In this Financial Literacy Month edition of the Verbally Effective Podcast, we’re diving deep into smart money moves, digital banking trends, and everyday financial empowerment. Ena Esco is joined by Brody Wamble of Simmons Bank and Karen Madlock of the Greater Memphis Financial Empowerment Center for a powerful conversation on FINTECH, budgeting, credit, and how to build wealth in a digital world. Whether you’re just starting your financial journey or ready to level up, this episode is packed with insight and practical advice you can bank on. 

Money Talks: Fintech, Credit, Budgeting & Building Wealth

In this episode of BetterTech, host Umair Javed is joined by Dr. Holger Bartel, Founder of RealRate, to explore how AI is fueling fintech innovation, especially in the domain of financial ratings. With a PhD in statistics and deep expertise in economics, Holger discusses how RealRate is setting a new standard in the industry by combining explainable AI, causal graphs, and small data to build transparent, conflict-free rating models. Unlike traditional black-box systems or GPT-based tools, RealRate’s approach emphasizes clarity, logic, and credibility. The company benchmarks entire industries using publicly available financial data, offering fintech leaders a scalable and ethical path to automation. This episode offers bold ideas and actionable insights for anyone building or investing in next-generation fintech solutions. A must-listen for anyone passionate about driving real change through fintech innovation.

Fintech Innovation Beyond Big Data

This week, Reb, Nyela, and Shen talk about unimaginative company names and then address some challenges in the loans market. 

0:00 – Reb goes on a rant about company names
9:00 – They discuss the challenges in the loans market
14:00 – Identifiers are so esoteric 


Episode 315: Company names and the loans market

Jim Palmer, Chief AI Officer at Dialpad, returns to the ‘AI in Financial Services’ podcast to discuss the next evolution in enterprise AI: agentic systems. These autonomous tools promise dramatic changes to how work is done, but only if grounded in real-world applications and use cases. Throughout the episode, Jim outlines how domain-specific data, rigorous back-office testing, and a layered trust framework help organizations move beyond hype cycles. Rather than focusing on full automation, he emphasizes augmentation, enabling human agents with AI-driven coaching, automated assistance, and context-aware insights. Click  for more information and to be a potential future guest on Emerj’s flagship ‘AI in Business’ podcast!

Why Domain-Specific AI Beats General Purpose Models in Financial Services - with Jim Palmer of Dialpad

What bank doesn't think it's great? The real question, though, is this: How many banks actually are great--or are they simply mediocre? In the second of two episodes, Joe Sullivan of Market Insights and Steve Ramirez of Behind the Arc cover a wide range of topics from how financial institutions can attract young employment prospects to the realities of neobank competitors doing a better job of serving customer needs. 

EPISODE 185: HARD TRUTHS FOR THE BANKING BUSINESS IN 2025

Struggling with leadership chaos in the age of data? In this episode of TCAST, host Jason Rigby welcomes Will Watrous—entrepreneur, EOS implementer, and former stressed-out CEO. Will shares his journey from a health crisis during 173% company growth to clarity and focus through the EOS model. Discover how data-driven leadership, accountability, and clear roles can transform any organization. Whether you’re a tech leader or a data enthusiast, this episode offers actionable insights to optimize team performance, reduce stress, and achieve sustainable growth. 🎧 Tune in and master data-driven leadership with clarity. 🔗 Connect with Will Watrous:         🌐 More Resources:                ⏱️ Episode Timestamps: 00:01 – Stress Breakdown: Will’s 173% growth nearly breaks him. 01:27 – Health Wake-Up Call: How stress symptoms became a leadership turning point. 03:48 – Accountability Chart: Clear roles reduce chaos and confusion. 05:44 – Visionary vs. Integrator: Why Will had to stop doing it all. 08:09 – Clarity Brings Action: The discipline of weekly accountability. 10:37 – Level 10 Meetings: Elevating team conversations from a 3 to a 10. 13:29 – Six Key Components: The EOS framework that made it all work. 17:29 – The Power of Rocks: 90-day focus creates momentum.  💬 Notable Quotes: “Clarity brings action. Complexity kills it.” – Will Watrous “When the visionary and integrator align, the team unlocks peace and power.” “If it’s human, it’s mentionable. If it’s mentionable, it’s manageable.”  🔍 Keywords: data-driven leadership, EOS system, accountability, executive burnout, leadership transformation, team alignment, TCAST, data ethics, business optimization  📣 Call to Action: Overwhelmed by leadership chaos in your data-driven organization? It’s time to transform your approach. Subscribe to TCAST now for insights on leadership, data ethics, and technology’s impact on business. Discover more at .

Unlock Clarity: Will Watrous' EOS System for Data-Driven Leadership

In this episode of the What the FinTech? podcast, we’re joined by Kristen Castell, Managing Director of the Centre for Accelerating Financial Equity (CAFE), to discuss the topic of financial health and wellness and what the financial services industry can be doing more of to support customers amid ongoing economic uncertainty and the tough macroeconomic climate globally.

Kristen and FinTech Futures editor Paul Hindle explore how new technologies and fintech innovations are helping companies to boost their financial wellness initiatives, as well as the work CAFE is doing in the space, including a deep dive into the organisation’s fintech accelerator programme, which helps support financial wellness-focused fintech start-ups with their growth.

And finally, we find out what fintech buzzword Kristen wants to throw into our Fintech Jail!

What the FinTech? | S.6 Episode 8 | How fintech innovation can empower financial wellness


This week, Toby Glaysher, chairman at Finbourne Technology, joins the podcast to discuss the asset servicing industry.

0:00 – Reb and Shen rant about using ChatGPT for academic projects
12:00 – Toby Glaysher from Finbourne joins the podcast and gives an overview of his 36 years of experience in the asset servicing business
16:30 – Fund accounting is a good introduction to the investment lifecycle
19:00 – A potential zero fund accountant environment
23:00 – The impact tariffs have on asset servicing firms
27:30 – The potential solution
30:30 – There are too many participants
35:30 – 95% of the work is in executing
39:30 – Reducing the cost of investing


Episode 316: Finbourne Technology’s Toby Glaysher

In this must-listen episode, Colin Graves from North Labs pulls back the curtain on how they're helping enterprises achieve tangible ROI in an astonishing 22 days. If you're struggling with slow digital transformation and want faster, smarter results from your big data and AI initiatives, this is for you. Don't miss Colin's expert insights and actionable strategies!  Modern enterprises drown in fragmented systems, disjointed processes, and siloed analytics—resulting in wasted investments and failed data initiatives. Colin Graves, CEO of North Labs, joins Alexander McCaig to break down why most companies miss the mark: focusing too much on technology and ignoring the human and process elements. North Labs' solution? A revolutionary approach centered on pre-built, industry-specific data models using techniques like Data Vault. This strategy dramatically cuts setup times and ensures insights in as little as 22 days—a staggering leap compared to traditional 12-month ROI timelines. Colin and Alexander dive into why foundational data unification must come before layering on AI or machine learning, how generative AI risks disastrous outcomes without holistic context, and why fast, tangible wins are critical to business buy-in. Whether you're struggling with ERP chaos, bad data, or endless digital transformation promises, this conversation is your blueprint for operational excellence and data ROI at warp speed.  External Links       Want real ROI—not empty promises? Subscribe to TCAST and learn how leaders like Collin Graves are flipping the script on digital transformation. Start unlocking real enterprise value today. Join our mission for ethical tech innovation—Subscribe now on your favorite podcast platform!

Decoding Data Chaos for Rapid Enterprise Growth.

يشهد العالم تحوّلًا متسارعًا نحو الدفع الرقمي، حيث أصبحت الهواتف الذكية والبطاقات المصرفية البديل الجديد للنقود الورقية في المعاملات اليومية. في المقاهي، المتاجر، شركات الطيران، بل وحتى في الأسواق الشعبية، بات الدفع الإلكتروني هو القاعدة، مدفوعًا بتطورات التكنولوجيا المتلاحقة والدعم المتزايد من الحكومات.

هذا التحول لا يقتصر على الدول المتقدمة فحسب، بل باتت تجارب بعض الدول مثل السويد وكوريا الجنوبية تُقدَّم كنماذج لمجتمعات تتجه نحو مستقبل بلا نقد، حيث تُغلق فروع البنوك التقليدية تدريجيًا، وتُمنع بعض المتاجر من قبول النقود الورقية نهائيًا. في السويد على سبيل المثال، يتعامل أكثر من 90٪ من السكان بالدفع الرقمي، ما يعكس حجم التغير الذي طرأ على أنماط الحياة.

ورغم الفوائد الكبيرة لهذا التوجه، مثل تقليل عمليات التزوير، وزيادة السرعة والكفاءة في التعاملات، وتحسين الرقابة الضريبية، إلا أن التقرير لا يغفل المخاوف المتزايدة. إذ يُثير الدفع الرقمي تساؤلات حول الخصوصية، ومدى أمان البيانات المالية، وإمكانية تعرّض الأنظمة للاختراق أو الأعطال التقنية.

كما أن هناك تحديات اجتماعية وإنسانية لا يمكن تجاهلها، أبرزها أن الملايين حول العالم لا يملكون حسابات مصرفية، ولا يمكنهم الوصول إلى الإنترنت أو استخدام الهواتف الذكية، مما يُهدد بإقصائهم من النظام المالي الرقمي الجديد.

ويختم التقرير بتأكيد الحاجة إلى تحقيق توازن بين الدفع الرقمي والنقدي، حفاظًا على شمولية النظام المالي وضمان حرية الاختيار للجميع، في عالم يتغير بوتيرة متسارعة.

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عالم بلا نقود

Episode overview:
In this conversation, Verto co-founder and CEO Ola Oyetayo shares the journey of building a cross-border payments platform that tackles the unique challenges African businesses face when making international transactions. 

Since graduating from Y Combinator in 2019, Verto has established itself as what Oyetayo describes as a profitable and cashflow positive fintech serving multiple African markets. Incidentally, the company recently made headlines after winning the prestigious $1 million Milken-Motsepe Prize in FinTech.

He discusses his team's pragmatic approach to addressing payment barriers in emerging markets, why traditional financial institutions have failed to serve these regions effectively, and how technology can disrupt traditional banking networks that have historically excluded certain markets.

Andile Masuku engages Oyetayo on the evolution of fintech in Africa, the role of privilege and networks in business success, and the future potential of stablecoins to revolutionise cross-border payments in ways that might prove more transformative for emerging markets than developed ones.

Key topics:
- Verto's position in the cross-border payments landscape
- The strategic decision to focus on B2B rather than consumer payments
- The untapped $286 billion trade flow between Africa and China
- Why 96-97% of business cross-border payments still go through traditional banks
- The innovator's dilemma Verto faces with the rise of stablecoins

Notable points:
1. In 2018, Oyetayo launched Verto's business model alongside his co-founder Anthony Oduu after spotting a solutions gap for African businesses making international payments outside of traditional banks
2. Verto has been profitable and cash flow positive for approximately 18 months
3. How a chance meeting with legendary VC Vinod Khosla at YC in 2019 first turned him on to the stablecoin investment opportunity—years before they became mainstream
4. The company operates in Nigeria, South Africa, Kenya, Tanzania and the Francophone region
5. Despite previous experience in institutional finance, Oyetayo admits "ignorance is bliss" helped him tackle a problem others saw as too risky
6. The potential of stablecoins to solve liquidity, volatility and capital control challenges in emerging markets

Listen out for Oyetayo's take on Paystack's B2C play Zap, the fintech ecosystem implications of Moniepoint's "unicornification," and his contrarian insight that stablecoins will revolutionise emerging markets while having minimal impact in developed economies: "This is not a popular opinion... There's just no case for stablecoins in developed markets. People talk about, oh, it's going to disrupt Visa and MasterCard... I don't see that coming anytime soon." 

Image credit: Verto

Ola Oyetayo of Verto: Building a Profitable Cross-Border Fintech for Emerging Markets

In today's rapidly evolving tech world, the rise of AI-generated code promises unprecedented speed, but it also comes with a hidden trap: unsustainable, brittle systems that collapse under complexity. In this TCAST episode, Alexander McCaig sits down with Gilad Shoham, the visionary behind Bit.dev and Hope AI, to unpack why 90% of AI code will fail unless developers fundamentally change their approach. Shoham introduces the concept of composable programming—building software like Lego blocks rather than stitching fragile snippets together. By treating code as structured, reusable components rather than random lines, organizations can scale their development healthily and predictably. You'll discover how Hope AI redefines "code generation" as "code assembly," why traditional AI assistants are missing the mark, and how holistic code architecture can future-proof your projects. If you're serious about digital transformation and AI ethics, this is a must-listen conversation. 🔗 Resources&nbsp; Internal:         External:            Related Episode:  (TCAST episode)  &nbsp;Want to future-proof your software against AI-driven chaos? Subscribe to TCAST now and explore the real way to scale responsibly with AI. Visit  for more insights and discover how to lead the future of ethical technology. Your innovation journey starts today—don’t miss it! &nbsp;

AI-Generated Code: Why 90% Fails and How to Win

In this episode of the Wharton Fintech Podcast, host Sabrina Fathi speaks with Catherine Porter, Chief Business Officer at Prove, a leading platform in digital identity verification and authentication. Catherine shares her journey from Silicon Valley to spearheading innovation in identity security. They explore how AI is reshaping fraud prevention, the future of portable identity, and how Prove is helping companies build trust in an increasingly digital world.

Catherine Porter, CBO at Prove - The Identity Layer of Fintech

Magyarországon az év végére minden ötödik állampolgárnak lesz Revolut-regisztrációja, a fintech startup óriási lendülettel terjeszkedik a kisebb-nagyobb piacokon, újabb és újabb szolgáltatásokat belengetve, ezzel immár nem csak a bankszektor szereplőinek törve borsot az orra alá.

A siker zálogáról, a Revolut használatának nyilvánvaló és kevésbé nyilvánvaló előnyeiről és fonákoldalairól beszélgettünk ebben a Weeklyben Kovács Ádámmal, a Revb fintech blog tulajdonosával.

Az adás apropóját az adta, hogy a Revolut hamarosan már mobilszolgáltatóként is kínál termékeket, de szóba került a hazai ATM-rendelettel kapcsolatos kálvária és persze az MNB Revolut ellen folytatott keresztes háborúja és annak háttere.

Az adásban elhangzott cikkek, videók, tartalmak a Discord csatornánkon érhetők el, ahol még beszélgetni is tudsz velünk, illetve a többi hallgatóval.
https://discord.hwsw.hu/

Adásainkat megtaláljátok a SoundCloudon, a Spotify-on, az Apple Podcasten, a YouTube csatornánkon, és immár YouTube Music-on is.

Így csinált forradalmat a Revolut (weekly)

With the tariff news out of Washington changing almost daily, even a brief reprieve isn’t of much comfort. Whether you’re a banker, a borrower or a consumer looking to buy a big-screen TV with your credit card, stability and peace of mind have given way to uncertainty and anxiety. In this special episode of Bankadelic, host Lou Carlozo chats with Will Tumulty of Rapid Finance and Dr. Daniel Ahn of Delfi to get their read on how tariffs could impact the financial services industry — including the small businesses that depend on it — in the months ahead. 

SPECIAL EPISODE: HOW TARIFFS WILL IMPACT BANKING AND BORROWERS

Episode 381 of The VentureFizz Podcast features Mike Massaro, CEO of Flywire, a global payments enablement and software company.

This is the full lifecycle story of an idea to a pillar publicly traded tech company in the Boston tech scene and it has it all. An international founder who discovered a major problem while trying to pay his tuition at MIT, to Mike joining the company after its Series A, an evolving business model from consumer to B2B, navigating choppy near death experiences to scaling aggressively, then raising multiple rounds of venture funding to an IPO, and more!

It really is an inspirational story for all entrepreneurs to hear, as it is never an easy up & to the right story.  There is so much that goes into building a successful company and this one does not disappoint.

Chapters

00:00 Intro
02:17 Learning to Lead & the Importance of Communication
04:51 Mike's Background & Getting Started in Tech at edocs
15:00 Carrier IQ
19:47 The early days of Flywire
19:52 Navigating the Go-to-Market Strategy
29:52 Moving into the Role as CEO of Flywire
31:55 Challenging Times
35:09 Scaling the Company & Playing Long Ball
39:17 Expanding into New Industries
41:47 The Impact of COVID-19
45:20 Flywire IPO
50:06 Looking Ahead: Growth and Innovation
51:42 Building a Strong Company Culture
57:12 The Importance of a Strong Board of Directors
59:50 Hiring for Leadership Roles
01:02:13 Apps, Books, & Fun

Episode Sponsor:

As a longtime champion of the local startup ecosystem, Silicon Valley Bank supports innovative companies with the solutions and financing they need through every stage of growth. With more than 1,500 bankers and relationship advisors, and $42B in loans as of Q2 2024 – SVB delivers the right people, service and resources to support your entire financial journey. Learn more at SVB.com.

Episode 381: Mike Massaro - CEO, Flywire

Today’s guest is Traci Mabrey, General Manager, Factiva at Dow Jones. Factiva is a business information and research tool owned by Dow Jones & Company. It aggregates content from both licensed and free sources, providing organizations with search, alerting, dissemination, and other information management capabilities. Traci joins us on today’s show to discuss how Factiva is combining artificial intelligence with editorial oversight to deliver localized, relevant, and timely business intelligence. She explains how this human-plus-AI approach helps decision-makers navigate today’s complex global markets with greater speed and precision. Traci also highlights the importance of ethical content licensing, transparency in AI outputs, and evolving regulatory considerations as more enterprises embed generative AI into their workflows. Want to share your AI adoption story with executive peers? Click emerj.com/e2 for more information and to be a potential future guest on Emerj’s flagship ‘AI in Business’ podcast! If you've enjoyed or benefited from some of the insights of this episode, consider leaving us a five-star review on Apple Podcasts, and let us know what you learned, found helpful, or liked most about this show!

Business Intelligence Tools for Informed Decision Making  - with Traci Mabrey of Factiva

In this episode of the What the FinTech? podcast, we’re joined by Nick Kerigan, Managing Director and Head of Innovation at Swift, to discuss the topic of digital assets and how the evolution of the payments landscape driven by innovations such as tokenisation and stablecoins could help enable global payments interoperability.

Nick and FinTech Futures editor Paul Hindle explore the latest developments around the use of digital assets in the payments space, the biggest challenges facing the industry as we move towards a more tokenised future, and how Swift is helping to solve the interoperability challenge, with a deeper dive into the company’s live digital asset trials launched this year.

And finally, we find out what fintech buzzword Nick wants to free from our Fintech Jail!

What the FinTech? | S.6 Episode 9 | How digital assets can enable global payments interoperability

Tony and Shen discuss Bloomberg’s addition to IB chat, common threads in our Voice of the CTO series, and op resiliency. 

Our Bloomberg story: https://www.waterstechnology.com/data-management/7952434/bloomberg%E2%80%99s-chatbots-streamline-external-data-sharing-otc-trading 
Our Voice of the CTO series: https://www.waterstechnology.com/topics/voice-of-the-cto



Episode 319: Bloomberg IB chat and operational resiliency

Africa-focused technology, digital and innovation ecosystem insight and commentary.

Connecting you with the people, companies, and ideas revolutionizing global financial services. Our guests are the leading fintech founders, investors, and thinkers in the world.

Subscribe and follow us for more FinTech content by searching @whartonfintech on your preferred platform!

Wei-Shen Wong and Anthony Malakian discuss the hottest financial technology topics in the capital markets every week.

Minden pénteken, minden ami IT. Karrier. Technológia. Trendek. Termékek.

The VentureFizz Podcast is the flagship podcast of VentureFizz.com, the leading authority for jobs & careers in tech. In this podcast, VentureFizz Founder Keith Cline interviews the top founders and investors in the tech industry.

Stay ahead of the curve as artificial intelligence disrupts the financial services sector.

Discover the lessons learned from organizations like HSBC, Citigroup, and Visa; learn business strategies from venture capitalists investing in AI for the financial services industry; and see the future with AI banking innovators from Silicon Valley and around the world.

Each week Emerj Founder Daniel Faggella interviews top experts to bring their best insights to our audience.

This show is for financial services leaders, consulting and IT services leaders, and any businessperson with an interest in the evolving world of AI in financial services.

www.emerj.com

TARTLE is a global personal data marketplace. Free to join, free to use. It is where humanity goes to get paid for their data.

BetterTech hosts a wide range of interesting and informative Technology Podcasts to pique the interest of any tech enthusiast.
Grab that morning cup of Coffee & Tune in with Better Tech!

راديو النجاح هو منبر إعلامي ومنصة مبتكرة تهدف إلى تعزيز ثقافة النجاح بين الشباب العربي، كما أننا نهدف إلى نشر ثقافة التمكين الاجتماعي والديمقراطي من خلال تقديم محتوى عالي الجودة يتعمق في الأبعاد الاجتماعية ومتطلبات الحاضنة الاجتماعية لحركات التغيير الديمقراطية.

نحن نتوجه نحو خلق مساحة ثقافية حرة تشجع على النقاش الإبداعي حول قضايا التجديد والإصلاح في المجتمعات العربية، كراديو بديل، نحن نفتح الباب أمام الشباب للعثور على منبر يتيح لهم فرصة لتقديم أفكارهم ومبادراتهم في إطار التنمية الديمقراطية وتعزيز الحريات.

مع التركيز على التدريب، نحن نقدم للشباب العربي فرصًا للحصول على تجربة عملية حقيقية، مما يساعدهم على بناء مهاراتهم والتأهب للفرص الوظيفية في القطاع الإعلامي.

كل هذا تحت إشراف الزميل عبيدة فرج الله، الإعلامي المرموق والناشط المدني، الذي درب أكثر من 500 شاب وشابة على إعداد وإنتاج البرامج العامة للإذاعة والبودكاست، وأشرف على إنتاج أكثر من 130 بودكاست عالي الجودة وأكثر من 4000 مادة صوتية حتى الآن.

تابعونا على راديو النجاح للحصول على محتوى ثري وملهم يركز على تمكين الشباب وتحقيق التغيير الإيجابي في المجتمع، وابقوا على تواصل مستمرّ ولا تنسوا تفعيل زرّ الاشتراك الموجود في تطبيقاتكم لتصلكم إنتاجاتنا أول بأول.

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FinTech Futures was founded as Banking Technology Magazine in the 1980s.

Today you can find worldwide fintech news, intelligence & analysis at https://fintechfutures.com.

After amassing 125K listens as host of my previous banking podcast, I'm on my own and taking the game to a new level. Award-winning journalist, Pulitzer Prize finalist, composer and performer of all the Bankadelic music ... pizza fanatic.

New tracks tagged #fintech