Welcome to the Monday Money Tip Podcast! In this episode, we'll tell you everything to expect in upcoming episodes from budgeting, debt, savings, to having the best financial year yet.

Introduction - Episode 00

About the episode:  We'll talk about why the budget is so essential. Joe answers the question "How do I create a budget that actually works?" Set your financial goals for 2018. Get a list of budgeting tips that have personally helped Joe and his family win with money. Hear Joe tell how to increase income and decrease outgo.  Resources: Joe encourages everyone to prepare a list of financial goals for the year.  Income goal Giving goal Saving goal Investing goal Debt Reduced goal  Quote of the day- “ If you care, you will prepare.” Links: Budget Tools Known Upcoming Expenses Tool  The IWBNIN Ladder &nbsp; Email info@iwbnin.com to ask questions or share success stories.

Creating a Budget That Actually Works - Episode 01

About the episode:  We’ll tackle the topic of irregular income and budgeting. Joe answers the question “How do we make a budget when we don’t know what our income will be every month?” How to tackle the Christmas credit card bill. Joe shares his own success story of budgeting and winning with money while having an irregular income. Learn about the IWBNIN ladder Get tools to help you stop living paycheck to paycheck  &nbsp; Resources: Quote of the day- “You can.” &nbsp; Links: 0% Balance Transfer Credit Cards Monthly Budget Tool Known Upcoming Expenses Calculator Email info@iwbnin.com to ask questions or share success stories.

Budgeting On Irregular Income - Episode 02

About the episode:  We'll talk about why saving is a MUST in your financial plan. Joe answers the question "How can I make savings a priority when I’m paying off debt?" Find out how to maximize your tax return. Learn about the secret weapon to financial freedom- the IWBNIN Ladder. Joe shares his thoughts on the wildly popular bitcoin and cryptocurrency.  &nbsp; Resources: Quote of the Day: “You cannot PROSPER if you do not SAVE.” &nbsp;Links: The IWBNIN Ladder  How to Maximize Your Tax Refund- Blog How to Maximize Your Tax Refund- Video  Joe’s recommended banks for online savings  Joe’s Book- “I Was Broke, Now I’m Not”

The Priority of Saving - Episode 03

About the Episode:  We’ll dive deep into the non-financial benefits of saving money. Joe gives very practical answers to the question “What types of accounts should I use for my savings?” Hear a success story from a listener who benefited from having savings when she needed it most. Co-host Megan gets personal on how savings helped her take a big step of faith.  &nbsp; &nbsp; Resources: Quote of the Day” “Build financial margin up during PEAK times so it can help cover you during WEAK times.” Links:  Joe’s Recommended Online Savings Accounts Mint Rize Blog Series- “The Non-Financial Benefits of Having a Healthy Savings Account”

The Non-Financial Benefits of Saving Money - Episode 04

About the Episode:  We’ll dive into the topic of living generously while pursuing financial freedom. Joe answers a very common question on giving- “How much should I give to my church when I’m still paying on debt?” Hear a real success story of how Vanessa got her financial priorities in order and found freedom. Joe shares about his own journey to generosity. &nbsp; Learn how to handle the weight of competing financial decisions. We’ll discuss some practical ways to give.  Resources: Quote of the Day: “Never buy anything that will prevent you from living generously.” Links: Joe’s Travel Schedule IWBNIN Ladder Budgeting Tool

How To Live Generously While Still In Debt - Episode 05

About the Episode:  Joe interviews Pastor and Author, Mindy Ross, and talks about her new book, Finding Strength: How to Overcome Today Mindy shares her deeply personal journey of finances, adoption, and life challenges as her family took major steps of faith. Learn the key decisions that helped Mindy’s family walk into financial freedom. Hear how margin and rest play a crucial role in the Ross family. Finish this episode feeling encouraged, full of faith, and strengthened for the challenge you face today.  Resources: Quote of the day: “Everyone is Overcoming Something”- Mindy Ross Links: Mindy Ross’ Website  Mindy’s Book- Finding Strength: How to Overcome Today Budget Form