These are the latest issues of the MoneyTrainers podcast.

June 2023 Podcast

Happy Happy Introduction

Dying to Know

In this months podcast I’m talking about what makes the difference.

How do the wealthy become wealthy. What is it they do that makes the difference?

Why we should all do our best to become rich and why we need to spend wisely and stop buying stuff.

Loads here for you. Enjoy.

Richard Smith - Money, mindset. Podcast

March 2018 Podcast

In today’s podcast.

Small Business Marketing – how much power does Google have.

Importance of Maps and other listings.

Railfares up 3.4%

Savings at an all time low

Personal debt increasing


Name

Email
Yes please. I want help with lead generation.
Financial independence

Actions to take in order to solve all of these.

Small Business Marketing – how much power does Google have.

The Google spat with with Amazon shows just how much power is now held by these large organisations. If they decide your e-commerce site is not worthy of linking to your business could be dead.

Railfares up 3.4%

Wages are down, railfares are up. Is a Train Driver really worth two Nurses or one and a half Police officers.

What to do about the increases. If you want to get to work you have no choice and the only way of solving the problem of the increases is to reduce the need to commute – running your own business or re-jigging your personal finances to make more sense.

Savings at an all time low.

I don’t know what is going to happen to the economy over the coming couple of years, it’s likely  that Trump will make sure  that whatever happens there is no slump, on his watch.

The lower value of the £ has caused our Share indexes to boom because of the nature of the firms that make up the index are reliant on income from outside of the UK.  Fundamentals havn’t really changed.

Personal debt increasing and this does not bode well for the coming few years.

What to do.

Prepare and stick to a budget. Know what is coming in and going out.

Budget

Clear debt – get in touch for my ‘simple way to clear debt’ plan.

Save money

February - Podcast - RichardSmith - SmallBusinessDevelopment

My eldest son who is currently studying English in London asked me a pretty simple question and he said “how do you get started in business and what are the steps you need to take in order to the grow a business that supports your lifestyle and provide the level of income that is needed  for you as an individual or as a family.” Shouldn’t be too complicated should it.

 

So my response to him, was what he needed to focus on was something very different. It is not what he needed to do; the real focus for a  small business if you are to  succeed he is why.

 

See, if you have a big enough why it is pretty straightforward to be able to understand the what, it’s the process, the thing or the widget. It is the result they get that effectively rewards you, the more value you add with that solution the more you can charge for it.




The whole issue of having a why is something that most small business owners,  and certainly startups tend to forget.  There are plenty of businesses that are what I call me too businesses.  Few of these have a good enough reason for doing what they do.

With my own clients and startups I I focus on getting the change that’s required  and that starts with a why. It also means that I can focus on other things rather than money sure money is important but it’s my why  that gets me up in the morning. It should be your reason.

Don’t forget, you can join the Ninjas here or Borrow my Brain here.

You can also download the podcast from here.

February - Podcast - RichardSmith - SmallBusinessDevelopment (1)

Very first podcast about money. Young or old there is something here for you.

Moneytrainers - October18podcast

After thirty years of small business and personal finance - I know teach the truth about how things really work, business, investing, financial independence.

Small Business and Personal Finance -