Thank you for visiting Time is Money Records here you can expect music about life and the struggles we face everyday as minorities make sure to visit my website at whoiscarlito.com to purchase any of the tracks.

My name is Ruben Ramirez Jr. God has blessed me since the age of 5 with the gift of music. It all started with drums, and now I am venturing out more into piano, guitar and singing, but I am learning at school as a music major. I am currently in the writing process of several acoustic/folk/country songs. Music is my life and worship is my passion. I am a Christian man and everything I write in one way or another is faith based and/or stories my life's experiences. I would say throughout 2015 I will be posting some of the things I've been working on. Just wanna have them mastered first. Thanks for the support in advance and God bless  

Growing up in the city of La Puente, listen to the story from the streets, redemption, heartbreak, final love, despair, good Times, bad Times, friends, and brotherhood negative thoughts, and positive thinking all along the way each song is its own story from the sometimes abstract to the familiar situations in life people can relate to ￼, brown ruckus is a frequency through suburban news in San Gabriel  Valley, scrambled through the noise a voice and music not so popular￼ to society, but once decoded through the decipher the messages, clear to the distinct ear ￼

Followers of Margarito J. Castillo