/clevergirlfinance

101: Setting Your 2019 Goals The Right Way, Counting Your Blessings, Updates And More

https://www.biggerpockets.com/moneyshow56

Rich Jones and Marcus Garrett are the men behind Paychecks and Balances, a podcast aimed at helping Millennials figure out their finances. And they should know a little on the subject—both Rich and Marcus made some pretty epic money mistakes in their youth.

From Rich just not looking at his bills to Marcus actively going into almost $30K of debt in 72 hours (NOT a typo!), they know what owing money to someone feels like. Marcus details his D.E.B.T. plan so you can pick yourself up, dust yourself off, and pay off your debt for good.

Are you looking to be debt-free in 2019? This episode can help you formulate a plan that works for your specific situation, with tips for staying out of debt once you arrive.

BiggerPockets Money Podcast | For Those Who Have Money... & Want More

BP Money Podcast 56: Change Your Personal Finances (& Your Millennial Money Mindset)

http://biggerpockets.com/moneyshow57

Tim and Amy were frugal—or so they thought. They spent less than they earned, so they figured they were doing it right. Then one day, they happened upon the concept of financial independence.

Turns out, they had a LOT of room in their budget to cut back. Once they did, it took them less than one year to hit their financial independence number. They're now able to retire (if they so choose)!

What catapulted them down the path to financial freedom? Namely, it was downsizing their 6,000-square-foot home.

Once their daughter graduates from high school, they’ll rid themselves of their current 1,800-square-foot home and house/pet sit around the world full time. They plan to stretch their retirement dollars even further by travel hacking their way between cities.

Tim and Amy have combined their passion for travel (and pet sitting) into a full blown retirement plan. In this episode, the couple shares tips for getting started as a house or pet sitter, so you can stay for free when you travel, just like they do. 

We also explore different options for post-retirement life. Tune in to hear what Tim and Amy cut out of their spending to make early retirement a reality.

BiggerPockets Money Podcast 57: Financial Freedom, House Sitting & Travel Hacking With GoWithLess

https://www.biggerpockets.com/show315

Interested in learning techniques that will virtually guarantee you success, regardless of your field of interest? Of course you are!

On that front, today’s show will not disappoint! Brandon and David interview bestselling author Robert Greene, whose latest book is titled The Laws of Human Nature.

Robert discusses brilliant concepts regarding earning the trust of others, determining who you can trust in an interaction, and developing the super power of reading other people’s non-verbal cues. He also shares valuable insight that will help you positively impact the emotions of others around you, put yourself in a peak state of performance, and activate the power of your own emotional connection to things you are passionate about.

And do not miss Robert’s advice on making sure others cannot manipulate or deceive you, or what he’s learned studying Leonardo da Vinci and others who have mastered their crafts! If you want to become the investor who gets deals first, gets the best prices on rehabs, and is less likely to be fooled in a transaction, download this episode right now!

BiggerPockets Podcast : Real Estate Investing and Wealth Building to Help You Get Bigger Pockets

BP Podcast 315: How to Read Human Nature to Succeed in Life with Bestselling Author Robert Greene

Michelle Ives is a long-time listener of The Clever Girls know podcast and she got in touch with me because Clever Girl Finance has been a part of her financial education and she wanted to share her incredible story with all of us!

About Michelle Ives:
Michelle is a copywriter and brand strategist for her own business, Wordy and Smith. She lives in Sydney with her husband, Andy, and together, they’re well on their way to having saved their first half a million.
 
Formerly a journalist, Michelle spent over a decade working as a published writer (and a few other odd jobs). She learnt the in’s and out’s of how to build (and market) a successful business through two startups, as their respective Head of Communications. Just like the company's lean marketing budget, Michelle had to learn how to manage her personal one much the same way.
 
Michelle has a goal of fully retiring by the time she is 35, living solely off of the passive income generated through her assets in savings, property, shares, and superannuation. This will allow her to travel freely, volunteer full-time for causes she is passionate about and write for passion, not profit. To date, Michelle and her husband Andy, have saved and invested well over $400k, with another $100k rapidly piling up - and a clear strategy for success.

What Michelle discussed in this episode:
- The reasons why retiring early is a goal of hers.
- How observing her husband was the turning point that caused her to take her finances seriously
- What the experience of saving has been like, as well as the life-changing mindset and habit shifts she adopted to reach those numbers and much more.

How to keep up with Michelle:
- You can find Michelle on her website at https://thatgirlonfire.com/
- On Instagram: That Girl On Fire (@thatgirl_onfire)
- On  Facebook: That Girl On Fire (@TGOFire)

104: Saving over $400,000 and pursuing early retirement with Michelle Ives

https://www.biggerpockets.com/moneyshow58

Grant grew up knowing his parents didn’t have much money. He recognized their constant stress about finances throughout his childhood, and one of his first memories was his dad telling him, “Money is freedom.”

Graduating from college in the middle of the Great Recession didn’t do much for his financial outlook. After bouncing around four different jobs, he landed back at home, unemployed and sleeping in the same bed he did when he was seven.

Then, one day he woke up and wanted to go to Chipotle but had less than $3 in his bank account. He was 24 years old. As trivial as it may seem, this was the wakeup call he needed to turn the corner and figure out his finances—once and for all.

Enter Google Mobile Ads. Grant realized the demand for digital advertising professionals was rising; he made a goal to make $1 million in that arena as soon as possible.

Google taught him everything he needed to know—for free—and Grant landed the first job he applied for.

He hit the million dollar mark in five years, six months, and three days. Grant now spends his time helping others figure out their finances so that they can live their best life, doing things they love every single day, through his blog Millennial Money and new book Financial Freedom: A Proven Path to All the Money You Will Ever Need.

Financial podcasts

Laurie Alessandra