YNAB in Order

70% of people live paycheck to paycheck, but did you know the interesting part of that statistic that isn't often quoted?  It will surprise you, and perhaps spur you on to decide that $1000 is the new $0.  Rule Four, "Stop Living Paycheck to Paycheck" is discussed as it relates to doing hard things :)

You Need A Budget Podcast

001 - Stop Living Paycheck to Paycheck

Wait, I thought we were budgeting.  What's all this talk about goals, mini-goals, and habits? Yeah, you're not budgeting. You're becoming an unbelievably effective goal setter/reacher.

002 - Setting and Achieving Mini Financial Goals (Budgeting)

The basics of Rule Two (Save for a Rainy Day), and then how you combine Rules One and Two to begin making VERY good financial decisions. This episode will answer the question you may have asked yourself, "I make enough. Why aren't I getting ahead?"

003 - The Power of Rule Two (Plus Rule One)

Lavish spending. Your budgeting indulgence. No judgement here, as long as it's purposeful and done with total awareness.

004 - Lavish Spending (on Purpose)

An interview with Brian from Massachusetts, a freelance video editor, that now feels content--even with a large drop in income.

Episode 005 - Success Story: a Cut in Salary, and Freelancing

One of the more embarrassing moments of my teenage years taught me a great lesson about budgeting, breathing, and the crushing effects of five pounds.

006 - The Budget and Slow Suffocation

A few words on Christmas, why January's so important to your Christmas spending, and weak reports. Also, a hat tip to the best report of all.

007 -  Christmas, Weak Reports, the Best Report of All

I relate my experience with BJ Fogg's 3 Tiny Habits program, and how that ties in so beautifully to budgeting--specifically staying on top of recording your transactions.

008 - 3 Tiny Habits, Big Takeaways

I interview Sheridan from Orange County, California.  She's now been using YNAB for 2.5 years, and won't be going back to Quicken any time soon!

009 - Success Story: a Quicken Junkie Convert!

I discuss some of the whys behind our 12/2011 site redesign.

010 - YNAB Gets a New Site Design!

Erin Lowell, YNAB's head of Education, jumps onto the program to introduce our new New Year's Crash Course. One more way to help you get this money thing done RIGHT.

011 - A New Year's Crash Course

"Simple ways to stop doing dumb things with money" is the tagline of Carl's book, "The Behavior Gap".  Stop doing dumb things when it comes to investing? I'll take one of those please!

012 - An Interview with Carl Richards, Author of "The Behavior Gap"

Baker and his wife had an epiphany the night their daughter was born. With the answer to one simple question, they found freedom. This will get you thinking!

013 - An interview with Baker from ManVsDebt.com

A YNAB success story interview with Brian from Portland. We wax philosophical about present you, and future you (Rules One & Two), and Brian talks about his transition from Quicken.

014 - Success Story: From Doing Fine to Awesome

Taxes are your life's single biggest expense. Cozy up with the tax code and minimize as if your financial life depended on it!

015 - Ignoring Life's Biggest Expense is Folly

Automation is a two-edged sword. Used wisely, it will revolutionize your finances. Used poorly, it will do nothing for you (it may even hurt you, in a financial way).

016 - The Double-Edged Sword of Automation

The debt snowball is tried and true, but what's the debt snowflake? It's more effective than it sounds :)

017 - The Debt Snowflake

Are you too poor to budget? Absolutely not!

018 - Too Poor To Budget

Five minutes trying to convince you that adjusting your budget is not only correct, it's a best practice.

019 - Halftime Adjustments

I talk with Mason (who created our podcast bump music)  about how his finances are now rockin' with YNAB.

YNAB in Order

Zach Monroe