Premium credit cards offers the best of the lifestyle privileges and benefits that you can't expect from a regular credit card. A few high-end facilities offered by such cards are free lounge access to domestic and international airports and an exclusive reward points program. Also, to redeem the reward points, these cards offer equally exciting redemption options across a diverse range of first-rate products and services. Another attraction of most of these cards is the set of special services by a dedicated concierge.
The list below shows some of the best super premium credit cards offered by different card providers for people who have a high income:

HDFC Bank Infinia Credit Card Metal Edition	
Premium Highlight:	Unlimited lounge access worldwide, free golf games, very good rewards program

HDFC Diners Club Black Credit Card	
Premium Highlight: 5 reward points on Rs. 150, 10X reward points on partner brands, 2X rewards on weekend dining

HSBC Premier MasterCard Credit Card
Premium Highlight: The HSBC Premier Mastercard Credit Card gives you lounge access, dining deals, shopping offers, movie discounts and even golf privileges.

Axis Reserve Credit Card	
Premium Highlight: 4 luxury airport drops and pickups every year, unlimited domestic lounge access, twice the rewards on international spends

SBI Elite Credit Card
Premium Highlight: Enjoy benefits from international brands like Marks & Spencer, Shoppers Stop, etc.

For more information refer to: https://credicardinfo.wixsite.com/creditguide/post/5-best-premium-credit-cards-in-india

5 Best Premium Credit Cards In India

The launch of a new credit card called “Play” by RBL Bank and BookMyShow will significantly increase the entertainment value for Indian consumers. 
RBL Bank BookMyShow Play Credit Card is a co-branded entertainment credit card exclusively designed for BookMyShow customers. The card offers great benefits around movie and event ticket bookings along with discounts on food and beverages. Read on to know the detailed features and benefits of this credit card and why you should get it.

Key Points:
Select BookMyShow customers will have access to the “Play” credit card, which will enable them to take advantage of lucrative offers on movie tickets, live entertainment purchases 
The customers will also have access to binge-watching movies and TV shows on BookMyShow Stream by renting or buying a title, all while earning rewards with each purchase.

Monthly Discounts on BookMyShow: The card offers monthly benefits with a discount of Rs. 500 each billing cycle on BookMyShow, subject to spending Rs. 5,000 in the billing month

Fuel Surcharge Waiver: The card offers fuel surcharge waiver on transactions amounting between Rs. 500 and Rs. 4,000, up to Rs. 100 per month.

Welcome Benefit: The card offers activation benefits on BookMyShow app/website worth Rs. 500 via discount on ticket bookings for movies, streams, events, plays, and sports activities.

For more information refer to: https://pin.it/63YYlfV

BookMyShow RBL Bank Play Credit Card

HDFC credit cards offer benefits across various categories, such as travel, dining, shopping, fuel, grocery and more. With the right HDFC Bank Credit Card, you can avail significant value-back on your purchases. Some of the popular cards offered by the bank include HDFC Regalia, HDFC Millennia, HDFC Moneyback and HDFC Diners Club Privilege. 
One should go for hdfc card because it provides Welcome benefits, Travel benefits, Savings and discounts, Insurance benefits.and Rewards.
HDFC Bank Credit Cards
For everyone, the needs are plenty, and it could differ for each of us depending on the lifestyle. Clearly understanding the customer’s spending habits, HDFC Bank offers varied credit cards in the following categories.
Shopping Card.Cashback Card, Rewards Card, Travel Card, Life Time Free Card, Business Card, Lifestyle Card,Entertainment Card
 
For more information refer to: https://karannegi.wixsite.com/creditguide/post/why-should-you-get-hdfc-bank-credit-card

Why Should You Get HDFC Bank Credit Card?

Today, obtaining your credit score is simple; all you need to do is visit your bank, credit card company, or one of the several applications or websites available.Therefore, millennials have an advantage over their parents in that they have early knowledge of their financial profiles. But simply gazing won't cut it. Looking at your data without understanding the fundamentals of credit is like having the pieces of a puzzle but not knowing how to put them together.
CIBIL scores are becoming a non-negotiable asset for millennials and are being used in other areas such as applications for jobs. Millennials now recognize the value of using credit cards and taking out loans with low EMIs to meet their necessities without adding to their stress levels. However, having a strong CIBIL score is necessary to order to obtain a credit card or a loan, but if you’re unsure who millennials are or what practices should they follow to keep up with the CIBIL score, then this guide is for you.

How Can Millennials Achieve Ideal CIBIL Score?
Here is a CIBIL Score Guide for Millennials:
Use your credit card carefully
Refrain from rolling over your credit card debt
Take note of your credit mix
Keep debt EMI dates in mind
For More information refer to: https://cardinsiderin.wordpress.com/2022/11/29/things-every-millennial-should-knowabout-credit-scores/

Things Every Millennial Should Know About Credit Scores

Paytm SBI Card and Paytm SBI Card Select are two credit cards that SBI Card has created in partnership with Paytm. In exchange for a higher annual charge, the "Select" variant provides stronger benefits than the "Regular" variant. Along with up to 5% cashback on Paytm purchases, you will receive flat cashback of 1% on all expenditures. Additionally, the card provides Cyber Fraud Insurance and Priority Pass Membership, which are often unavailable with other e-commerce co-branded cards like ICICI Amazon Pay and Flipkart Axis Bank Card. Continue reading to learn more about Paytm SBI Card Select's features and how to take use of them.

Advantages of Paytm SBI Card SELECT

Get 5% cashback on all Paytm app-enabled movie, travel, and mall purchases.
2% cashback is offered on every additional Paytm app purchases.
For using the card elsewhere, you receive 1% cashback.
2 lakh rupees in cyber fraud insurance coverage.
Visit four domestic airport lounges each year (1 per quarter).
Free priority pass for the first two years of cardholder membership, valued at $99 USD.

For more information refer to: https://visual.ly/community/Infographics/business/paytm-sbi-credit-card-select

Paytm SBI Credit Car 351

Axis Bank has launched the Magnus credit card that is aimed specifically for those that enjoy the finer things in life. The card is a gateway to a luxurious lifestyle as it provides concierge services, discounts on luxury hotels, dining and so on. Other features and benefits associated with Axis Bank Magnus credit card are listed below.

Travel and Stay
Complimentary Air Travel
You can enjoy one complimentary domestic economic flight ticket every year.
Airport Concierge Service
You can enjoy up to 8 complimentary VIP Assistance Services for hassle-free airport transfer. The other services which you can enjoy are assistance for check-in, security check, immigration processes and porter services.
Complimentary Lounge Access
You can enjoy up to eight complimentary international lounge visits using your Priority Pass Card.
Domestic Lounge Access
You can enjoy unlimited access to domestic lounges in India
Hotel Offers 
Get discount on stays and room upgrades when staying at Oberoi Hotels.
BookMyShow Offers 
Buy one ticket and get Rs. 500 off on the second ticket.
Dineout Offers
 Get Dineout Plus Membership and 25% discount at 250+ fine dine restaurants.
Extraordinary Weekends 
Avail Curated experiences designed to make customer’s weekends special.

For more information refer to: https://visual.ly/community/Infographics/business/axis-bank-magnus-credit-card

Axis Bank Magnus Credit Card

A credit card provides a line of credit which can be used to make payments. It is different from a debit card in that when you use a debit card, the money gets debited from your bank account directly, whereas a credit card gives a line of credit paid off on a monthly basis.

Why use credit cards? Other payment options, like debit cards and cash, may seem like an easier way to stay within budget. After all, credit cards have a reputation for encouraging you to spend money you don’t have — especially when enticing offers come in the mail.
When used responsibly, credit cards can be great for your financial well-being. In fact, smart credit card holders can earn money just by using their card.

Benefits of Credit Cards

 Easy access to credit

The biggest advantage of a credit card is its easy access to credit. Credit cards function on a deferred payment basis, which means you get to use your card now and pay for your purchases later. The money used does not go out of your account, thus not denting your bank balance every time you swipe.

Building a line of credit

Credit cards offer you the chance to build up a line of credit. This is very important as it allows banks to view an active credit history, based on your card repayments and card usage. Banks and financial institutions often look to credit card usage as a way to gauge a potential loan applicant's creditworthiness, making your credit card important for a future loans or rental applications.

For more information refer to: https://www.livepositively.com/@deepshikha/why-should-you-use-a-credit-card/

shubh panwar