Podcast -Where Are Money Systems Heading? A Talk with Andrey Shlyakhovoy

In this first episode, I, Andrey Shlyakhovoy, share the early story of how my career in finance began - from studying economics in the Soviet Far East to building one of the first commercial banks registered in the USSR. We revisit the atmosphere of perestroika, the excitement and naivety of the 1980s, and the challenges of creating financial institutions in a system where almost no rules or protections existed.

This conversation sets the stage for the entire series, highlighting how dramatic shifts in the world - technological, economic, and political - shape the way banking evolves and how we, as professionals and entrepreneurs, must adapt.

E. 1 - Origins of a Banker: Early Career and the Birth of New Finance - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, discuss how the banking industry is being transformed by technology, social networks, and artificial intelligence. I share my view that traditional retail banks will eventually vanish or transform into technology-driven platforms. We explore how social networks can provide massive reach, new types of digital currencies, and seamless transactions across borders — all of which point toward a radical shift in the way banking and commerce will function in the near future.

E. 2 - Banking in the Age of Social Networks and Digital Platforms - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, explore how leading banks are evolving through technology. Using Sberbank as an example, I explain how traditional banking structures are giving way to highly technological platforms that integrate IT and digital services. We discuss how scientific and technological progress is driving rapid changes in banking, and why what we see today is only the first step toward radical transformation in the industry.

E. 3 - The Technological Evolution of Modern Banks - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, discuss the dual challenge of technological progress in banking: while innovation can greatly simplify how people manage their finances, it also introduces new risks. We explore how AI is being used both for efficiency and by criminals, the importance of securing clients’ resources, and why banks must constantly adapt to protect users. This conversation highlights the delicate balance between convenience and security in the evolving financial landscape.

E. 4 - Balancing Innovation and Security in Banking - Andrey Shlyakhovoy

In this episode, I, Andrey Shlyakhovoy, explore the growing challenges banks face in securing remote client accounts. From voice and phone spoofing to AI-enabled fraud, modern banking security must evolve rapidly. I discuss how banks need both advanced technology and innovative strategies to protect clients, while highlighting the high stakes and complexity involved in safeguarding financial operations in a digital age.

E. 2 - Banking in the Age of Social Networks and Digital Platforms - Andrey Shlyakhovoy

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