What is a charge off? Do you know or understand the affects a charged off account on your credit report will have on your credit score? In this article we will tell you what a charge off account is and how it will affect your credit score. We will also share some tips on what to do if you have a charge off on your credit report - https://www.newhorizon.org/credit-info/what-is-a-charge-off-and-how-does-it-affect-your-credit/

What Is A Charge - Off And How Does It Affect Your Credit Score

Visit us at - https://www.newhorizon.org/credit-info/fast-ways-to-rebuild-credit/
The pandemic was hard on everyone. And many people suffered credit damage. In this podcast we will discuss 4 credit builder tools that will quickly increase your credit score.  Use these tools to quickly find and add DIVERSE tradelines to your credit report.   For more credit improvement tips don’t forget to subscribe!

1  Credit Builder way #1
2. Credit Builder way #2
3. Credit builder way #3
4. Credit builder way #4

Did The Pandemic Ruin Your Credit? Fast Ways To Rebuild Credit

Visit us at https://www.newhorizon.org/credit-info/what-is-a-credit-score-and-how-is-it-calculated/
Your credit score is a three-digit number that indicates your likelihood of repaying loans and making payments on time.
Having a high credit score tells lenders you are not a high risk. Resulting in easy credit approvals, lower interest rates and higher credit amounts. 
Credit scores are computed using a formula that considers factors such as payment history, amount owned, length of credit history, credit mix, and new credit.
In this podcast we will go over how your credit score and how each of these factors effects your credit score.  For more credit improvement tips don’t forget to subscribe!

What Is A Credit Score And How Is It Calculated

Visit us at https://www.newhorizon.org/credit-info/can-collection-agencies-take-you-to-court-over-a-debt/
When your creditor is having trouble collecting payments from you or communicating with you, they may hire or sell your debt to a debt collection agency.
Debt collection agencies may file a lawsuit and take you to court when they cannot get in touch with you, or remain unsuccessful in recovering the debt you owe.
In this podcast we will go over the steps they need to take BEFORE they can sue you and what you can do about it.   For more credit improvement tips don’t forget to subscribe!

Can Collection Agencies Take You To Court Over A Debt

Visit us at https://www.newhorizon.org/credit-info/secured-credit-cards-the-best-credit-cards-for-bad-credit/
Secured credit cards have been the credit rebuilding / building tool used by reputable credit repair companies.  A secured credit card requires a security deposit and that deposit will be your credit limit.  This is a good thing because that security deposit makes banks feel safe.  So safe most don’t require a credit check and offer GUARANTEED approval to everyone!  In this podcast we will go over how to use secured credit cards to build or rebuild your credit. For more credit improvement tips don’t forget to subscribe!

Resource: https://www.newhorizon.org/Info/securedcc.htm

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