On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal take a deeper look into the latest set of financial data that are creating a buzz in the property market.

Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, give their in-depth analysis of what’s happening in the financial front of real estate and what that could mean for investors. Strap in as the nerds crunch the numbers on financing, interest rates, and property price growth.

The nerds discuss how the latest move from APRA has affected trends in the mortgage industry while also examining which capital city markets are overvalued or undervalued.

Zeroing in on interest rates, financing and price growth

On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal take a look at what the latest lending figures reveal about investor activity.

Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, discuss recent figures from the Australian Bureau of Statistics (ABS) that indicate investor borrowing is gaining steam. 

They also look at the recent uptick in loans being facilitated by mortgage brokers and discuss why going direct to a bank is proving less popular now than in years past.

The duo take a microscope to housing affordability, looking at it from a loan serviceability standpoint, by explaining their new analysis of whether Australia’s 33 most populous regions are overvalued or undervalued.

Going deep on Australia’s undervalued and overvalued markets

On the first episode of The Property Nerds for 2022, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal look at the top five places that investors should consider if they want to buy in NSW for under $650,000.

They dig into the methodology they used to identify these locations and pull the curtain back on what makes these cities and towns primed for growth.

The duo also look at the December 2021 lending indicators and the substantial difference we’re seeing over the same period in the previous year.

Investors are definitely back in action, setting a record with $10.3 billion worth of new borrower-accepted loan commitments. The pair foresee that rising in the first months of 2022, reporting that investor activity has been strong in the market at large as well as in their business, InvestorKit, at the start of the year.

Investing in NSW for under $650k

On the second episode of The Property Nerds for 2022, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal deep dive into housing and rental supply data to uncover the truth behind headlines that state the housing market is slowing down.

Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, analyse current and historical data from the Australian Bureau of Statistics (ABS) and other research firms to debunk some of the claims.

They stress the importance of being mindful when looking at locations in Australia where price growth is strong, affordability is stretching, and the economy is robust.

The nerds highlight the secret to analysing market indicators: look beyond the month-on-month and year-on-year peaks and dig into data pre-COVID to glimpse the bigger picture and give proper context to investment decisions.

Do headlines show the real state of the property market?

In this very special episode, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal welcome fellow nerd Simon Kuestenmacher to pick his brain about how the different demographic trends are reshaping the market. 

Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, sit down with the director and co-founder of The Demographics Group to peruse how the aspirations, lifestyles and current life stages of the different age groups are affecting trends in different housing markets. 

With Millennials now being the largest adult cohort in Australia, Simon explains how this generation is now dictating market fundamentals and how other generations are coping with these shifts in market dynamics. 

The nerds also talk about how the pandemic has changed buyer behaviour, discuss why the rebound in international migration will give central business districts their pre-pandemic shine, and dig deeper into how cultural and social influences of migrants are inevitably woven into the country’s housing market tapestry. They also touch on the latest lending data and what it spells for the investors.

This is how Millennials are shaping the real estate market

In this episode, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal don’t pull any punches as they hit the high data spots of today’s market to give us their best analytical take on the latest trends. 

Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, examine the biggest market trends taking hold of the headlines before taking a deep dive into the data that underpins them. 

With the property market going through a period of change in the wake of the recent rate hike and other major local and international events, the nerds remind investors to cite historical data and connect the dots between correlating data points before making any assumptions about future trends.

They also answer the most-asked questions about the upcoming elections, such as which political party will be more “favourable” for property investors.

Scratching the surface of the latest market trends

As headlines herald the start of the great Australian property market correction, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal call on investors to hold their horses and examine the real deal behind the recent interest rate hikes.

Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, explain why the RBA’s latest round of monetary policy tightening should be viewed as a “return to normal” and not the doom-and-gloom scenario as it’s popularly painted to be.

With a persisting rental crisis becoming a more prominent issue across the capital market, the nerds also discuss the factors driving the housing supply crisis, lay out long-term and concrete solutions to address the problem, and call on the government and regulators to explore systematic changes that will create a sustainable property market both for investors and owner-occupiers.

For a deeper look into the regions where the duo forecasts rental prices will surge, read here: 10 Aussie regions where rents are set to skyrocket.

The real deal behind the rate hikes

As the Australian property market undergoes a significant period of change, self-professed data nerds Arjun Paliwal and Leigh Paliwal sit down to discuss and analyse the three core values of the industry: finance, policy and property.

Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, talk about the recent increases to the cash rate and discuss the recent forecasts on where this rate will sit come the end of the year. The pair encourage proactivity within Australian households when it comes to their finances, discussing the benefits of refinancing amongst a host of other financial adjustments that can be made.

They also dive into the “horrible” changes to Queensland’s land tax before touching on the NSW decision to reform stamp duty offerings to first home buyers.

In this episode, you will also hear:

- Data analysis of the major market trends
- Predictions on future market behaviour
- Three big investment tips for the next six months

Breaking down the 3 property pillars

On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal unpack the major housing market fundamentals and explain why the sky won’t fall on investors any time soon.

Arjun, head of research at InvestorKit, and Leigh, director of Hills Finance, debunk the doom-and-gloom narrative parroted by the media by dissecting the different economic, financial, and social fundamentals that are keeping the market in a generally sound state.

While they acknowledged that several markets had become weaker compared to last year, Arjun and Leigh provide their data-backed take on why they believe a market rebound is on the horizon in the near term and also share their predictions for market trends in the coming months.

To find out more about the markets where the boom is not over yet, check out the 10 regions positioned for further growth.

This is how Millennials are shaping the real estate market

The Property Nerds

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