It’s Medicare Open Enrollment season—and for many seniors, it’s overwhelming. In this episode, Erin Youngblood from Comfort Keepers sits down with Merida Odiorne, Owner of Jay Short Insurance, to break down what every retiree needs to understand before making a plan change.

From drug coverage gaps to out-of-network surprises, they unpack the true cost of low-premium Medicare Advantage plans and the lifetime penalties that come from delaying enrollment. Merida offers actionable advice on comparing formularies, avoiding scams, and what to do if your insurer is pulling out of Colorado (like Rocky Mountain Advantage is this year).

You’ll walk away with a clear understanding of the difference between Original Medicare and Advantage, the importance of local brokers, and how Comfort Keepers helps bridge the care gap for seniors dealing with multiple coverage layers.

"People don’t realize: It’s not just about premiums—it’s about networks, drugs, and access to care. It could cost you thousands later if you pick based on price alone." – Merida Odiorne

For more information about Comfort Keepers call (970) 515-7055 or visit https://ckdurango.com. 
For insurance questions call Merida at (970) 382-8147.


Episode 36 - Avoiding Medicare Pitfalls: What Seniors Must Know

Comfort Keepers of Durango