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Learn More University - Education After the Bell Rings

Get practical insights and tips! For more real-world lessons like this, visit http://learnmoreuniversity.com and start mastering the skills you need to thrive in adulthood.

Follow us on social media for updates and new content:
YouTube: https://www.youtube.com/@LearnMoreUniversity 
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LMU - Smart Money Moves: Financial Tips for Young Adults

Budgeting - it’s the topic we bring up all the time, but have we ever really broken it down? In this episode of Carpe Dime, Jamie and Nicole dive into the ins and outs of budgeting, why it’s more of a financial roadmap than a restriction, and how it can help you take control of your money. Whether you're new to budgeting or need a refresh, this one's for you!

Episode 57: The B Word: Budgeting

On this episode of Dollars & Sense, Joel and Zach dive into two critical financial topics you don’t want to miss! First, they break down the latest Social Security updates, including why benefits might be reduced sooner than expected and what you can do to prepare. Then, they reveal four sneaky ways you might be spending money without even realizing it—from autopay subscriptions to those tempting impulse purchases. 💳💡 

💥 Plus, we explore how political opinions impact investing decisions and share practical tips to rethink your money habits for big savings. Don’t let FOMO or outdated strategies drain your finances! 🛑💰 

➡️ Tune in now for insights that could make a big difference in your financial future. #DollarsAndSense #SocialSecurity #SaveMoney #FinancialTips #InvestSmart #Podcast 🎧 

💸 Social Security Shifts & Sneaky Spending Habits 😱

Are hidden bank fees siphoning profits from your business? This isn't just a rock anthem—it's a mission statement for every entrepreneur tired of getting a raw deal.
"Merchant Monitors Crack The Code" is the story of The Audit Crew, a team of specialists with one mission: to infiltrate your statements, expose the fees the banks don't want you to see, and take back the money that is rightfully yours.
Your business is your golden goose. We help you protect it. Don't let the House keep rigging the game. It's time to get your money back.
The first step is easy.
▶️ TAKE ACTION: Speak with your 'Inside Man,' Russell Nomer, for a free, no-obligation analysis. 📞 MAKE THE CALL: 516-628-RUSS (7877) 💻 LEARN MORE: Visit MerchantMonitors.com
Let's crack the code.

Lyrics:

"Merchant Monitors Crack The Code"
The House has got you cornered, the game is lookin’ rigged,
Digital vaults and firewalls where hidden fees are vigged.
They’re runnin’ up the numbers, playin’ fast and loose,
It's time you had a crew that can save your golden goose!

Imagine for a moment the profits you deserve...
Think how good it feels to protect what you have earned.
When you make the call now, Russell Nomer gets you to Vee-Toe,
The Mastermind who finds your money and makes your profits grow!

It’s time for The Audit. We’re crackin’ the code!
Merchant Monitors lightens the load!
Pick up the phone and call Russell Nomer, 
Your Inside Man Russ is on the line,
Dial 516-628-RUSS.now, make your bottom line shine!
Vito is The Mastermind, with the tech to get you through,
He can get your money back, That’s the mission for the crew!

No switchin’ vendors,  you can keep your systems tight,
Vito's software slices through,brings the hidden fees to light.
Merchant Monitors, the sharpest in the game,
Billions audited yearly, you'll be glad you called their name.

Imagine for a moment the profits you deserve...
Think how good it feels to protect what you have earned.
When you make the call now, Russell Nomer gets you to Vito,
The Mastermind who finds your money and makes your profits grow!

It’s time for The Audit, we’re crackin’ the code!
Merchant Monitors lightens the load!
Pick up the phone and call Russell Nomer, 
Your Inside Man Russ is on the line,
Dial 516-628-RUSS.now, make your bottom line shine!
Dial 516-628-RUSS.now, make your bottom line shine!
Vito is The Mastermind, with the tech to get you through,
He can get your money back, that’s the mission for the crew!

You've looked at the statements, you know something isn't right...
That's the reason you should make that call tonight.
C.F.O.s, execs, the time to act is here, Let Russell and Vito's audit crew 
make those hidden fees disappear!

It’s time for The Audit, we’re crackin’ the code! Merchant Monitors lightens the load!
Pick up the phone and call Russell Nomer, your Inside Man’ Russ is on the line,
Dial 516-628-RUSS.now, make your bottom line shine!
Vito is The Mastermind, with the tech to get you through,
You can get your money back, that’s the mission for the crew!

The mission is simple: Get your money back. The first step is easy: 
Pick up the phone and call Russell.
The website is MerchantMonitors dot com... See your future profits now.
The only number you need to remember is 516-628-RUSS.
Write that number down. 516-628-RUSS.  Make the call now.


By: Russell Nomer, July 23, 2025  Russell Nomer Music Copyright 2025 All rights reserved
ASCAP Work ID# 931169732  ISRC#  QT5AM2569732



Merchant Monitors Crack the Code

Ready to supercharge your retirement strategy? In this episode of "Dollars and Sense," host Joel Garris tackles two of the biggest questions facing today's retirees: how to check off the 5 essential boxes for early retirement, and how to demystify Required Minimum Distributions (RMDs) so you can keep more of what you’ve earned. 

Discover the crucial steps you must take if you’re dreaming of leaving the workforce before age 65 — from navigating health insurance to maximizing your retirement contributions, deciding the best time to claim Social Security, and the importance of vanquishing high-interest debt. Then, get the inside scoop on RMDs: what they are, why they matter, how rule changes could impact your withdrawal strategy, and smart ways to avoid costly tax surprises. 

If you want to retire with confidence, avoid common pitfalls, and make sense of the latest financial rules, this episode delivers expert advice, practical tips, and a lively conversation designed to empower your financial future. Tune in now and set yourself up for retirement success! 

Your roadmap to retiring early and mastering Required Minimum Distributions

Please follow my new releases and consider getting some of my merch at https://unitedmasters.com/a/russell-nomer-music

Dollars & Sense with Joel Garris of Nelson Financial Planning is Central Florida's longest-running radio program. Joel is a CERTIFIED FINANCIAL PLANNER, a Certified Financial Fiduciary and a former corporate attorney who changes lives through successful planning.

Visit www.NelsonFinancialPlanning.com or call 407-629-6477 to schedule a free one on one conversation.

Offering securities through Nelson Ivest Brokerage Services, Inc, Member FINRA, MSRB & SIPC. Please note that these broadcasts are intended for general informational purposes only as individual situations may vary. The views expressed are those of the speaker and are subject to change at any time. Statements made should not be relied upon as a recommendation or solicitation. When discussed, past performance is no guarantee or indication of future results.

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