Have you ever taken a serious look at your spending and noticed any trends or habits you weren't too happy about? Well in this episode, I'm sharing the tops ways we waste money and tips to combat this wastefulness that will hopefully help you reduce overspending and save some money!

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

184: How To Stop Wasting Your Hard-Earned Money!

Today on the Clever Girls Know Podcast, our Head of Customer Experience here at Clever Girl Finance Esther Bangura joins me to have a conversation on how we are managing our money and lives in general as we continue to navigate life in a global pandemic.

WHAT WE DISCUSSED:
- Our current concerns about the economy
- Some of the things we are doing for our finances in 2021 and beyond
- Whether the pandemic has changed our financial goals
- What we are doing for mental health and wellness
AND MORE

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

185: Being Intentional With Our Finances And Lives Right Now

Did you know that being a people pleaser can completely derail your finances? Plus you may be "people-pleasing" without even realizing it. In this episode, learn how you can identify when you are people-pleasing as well as key tips on how to act differently!

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

188: Is "People Pleasing" Keeping You Broke? Here's What To Do!

I'm sharing two super exciting updates today! Be sure to tune in :)

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

Exciting Updates!

At the height of the 2008 recession, Andrea Ewalefo became a single mom, and with a 20-month-old to care for and no job. But something was different; Andrea had recently received financial education and training and knew what she needed to do to overcome the odds. Despite living on about $1750/mo for over 6 years, Andrea never missed a payment, kept her credit score in the mid 600s, and even opened investment accounts for her and her son.

Now, Andrea is about to graduate with a JD/MBA, and with a new career and increased salary, she has created a plan to become a millionaire and financially independent in the next 10 years. Andrea believes in paying it forward, and she has committed to teaching other women how to be their own CFOs through Modern Lady Vibes, a community created to redefine what it means to be a lady in the 21st century by teaching independence, financial literacy, and business sense.

WHAT WAS DISCUSSED:
1. Her experience of becoming a single mother with no job in the middle of the 2008 recession including the financial and emotional impact.
2. How she got interested in financial literacy and financial wellness
3. How she lived on about $1750/mo for over 6 years, never missing a payment
4. How she started investing for her son on that same income
5. Her plan to become a millionaire  in the next 10 years 
AND MUCH MORE

HOW TO KEEP WITH ANDREA
- Via her website at https://modernladyvibes.com
- On Instagram and YouTube at modernladyvibes

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

192: How Andrea Built Financial Security Living On $1750 A Month As A Single Mother For 6 Years

Do you find that you spend more money than you need to from following different influencers? Well, influencers can have a strong effect on how you spend your money especially in this day and age of hauls & unboxing mania!

In this episode, learn some key tips to help you keep more of your money, spend more intentionally, and minimize shopping regrets!

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

193: How Your Favorite Influencers May Be Keeping You Broke

Lauren Williams is the Host and Producer of the Imperfectly Phenomenal Woman podcast. In each episode, she talks with women about the limiting beliefs that hold them back from living fully and authentically and, on today’s episode she shares her own limiting beliefs as she goes on her financial journey in this conversation.

For years, Lauren has been on a journey toward finding peace in who she is and, each day, she gets closer and closer to building the life of her dreams. She began the process of self-discovery, self-acceptance, and purposeful action while living in New York and has been encouraging others to embrace the journey towards a truly fulfilling life ever since.

Lauren is originally from Richmond, VA, and has degrees from the University of Virginia and a master’s degree from Columbia University.

WHAT WAS DISCUSSED:
- The limiting beliefs she has faced around her personal finances
- How have limiting beliefs have affected what  she has been able to accomplish financially
- How she’s gone about acknowledging her limiting beliefs
- How she’s making progress towards her financial goals while tacking her limiting beliefs
AND MUCH MORE

HOW TO KEEP UP WITH LAUREN:
Find here @ipwomanpodcast on Instagram, Twitter, and Club House

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

194: Starting A Financial Journey & Addressing Your Limiting Beliefs With Lauren Williams

Do you struggle with sticking to your grocery budget? Join the club! In this video, I share the tips and tricks that help me stick to my grocery budget that you can leverage too to save more money!

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

195: Tips & Tricks For Sticking To Your Grocery Budget

Today's episode of the podcast is all about how to make your next move your best move with special guest Kimberly B. Cummings.

Kimberly is a career + leadership expert whose mission is to help women and people of color navigate the workplace, make more money, and become industry leaders. Her personal and professional development company, Manifest Yourself, LLC, provides organizations with tailor-made solutions to hire, develop, engage, and retain women and people of color. 

Her work has been featured on Forbes, MONEY Magazine, Essence Magazine, Business Insider, CNBC, Fox 5, and more. 

Her highly anticipated book, Next Move, Best Move: Transitioning Into a Career You'll Love, was released in June 2021.

WHAT KIMBERLY DISCUSSED:
- How to build a two-year career strategy to move you into future leadership positions
- How to build personal and professional branding that aligns with your leadership capabilities and career goals
- How you can use your voice to advocate for yourself without feeling like you are jeopardizing your job
- Other key pieces of advice for those assessing their career trajectories
AND MUCH MORE


HOW TO KEEP UP WITH KIMBERLY:
On social media: @kimbcummings (IG/Twitter)
Via her website: kimberlybcummings.com
Via LinkedIn: linkedin.com/in/kimberlybcummings

❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

198: Make Your Next Career Move Your Best Career Move With Kimberly Cummings

On today’s episode, our special guest is Daniella Genas and she shares key tips for women building businesses. She is a multi-award-winning entrepreneur, business growth consultant & innovation expert.

Through her business, She’s The Boss International Daniella helps SMEs to transform their businesses. She has used her techniques, experience, and training to generate significant results among the companies she has worked with. Key metrics include increased turnover and profits, increased staff, launch of new products/services, and increased brand awareness across several businesses, in a diverse range of sectors. 

With an MBA and Masters under her belt, alongside her entrepreneurial experience and formal business training, Daniella has a breadth of knowledge that has proven invaluable to the clients she works with. She has a proven track record of supporting clients to grow revenues by 6 figures.

WHAT DANIELLA DISCUSSED:
- How her upbringing contributed to her interest in entrepreneurship
- Selling her 1st business after being sued for £30,000/~$42,000
- Her biggest business challenges
- Her biggest business success
5. A Reflection on lessons learned and how 2021 is her miracle year!
PLUS MUCH MORE


HOW TO KEEP UP WITH DANIELLA:
Via her website: https://www.shesthebossintl.com
Via social media:
https://instagram.com/shesthebossuk
https://twitter.com/shesthebossintl
https://linkedin.com/daniellagenas


❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/

❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog

❤ Follow us on Instagram: instagram.com/clevergirlfinance

199: Starting A Business With Friends, Hiring, Growth, And Other Lessons Learned With Daniella Genas

Clever Girl Finance is a financial education platform, that empowers women to ditch debt, save money and build real wealth!

New tracks tagged #Clever Girl Finance