In this podcast we are joined by Experian’s Analytics leadership team who explore the role of analytics in decisions. We cover the opportunity presented by data, and analytics to easily access valuable MI and BI to inform and improve strategies, but also the opportunities presented by the requisite power of data, analytics and technology to create dynamic decisions and enable response, and change at speed and scale.

Experian decisioning; powering opportunity today, tomorrow, together. 
Find out more here: https://www.experian.co.uk/business/analytics-and-decisioning/decision-analytics/powercurve/

How to move at speed and scale, with the opportunity enabled by advanced analytics

In this podcast we are joined by Ed Heal (Director of Software) Andrew Oldham (Director of Consulting) and Liz Clarke (Director of Regulatory Analytics), to discuss the strategies needed in order to adapt to economic and market volatility. We discuss the role of data, analytics, and technology. Debate the need for more agile scorecard developments alongside strategy monitoring. We discuss the need for faster, better quality data and how lenders small and large harness this opportunity to operationalise all attributes needed to comply, adapt and survive.

Experian decisioning; powering opportunity today, tomorrow, together.
https://www.experian.co.uk/business/analytics-and-decisioning/decision-analytics/powercurve/

Recovery & Resilience - how do you recover, remain resilient and grow opportunity?

In this podcast we are joined by Dushyant Dar (Head of Strategy), Dave Kerry (Head of Data Insights) and Mohammed Chaudhri (Chief Economist). We look back over the last five years – and forward over the likely implications and trends of the next few. We discuss and debate the forces that are changing Financial Services – from Climate Risk to fairer, more explainable decisions, across to the need to design journeys and decision strategies around fair customer outcomes. We delve into these topics and discuss challenges and opportunities. Share findings on the quick wins, and long term strategy wins.

Experian decisioning; powering opportunity today, tomorrow, together.
https://www.experian.co.uk/business/analytics-and-decisioning/decision-analytics/powercurve/

What Did 2020 Teach Us - And How Can You Take These Learnings Forward

Consumers are feeling the rise in the cost of living like never before. With fuel costs at a record high, inflation skyrocketing and increases in national insurance contributions, households are finding themselves questioning their ability to afford life’s basic necessities – should I pay for food or fuel?  

Experian’s Head of Consulting, Colette Land, takes a look at how well customers are keeping up with their payments and how utilities companies can support.

Find out more here: https://www.experian.co.uk/business/better-lending/debt-management?utm_source=Soundcloud&utm_medium=Podcast&utm_campaign=Rising_cost_of_living

The rising cost of living - how utilities companies are using data to support customers

Whilst we are hopefully nearing the end of the pandemic, at least in the UK, many banks, financial service providers and even mobile phone companies still need to consider impacts over time when considering a credit risk scorecard rebuild across the customer lifecycle.  

Portfolios will have been impacted to different degrees.  What sample selection should you take? What needs to be considered from a performance outcome perspective? Have certain modelling variables changed?

Through systems such as Experian’s Ascend Intelligence Services, we can help you monitor performance, recalibrate and test your models based on the latest insights. Find out more here: https://www.experian.co.uk/business/platforms/ascend/intelligence-services?utm_source=Soundcloud&utm_medium=Podcast&utm_campaign=podcast2UKI-23-CONS-Q1

Analysis to Underpin Credit Strategy in the Current Climate – what do I need to consider?

Consumers' ability to repay credit agreements is high on every lender’s agenda, but what can telecom providers learn from financial services’ affordability assessments?  

In the face of the cost-of-living challenge, many regulators are focusing their attention on reminding firms of their obligation to assess customers’ circumstances appropriately and provide support for those struggling to pay.

In this podcast, Colette Land, Head of Consulting, Experian UK&I, talks about how telcos can better understand consumers’ affordability to offer the right products and services to suit their individual circumstances.

Find out more here: https://www.experian.co.uk/business/industries/telecommunications

An affordability focus in the telecommunications sector in the face of the rising cost-of-living

To survive, and thrive, in this environment, commercial lenders need to identify and onboard customers who represent ‘good risk’ quickly. What’s more, the onboarding process should be as automated and simple as possible, both to deliver great customer experiences, and to ensure that lenders can also keep their referrals and overall onboarding costs to a minimum, thereby maximising margins.

In our podcast, Nick Vanstone, Head of Consulting and Client Success at Experian, talks about the strategies that lenders can adopt to improve the automation of their onboarding strategies in today’s highly competitive and volatile economy.

Download our latest white paper, where we discuss in detail the benefits of combining data, analytics and decisioning for digital commercial onboarding: https://www.experian.co.uk/blogs/latest-thinking/automated-credit-decisions/combining-data-analytics-and-decisioning-for-digital-commercial-onboarding/

Get in touch today to talk with our commercial lending specialists businessuk@experian.com 

Or visit https://www.experian.co.uk/business-products/digital-commercial-lending to find out more.

How is the cost-of-living crisis is impacting your business lending?

As we begin to see new opportunities ahead and more optimising in the market after a challenging two years, in this podcast, we provide market insight on emerging best practise, discuss regulatory challenges and provide practical advice on how to approach affordability assessments for telecom providers – in particular what can telecoms providers learn from financial services’ affordability assessments?

Find out more here: https://www.experian.co.uk/blogs/latest-thinking/automated-credit-decisions/affordability-in-telecoms-creating-an-affordable-future-for-consumers/

Affordability in telecoms: creating an affordable future for consumers

FSTech Podcast - The current state of commercial lending - August 2023

How data could open up responsible lending for small business

Clint Hook, Experian’s Head of Data Management, talks to us about how data has changed over time. Looking at how the term Big Data has evolved relatively recently and how new data is influencing change and, equally, causing confusion. Huge amounts of disparate data can be brought together to add value to businesses and consumers. The types of data now, compared to 20 years ago, is quite different too. How data is being used for lending has changed. 20 years ago it was about traditional credit. Now, it is about communication and utility companies who all tap into the value of CAIS data too.

Experian UK Business

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