Managing money as a young person can be extremely difficult and it's not something they teach you in school. However, it is possible but with some simple steps and the right mindsets you can get really good at managing money when you're young.

N'Jaane's YouTube - https://www.youtube.com/channel/UCvzp7cfqZYKJUmNHM3FpaJg/videos

0:00 - Introduction
1:48 - #1: Having Multiple Bank Accounts
8:16 - #2: Look at money as a form of energy
9:48 - #3: Look at what you spend your money
10:58 - #4: How is your spending making you feel? Is it bringing you joy?
13:55 - #5: Have a holistic view of money
17:45 - #6: Have good money habits when earning a little or a lot 
19:28 - #7: Never spend money you don't have
21:00 - #8: Give to something that is important to you

Recommended Videos:

Barefoot Investor Bank Accounts Explained - https://www.youtube.com/watch?v=YMKss1bLycw

https://onproperty.com.au/880 - Visit the site for a full transcription and downloadable audio version of this video.

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BOOK A FREE PROPERTY STRATEGY SESSION
https://onproperty.com.au/session/

HOW TO INVEST IN PROPERTY COURSES AND RESOURCES
https://onproperty.com.au/resources/

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DISCLAIMER No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

8 Epic Money Tips for Young Adults  (Ft. N'Jaane Taylor)

The dream for a lot of people is to make a living doing what you love. Today I'm joined by N'Jaane Taylor and we talk about what we have done to be able to make a living doing things we are passionate about and absolutely love.

N'Jaane's YouTube - https://www.youtube.com/channel/UCvzp7cfqZYKJUmNHM3FpaJg/videos

0:00 - Introduction
1:30 - #1: Learn to manage your money well first
2:28 - #2: Spend time working out what you want to do
4:10 - #3: Know when to let go
5:05 - #4: Try a lot of different things
8:45 - #5: Learn to love the work you do
9:45 - #6: Work on yourself
11:06 - #7: Be willing to say no to the wrong money
12:30 - #8: Learn to say no
14:25 - #9: Stop caring what people think 

Recommended Videos:

8 Epic Money Tips for Young Adults  (Ft. N'Jaane Taylor) - https://onproperty.com.au/880

https://onproperty.com.au/881 - Visit the site for a full transcription and downloadable audio version of this video.

-------------------------

BOOK A FREE PROPERTY STRATEGY SESSION
https://onproperty.com.au/session/

HOW TO INVEST IN PROPERTY COURSES AND RESOURCES
https://onproperty.com.au/resources/

-------------------------

DISCLAIMER No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

Make a Living Doing What You Love (Ft. N'Janne Taylor)

We are often told to get the best capital growth we should buy the more premium and expensive suburbs and avoid the cheaper suburbs. 
People things suburbs are cheap for a reason and are going to stay cheap.

But is this actually true? Do cheaper suburbs actually underperform compared to more expensive suburbs.

Cheap Markets Are Not Under-Performers (Article Link): https://selectresidentialproperty.com.au/busting/cheap-markets-are-not-under-peformers/

Select Residential Property - https://selectresidentialproperty.com.au

DSR Data - https://dsrdata.com.au

0:00 - Introduction
1:23 - Why are cheaper suburbs cheaper
2:59 - Cheap vs Expensive Growth Australia Wide
5:26 - Cheap vs Expensive in Regions
7:00 - Cheap vs Expensive in Smaller Regions
8:30 - Cheaper suburbs always perform better no matter which way you look at it
9:05 - Cheapest vs Cheaper vs Dearer vs Dearest
12:00 - Cheap vs Expensive in Major Capital Cities
13:17 - Looking at Deciles
15:00 - Looking at a 40 year period
16:30 - Cheap vs Expensive Yield
17:13 - Why buying cheaper properties could be better than more expensive properties

Recommended Videos:

Do Properties Near The CBD Actually Get More Capital Growth? (Property Data Dive) - https://www.youtube.com/watch?v=F9rz9q5B74c

https://onproperty.com.au/883 - Visit the site for a full transcription and downloadable audio version of this video.

-------------------------

BOOK A FREE PROPERTY STRATEGY SESSION
https://onproperty.com.au/session/

HOW TO INVEST IN PROPERTY COURSES AND RESOURCES
https://onproperty.com.au/resources/

-------------------------

DISCLAIMER No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

Cheap vs Expensive Suburbs: Which Get More Capital Growth?

Let's talk about bad debt and how to pay off debt. I'm so grateful to say I am FINALLY in a position where I am debt free and now able to save a house.

But rewinding to 2-3 years ago that was not the situation I was in. I quickly got into around $100,000 worth of debt. Here's how I managed to pay it off in such a short period of time.

0:00 - Introduction
2:05 - #1: Write Down ALL My Debts
3:26 - #2: Accept Where You Are
3:48 - #3: Write Down All My Assets To Know My Net Position
4:20 - #4: Calculate Minimum Required Payments
5:37 - #5: Cut Spending DRASTICALLY
7:23 - #6: Increase Your Income
10:20 - #7: Keep Expenses Low Even As Income Increases
11:19 - #8: Create a Buffer Fund
14:04 - #9: Have Great People Around You

Recommended Videos:

How I Got Myself Into Debt - https://www.youtube.com/watch?v=0lHQ-7LjR0w

How I'm Paying Off Debt - https://www.youtube.com/watch?v=TPuX7B6BPFY

https://onproperty.com.au/884 - Visit the site for a full transcription and downloadable audio version of this video.

-------------------------

BOOK A FREE PROPERTY STRATEGY SESSION
https://onproperty.com.au/session/

HOW TO INVEST IN PROPERTY COURSES AND RESOURCES
https://onproperty.com.au/resources/

-------------------------

DISCLAIMER No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

How I Paid Off $100,000 of Debt in 2.5 Years

We are so often told that if we want the best capital growth our property needs to be close to amenities. Good school, train stations and shopping centers or other public transport are often touted as key indicators of future growth.

But what does the data actually say about the affect of amenities on the capital growth of a suburb? The results from this one are extremely surprising.

Read this article:

Select Residential Property - https://selectresidentialproperty.com.au

DSR Data - https://dsrdata.com.au

0:00 - Introduction
1:40 - Key idea: Price has already factored in existing amenities, which does NOT lead to more growth
4:00 - How expansion of Brisbane airport affected prices short and long term
4:45 - Do train stations affect capital growth
7:55 - Be careful of starting and ending points of statistics
8:30 - Do school affect capital growth
11:00 - How do beaches affect capital growth
12:55 - How does proximity to shops affect capital growth
13:58 - How does walkscore affect capital growth?
21:24 - What do we do with this data?
26:04 - Price variability over time

DISCLAIMER No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

https://onproperty.com.au/885 - Visit the site for a full transcription and downloadable audio version of this video.

-------------------------

BOOK A FREE PROPERTY STRATEGY SESSION
https://onproperty.com.au/session/

HOW TO INVEST IN PROPERTY COURSES AND RESOURCES
https://onproperty.com.au/resources/

-------------------------

DISCLAIMER No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

Do Good Schools and Amenities Create Capital Growth? SHOCKING RESULT!

I might be able to buy my first investment property in the next couple of months. I am finally saving my first house deposit.

It has been a long journey and this episode I want to take you on a journey of the property deposits I have saved in the past. But why didn't I buy property in the past and what am I doing to save my deposit today?

Book a Free Property Strategy Session - https://onproperty.com/strategy

0:00 - Introduction
1:33 - Where I'm at now
2:22 - My 1st Deposit (Age 16)
5:21 - My 2nd Deposit (Age 25)
8:47 - My 3rd Deposit (Age 28)
12:05 - My 4th Deposit (Age 31)
18:58 - Getting Out of Debt
21:55 - Saving My 5th Deposit
23:39 - Do I Regret Not Buying Property In The Past?
25:00 - It's Never Too Late To Get Into Property
26:30 - Building a Large Portfolio
27:32 - Property strategy session=

Recommended Videos:

I Lost Thousands in Cryptocurrency...Here's What I Learned - https://www.youtube.com/watch?v=6msFDDC1mEo

How I Paid Off $100,000 of Debt in 2.5 Years - https://www.youtube.com/watch?v=f3PVAUKovuQ

Financially Free at 32...Again - https://www.youtube.com/watch?v=bx2YmRCwOug

https://onproperty.com.au/886 - Visit the site for a full transcription and downloadable audio version of this video.

-------------------------

BOOK A FREE PROPERTY STRATEGY SESSION
https://onproperty.com.au/session/

HOW TO INVEST IN PROPERTY COURSES AND RESOURCES
https://onproperty.com.au/resources/

-------------------------

DISCLAIMER No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

How I'm Saving My First Deposit (My Journey)

In order to get the best return on investment we are told to invest in the right suburb so over the long term they will outperform other suburbs over the long term.

But what I'm starting to see is that a lot of suburbs tend to perform extremely similar over the long term.

Read this article: https://selectresidentialproperty.com.au/busting/apples-oranges/

Select Residential Property - https://selectresidentialproperty.com.au

DSR Data - https://dsrdata.com.au

0:00 - Introduction
0:58 - How comparing apples to oranges applies to property investing
2:08 - Why doesn't extreme growth disparity happen?
4:40 - Chance of better than average capital growth over the long term
8:35 - The positives and the negatives of above average growth being hard to achieve
9:25 - How can we get above average returns as an investor
13:00 - Differences between 1 year, 5 years, 10 years and 25 years growth
14:43 - What are the chances of picking a high performing market over 15 years vs 5 years
16:40 - Can you determine high performers over the long term (30 years)
19:10 - Radical vs marginal difference in price


Recommended Videos:

Property Data Dive Series - https://www.youtube.com/watch?v=Z1k9zSVrMMg&list=PLHQSDRgRmOajrK1XoFwZKQdQ29r6Jxm3p

Does Past Growth Predict Future Growth? (Property Data Dive) - https://www.youtube.com/watch?v=z2TkAOaidtg 

Good Schools and Amenities DON'T Create Capital Growth! SHOCKING RESULT! - https://www.youtube.com/watch?v=XSrDuSuILAs

https://onproperty.com.au/887 - Visit the site for a full transcription and downloadable audio version of this video.

-------------------------

BOOK A FREE PROPERTY STRATEGY SESSION
https://onproperty.com.au/session/

HOW TO INVEST IN PROPERTY COURSES AND RESOURCES
https://onproperty.com.au/resources/

-------------------------

DISCLAIMER No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

Finding Long Term High Performing Suburbs...Is It Even Possible?

Some experts claim there is an ideal percentage of renters in a suburb vs owner occupiers. 

But what does the data actually say and what is the best % of renters in the suburb we are investing in?

Select Residential Property - https://selectresidentialproperty.com.au

DSR Data - https://dsrdata.com.au

Read this article: https://selectresidentialproperty.com.au/busting/whats-the-ideal-tenant-to-owner-mix/

0:00 - Introduction
1:00 - Why people speculate that this is important
3:25 - What does the data say (2 years)
5:30 - 7 years of data
5:50 - 12 years of data
6:33 - Is this something to consider for suburb growth?
9:00 - Why might this happen?
11:10 - How to find % of renters in an area

Recommended Videos:

Property Data Dive Series - https://www.youtube.com/watch?v=Z1k9zSVrMMg&list=PLHQSDRgRmOajrK1XoFwZKQdQ29r6Jxm3p

Why Population Growth Does NOT Predict Capital Growth (Data Dive) - https://www.youtube.com/watch?v=Z1k9zSVrMMg


https://onproperty.com.au/888 - Visit the site for a full transcription and downloadable audio version of this video.

-------------------------

BOOK A FREE PROPERTY STRATEGY SESSION
https://onproperty.com.au/session/

HOW TO INVEST IN PROPERTY COURSES AND RESOURCES
https://onproperty.com.au/resources/

-------------------------

DISCLAIMER No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

What's The Best Percentage of Renters For Capital Growth?

Financial freedom isn't going to happen by itself. If you feel like your finances are controlling you more than you're controlling your finances then this 7 step process will help you gain control of your finances.

How do you go from being completely overwhelmed to getting on top of your money and actually moving towards financial freedom.

1:08 - #1: Start with this step
1:50 - #2: Tally up these important expenses
3:34 - #3: Ask yourself this question
4:56 - #4: Step to start taking control of your money
6:04 - #5: The most important thing to focus on
7:23 - #6: Do this so you don't lose control
8:03 - #7: Never lose control again

## Recommended Videos:

How I Paid Off $100,000 of Debt in 2.5 Years - https://www.youtube.com/watch?v=f3PVAUKovuQ

https://onproperty.com.au/890 - Visit the site for a full transcription and downloadable audio version of this video.

-------------------------

BOOK A FREE PROPERTY STRATEGY SESSION
https://onproperty.com.au/session/

HOW TO INVEST IN PROPERTY COURSES AND RESOURCES
https://onproperty.com.au/resources/

-------------------------

DISCLAIMER No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

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