The 2020s have started off unlike any other decade. With that in mind, what should you as an investor focus on to ensure long-term success?
In the first episode of season 2, host Sarah Widmeyer, Director, Wealth Strategies sits down with Craig Basinger, Chief Investment Officer at Richardson Wealth to discuss how key shifts in investment landscape could impact your portfolio for the decade ahead.


The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Investing In The 2020s

In this episode of Conversations on Wealth, host Sarah Widmeyer, Director of Wealth Strategies at Richardson Wealth, sits down with Dr. Nasreen Khatri, an award-winning registered clinical psychologist, gerontologist, neuroscientist and educator to talk about how the pandemic has heightened and exacerbated concerns around mental health. They also discuss ways to optimize brain health and well-being now and into the future.

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Mental health, the echo pandemic

In this episode, Sarah Widmeyer speaks with Tom Dean, author of “Every Family’s Business”. Tom stresses that it is impossible to separate family and business and addresses the importance of talking openly and honestly about when and to whom the business will be sold. Whether you plan to transition it to the next generation, to a key employee or a competitor, it’s important to build your business with the end in mind and talk openly and honestly with your family about your plans.

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Transitioning a family business

In this episode of Conversations on Wealth, host Sarah Widmeyer speaks with Dr. Amy D'Aprix, author of “Empowering people through life's transitions”. Dr. Amy explains how planning for both financial and life milestones can help us create resilience and prevent crisis during life transitions. To transition smoothly and thrive, we must be proactive and build our resiliency muscle.

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Empowering People Through Life’s Transitions

In this episode of ‘Conversations on Wealth’, host Sarah Widmeyer speaks with three Richardson Wealth Advisors; Valerie Wowryk, Marc Dalpé, and Rob Panes about the benefits of working with a portfolio manager. This is a great opportunity to understand why it's paramount to understand your client and have a strategy that fulfills their current and future goals.

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Benefits Of Working With A Portfolio Manager

In this episode of ‘Conversations on Wealth’, host Sarah Widmeyer speaks with two members of the Richardson Wealth Tax & Estate Planning team; Maureen Glenn and Pascal Alonzo about the importance of financial goal setting. To prepare for retirement, it's crucial to understand how to meet your financial goals.

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Financial Goal Setting

In this episode of ‘Conversations on Wealth’, host Sarah Widmeyer speaks with Richardson Wealth's Romain Marguet, VP, Alternative Investments about how investing in alternative asset classes such as real estate, private debt and private equity can provide illiquidity premium opportunities and add value to your portfolio.

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Illiquidity Premium And Private Asset Classes

In this episode of ‘Conversations on Wealth’, host Sarah Widmeyer speaks with Tom Deans, an intergenerational wealth expert, about the importance of completing a will and engaging with your family in the process to take the fear out of writing it.

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Willing Wisdom

In this episode, Sarah Widmeyer speaks with John Warrillow, founder of the Value Builder System and author of a trilogy of books for business owners, about successful entrepreneurs and the factors that can lead to a smooth and lucrative exit.

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

You’ve Built An Amazing Business - Now What?

In this episode of Conversations on Wealth, host Sarah Widmeyer speaks with author and social worker Dr. Amy D'Aprix, who has been providing practical and professionally informed guidance on life transitions to individuals for over 30 years. Dr. Amy frames retirement as a multi-chapter journey and suggests thinking about what gives your life purpose, meaning and connection now, while looking ahead.

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Retirement Reimagined

In this episode of ‘Conversations on Wealth’, host Sarah Widmeyer speaks with Matt Del Vecchio, founder of Lianas, and a life-transition specialist about the challenges adult children face when helping their aging parents transition from their home to a retirement residence.

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Life transitioning a loved one to a retirement residence

In this episode of ‘Conversations on Wealth’, host Sarah Widmeyer speaks with Scott Stennett, SVP & Chief Operating Officer at Richardson Wealth about cybersecurity and the importance of taking significant security measures to protect your finances from cyber threats as our lives move more and more online.

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Cybersecurity in an increasingly online world

In this episode of  ‘Conversations on Wealth’, podcast host Sarah Widmeyer chats with Jason Middleton, Estate & Insurance Advisor about how an advisor can make sure clients are set up appropriately with insurance products as part of their overall wealth plan.

"With permanent insurance, as you're building up equity or value, kind of like building up equity value in your home: it's accessible … It's just like a non-registered account you'd have at Richardson Wealth, it just happens to be housed inside the insurance policy … That's what gives it its tax exempt nature."

The opinions expressed are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Past performance may not be repeated. Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Insurance and your wealth

Many clients have had a less than favorable experience with insurance. Sarah Widmeyer chats with Jeff Fray, VP, Insurance Services, on how to make sure clients are set up appropriately, with insurance solutions as part of their overall wealth plan.

Wealth management includes insurance

We're revisiting one of our most popular episodes of Conversations of Wealth, where Sean Hsu answers the question to "why should we care about tax management as part of a holistic wealth plan?"

"It's not just limited to March and April when you have to file your returns, and it's not limited to just a month of December, where you usually see a sporadic rise of people doing last minute planning. And the reason why it's important to think about taxes, because simply put, it's a cost of wealth at all stages."

Tax Strategies

Sarah Widmeyer speaks with Sean Hsu about tax considerations and strategies when moving out of Canada.

We talk about residency and tax obligations and understanding how to use Canadian registered accounts as part of your tax strategies for maximum benefit.

Tax considerations and strategies when moving out of Canada

In our latest episode of Conversations on Wealth, host Sarah Widmeyer, SVP, Head of Wealth Strategies talks philanthropy and the importance of strategic giving with Sylvia Azoulay, VP, Tax & Estate Planning.  

We talk about:
- Getting started on a personal or family giving strategy
- How donating a life insurance policy works
-The difference between donor advised funds and private foundations

Maximizing the impact of your charitable giving

Featuring An Nguyen, Vice President, Investment Services, listen to our latest podcast episode of Conversations on Wealth as we address why navigating the emotional roller coaster of investing is easier said than done.

We dive into why it's so important to stay invested, what that looks like, and how an advisor can help work through these market cycles.

Investing versus trading: navigating the emotional rollercoaster of cyclical markets

It’s difficult for many families to have frank discussions about money; talking about passing on wealth can be especially tricky. In the latest episode of our Conversations on Wealth podcast hosted by Sarah Widmeyer, we address the importance of discussing wealth with children early, with Sascha Isaacs Portfolio Manager at Richardson Wealth Private Family Office. Sascha shares that: 

-	Children develop money habits by the age of 7
-	Establishing wealth objectives and philanthropic goals as a family can help cultivate a wealth stewardship mentality  
-	There are many tax-efficient ways for people to pass on wealth – a financial advisor can help

How to introduce children to wealth

Centres of Influence referrals, or COIs, are incredibly important in generating clients who are a good fit for an advisor’s business and client base.

In our latest episode of Conversations on Wealth hosted by Sarah Widmeyer, Christina Clement, VP, Growth and Execution at Richardson Wealth explains what advisors need to do to get the referral strategy right, including:

– Take a systematic approach

– Explain your business model and how you’re different

– Understand that the process takes time, consistency, and commitment

How To Get Referrals From Centres of Influence

Many of us think of a will as a one-and-done thing, but it’s really not. In our latest episode of Conversations on Wealth, Sarah Widmeyer, SVP and Head of Wealth Strategies chats about will planning with Sean Hsu, Vice President, Tax.

Sean advises that we should be reviewing our wills regularly (at least every 3-5 years) as part of managing our financial health, and addresses these questions:

- What life transitions might trigger the need to look at our will again?
- What should we be looking at when we review our will? 
- What should we know when it comes to legislation changes around succession and tax laws?

When should you review your will?

Receiving a windfall can come in many forms, a lottery win, an inheritance, business sale, or a real estate sale.
In this episode of Conversations on Wealth, host Sarah Widmeyer and Ryan Knipfel, senior financial planner at Richardson Wealth talk about how important it is to have a strategic financial plan if you come into sudden money – either expectedly or unexpectedly – so you can manage your wealth wisely.

Managing a financial windfall

In our latest episode of Conversations on Wealth, Sarah Widmeyer, SVP and Head of Wealth Strategies, chats with Christina Clement, Vice President Growth and Execution about how advisors can deliberately grow their practice.

Emphasizing the need to move away from repetitive behaviors and set specific goals, Christina outlines a five-step framework of purposeful action, focusing on incremental improvements and the importance of feedback.

5 steps to deliberate practice growth

Sarah Widmeyer and Brett Burke discuss why you should carefully consider the role of executor if you’re asked, emphasizing the time, energy and skills required. 

Brett shares the duties of an executor, including legal obligations, the importance of legal and tax advice, recording all transactions, digital asset management and obtaining executor liability insurance.

Essentials of being an executor

In our latest episode of Conversations on Wealth, Sarah Widmeyer, SVP, Head of Wealth Strategies, chats with Natalie Bisset, SVP, Head of Corporate Development about how the wealth management landscape is evolving as women prepare to control nearly half of Canadian wealth by 2026.

Sarah and Natalie talk about how female investors want their investments to influence social change, the importance of a holistic wealth plan that considers the variable journey of a woman's life, and how careers in wealth management can allow for more autonomy for women.

The evolution of wealth: women and wealth

Investing is a highly emotional endeavor given it relates to our future wellbeing. The question is, can you recognize when your biases are negatively impacting your investment judgement? 
In this episode of Conversations on Wealth, Sarah Widmeyer speaks with Chief Investment Officer Craig Basinger to learn about some common investment biases, what to be aware of when investing and, most importantly, what kinds of decision-making processes to avoid as an investor.

Disclaimer:
The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Assumptions, opinions and estimates constitute the author’s judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results.
Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Behavioural Finance

Alternative investments provide the potential for investors to diversify their portfolio, thereby reducing overall risk.
In episode 5, Sarah Widmeyer sits down with Romain Marguet, Vice President of Alternative Investing at Richardson Wealth, to debunk common myths about alternatives, discuss opportunities around impact investing, as the segment continues to grow, and highlight some considerations for investors who are interested in adding alternatives to their portfolio.

Disclaimer:
The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Assumptions, opinions and estimates constitute the author’s judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results.
Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Alternative Investments

Do your financial goals and objectives reflect your values? Purposeful planning allows you to incorporate these core beliefs into your wealth-planning decisions.
In this episode, host Sarah Widmeyer sits down with Sylvia Azoulay, Vice President of the Richardson Wealth Private Family Office to discuss proper legacy planning and effective intergenerational wealth transfer strategies.

Disclaimer:
The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Assumptions, opinions and estimates constitute the author’s judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results.
Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Purposeful Planning

Are you aware of the role that insurance can play in your wealth plan? In this episode of Conversations on Wealth, Sarah Widmeyer, Director, Wealth Strategies, and Jeff Fray, Vice President of Insurance at Richardson Wealth, discuss how Insurance can be used as a tool for creating wealth, transferring assets and developing cost effective, tax-efficient solutions to support business owners, professionals throughout their career, and philanthropic initiatives.

Disclaimer:
The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Assumptions, opinions and estimates constitute the author’s judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results.
Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Insurance: Trust the process

Investing involves more than the often complicated math used to measure outcomes. It all starts with your unique goals – both personal and financial, according to Jamie Price, Director, Capital Markets and Investment Products at Richardson Wealth. In our latest episode, Jamie and host Sarah Widmeyer break down financial jargon to discuss the “investment pyramid,” which lays the groundwork for building a portfolio based on your objectives. Listen now to learn how this tool can help you reach your goals.

Disclaimer:
The opinions expressed in this report are the opinions of the author and readers should not assume they reflect the opinions or recommendations of Richardson Wealth Limited or its affiliates. Assumptions, opinions and estimates constitute the author’s judgment as of the date of this material and are subject to change without notice. We do not warrant the completeness or accuracy of this material, and it should not be relied upon as such. Before acting on any recommendation, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Past performance is not indicative of future results.
Richardson Wealth Limited is a member of Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

The investment philosophy

Conversations on Wealth is a podcast series dedicated to helping Canadians navigate the complexities of wealth through a multi-dimensional approach to planning and wealth management.

Host Sarah Widmeyer, Director of Wealth Strategies at Richardson Wealth, talks candidly with various experts, in-house and externally, asking key questions that draw useful insights on wealth-planning issues. Subjects range from multi-generational family issues to investment-related topics. These podcast conversations are intended to kickstart your own discussions – both with those close to you as well as with an Advisor – to help you protect and grow your wealth.

Conversations on Wealth

Popular tracks