In this episode, I, Andrey Shlyakhovoy, discuss how the banking industry is being transformed by technology, social networks, and artificial intelligence. I share my view that traditional retail banks will eventually vanish or transform into technology-driven platforms. We explore how social networks can provide massive reach, new types of digital currencies, and seamless transactions across borders — all of which point toward a radical shift in the way banking and commerce will function in the near future.

E. 2 - Banking in the Age of Social Networks and Digital Platforms - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, explore how leading banks are evolving through technology. Using Sberbank as an example, I explain how traditional banking structures are giving way to highly technological platforms that integrate IT and digital services. We discuss how scientific and technological progress is driving rapid changes in banking, and why what we see today is only the first step toward radical transformation in the industry.

E. 3 - The Technological Evolution of Modern Banks - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, discuss the dual challenge of technological progress in banking: while innovation can greatly simplify how people manage their finances, it also introduces new risks. We explore how AI is being used both for efficiency and by criminals, the importance of securing clients’ resources, and why banks must constantly adapt to protect users. This conversation highlights the delicate balance between convenience and security in the evolving financial landscape.

E. 4 - Balancing Innovation and Security in Banking - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, explore the growing challenges banks face in securing remote client accounts. From voice and phone spoofing to AI-enabled fraud, modern banking security must evolve rapidly. I discuss how banks need both advanced technology and innovative strategies to protect clients, while highlighting the high stakes and complexity involved in safeguarding financial operations in a digital age.

E. 5 - The Rising Challenge of Fraud in Digital Banking - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, examine how regulatory burdens have slowed traditional banking and fueled the rise of parallel payment systems like cryptocurrencies. I discuss how post-9/11 regulations forced banks into roles they were not designed for, slowing transactions and frustrating clients. We explore the trade-offs between speed, innovation, and security, highlighting the tension between regulatory compliance and efficient financial services in a rapidly evolving digital world.

E. 6 - Banking Constraints and the Rise of Parallel Payment Systems - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, discuss the evolving role of currency in the digital age. I explain how money, traditionally a means for transactions and record-keeping, is already digital in many forms, and how emerging digital currencies are shaping the future of payments. We explore the trends toward cashless systems, the acceleration of transactions, and the implications for security and control in the financial ecosystem.

E. 7 - The Evolution of Currency and Digital Payments - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, share advice for young entrepreneurs navigating the banking and financial landscape. I discuss the delicate balance between accelerating transactions to grow a business and avoiding the pitfalls of fraud and scams. We explore how understanding global trends, being digitally savvy, and thoroughly researching your business idea can help new entrepreneurs stay secure and effective in their ventures.

E. 8 - Navigating Banking Risks for Young Entrepreneurs - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, explore the rapid global shifts reshaping modern industries. We discuss why every business - regardless of sector - is becoming increasingly intertwined with IT, and how technologies like artificial intelligence and crypto are redefining the skills needed for the future.

We also dive into a thoughtful reflection on AI as a tool: its power, its risks, and why, like fire, it must be used wisely. This episode emphasizes the importance of balanced, mindful adoption of new technologies, especially for young entrepreneurs striving to stay relevant, effective, and safe in a fast‑changing world.

E. 9 - Navigating Global Tech Shifts: AI and Future Skills - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, discuss the societal impact of AI, robotics, and automation. We explore the challenges posed by workforce displacement, the responsibilities of leaders and entrepreneurs, and the need to think several steps ahead to ensure technology benefits humanity. I share my thoughts on how the human element must remain central as we navigate the rapidly changing technological landscape.

E. 10 - The Human Factor in the Age of AI and Robotics - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, discuss the uncertain future of cryptocurrency regulation from the perspective of governments. We explore how state control might affect financial innovation, the challenges of balancing security and efficiency, and the potential impact on legitimate businesses. I share my insights on how decentralization, compliance, and bureaucracy intersect, and what entrepreneurs should consider in navigating this evolving landscape.

E. 11 - Cryptocurrency and Government Regulation - Andrey Shlyakhovoy

In this closing episode, I, Andrey Shlyakhovoy, share my advice for entrepreneurs looking ahead over the next five years. I emphasize the importance of continuous learning, staying aware of developments not only in your own industry but also in related sectors, including banking and finance. I highlight the need for adaptability and strategic observation to successfully navigate a rapidly changing business environment.

E. 2 - Banking in the Age of Social Networks and Digital Platforms - Andrey Shlyakhovoy

Andrey.Shlyakhovoy

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