In this very special episode, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal welcome fellow nerd Simon Kuestenmacher to pick his brain about how the different demographic trends are reshaping the market. 

Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, sit down with the director and co-founder of The Demographics Group to peruse how the aspirations, lifestyles and current life stages of the different age groups are affecting trends in different housing markets. 

With Millennials now being the largest adult cohort in Australia, Simon explains how this generation is now dictating market fundamentals and how other generations are coping with these shifts in market dynamics. 

The nerds also talk about how the pandemic has changed buyer behaviour, discuss why the rebound in international migration will give central business districts their pre-pandemic shine, and dig deeper into how cultural and social influences of migrants are inevitably woven into the country’s housing market tapestry. They also touch on the latest lending data and what it spells for the investors.

This is how Millennials are shaping the real estate market

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager at Fouracre Financial, discuss the growing trend of joint property investment with friends or family.

The duo begins by discussing the complexities and potential pitfalls of joint investment, starting with the financial implications, as co-owners often face challenges with borrowing capacity as lenders typically consider the total debt but only half of the rental income.

Arjun and Jack recommend precise strategic planning, trust structures, and a well-defined exit strategy to avoid future conflicts.

Similarly, business owners may consider using a bucket company to reduce personal tax liabilities while investing in property.

Ultimately, the duo stresses the importance of aligning goals and obtaining professional guidance to mitigate risks and make joint property investment successful.

Navigating property investments with friends and family

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Chris Huxter, head of commercial property, explore the rising interest in commercial real estate and how investors can shift from residential portfolios to this cash-flow-focused asset class.

The duo begins by discussing the growing appeal of commercial property for investors, particularly those seeking strong cash flow opportunities, emphasising that timing is of the essence.

Arjun then outlines three key scenarios where commercial investments make strategic sense: transitioning from residential property, consolidating wealth before retirement, and leveraging superannuation funds.

Through real-life case studies, the duo highlights the benefits and challenges of commercial property investment, including building repairs and coordinating lease agreements with multinational tenants, emphasising the importance of due diligence and strategic negotiation.

With reliable tenants, high yields, supply-limited locations, and diversified, flexible assets, commercial properties ensure strong returns and long-term resilience for investors.

Navigating the commercial property market

In this episode of The Property Nerds, co-hosts Arjun Paliwal, founder and CEO of InvestorKit, and Jack Fouracre, partnership manager, and Chris Huxter, head of commercial property at Fouracre Financial, discuss the evolving landscape of commercial finance in Australia.

The trio dives into the rapidly evolving commercial finance landscape in Australia, highlighting the influx of non-bank and third-tier lenders entering the space.

The growing competition has pushed loan-to-value ratios (LVRs) higher, with some lenders now offering up to 80 per cent LVR – even though SMSFs have been making commercial property more accessible to everyday investors.

They then discuss how SMSFs are gaining traction as a vehicle for commercial investment due to tax advantages and long-term control, advising that buyers should have at least $550,000 in funds and a clear strategy.

To avoid costly mistakes, they stress the importance of open communication with brokers and lenders, and emphasise that investors who understand LVRs, asset types, and SMSF structures are best positioned to take advantage of the expanding opportunities in commercial real estate.

Unpacking the new financial rules of commercial real estate investing

The Property Nerds are back! and there’s a new voice on the mic! Adrian, Senior Portfolio Strategist at InvestorKit, joins Arjun and Jack as the newest Nerd. In this episode, they’re joined by Joseph from KG CO Legal to unpack the legal must knows of SMSF property deals. From cooling-off periods to costly contract mistakes, this one’s packed with expert tips, wild negotiation wins (hello, $60K discount), and practical advice that could save investors thousands.

You’ll learn:
1. The contract mistake that could cost you thousands
2. Why cooling off periods vary across states (and what that means for you)
3. How one letter shaved $60,000 off a purchase price
4. The legal must dos before you sign anything 


We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights


Investorkit White Papers: 

Unlock the knowledge you need to make informed investment decisions with InvestorKit’s whitepapers, backed by thorough due diligence and in-depth market analysis. From residential to commercial opportunities, these reports deliver actionable insights, investment strategies, and housing market predictions to help you stay ahead. 

https://www.investorkit.com.au/whitepapers/ 

Connect with Joseph: 

Instagram: https://www.instagram.com/kgcolegal/ 

Linkedin: https://www.linkedin.com/in/joseph-khoury-gebrail-74518b102/ 

Website: https://www.kgcolegal.com/ 

Connect with The Property Nerds: 
Instagram: https://www.instagram.com/thepropertynerdspodcast/ 

TikTok: https://www.tiktok.com/@thepropertynerdspodcast 


Connect with Arjun: 
Instagram: https://www.instagram.com/arjpaliwal/ 

Linkedin: https://www.linkedin.com/in/propertybuyersagent/ 


Connect with Investorkit:
Instagram: https://www.instagram.com/investorkit.com.au/ 

Linkedin: https://www.linkedin.com/company/investorkit/ 

Website: https://www.investorkit.com.au/ 


Connect with Fouracre Financial: 
Instagram: https://www.instagram.com/fouracre.financial/ 
 
Linkedin: https://www.linkedin.com/company/fouracre-financial/ 

Website: https://fouracrefinancial.com.au/ 


This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/ 


Legal Lessons with Joseph Khoury: Avoid These SMSF Property Mistakes

The Property Nerds are back with another killer episode this time, we’re talking renovations. Belinda from Renovate and Real Estate joins Arjun, Adrian and Jack to break down what really adds value when it comes to renovating (and what’s just a waste of cash). Whether you're working with $5K or $50K, this episode is packed with actionable insights, timeless design tips, and renovation traps to avoid.

You’ll learn:

1. What upgrades are worth it at every budget tier
2. Why neutral tones (and the right textures) matter more than ever
3. The renovation mistake that could cost you your ideal buyer
4. How to renovate interstate without lifting a single paintbrush
5. The kitchen + bathroom formula Belinda swears by

Plus, gold taps, wall sconces, and the surprising comeback of colour this one's for every investor who's ever asked, "Should I renovate... or not?"

We hope you enjoy the episode, don't forget to give us a follow and give us a rating if you've enjoyed our insights!

CONNECT WITH THE PROPERTY NERDS

Instagram: https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast


CONNECT WITH ARJUN

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/



CONNECT WITH INVESTORKIT

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/


CONNECT WITH FOURACRE FINANCIAL

Instagram: https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/


This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/

Don’t Waste a Dollar: What Renovations Really Pay Off? | EP2 S4

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, welcome Nafiz Chowdhury, a savvy investor whose strategic foresight has helped him build an impressive portfolio of five properties.

Growing up in a working class Bangladeshi family in south-west Sydney, Nafiz was inspired by his parents’ hard work and aimed to create a better financial future. At 32, he now owns five properties, showcasing his strategic approach to property investment.

Initially managing his investments, Nafiz soon recognised the value of professional advice from buyer’s agents, mortgage brokers, and accountants.

His portfolio spans multiple Australian states, resulting in over $1 million in cumulative equity gains. With the support of his knowledgeable wife, they actively manage their investments together.

Nafiz credits his financial security to disciplined strategy and professional guidance, which also helped ease his financial anxieties.

Despite global economic uncertainties, Nafiz maintains a growth mindset and remains committed to his plan, exemplifying how informed decisions and expert help can lead to significant financial success.

Nafiz builds over $1m equity with strategic property moves

	
In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, sit down with Tuan Duong from Duo Tax Quantity Surveyors to unpack the often overlooked power of depreciation in property investment.

The episode starts by unpacking depreciation and how it allows investors to claim tax deductions on the wear and tear of buildings and fixtures, boosting cash flow without out-of-pocket costs.

Since 2017, rules have tightened for second-hand residential properties, but commercial properties still allow broader depreciation claims, making them attractive for positive cash flow.

To access these benefits, investors need a depreciation schedule prepared by a qualified quantity surveyor, especially after renovations, which can unlock even more deductions through scrapping.

Tuan also debunks the myth that older properties don’t qualify, noting that renovations can revive depreciation potential. However, investors should be aware that claiming depreciation affects capital gains tax calculations upon sale.

The co-hosts believe investors should stay educated, as mastering depreciation can significantly strengthen portfolios and long-term returns.

How depreciation supercharges property investment

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, explore what it takes to build a successful property investment strategy.

They begin by clarifying that strategy is not just about achieving outcomes like positive cash flow, but about creating a structured plan that aligns with long-term goals.

The trio highlights the importance of viewing strategy as a holistic framework that includes financial planning, risk assessment, and goal setting.

Jack focuses on the role of finance, stressing that responsible borrowing and aligning financial and accounting strategies are key to scaling a portfolio. He also warns against common financial pitfalls, such as unnecessary debt, which can restrict borrowing power.

The episode outlines how a comprehensive strategy integrates elements like lending, cash flow management, and risk mitigation to guide smart property decisions.

Additionally, the co-hosts emphasise the value of knowing when not to buy, especially during periods of uncertainty or financial instability.

Why a solid strategy is more than just positive cash flow

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by economist Cameron Kusher to explore the complex issues affecting Australia’s housing supply.

Cameron highlights the significant shortfall in meeting the government’s target of 1.2 million homes, citing high construction costs, elevated interest rates, and misaligned migration and housing policies.

He notes that weak consumer sentiment, builder shortages, and pre-sale hurdles are stalling new housing supply, though modest interest rate cuts may offer limited relief.

Cameron suggests focusing on indicators such as housing stock levels, price adjustments, buyer inquiries, and time on market to understand property trends better.

He also predicts that artificial intelligence will significantly disrupt the real estate industry, reshaping how consumers search, transact, and engage with property platforms.

Rates, migration, and supply crunch fuel housing crisis

Meet Arjun, Adrian & Jack… The Property Nerds

Welcome to The Property Nerds Podcast, where real estate meets research, and data drives decisions.

Join Arjun Paliwal, Head of Research and Director at InvestorKit, and Jack Fouracre, Partnership Manager at Fouracre Financial, and Adrian, Senior Portfolio Strategist at InvestorKit as they dive deep into Australia’s property market. From market trends to finance tips, Arjun, Jack and Adrian deliver the insights you need to build and grow a profitable property portfolio,  backed by data, not hype.

Whether you're a seasoned investor or just getting started, this is your go to podcast for smart, strategic property investing.

This is how Millennials are shaping the real estate market

The Property Nerds

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