Everyone could do with some extra money in their pocket each week; however, whenever I talk to people about earning extra money, they usually think they have to get a second job or do something that they don't have time for. So these five ways to make some extra money, if done right will not take up too much of your time and don’t require you to work a weekend job. 5 “almost” effortless ways to make a little extra cash  Get a Roommate (for homeowners and renters)  Airbnb your room or house (for homeowners only)  Sell your unused shit on gumtree or Facebook marketplace  Put your car to work  Consider becoming a pet sitter and get paid to look after some friendly little pets   Ask a question | https://www.rossmarais.com/askross Episode Sponsor | This episode is brought to you by&nbsp;,&nbsp;a financial planning company that is on a mission to help young Australians make smarter decisions with money by providing real-life financial advice, coaching and financial education. Book in for a free initial 30-minute consultation -&nbsp;&nbsp; Disclaimer | In preparing this podcast episode, the contributors have not taken into account any particular person's objectives, financial situation or needs. Before acting on this information, you should consider its relevance to your personal circumstances.

EP 50 - 5 “almost” effortless ways to make extra money

My top 3 tips on how to better manage your money. I truly believe money isn’t the most important thing in our life but it does play an important role in our lives. Whether we like it or not at some point or in time money is going to control where we live, what we eat and where we choose to holiday.  Be real clear on why you want to be better with your money, Know how much you are spending Take a closer look how you use your bank accounts  Money isn’t a fun topic but when you learn to control and manage your moneyt better life can be pretty good. Episode Sponsor &nbsp; This episode is brought to you by More Time Financial. A financial planning, money management and financial education company who are on a mission to help young Australians make smarter decisions with their money. About Me: Ross Marais I am a Gen Y Financial Adviser &amp; Lifestyle Planner. CoFounder of More Time Financial. For the past 4 years I have been on a mission to help young Australians make smarter decisions with their money. &nbsp;Follow me Online Here: &nbsp;Website | rossmarais.com Instagram | Instagram@rossmarais Youtube |  Youtube@rossmarais Facebook | Facebook@rossmaraisoffical Twitter | Twitter@rossmaraisfp LinkedIn | LinkedIn@rossmarais Medium | Medium@rossmarais This Episode was created with the assistance of the very talented team at Udeo Media. My Website hosted by Blue Host (Affiliate Link)

EP 03 - 3 Tips for Better Money Management

Money is such a strange topic and for the most of us it is still a taboo subject and when you throw in another complex layer like a relationship, shit gets even more confusing and has the potential to cause serious.. serious issues in a relationship. &nbsp; I see this when I talk to clients, one person has a goal of starting a business and the other partner wants to buy a house which means there is a conflict. Some couples share bank accounts others do not, there is no right or wrong answer. It comes down to how comfortable you are in your relationship and what works for you and your partner. But here are my tips and things you need to consider when dealing with money in a relationship. &nbsp;  Relationship goals: Work out your relationship goals with your partner. Current financial situation: Take stock of your income and expenses, assets and debts. Attitudes to spending and saving: Are you a spender or saver? What about your partner? The financial controller: Who will handle the finances?  &nbsp; Episode Sponsor &nbsp; This episode is brought to you by More Time Financial. A financial planning, money management and financial education company who are on a mission to help young Australians make smarter decisions with their money. &nbsp; About Ross Marais Ross Marais is a Gen Y Financial Adviser &amp; Lifestyle Planner. CoFounder of More Time Financial. &nbsp; Follow me Online Here: &nbsp; Website &nbsp;&nbsp;&nbsp; | rossmarais.com Instagram &nbsp;&nbsp;&nbsp; | Instagram@rossmarais Youtube &nbsp;&nbsp;&nbsp; |  Youtube@rossmarais Facebook &nbsp;&nbsp;&nbsp; | Facebook@rossmaraisoffical Twitter &nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; | Twitter@rossmaraisfp LinkedIn &nbsp;&nbsp;&nbsp; | LinkedIn@rossmarais Medium &nbsp;&nbsp;&nbsp; | Medium@rossmarais &nbsp; This Episode was created with the assistance of the very talented team at Udeo Media. &nbsp; My Website hosted by Blue Host &nbsp;

EP 05 - Relationships & Money

Credit Cards, you may have one or two but do you know how to use them and what that fine print on the bottom of your application means? &nbsp; Episode Sponsor &nbsp; This episode is brought to you by More Time Financial. A financial planning, money management and financial education company who are on a mission to help young Australians make smarter decisions with their money. &nbsp; In its simplest form, credit cards allow you to borrow money up to a certain limit which you are then required to pay back over at some stage. Some people use credit cards to pay for things that they otherwise couldn't afford, which I strongly don't recommend you do, but sometimes it is unavoidable. Maybe you like to travel and want to build up points, which is a pretty standard reason for people to get their first credit card. Other people use credit cards to help them smooth out their cash flow, so this may be a small business owner who only gets paid at infrequent times and in variable amounts, so having a credit card to see them through the month may help to achieve this. &nbsp; There are a number of reason why people use a credit card but the main one is that people don’t have money in their bank account to pay for something they want or need so they purchase it on credit. Which if you aren’t good at managing your money can be very dangerous and can leave you with a lot of debt. &nbsp; About Me: Ross Marais I am a Gen Y Financial Adviser &amp; Lifestyle Planner. Co-Founder of More Time Financial. For the past four years, I have been on a mission to help young Australians make smarter decisions with their money. &nbsp; Follow me Online Here: Website&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; | rossmarais.com Instagram &nbsp;&nbsp;&nbsp; | Instagram@rossmarais Youtube &nbsp;&nbsp;&nbsp; |  Youtube@rossmarais Facebook&nbsp;&nbsp;&nbsp; | Facebook@rossmaraisoffical Twitter&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; | Twitter@rossmaraisfp LinkedIn &nbsp;&nbsp;&nbsp; | LinkedIn@rossmarais Medium &nbsp;&nbsp;&nbsp; | Medium@rossmarais &nbsp; This Episode was created with the assistance of the very talented team at Udeo Media.

Ep 07 - Understanding Credit Cards

Everyone could do with some extra money in their pocket each week; however, whenever I talk to people about earning extra money, they usually think they have to get a second job or doing something that they don't have time for. So these five ways to make some extra money, if done right will not take up too much of your time and don’t require you to work a weekend job. Episode Sponsor &nbsp; This episode is brought to you by More Time Financial. A financial planning, money management and financial education company who are on a mission to help young Australians make smarter decisions with their money. 5 “almost” effortless ways to make a little extra cash  Get a Roommate (for homeowners and renters) Flatmates.com.au Airbnb your room or house (for homeowners only) Airbnb.com.au Sell your unused shit on gumtree or facebook marketplace Gumtree.com.au Put your car to work Carnextdoor.com.au Consider becoming a pet sitter and get paid to look after some friendly little pets Madpaws.com.au  To stay up to date with the latest news, sign up to The Young Money Newsletter and get insights, tips, and resources to help you make smarter decisions with your money delivered straight to your inbox each week About Me: Ross Marais I am a Gen Y Financial Adviser &amp; Lifestyle Planner. CoFounder of More Time Financial. For the past 4 years, I have been on a mission to help young Australians make smarter decisions with their money. Follow me Online Here: Website&nbsp;&nbsp;&nbsp; &nbsp;| rossmarais.com Instagram &nbsp;|&nbsp;Instagram@rossmarais Youtube &nbsp;&nbsp;&nbsp; |  Youtube@rossmarais Facebook&nbsp; &nbsp;| Facebook@rossmaraisoffical Twitter&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;| Twitter@rossmaraisfp LinkedIn &nbsp;&nbsp;&nbsp;| LinkedIn@rossmarais Medium &nbsp;&nbsp;&nbsp; | Medium@rossmarais This Episode was created with the assistance of the very talented team at Udeo Media.

EP 09 - 5 Ways to Make Some Extra Money

In today’s episode, I share a recording from when I was interviewed by Elliot Tiger Lyons. Elliot who you may remember was a guest on The Young Money Podcast Episode 019. Where he talked about his experiences of being a social media influencer and a travel Instagrammer, getting paid to travel the world. He now runs a podcast called&nbsp;The DEN FM&nbsp;(previously Tyger Talk) and he was kind enough to invite me on and let me share a bit about myself, my business, my experience and why I’m so passionate about financial education and helping my generation to make smarter decisions with their Money. Episode Sponsor&nbsp;&nbsp; This episode is brought to you by More Time Financial. A financial planning, money management and financial education company who are on a mission to help young Australians make smarter decisions with their money.&nbsp; To stay up to date with the latest news, sign up to The Young Money Newsletter and get insights, tips and resources to help you make smarter decisions with your money delivered straight to your inbox each week About Me: Ross Marais&nbsp; I am a Gen Y Financial Adviser &amp; CoFounder of More Time Financial. For the past 4 years I have been on a mission to help young Australians make smarter decisions with their money.&nbsp; Follow me Online Here:&nbsp; Website | rossmarais.com Instagram | Instagram@rossmarais Facebook | Facebook@rossmaraisoffical Youtube |  Youtube@rossmarais LinkedIn | LinkedIn@rossmarais Twitter |&nbsp;Twitter@rossmaraisfp Medium | Medium@rossmarais In preparing this podcast episode, the contributors have not taken into account any particular person's objectives, financial situation or needs. Before acting on this information, you should consider its relevance to your personal circumstances.

EP - 24 Why Money Matters

I answer your questions about saving money, credit cards and superannuation. Questions Q: How do I save more money? I have a full-time job and earn good money for my age, but I can't seem to be able to save money. Q: Is it a good idea to get a credit card? I am thinking of going travelling and have heard that its good for points? Q: Should I put more money into superannuation? I am 25 years old and work as a high school teacher, and people at work are always telling me I should put money into super? &nbsp; Episode Sponsor&nbsp;&nbsp; This episode is brought to you by&nbsp;More Time Financial.&nbsp;A financial planning, money management and financial education company who are on a mission to help young Australians make smarter decisions with their money.&nbsp; To stay up to date with the latest news, sign up to&nbsp;The Young Money Newsletter&nbsp;and get insights, tips and resources to help you make smarter decisions with your money delivered straight to your inbox each week About Me: Ross Marais&nbsp; I am a Gen Y Financial Adviser &amp; CoFounder of More Time Financial. For the past 4 years I have been on a mission to help young Australians make smarter decisions with their money.&nbsp; Follow me Online Here:&nbsp; Website |&nbsp;rossmarais.com Instagram |&nbsp;Instagram@rossmarais Facebook |&nbsp;Facebook@rossmaraisoffical Youtube |&nbsp;Youtube@rossmarais LinkedIn |&nbsp;LinkedIn@rossmarais Twitter |&nbsp;Twitter@rossmaraisfp Medium |&nbsp;Medium@rossmarais In preparing this podcast episode, the contributors have not taken into account any particular person's objectives, financial situation or needs. Before acting on this information, you should consider its relevance to your personal circumstances. &nbsp; &nbsp;

EP - 25 Ask Me Anything #1

In this episode, we talk about&nbsp;the property development process and getting into the property market. &nbsp; Episode Sponsor&nbsp;&nbsp; This episode is brought to you by&nbsp;More Time Financial.&nbsp;A financial planning, money management and financial education company who are on a mission to help young Australians make smarter decisions with their money.&nbsp; To stay up to date with the latest news, sign up to&nbsp;The Young Money Newsletter&nbsp;and get insights, tips and resources to help you make smarter decisions with your money delivered straight to your inbox each week About Me: Ross Marais&nbsp; I am a Gen Y Financial Adviser &amp; CoFounder of More Time Financial. For the past 4 years I have been on a mission to help young Australians make smarter decisions with their money.&nbsp; Follow me Online Here:&nbsp; Website |&nbsp;rossmarais.com Instagram |&nbsp;Instagram@rossmarais Facebook |&nbsp;Facebook@rossmaraisoffical Youtube |&nbsp;Youtube@rossmarais LinkedIn |&nbsp;LinkedIn@rossmarais Twitter |&nbsp;Twitter@rossmaraisfp Medium |&nbsp;Medium@rossmarais In preparing this podcast episode, the contributors have not taken into account any particular person's objectives, financial situation or needs. Before acting on this information, you should consider its relevance to your personal circumstances.

EP - 26 The Property Market

The More Than Money Podcast, hosted by financial advisor and lifestyle planner Ross Marais. On this podcast, we will be talking with and about all things young people, including travel, lifestyle, business, relationships and of course money.