On this week’s episode of "Keep What's Yours," hosted by Jeff Zufall, the senior tax strategist and wealth advisor with Capital Advisory Group, Jeff shares insights on tax loss harvesting, capital gains, and the benefits of combining tax and wealth advisory services. The discussion covers strategies for year-end tax planning, the implications of recent Fed rate cuts, and the future of Trump tax laws. The show also highlights the importance of managing Required Minimum Distributions (RMDs) for retirees to minimize tax liabilities and maximize savings. Listeners are encouraged to consult with Jeff to optimize their financial strategies and keep more of their money.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!


2024-11-23 Keep What’s Yours

Maximize Your Paycheck: Tax Strategies, Market Updates, and the New IRS Leadership
Join Josh Gilbert and senior tax strategist Jeff Zufall as they break down practical ways to reduce your tax burden and boost your retirement savings. From maximizing 401(k) contributions and understanding progressive tax brackets to navigating the new "super catch-up" provision for ages 60-63, this episode provides actionable strategies you can implement on every paycheck. They also discuss the latest developments with new IRS Commissioner Billy Long, Fed interest rate decisions under Jerome Powell, and how recent market volatility from tariff concerns and Middle East tensions affects your investment strategy. Whether you're looking to optimize your current tax situation or planning for retirement, this show offers concrete steps to keep more of what you earn while building long-term wealth.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!

2025-06-28 Maximize Your Paycheck: Tax Strategies, Market Updates, and the New IRS Leadership

The Big Beautiful Bill: New Tax Laws That Could Save You Thousands in 2025

In this episode of Keep What's Yours, tax strategist Jeff Zufall breaks down the massive new tax legislation signed by President Trump on July 4th, 2025, revealing game-changing opportunities for taxpayers. From tax-free tips up to $25,000 and overtime deductions capped at $12,500 per person, to auto loan interest deductions on American-made vehicles and enhanced standard deductions, this "big beautiful bill" contains provisions that could dramatically reduce your tax burden. Jeff explains how these changes apply retroactively to January 2025, meaning you could benefit from strategies implemented right now, while also covering critical updates like the IRS eliminating paper checks starting September 30th and the upcoming expiration of EV credits and home energy improvement deductions. Whether you're planning retirement, dealing with inherited IRAs, or simply want to keep more money in your pocket, this episode provides essential insights into navigating the new tax landscape and maximizing your savings before key provisions sunset in 2028. Call Jeff at Capital Advisory Group at 636-394-5524 and learn how you too can “Keep What’s Yours.


2025-07-12 The Big Beautiful Bill: New Tax Laws That Could Save You Thousands in 2025

The Big Beautiful Bill Deep Dive: IRS Cuts, Tax Traps, and Your Money's Future

In this comprehensive episode of "Keep What's Yours," host Josh Gilbert and senior tax strategist Jeff Zufall break down the massive tax legislation known as the "Big Beautiful Bill" and its real-world impact on everyday taxpayers. They explore crucial topics including dividend taxation, inheritance rules, and the surprising tax implications of reinvested dividends that catch many investors off guard. The discussion takes a timely turn as they analyze the recent IRS staffing cuts under new director Billy Long, revealing how departments have been slashed by up to 95% and what this means for next year's tax season. From payment processing glitches affecting thousands of taxpayers to the Federal Reserve drama with Jerome Powell, Jeff provides insider knowledge on navigating an increasingly complex tax landscape. The episode also covers estate planning pitfalls, the step-up basis advantage for inherited assets, and even reveals bizarre Medicare loopholes involving Rolex watches. Whether you're dealing with dividend income, planning your estate, or simply trying to minimize your tax burden, this episode delivers actionable strategies to help you keep more of what you earn while avoiding costly mistakes in an era of reduced IRS customer service.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!


2025-07-19 The Big Beautiful Bill Deep Dive: IRS Cuts, Tax Traps, and Your Money's Future

Fed Drama, Tax Buckets, and Your $10K Investment Options: A Complete Money Makeover Guide
Join Josh Gilbert and senior tax strategist Jeff Zufall for an entertaining dive into the current financial soap opera between Trump and Fed Chair Jerome Powell over interest rates, plus a practical breakdown of investment options for your spare cash. From explaining the three essential tax buckets (taxable, tax-deferred, and tax-free) to exploring what to do with $10,000 burning a hole in your pocket, this episode covers everything from individual stocks and mutual funds to CDs, money markets, and the hidden dangers of expired savings bonds. Jeff emphasizes why having one person handle both your wealth management and tax strategy is crucial, while Josh brings his signature humor to complex financial concepts, making this essential listening for anyone wanting to beat inflation and keep more of what they earn.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!


2025-07-26 Fed Drama, Tax Buckets, and Your $10K Investment Options: A Complete Money Makeover Guide

Tax Law Changes You Can't Afford to Miss: Missouri Drops Capital Gains & The Big Beautiful Bill Breakdown
Join Josh Gilbert and tax strategist Jeff Zufall as they break down the major tax changes happening right now that could save you thousands. Discover how Missouri has eliminated state capital gains taxes and what the "Big Beautiful Bill" means for your wallet - with some provisions retroactive to January 2025, you're already running out of time to take advantage. They also explore the Fed's latest rate decisions, explain life insurance as an investment asset, and discuss smart strategies for diversifying across taxable, tax-deferred, and tax-free buckets. Whether you're planning for retirement, managing investments, or just trying to keep more of what you earn, this episode reveals actionable tax-saving opportunities you won't want to miss.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!


2025-08-02 Tax Law Changes You Can't Afford to Miss: Missouri Drops Capital Gains & The Big Beautiful Bill Breakdown

Car Tax Credits, SALT Deductions, and the BLS Shake-Up
In this episode of "Keep What's Yours," tax strategist Jeff Zufall and host Josh Gilbert dive deep into the sweeping changes from the new tax legislation that's already impacting your 2025 taxes. Discover how you could claim up to $10,000 in car loan interest deductions if you bought a U.S.-made vehicle this year, learn about the expanded SALT deduction cap that jumped from $10,000 to $40,000 (potentially affecting 100 million Americans), and get the inside scoop on why Trump fired the Bureau of Labor Statistics chief over concerning job numbers. From the ongoing tariff effects and Fed interest rate speculation to seniors getting an additional $6,000 standard deduction, Jeff breaks down the complex moving parts of tax policy in plain English. Whether you're planning retirement, bought a new car, or just want to keep more money in your pocket, this episode reveals the tax strategies and credits you need to know about right now.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!


2025-08-09 Car Tax Credits, SALT Deductions, and the BLS Shake-Up

Tax Season Chaos: IRS Leadership Crisis & Your 2025 Tax Strategy

Join Josh Gilbert and senior tax strategist Jeff Zufall as they break down the unprecedented chaos brewing for the 2025 tax season. With the IRS experiencing its eighth leadership change this year and two-thirds of senior positions vacant, coupled with new tax laws from the "Big Beautiful Bill," taxpayers face potential filing nightmares ahead. Jeff reveals money-saving strategies including property tax freezes for seniors, new car tax credits, Missouri gas tax rebates, and how to turn investment losses into tax advantages. Plus, they explore the controversial addition of private assets to 401(k)s and discuss what happens when companies like Eastman Kodak go under. Don't miss critical insights on Fed rate cuts, upcoming child tax credit increases, and why having your tax strategist double as your wealth advisor could save you thousands. Call Jeff at (636) 394-5524 to ensure you're not paying more taxes than legally required.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!


2025-08-16 Tax Season Chaos: IRS Leadership Crisis & Your 2025 Tax Strategy

In this episode of "Keep What's Yours," tax strategist Jeff Zufall and host Josh Gilbert dive deep into the newly enacted tax legislation (dubbed "the big beautiful bill") that's already affecting 2025 taxes, plus Jerome Powell's recent signals about upcoming interest rate cuts. Jeff breaks down game-changing provisions including increased child tax credits ($2,200 per child, potentially rising to $3,000), a massive jump in the SALT deduction cap from $10,000 to $40,000, tax-free tips and overtime pay up to $25,000, charitable deductions for non-itemizers, auto loan interest deductions, expanded 529 plan withdrawals for private school, and a new senior deduction worth $6,000-$12,000. While navigating the complexities of tariff-driven inflation and Fed policy, the hosts emphasize that regardless of political views, these are real opportunities to keep more money in your pocket—but only if you understand the guardrails, income thresholds, and sunset provisions that come with each benefit.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!


2025-08-23 New Tax Laws, Rate Cuts, and Real Money in Your Pocket

In this episode of Keep What's Yours, tax strategist Jeff Zufall and host Josh Gilbert break down the major changes from the recently passed tax legislation they call the "Big Beautiful Bill." They explore the new no-tax-on-tips provision that covers 68 specific occupations - from bartenders to plumbers - with income limits and a $25,000 tip cap. The duo also reveals a significant blow to gamblers: a new rule limiting gambling loss deductions to just 90% of winnings, meaning even heavy losers will now pay taxes on 10% of any wins. Jeff shares real-world stories from helping lottery winners and house prize winners navigate complex tax obligations, including creative loan structures to handle immediate tax burdens. With one in ten Americans now technically millionaires (counting retirement and home equity), they discuss what wealth really means today and debate the age-old lottery question: lump sum or annuity? As sports betting becomes legal in Missouri this December, the timing couldn't be more relevant for understanding these new gambling tax implications.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!


2025-09-06 Big Beautiful Bill Bombshells: New Tax Rules Hit Gamblers Hard While Tips Get a Break

In this episode of Keep What's Yours, tax strategist Jeff Zufall and host Josh Gilbert dive into the latest tax code changes from the recently passed "Big Beautiful Bill" (Trump Tax Bill 2.0), including the expansion of 529 plan withdrawals from $10,000 to $20,000 for private school tuition and new charitable deduction allowances of $1,000 for singles and $2,000 for married couples filing jointly. They also analyze current economic conditions, discussing inflation numbers at 2.9%, the Federal Reserve's upcoming meeting with expected interest rate cuts, and recently revised job numbers showing the economy was overstated by over 1.5 million jobs in 2024. The conversation covers Missouri's personal property tax quirks (why jet skis and trailers are taxed but golf carts aren't), tariff impacts on inflation, and practical advice on maximizing tax savings through 529 plans and charitable giving strategies that take effect retroactively for the entire 2025 tax year.

The IRS reports that small businesses overpay their taxes every year. Stop overpaying - Call Capital Advisory Group at 636-394-5524 today!

2024-11-23 Keep What’s Yours

Capital Advisory Group

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