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Episode 2 - 2nd October 2015

In this podcast Shane Hastie, Lead Editor for Culture & Methods, spoke to Harsh Sinha, CTO of TransferWise about deliberately designing organisational culture.

Why listen to this podcast:
•	The organisation is structured in lots of autonomous, independent teams each one of which is focused on meeting a specific customer need
•	For a startup the biggest competitive edge is speed, and this organisation structure supports and enables speed of decision making and responding to customer needs
•	Principles such as weak code ownership allow rapid changes within clearly defined constraints
•	While this may sound like a recipe for chaos it actually results in stronger ownership and better customer focus
•	Better decision making comes about because the people who make the decisions are the ones closest to the customer problems
The difference between software development and product engineering.  Engineers are expected to be proactive and go deeper into understanding the customer problem, not just working from 

More on this: 
Quick scan our curated show notes on InfoQ http://bit.ly/2obRelB

You can also subscribe to the InfoQ newsletter to receive weekly updates on the hottest topics from professional software development. bit.ly/24x3IVq

Subscribe: www.youtube.com/infoq
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Check the landing page on InfoQ: http://bit.ly/2obRelB

Show Notes

Harsh Sinha on Building Culture at TransferWise

Welome to the Tearsheet Podcast. I'm Zack Miller.

There's a lot of activity in global payments going on right now. Interestingly, global payments was a popular foothold for many of fintech's first generation of startups. Companies like Transferwise proved that there were huge opportunities in improving global payments and that it can be done  profitably. 

Now, commercial banks, correspondent banks, and consortia are taking aim at trying to wrestle this business back: Swift is massively promoting its global payments initiative and JPMorgan made news recently with its Interbank Information Network. 

Who will win at the end of the day? Transferwise CTO Harsh Sinha thinks these consortia initiatives and their focus on blockchain miss the mark. He joins us on the Tearsheet Podcast to discuss global payments, the eventual winners and losers, and to drill down on some of the innovative work he's doing at Transferwise.

Before we jump into the interview — If you get value out of this podcast, we'd appreciate a review wherever you get your podcasts. We do this for you and reviews are the fuel that make this podcast go and help others to discover it.

You can access all our archives on our website www.tearsheet.co

Here's my interview with Harsh.

How TransferWise scales internationally with CTO Harsh Sinha

Welcome to the Tearsheet Podcast. I'm Zack Miller

As I've covered the evolution in financial services and fintech over the past decade with Tearsheet, I've had the opportunity to watch a handful of firms blossom into really big businesses. It's a miracle really — an entrepreneur starting with just an idea and turning it into a unicorn. Transferwise is one of those rare companies and CEO and co-founder Kristo Kaarmann one of those rare entrepreneurs. As an international money transfer business, Transferwise now moves $4 billion per month and employees 1400 people.

I sit with Kristo to talk about the genesis of the company, but more importantly, where and how he's planning for future growth. Partnerships have played an important role in Transferwise's growth and Kristo shares how those partnerships are formed and how they're structured. We talk about the state of the business and lastly, what he thinks about the whole challenger bank trend.

Kristo Kaarman is my guest today on the Tearsheet Podcast.

On TransferWise's growth and maturation with CEO and co-founder Kristo Kaarmann

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Daily podcast (less than 5 minutes) on the world of banking, payments, fintech, economy and money.

Software engineers, architects and team leads have found inspiration to build better, high performing teams by listening to the weekly InfoQ Podcast. We have achieved that by interviewing some of the top CTOs, engineers and technology directors from companies like Uber, Netflix and more. Over 500,000 downloads in the last 3 years.

Tearsheet is news, opinion, and analysis on the business of finance.

Candid conversations with senior executives, fintech entrepreneurs, investors, industry experts -- all weigh in on the trends impacting the industry and the disruptive impact technology is having on the business.

Where social media, technology and finance intersect.

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