David Braithwaite from Citrus Financial talks Investments and state pensions - Jun21

In this episode, David Braithwaite, Money Mentor, kicks off 2025 with practical financial tips to help you stay on track this year. From reviewing your subscriptions and setting realistic financial resolutions to understanding the power of budgeting, David shares actionable advice to improve your financial well-being. Whether it’s tackling unwanted subscriptions or being smarter with your spending, tune in to learn how small changes can have a big impact on your financial future.

New Year, New Financial Goals: Tips for Staying Financially Fit in 2025 | Money Mentor with David Braithwaite

This Valentine's Day, David Braithwaite, Money Mentor, is here to help you celebrate love without breaking the bank. From avoiding overpriced gifts and meals to creating meaningful, budget-friendly experiences, David shares practical tips on how to keep your finances in check while showing affection. Learn how setting a budget, DIY gifts, and thoughtful gestures can make the day extra special. Tune in for advice on celebrating love the smart way, plus some unexpected ideas, like the "one-pound ring" and professional cuddles, for a memorable and affordable Valentine’s Day!

The Price of Love: Money-Saving Tips for Valentine's Day | Money Mentor with David Braithwaite

Looking for budget-friendly ways to keep the kids entertained over half-term? David Braithwaite, Money Mentor, shares a range of free and fun activities that can be enjoyed across Kent, from outdoor adventures like geocaching and fossil hunting to community events like bug week and mini-golf in Canterbury Cathedral. David also suggests simple, cost-free home activities, such as baking, Lego play, and making slime, to keep your little ones engaged. Tune in for practical tips on how to enjoy quality family time without spending a fortune.

Free Half-Term Fun: Creative Ideas for Kids | Money Mentor with David Braithwaite

In this quick-fire episode, David Braithwaite, Money Mentor, shares practical money-saving hacks that can make a real difference in your budget. From swapping to supermarket own brands and making the most of yellow sticker reductions to comparing bills and banking options for better deals, David gives you essential tips to help you save hundreds. Learn how to avoid the direct debit trap, make the most of cashback offers, and even earn money by selling unwanted items. Tune in to discover how small changes can lead to big savings!

Money Hacks in 3 Minutes: Simple Tips to Save Big with David Braithwaite

In this episode, David Braithwaite, Money Mentor, dives into the world of loyalty cards and whether they're really worth the effort. While many people collect loyalty points, David explains how to maximize rewards and avoid falling into the trap of spending just to earn more points. He also shares tips on the psychology behind loyalty cards, how to get the best value from them, and how to spot deals that genuinely save you money. If you're wondering whether your loyalty card is working for you, tune in to find out!

Maximizing Loyalty Cards: Are They Really Worth It? | Money Mentor with David Braithwaite

In this episode of The Money Mentor, David Braithwaite explores the complex issue of lending money to family and friends. While it can be a great way to help someone in need, it often comes with emotional and financial consequences. David breaks down the key points to consider before lending, how to set clear terms for repayment, and the importance of understanding both sides of the equation—whether you're the one lending or borrowing. Get expert advice on how to avoid damaging relationships, manage expectations, and ensure that money doesn't become a source of tension. From collateral to clear agreements, listen in for tips that will help keep both your finances and friendships intact.

Lending Money to Friends and Family: Navigating the Emotional and Financial Pitfalls

In this episode, David Braithwaite, Money Mentor, explains how to fill gaps in your state pension records and potentially boost your payments before the crucial April 5th deadline. Learn how your National Insurance contributions work, how to check if you're missing any stamps, and whether it's worth paying to make up the gaps. David also shares important details on how to access your state pension forecast and get help if you're unsure. Don’t miss out! This episode is a must for anyone wanting to secure a better retirement income.

Boost Your State Pension Before April 5th: What You Need to Know | Money Mentor with David Braithwaite

In this episode, David Braithwaite, Money Mentor, reveals the psychology behind supermarket and online shopping tricks that make us spend more than we intend. From sneaky pricing strategies to clever store layouts, David explains how retailers design shopping experiences to tempt us into buying unnecessary items. He shares practical tips on how to avoid these traps—such as making a list, shopping online, and avoiding impulse buys. Learn how small changes in your shopping habits can help you stick to your budget and keep your finances on track.

Avoid Spending Traps in Supermarkets & Online Stores | Money Mentor with David Braithwaite

In this episode, David Braithwaite, Money Mentor, discusses how to make your holiday dreams a reality, even during challenging financial times. Whether you’re considering a staycation or an overseas trip, David offers practical tips on how to plan a budget-friendly break. From booking trains in advance to embracing self-catering, there are plenty of ways to enjoy a getaway without breaking the bank. Learn how to make the most of your holiday while keeping your finances in check and avoiding the temptation of costly "buy now, pay later" deals.

Can You Afford a Holiday This Year? Budget-Friendly Tips for 2025 | Money Mentor with David Braithwaite

In this fun and insightful episode, David Braithwaite, Money Mentor, puts Easter eggs to the test—both in taste and price! As Easter approaches, David challenges the idea of brand loyalty and explores how switching to budget supermarket options might save you money while still delivering great taste. Learn how shrinkflation is affecting prices and discover how much more you could be paying for well-known brands. Tune in for practical tips on how to enjoy your Easter without cracking your budget!

Easter Eggs & Budget Brands: Can You Save by Switching? | Money Mentor with David Braithwaite

In this episode, David Braithwaite, Money Mentor, shares quick and easy money-saving hacks that you can implement right in your home. From reusing envelopes and old toothbrushes to saving on food and DIY cleaning tricks, David covers it all. Whether you’re trying to save on groceries, reduce household waste, or make your everyday items last longer, this episode offers practical tips for cutting costs without compromising on quality. Tune in to learn how small changes can lead to big savings!

David Braithwaite

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