YNAB

You Need A Budget Podcast

082 - The Age of Money

YNAB's (very successful) headline on the homepage sends the message of "control," but most people say they don't like budgets because they feel controlled.  Which is it?

083 - Control

If you just decide things are great, maybe a monthly budget is a bit too frequent…how long would you last before the lack of frequency/familiarity left you sinking back into your old ways?

084 - Budgeting Late in the Month

There are three secrets to budgeting successfully on even the wildest of variable incomes.  Here they are.

085 - YNAB for the Freelancer

(Holiday spending target - current category balance) / six months remaining = your monthly contributions for the rest of 2013.

086 - It's Beginning to Look Halfway Like Christmas

The key is to give them a taste of how good it feels to save up and pay for something. Positive, achievable, and life-changing

087 - A Tactic for the Reluctant Spouse

Your budget will never be perfect, because you're dealing with imperfect variables (people, external events, and bad data).

088 - Perfect is the Enemy of Good

There are a few ways to apply Rule Two (Save for a Rainy Day) to your wildly fluctuating income situation. This also applies if you happen to receive windfalls, but are otherwise on a fairly steady income.

089 - Wildly Fluctuating Income

Sometimes the best way to start thinking about making extra income is to think small.  Really small.  Don't let visions of grandeur slow you down.

090 - Boosting Income by Thinking Small

Sometimes creation trumps consumption purely for its own sake; where you're satisfied on a personal level, even though the math doesn't work.

091 - Creation vs. Consumption

With your budget, especially for those just starting, just show up. Keep it simple, do what you're told, and…just show up.

092 - Just Show Up

Mark's blog post from a while back spurred this commentary.  My thoughts on financial priorities regarding the big picture, longer-term stuff.

093 - Financial Priorities

My thoughts on cellphones, not just smartphones, and how we're being sold a bill of goods that's costing us money, and decreasing quality of life. And yes, I'm going for "dramatic" here.

094 - Cellphone, Unshackled

An interview with Jeff Rose, CFP and author of Soldier of Finance. You can snag a chance for a free copy by going to http://goodfinancialcents.com/ynabbook

095 - Soldier of Finance

An interview with  my favorite personal finance blogger, Mr. Money Mustache.  He retired at 30 years old, and he and his wife and son live a luxurious life on just under $30,000 per year.  THIS IS THE MOST IMPORTANT PODCAST YOU WILL LISTEN TO THIS YEAR. :)

096 - Mr Money Mustache's View on Retiring FAR Earlier Than the Norm (Take Two)

I've handed the Budgeting Reins over to my wife, Julie. She'll do a better job, and our relationship will be even better for it. Here what lead up to this, and why it's going to be awesome.

097 - The Most Radical Shift in Money Management to Ever Take Place in Our Household

This is awesome. Having Julie "own" the budget has been just short of revolutionary.

098 - An Update on Julie Owning the Budget

A discussion on how I use YNAB to manage our real estate investing.

099 - Real Estate Investing with YNAB

100 - A Look Back (and Forward) at YNAB

Inspired by Mark's blog post over on the blog, we discuss the very true (albeit depressing) principle that once you finance something, everything else you purchase is also "financed."

YNAB

User 858210120