Clever Girl Finance

Let's talk about buying a home the right way! 

My guest today is Petal Van Rossum, a dear friend of mine and a licensed real estate broker at Citizens International Realty, a family owned and run real estate company located in Brooklyn New York which she runs with her brother Raul alongside an incredible staff. She’s a graduate of Pace University in New York City and is married with 2 beautiful boys.

WHAT WE DISCUSSED ON THIS EPISODE:
1. How to prepare to buy your first home including the type of documentation you need and what state your finances should be in

2. She discusses some of the biggest mistakes she sees people making during the process of buying their first home

3. She also discusses some of the main issues people have that prevent them from being able to buy a home

4. We also get into advice for first time home buyers and so much more!

PETAL'S FAVORITE BOOK:
Secrets of the Millionaire Mind by T. Harv Eker


Order the Clever Girl Finance book:
https://www.clevergirlfinance.com/book

Join the Clever Girl Finance community:
https://www.clevergirlfinance.com

108: Home Buying The Right Way With Petal Van Rossum

The countdown to the launch of the Clever Girl Finance book on June 25th, 2019 continues!

And today, I’m catching up with Dorianne St. Fleur who was on episode 61 of the Clever Girls Know podcast and who is also featured in the Clever Girl Finance book where she shares specific tips on how to get the career of your dreams, career mistakes to avoid and tips to negotiate your salary!

TAKE THE COURSE: Dorianne also has an awesome course on the Clever Girl Finance on how to leverage LinkedIn to find a high paying job: https://www.clevergirlfinance.com/courses/how-to-use-linkedin/

GET THE BOOK: Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Pre-order your copy - https://clevergirlfinance.com/book

It will be available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

- The YouTube recording of this podcast: https://www.youtube.com/watch?v=T6KLozgAb5U&t=

- Dorianne’s original podcast episode: https://www.clevergirlfinance.com/podcast-episodes/the-strategy-behind-a-career-you-love-that-pays-you-what-you-are-worth/

- To keep up with Dorianne visit: https://yourcareergirl.com

113: Catching Up With Dorianne St. Fleur on Tips To Building A Successful Career

The countdown to the launch of the Clever Girl Finance book on June 25th, 2019 continues!

And today, I’m catching up with Molly Stillman who was on episode 47 of the Clever Girls Know podcast and who is also featured in the Clever Girl Finance book. 

She shares how she dealt with the various emotions that come with going through the process of paying off $37,000 of debt. She also shares how she created a mindset shift to help her get through it and pay off all of her debt and the way she deals with and thinks about her money today!

Today she debt free in both her personal and business, with the exception of her mortgage which she’s working on paying off alongside with her husband!

The Youtube video for this episode: https://www.youtube.com/watch?v=QzbJUR86w3o

Molly’s podcast episode on Clever Girl Finance: http://bit.ly/2KkdVRj


Molly’s podcast: http://businesswithpurposepodcast.com/


Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Pre-order your copy - https://clevergirlfinance.com/book

Join our exclusive virtual book launch party!: https://clevergirlfinance.com/book-launch

It will be available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

114: The Emotions That Come From Being In Debt - A Chat With Molly Stillman

The Clever Girl Finance book is OFFICIAL! Celebrate with me at my upcoming book launch party on Thursday, June 27th at 9:00pm EST!

HOW TO REGISTER: https://www.crowdcast.io/e/the-clever-girl-finance-book

On today's episode of the podcast, I’m catching up with Monica Louie who was on episode 54 of the Clever Girls Know podcast and who is also featured in the Clever Girl Finance book. 

Monica and her husband paid off $120k of debt in 2 years without making 6 figures, with 2 kids! Fast forward to today, she’s now built a 6 figure business and is living her best life.

The Youtube video for this episode: https://youtu.be/uG3Q2vy8Nbk

Monica’s podcast episode on Clever Girl Finance: http://bit.ly/2WUGgPN

Keep up with Monica on her website: https://www.monicalouie.com/

Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Order your copy - https://clevergirlfinance.com/book

It's available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

115: Catching Up With Monica Louie After Paying Off $120k In Debt!

The Clever Girl Finance book is officially here(https://clevergirlfinance.com/book)and today, I’m catching up with Brittney Suttle who is featured in the book!

Brittney set a goal to achieve a $250k net worth which she has now exceeded and is now in the $300k range. In this catch-up video, she shares her motivations to achieve this goal and what she’s doing to continue to grow her net worth!

The Youtube video for this episode: https://youtu.be/JMySvPKyqas

Keep up with Brittney on her website: https://www.brittandthebenjamins.com/

And on Instagram @brittandtheb

P.S. Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Order your copy (and tell all your girlfriends) - https://clevergirlfinance.com/book

It’s available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

116: Exceeding A $250k NetWorth: Catching Up With Brittney Suttle

The Clever Girl Finance book is officially here(https://clevergirlfinance.com/book)and today, I’m catching up with Melisa Boutin a student loan expert who is featured in the Clever Girl Finance book. 

Melisa has paid off over $37,000 of her student loans and shares key strategies and tip to establish the right mindset and get ahead of the interest charges that keep most people in the long term cycle of their student loan debt.

Check out the student loan courses mentioned: https://courses.clevergirlfinance.com/p/student-loan-basics/

The Youtube video for this episode: https://youtu.be/7VkrEm8Sxbg

Keep up with Melisa on her website: https://yourmoneyworth.com

And on Instagram @melisaboutin

P.S. Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Order your copy (and tell all your girlfriends) - https://clevergirlfinance.com/book

It’s available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

117: $37K Of Student Loans Paid Off! Melisa Boutin Shares Her Tips

It's time for another episode of the Clever Girls Know podcast and my incredible guest today is Alexandra Lebenthal.

Alexandra Lebenthal has led companies on Wall Street for over thirty years. Most recently, she was the CEO of Lebenthal Holdings, a diversified financial services firm that included the nation’s largest woman-owned broker-dealer. 

Alexandra comes from a storied Wall Street family. Her grandparents, Louis, and Sayra Lebenthal, founded Lebenthal & Co., Inc, a municipal bond specialist, in 1925.  Her father, Jim Lebenthal, created a mass market for municipal bonds and was known as the spokesman for the industry. 

One of the most recognizable women on Wall Street, Alexandra is a frequent commentator in the media, an official CNBC contributor, and a highly sought-after speaker on a wide range of topics, including financial services, capital markets, or women-in-business topics.


What we discussed on this episode:
- Women and money
- Her story on wall street
- Why money is important for women
- Teaching her kids about money
- Money tips for new investors
- Business tips for entrepreneurs
- Changing your mindset about money
- Tips on networking

How to keep up with Alexandra: 
- LinkedIn: https://www.linkedin.com/in/alexandralebenthal/
- Her book:

Financial platforms mentioned:
- Acorns: https://acorns.com
- Robinhood: https://robinhood.com/
- Stockpile: https://stockpile.com

My blog post:
- Things said to me as a female founder that would never be said to a man: https://www.bolasokunbi.com/blog/thing-ive-been-told-as-a-female-founder-that-would-never-be-said-to-a-man

❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book
❤ Join Clever Girl Finance: https://clevergirlfinance.com
❤ Follow on Instagram: https://instagram.com/clevergirlfinance

118: Alexandra Lebenthal's Key Tips For Women To Be Successful With Their Finances And In Business

Today's guest is Camilla Banks. Camilla is the founder of HollandLuxe Properties (a real estate firm) and HollandLuxe furniture (a custom furniture company).

Camilla started her real estate company in 2017 out of a passion of wanting to help people learn the value of real estate and leveraging credit to build assets, not debt.

Prior to becoming self-employed, Camilla didn’t know much about finances or credit and didn’t learn it growing up either and so she went through her 20’s figuring it all out on her own.

On this episode, Camilla shares:
1. How she got started in real estate and custom furniture making 
2. How she transitioned from getting fired to building two profitable businesses that pay her a full-time salary
3. How she grew her businesses by asking for referrals
4. Why it’s important to not be afraid or shy when it comes to building your business
5. Why you shouldn’t be ashamed to stay at your job while you start your business and how what you learn can apply to your business 
6. Her business finance tips that have helped her grow her business

How to keep up with Camilla:
- On Instagram @hollandluxe
- Website: https://www.hollandluxe.com/

❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book
❤ Join Clever Girl Finance: https://clevergirlfinance.com
❤ Follow on Instagram: https://instagram.com/clevergirlfinance

119: Camilla Banks Shares Her Journey To Building Two Successful Businesses

Long-time no solo podcast! On this episode I'm sharing:
- Some new Clever Girl Finance updates
- How I got intentional with my summer
- My assessment of my finances and goals this summer
- Some Q4 motivation
- PLUS I interview my 5-year-old twins about money!

❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book
❤ Join Clever Girl Finance: https://clevergirlfinance.com
❤ Follow on Instagram: https://instagram.com/clevergirlfinance

120: Updates, Assessing My Finances, Q4 Motivation + I Interview My Kids!

Today's episode is with Leah Gervais. Leah is the founder of Urban 20 Something, the host of the Your Biggest Vision podcast, and a leading business coach. She started her "for fun" blog years ago to document her career confusion and start what she hoped to be a profitable side hustle. She turned that into her full-time and a six-figure business and works with women around the world to scale their platforms and pursue their biggest visions.  
 
Leah's story of side hustle turned six-figure business, as well as her story on turning debilitating pain of grief into the pursuit of her passion, have been featured on CNBC's Grow, The Associated Press, The Huffington Post, and Thrive Global.

On this episode Leah shares:
1. Her personal story including dealing with her dad’s death and how the experience became the catalyst for her business success
2. Dealing with grief while pursuing success
3. Her biggest business failure and then success
4. Tips for women to pursue revenue and profitability in business and more

The books Leah mentions:
The Science of Getting Rich:  https://www.amazon.com/dp/164095130X/ref=cm_sw_r_tw_dp_U_x_Z0KBDb10NKBN9
Clever Girl Finance: https://clevergirlfinance.com/book

You can keep in touch with Leah via her website at https://urban20something.com/raisemyincome and on Instagram @urban20something.com

❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book
❤ Join Clever Girl Finance: https://clevergirlfinance.com
❤ Follow on Instagram: https://instagram.com/clevergirlfinance

121: Leveraging Devastation to Build a 6-Figure Business with Leah Gervais

My guest today is Tess Wicks! Tess is a wealth and mindset coach for online entrepreneurs. Through her podcast and online platform, Wander Wealthy, Tess helps her clients identify their income goals, overcome major money mindset blocks, and implement her Easy Profit System to manage the money in their business and personal life with ease.


On this episode we discussed:
- Her personal story on how she moved from being an actuary with a large corporation to helping businesses with their finances and running  her business from Italy
- The importance of creating a plan for your personal finances AND business finances
-  Where to start with pricing your products and services
-  How to start testing your business model and pricing strategy
-  How to raise your prices
- The mindset needed to have a successful business and the practices you can implement to develop your mindset
-  Your favorite business book
-  Your clever girl superpower
-  How folks can reach you
 

My blog post mentioned:
- How to create a successful side hustle business - A step by step guide: https://www.clevergirlfinance.com/blog/start-a-successful-side-hustle-business/


Books mentioned:
- Profit First
- Tapping into Wealth by Margaret Lynch


How to keep up with Tess:
- Stop by her website at https://wanderwealthy.com


Listen to my episode on the Wander Wealthy Podcast with Tess:
- https://www.tesswicks.com/podcast/episode106


❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book
❤ Join Clever Girl Finance: https://clevergirlfinance.com
❤ Follow on Instagram: https://instagram.com/clevergirlfinance

122: Pricing Your Products & Services + Money Mindset Tips To Succeed In Business With Tess Wicks

Meet Okeoma Moronu Schreiner! Okeoma is a mother of two, personal finance nerd and corporate finance attorney who loves helping parents and children grow interest in their money! 

She’s also the founder of the Happy Lawyer Project and most recently the author of the children’s book “The missing money monsters”. 

What we discussed on this episode:
- Why she’s passionate about financial wellness for kids
- How she learned about money as a child and how it contributed to her having a scarcity mindset
- Building financial confidence in your children
- How she teaches her kids about money
- Tips for moms to help teach their kids about money
- The inspiration for her new book

Okeoma’s book: The missing money monsters (https://www.amazon.com/dp/1733806717/)

Keep up with Okeoma via her website at http://thehappylawyerproject.com

Check out the Clever Girl Finance course on teaching your kids healthy money habits: http://dfl4.us/s/7149b15c

❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book
❤ Join Clever Girl Finance: https://clevergirlfinance.com
❤ Follow on Instagram: https://instagram.com/clevergirlfinance

123: How To Develop Your Child’s Money Mindset With Okeoma Moronu Schreiner

The Clever Girls Know Podcast hosted By Bola Sokunbi.

On this episode of the podcast, I share how I got in my own way in regards to a goal I wanted to accomplish and then, what I did to get out of my own way to successfully achieve that goal.

I'm also answering a listener question on how to get started with their small business idea.

❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book
❤ Join Clever Girl Finance: https://clevergirlfinance.com
❤ Follow on Instagram: https://instagram.com/clevergirlfinance

124: Getting Out Of My Own Way + Answering A Listener's Business Question

On today’s episode of the podcast, I’m answering questions from Laura, a listener of the podcast. She has some very specific questions about what to do as she works towards paying off her debt on a five-year plan that she has created alongside her husband. You’ll want to tune into this one!


Sinking funds article: https://www.clevergirlfinance.com/blog/how-to-set-up-sinking-funds/

Emergency funds article: https://www.clevergirlfinance.com/blog/why-you-need-an-emergency-fund/

❤ Get the Clever Girl Finance book: clevergirlfinance.com/book
❤ Join Clever Girl Finance: clevergirlfinance.com
❤ Follow on Instagram: instagram.com/clevergirlfinance

125: Retirement Investing, Debt, Sinking Fund, Marriage - Answering A Listener's Questions

Meet Ashley! Ashley Patrick is the founder of Budgets Made Easy and The Money Mindset Podcast. She helps families eliminate debt using simple strategies so they can stress less and live the life they want. 

She was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. She has been featured on Fox Business, Yahoo! Finance, USA TODAY, MSN, CNBC, NerdWallet, and many others.


On this episode we discussed:
1. The 401k loan that cost her and her husband $1,000,000 based on their retirement age -
2. How she paid off $45,000 in 17 months
3. Her biggest lessons from both experiences
4. The advice she would give anyone who has made similar money mistakes 
5. Her next major financial goal and more

Books mentioned:
- Total Money Makeover by Dave Ramsey
- The monk and the merchant
- Building a story brand

How to keep up with Ashley:
- Visit her website at Budgetsmadeeasy.com and be sure to listen to her podcast titled The Money Mindset Podcast

❤ Get the Clever Girl Finance book: clevergirlfinance.com/book
❤ Join Clever Girl Finance: clevergirlfinance.com
❤ Follow on Instagram: instagram.com/clevergirlfinance

126: From An Incredibly Costly 401k Loan To Paying Off $45,000 In 17 Months With Ashley Patrick

Meet Dr. Una! Dr. Una is the founder of Ivy League Pediatrics, a multi-site pediatric practice in Georgia. Over the last nine years, it has thrived and has been voted ‘Best of Gwinnett’ for four years in a row and rated 5 stars by over 250 parents. While building this, she developed a love for entrepreneurship and has since built many other successful businesses.

Like many doctors, Dr. Una was ignorant, scared and felt like an imposter when she started out in business because she was trained to be a great clinician, not an entrepreneur. 

Over the years, she learned that the two do not need to be mutually exclusive so she embraced both worlds. As a result, she is able to enjoy the practice of medicine, develop her other interests and best of all, not miss time with her family.

In 2018, Dr. Una founded EntreMD, a platform created to help physicians embrace entrepreneurship. Through conferences, online courses and coaching, she has helped many doctors build successful businesses so they can practice medicine and live life on their own terms.

On this episode we discussed:
- How she got into this space of helping high-income earners (specifically physicians) become entrepreneurs or improve their careers
- Why physicians should become entrepreneurs
- The biggest mistake high-income earners make with their finances
- Some of the mindset blocks high-income earners have around earning even more money
- Her own financial and business goals and more

Books mentioned:
- Rich dad, Poor Dad
- 10x Rule Grant Cardone

How to keep up with Dr. Una:
- Stop by her website at entremd.com


❤ Get the Clever Girl Finance book: clevergirlfinance.com/book
❤ Join Clever Girl Finance: clevergirlfinance.com
❤ Follow on Instagram: instagram.com/clevergirlfinance

127: Generating Additional Income Even For High Income Earners With Dr Nneka Unachuckwu

Today’s episode is all about working on your self-discipline! Becoming a master of self-discipline is difficult and is something you need to work on consistently.

Learning how to build self-discipline skills can allow you to quit bad habits, accomplish long-term and short-term goals, and change your life completely.

In this episode, I’m sharing key steps to build your self-discipline and work toward the better life you deserve.


❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

128: Habits To Help You Improve Your Self Discipline

Get the Clever Girl Finance Roadmap!
https://clevergirlfinance.com/financial-roadmap

Today's podcast episode is all about building a successful business. Meet Modupe Marianne Ladapo, the founder of Lenox Cupcakes, a gourmet baked goods company serving the metro-Atlanta area.  

The company began its initial operations in 2008 from her home kitchen using the eggs and butter in her fridge, selling to people she already knew.  A $17 investment in a website opened the door to several corporate clients.  

She strategically elevated her business operations and went from a home-based business to serving some of the world’s largest companies – Google, Microsoft, Coca-Cola, CNN, and AT&T, to name a few.  

She currently operates two neighborhood bakeries where she can be found dancing to 2000s pop behind the scenes.

What we discussed in this episode:
- Her personal story starting her business
- How she transitioned from employee to full-time girl boss
- Her biggest challenges and successes in business
- How she grew her business online
- Key tips and tricks for business owners

Blog post referenced:
- Recession proofing your finances: https://www.clevergirlfinance.com/blog/5-critical-things-to-do-to-recession-proof-your-finances/

Books mentioned:
- The E Myth Book by Michael E. Gerber
- Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine by Mike Michalowicz
- Girl, Wash Your Face by Rachel Hollis

How to keep in touch with Marianne or place an order:
- On the website at https://lenoxcupcakes.com
- Social medial - @lenoxcupcakes

❤ Get the Clever Girl Finance book: clevergirlfinance.com/book
❤ Join Clever Girl Finance: clevergirlfinance.com
❤ Follow on Instagram: instagram.com/clevergirlfinance

129: How Losing Her Job Became The Catalyst For An Incredible Business With Marianne Ladapo

Get the Clever Girl Finance Roadmap!
clevergirlfinance.com/financial-roadmap

On today's episode, Yezmin Thomas shares the wake-up call that caused her to turn her finances around completely and achieve financial wellness.

About Yezmin: She is a working mom, award-winning journalist, and financial coach teaching high-achieving moms how to live out their best financial futures.  

She believes that one of the smartest decisions she has ever made with money is to pursue a debt-free lifestyle.  As a result, she gained the financial freedom to make a career move, start a business, and have more time for her family.  

Through her blog, podcast, and YouTube channel in English and Spanish, she teaches busy moms how to maximize their income, achieve their money goals, and improve their financial well-being.  

She uses her training as a Ramsey Solutions Master Financial coach, her experience as an 11-time regional Emmy award-winning investigative journalist, and the lessons she learned surviving unemployment after the 2008 Recession, to teach driven women how to take charge of their financial success. 

What we discussed on the episode:
1. Her personal money story and how she went from being a journalist to a personal finance expert
2. Her biggest challenges as she worked on becoming debt-free
3. Issues holding women back from financial success and the corrective actions they can take.
4. The one thing that helps her and her husband manage their finances successfully today

How to keep up with Yezmin:
- English speakers: www.yezminthomas.com
- Spanish speakers: www.asivivomejor.com

❤ Get the Clever Girl Finance book: clevergirlfinance.com/book
❤ Join Clever Girl Finance: clevergirlfinance.com
❤ Follow on Instagram: instagram.com/clevergirlfinance

130: The Wakeup Call That Completely Turned Her Finances Around - With Yezmin Thomas

Get the Clever Girl Finance Roadmap!
https://clevergirlfinance.com/financial-roadmap

As we come to the end of the year and the start of a new year and decade, assessing your circle of influence is a must-do exercise for everyone and my guest today, Barbara M. Little's will help us do just that!

Barbara’s name is synonymous with “change agent” as she empowers organizations and women to “Find Their Voice” in leadership, business, and ministry, and infuse it into their organizational culture. She believes that “to be like everyone else is to be like no one”.

As the CEO of Purpose by Design, Barbara’s uniqueness lies in her ability to see the end from the beginning and to utilize her skill set of over 30 years as a corporate attorney and leader to develop systems and strategies that work.

She is a founding partner and certified coach, speaker, and trainer with The John Maxwell Team, where she currently serves on the President’s Advisory Council. Above all things, Barbara is a lover of God and people.

On this episode we discussed:
1. Why your circle of influence  is so important
2. Her personal story behind really getting clear on who and what influences her
3. How we can assess who is on our bus, who to let on and who heeds to get off
4. Her key tips for women when it comes to relationships and circles of influence and so much more

How to keep up with Barbara:
- Stop by her website at https://www.barbaramlittles.com

❤ Get the Clever Girl Finance book: clevergirlfinance.com/book
❤ Join Clever Girl Finance: clevergirlfinance.com
❤ Follow on Instagram: instagram.com/clevergirlfinance

Clever Girl Finance

User 189014403