Manage a Small Business SME Management

I tackle the question, "should my business own the building its located in?"  the answer is surprising to many small business owners and wantrepreneurs.

Visit my Blog: www.InvestLocalBook.com

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[OLDIE] Should Businesses Own Real Estate? Or Is It Better To Lease?

I tell a story of how a young woman is growing her business to death by letting receivables grow faster than payables.  Cautionary tale for any small business owner.

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[OLDIE] Growing A Business To DEATH! Successfully Managing Cash Flow In A Small Business

I discuss the difference between loans and leases when getting equipment in a small business.  The pros and cons of each and why I prefer leases.  Not a discussion about taxes.

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Why would a business want to lease a piece of equipment instead of borrowing money to buy it?
For me the answer is quite simple, cash (capital) is scarce.
When you lease instead of borrowing, you can usually get the equipment with a far lower or no down payment.
Why? In a leasing arrangement the lease company retains title to the goods and can more easily repossess it if you default on your payments.  Because they’re more ‘secure’ they are usually willing to extend more credit.
A bank may have to go through a more difficult process to seize its collateral in a similar situation.
Leasing companies may also have better expertise in the specific equipment that they finance. This means they are better able to manage losses.  Again, another reason to extend more credit than a lender might.
Another great reason why leasing makes sense is because it forces a business to recognize the cost of using the equipment as they are ‘using it up’ to generate cash flow.
I’ve seen too many situations where people have bought equipment outright with no debt.  Or, they made a big down payment and amortized the loan over a period greater than the useful life of the equipment.
They end up using and retiring the equipment before they have finished paying for it!
In the case where there is no debt, companies use their better cash flow position to undercut competitors and trick themselves into believing they are making a lot of money.   
What they’re actually doing is converting their invested capital in the equipment into cash without setting aside the money to replace the equipment!  When it wears out they end up in trouble!
I’ve seen this particularly in trucking businesses where people with no payment make lots of profit and live a great lifestyle but end up in trouble when that truck finally needs to be replaced.
Leasing forces you to recognize the true capital cost of the equipment as you’re using it to make money.
Sometimes you can even finance soft costs such as installation with leasing.
Sometimes leases are only in the company name and don’t require a personal guarantee.  This doesn’t happen with loans from the bank.
With lots of advantages, leases sometimes do cost more than traditional loans but sometimes the terms are more important than the price.  
I’ve never heard of a lease getting ‘called,’ but it happens all the time with business loans and lines of credit.


[OLDIE] Leases Vs. Loans When Getting Equipment In A Business

Robert asks: How do you form and manage a mastermind group?

Watch the video: https://youtu.be/Zj0Yn5YGD0A

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The Invest Local Book blog is all about small business, local investing, home economics, franchises, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

[OLDIE]  How To Form And Manage A Mastermind Group

Watch the video here: https://youtu.be/YH8WzjkDU-A

Sign up for my mailing list and get these videos first here: http://www.DavidCBarnett.com
Learn to better manage a small business here: http://www.EasySmallBizSystems.com

Related Article:

Eugene wants me to talk about how small business debt makes a business more volatile and if his assumption is correct.
Great question… because it’s not.

Small business owners take on debt to do one thing, boost returns somehow.  This has the effect of magnifying the returns on equity.  All awesome!

Of course, if a money-losing business were to finance losses via debt, that would be just stupid.

Watch my video and learn how/when small businesses should have debt and find out who I see get into the most trouble, the most often.  (and who’s to blame)

Watch the video here: https://youtu.be/YH8WzjkDU-A 

Learn to get into business the lower-risk way at www.BusinessBuyerAdvantage.com where you can access tons of information and enroll in my online course.

In fact, it’s so awesome that most of the people who enroll also sign up for my follow-up mentoring program to help them prepare to actually do a deal.  (The course works out to about $20/hr. and comes with a 30-day money-back guarantee!)  You can see how my whole buyer system works in this video from a few weeks ago: https://youtu.be/ooixMSaFf6Y

Please remember to like and share this article, it’s the only way the people who run the internet have of knowing if the content is any good or not. The more you share, the more likely someone who needs this information will be able to find it.

Go to www.DavidCBarnett.com and sign up for my weekly e-mail to receive my videos three days before they go public as well as other exclusive offers. Easy unsubscribe at any time as I use MailChimp.

I’m coming to Moncton, NB on March 30 and Toronto on May 10.  Seats are already filling up.  Find all my live events here: http://davidbarnett.eventbrite.ca .    

The Centre for Entrepreneur Education and Development in Halifax will be having me do two workshops in Halifax, NS on April 10.  Visit http://www.CEED.ca for more info.

Thanks and I’ll see you next time.

Enroll Today

Does Debt Make A Small Business More Volatile- Managing A Small Business

Sign up for the online course here: www.EasySmallBizSystems.com 

Learn more about buying, selling and managing businesses here: http://www.DavidCBarnett.com

Related Article:
Would people really want to pay money to buy the life of a busy entrepreneur?

Today I’m cleaning up from the second blizzard in five days.  Canada is awesome.

I still wanted to take the time to write my weekly e-mail though because being stuck inside has give me the chance to do more work on my latest project.

You know, most small business owners spend all day working in their business managing staff and serving customers.  They don’t get many chances for a break.  If these people suddenly had to sell their business, do you think anyone would be willing to pay money for the privilege of being tied down to a business that required non-stop attention? I’ve seen it too many times.

You see, I've been helping people for years to sell their companies and oftentimes I need to work with them first to make it sellable. 
This usually means fixing broken business practices, implementing organizational structures, job descriptions and workflow management.

It’s impossible for a business to grow and for the owner to step away if the basic framework of the business as a money-making machine is not built.

That stuff sounds hard and time consuming, but it doesn't have to be.

Over the years I've actually developed a 13-step process to make it easy to systematize a business - even while continuing to manage the day-to-day operations.

It doesn't take a special consultant or a team of professionals. It just requires a plan. 

Right now I’ve started recording the modules for my new online course called Build a Business That People Will Want To Buy.  See the introduction module here: https://youtu.be/j2I7dhXp7eo

This program will be helpful to business owners and to new entrepreneurs starting up or those who wish to buy a business some day.

If you’re really looking forward to this information and you’d like to join me and others in a live session you can sign yourself up for my March 30th event in Moncton, NB here: https://www.eventbrite.ca/e/build-a-business-that-people-will-want-to-buy-live-moncton-nb-tickets-31835795722 

Go to www.DavidCBarnett.com and sign up for my weekly e-mail to receive my videos three days before they go public as well as other exclusive offers. Easy unsubscribe at any time as I use MailChimp.

I’m coming to Saint John, NB on March 1st and April 10 in Mississauga, ON.  Seats are already filling up.  Find all my live events here: http://davidbarnett.eventbrite.ca .    

The Centre for Entrepreneur Education and Development in Halifax will be having me do two workshops in Halifax, NS on April 10.  Visit https://ceed.ca/calendar/ for more info.

Thanks and I’ll see you next time.

Sign up for the course

Introduction Module- Build A Business That People Will Want To Buy - How To Sell A Business

Watch the video here: https://youtu.be/hjJUly_MLBQ
Learn more about buying, selling and managing small businesses at my blog site. http://www.DavidCBarnett.com 
Learn to buy a business: http://www.BusinessBuyerAdvantage.com
Learn to sell a business: http://www.HowToSellMyOwnBusiness.com

Here they are:
1. Know your gross margin and make sure it’s right.  Too often small business people don’t know what their margin should be.  This leads to a failure to increase prices when costs go up and a failure to build in all the costs of doing business.  
2. Have a good record keeping system and reconcile quickly each month.  Even if you know what your margins should be, if you’re waiting for your accountant to prepare financial statements months after your year-end, you’re too late.  You need to be able to know for certain if you’re hitting your margins each month.  If your business has a lot of inventory, this can mean counting inventory EVERY MONTH.  Otherwise, you won’t know your cost of goods sold and you won’t know your margin.
3. Understanding the difference between debt and equity on your INCOME STATEMENT.  Debt and equity are usually found on your balance sheet but they can also be hiding on your income statement.  Hire a new worker and you need to pay them each and every hour whether or not they’re productive.  It’s like borrowing from a bank, you need to pay them back.  Commissioned salespeople only get paid when they produce.  That’s like having a partner in the business without actually making them a partner.
4. Getting the most return with the least investment. It always amazes me how small business people will get themselves into debt to purchase vehicles, machinery, buildings, etc.  Big businesses know that you deploy your capital where it gets the biggest rate of return and use leverage as much as possible.  Leverage doesn’t have to be debt!  When you lease property, you’re leveraging the landlord’s capital.  When you rent a truck, you’re leveraging the rental company’s capital.  If you can’t make money serving clients with leased and rented gear, what makes you think you can deliver those things yourself to your own business at a lower cost?  
5. Understand your customer journey. Many small business people fail to appreciate the ‘journey’ their customers go through from the time they decide they need a product or service until the time they’re finished shopping.  When I was a corporate employee, I didn’t eat at restaurants who wouldn’t accept AMEX.  Why? Because my employer had given me an AMEX to pay expenses.  If a fantastic restauranteur didn’t accept the card, it meant that I had to pay with my own money, submit an expense claim with receipts, mail it in, wait for weeks for a cheque to come in the mail, then stop by an ATM to deposit the cheque.  Alternatively, a restaurant who took my AMEX didn’t cause me any grief.  Too many chefs are worried about the food and forget that they may actually be selling relief from hunger and paperwork.

My biggest tip for success though in small business is not to start one. Get a profitable business with customers and staff on your first day by buying an already successful company.
Learn how to buy a business at www.BusinessBuyerAdvantage.com where you can access tons of information and enroll in my online course.
In fact, it’s such a great value I may increase the price again shortly.  (The course works out to about $20/hr. and comes with a 30-day money-back guarantee!)  You can see how my whole buyer system works in this video from four weeks ago: https://youtu.be/ooixMSaFf6Y

Go to www.DavidCBarnett.com and sign up for my weekly e-mail to receive my videos three days before they go public as well as other exclusive offers. Easy unsubscribe at any time as I use MailChimp.
Find all my live events here: http://davidbarnett.eventbrite.ca 
Thanks and I’ll see you next time.

5 Tips For Small Business Success - How To Manage A Small Business

Watch the video here: https://youtu.be/Rs-QMHtIIf0
http://www.DavidCBarnett.com
http://www.BusinessBuyerAdvantage.com
http://www.HowToSellMyOwnBusiness.com

related article:

Thinking about what I want to achieve and making plans to get there have always been critical to my success.
This past weekend, I did a two-day retreat with my business mastermind group.  We reviewed our goals from 2016 and made new ones for 2017.  We then meet monthly all year to keep each other on track.
When I returned from my Charlottetown seminars on Tuesday night the city had no power. Me and my kids have been comfortable, however, for the last two days because I had set personal goals relating to preparedness in the past.  
I have heat and hot water while most of my neighbours do not.
There are some things that I’ve got planned in my business for 2017 that will be exciting for some of you on this list.  I’m going to be turning some of my books into audiobooks and I’m making a new online course.  Watch the video to learn more: https://youtu.be/Rs-QMHtIIf0 
If you watched the video and you want the magic jelly bean I mentioned… [CLICK HERE]
Learn how to buy a business at www.BusinessBuyerAdvantage.com where you can access tons of information and enroll in my online course.
In fact, it’s such a great value I may increase the price again shortly.  (The course works out to about $20/hr. and comes with a 30-day money-back guarantee!)  You can see how my whole buyer system works in this video from four weeks ago: https://youtu.be/ooixMSaFf6Y
Please remember to like and share this article, it’s the only way the people who run the internet have of knowing if the content is any good or not. The more you share, the more likely someone who needs this information will be able to find it.

Go to www.DavidCBarnett.com and sign up for my weekly e-mail to receive my videos three days before they go public as well as other exclusive offers. Easy unsubscribe at any time as I use MailChimp.
I’m coming to Saint John, NB on March 1st.  Seats are already filling up.  Find all my live events here: http://davidbarnett.eventbrite.ca 
Thanks and I’ll see you next time.

My Business Mastermind Group Vs. The Ice Storm- Planning For Small Business

Watch the video here: https://youtu.be/WvLFlct227o
http://www.DavidCBarnett.com
http://www.BusinessBuyerAdvantage.com
http://www.HowToSellMyOwnBusiness.com 

Related Article:
People know that relationships can come to an end.
You need to protect yourself.
Getting the right paperwork in place when you start a business partnership doesn’t have to be hard and it can help avoid some pretty awful headaches down the road.
I’ve been getting a lot of work lately helping people navigate their way out of a partnership.  I made this video to explain one of the most critical tools you want to have available if you get into business with someone else.  Watch it here: https://youtu.be/WvLFlct227o 
Learn how to buy a business at www.BusinessBuyerAdvantage.com where you can access tons of information and enroll in my online course.
In fact, I often roll my eyes like a snooty teenage girl at people who claim to want to buy a business who seem unwilling to invest a few hours into learning how to do it correctly.  I mean, come on; like seriously?  (The course works out to about $20/hr. and comes with a 30 day money-back guarantee!)  You can see how my whole buyer system works in this video from three weeks ago: https://youtu.be/ooixMSaFf6Y
Please remember to like and share this article, it’s the only way the people who run the internet have of knowing if the content is any good or not. The more you share, the more likely someone who needs this information will be able to find it.

Go to www.DavidCBarnett.com and sign up for my weekly e-mail to receive my videos three days before they go public as well as other exclusive offers. Easy unsubscribe at any time as I use MailChimp.
I’m coming to Charlottetown, Prince Edward Island in January 2017 and Saint John, NB on March 1st.  Seats are already filling up.  Find all my live events here: http://davidbarnett.eventbrite.ca 
Thanks and I’ll see you next time.

Call me

Protect Your Small Business From Your Partner- Partnership And Shareholder Agreements

Watch the video here: https://youtu.be/1EjKjSAd1F8
Learn to buy a business: http://www.BusinessBuyerAdvantage.com
Learn to sell your business: http://www.HowToSellMyOwnBusiness.com

Join my email list/ see my blog: http://www.InvestLocalBook.com

Related article:
Should my Small Business have 100 or 1,000,000 Shares? How do Shares work?
Over the last two weeks I’ve had two different clients who were somewhat confused about how shares work in a corporation.  Both were small business owners.
One owner was trying to pass the family business on to their children.  They asked me how to ‘transfer their shares’ from the established corporation to the new corporations of their children. Hmmmm…
The other client was a pair of entrepreneurs who wanted to bring on a third partner and have his investment go into the company.  They weren’t sure how to accomplish this.  
I taught them how they could achieve their goals by splitting their existing shares and have the corporation issue new shares to the new partner.
Not sure what I’m talking about?  Learn how to use a corporation’s shares to make your deals in this video: https://youtu.be/1EjKjSAd1F8 
Please remember to like and share this article, it’s the only way the people who run the internet have of knowing if the content is any good or not. The more you share, the more likely someone who needs this information will be able to find it.
If you would like to hear from me weekly before anyone else, you can sign yourself up at www.DavidCBarnett.com  
I’m coming to Charlottetown, Prince Edward Island in January 2017.  Seats are already filling up.  Find all my live events here: http://davidbarnett.eventbrite.ca 
Thanks and I’ll see you next time.

Buy a Business

Should Your Business Have 100 Or 1000000 Shares- How To Buy A Small Business

Watch the video here: https://youtu.be/A9KhBUfBhx4
http://www.HeerPasha.ca
http://www.DavidCBarnett.ca

Related Article:

I met Heer Pasha on LinkedIn and we had a fun exchange about why small businesses often fail.  It soon developed into a list and so we’re happy to present:
12 Days of Christmas Small Business MIS-Management
1. Managing by cash and not seeing accruing liabilities
2. Not understanding cash flow
3. Not charting the workflow of their business function
4. Lack of attention to administrative tasks
5. Acting like a Princess or Prince… workers are not subjects
6. No job descriptions. Who is accountable for what?
….and 6 more that will make you shake your head, but you’ll have to watch the video here: https://youtu.be/A9KhBUfBhx4 
The video is a little longer than my usual, but hey, what were you going to do after you open all your gifts anyways?
Happy Holidays

12 Days Of Small Business MIS - Management- Small Business Mistakes You Should Avoid

Get organized with http://www.EasySmallBizSystems.com
Sign up for my email list and learn more at http://www.DavidCBarnett.com 

Related Article
I had the pleasure of speaking to a business owner in Toronto while I was away on vacation. It was just a brief consult done from a park bench in Brussels.
He and the other owners had become aware of a competing firm that had been acquired by a larger company and wanted to try to do the same thing.
The conversation centered around the best strategy… hiring an intermediary, hiring someone in-house to try to find a suitor, etc.
During this time, my client made a little comment about how he and the other founders of the company were working almost 16 hours a day and how they found it impossible to hire people to help them out.
I made this recording telling the story and how you can go about fixing it.  Listen here (audio only on YouTube): https://youtu.be/9n68EuvNXfw
Needless to say, it is quite difficult to convince someone to pay money to buy a business that needs this kind of management engagement.
Proper businesses have structure, organization and everyone knows what they’re responsible for and what duties they need to get done.  Without this, it’s impossible to grow and it sure does look scary for anyone looking at buying.
The topic was very apropos as I’m in the middle of creating my latest workshop; Building a Business that Someone Will Want to Buy.  It’s going to be presented on October 18 in Moncton, NB and will likely become an online course.
To learn how I can help you sell your business yourself, visit www.HowToSellMyOwnBusiness.com 
For a full education and help on buying a business, visit www.BusinessBuyerAdvantage.com
Please remember to like and share this article, it’s the only way the people who run the internet have of knowing if the content is any good or not. The more you share, the more likely someone who needs this information will be able to find it.
If you would like to hear from me weekly before anyone else, you can sign yourself up at www.DavidCBarnett.com  If you need my help with your project, give me a call at (506) 381-8416.
Do you live in the Maritimes?  I’ve got workshops coming up on buying and selling businesses in the fall.  Book now http://davidbarnett.eventbrite.ca 
Thanks and I’ll see you next time.

Get Your Biz Organized

The Problem With 16 Hour Work Days- How To Sell A Business - Organizing A Business

Watch the video here: https://youtu.be/MeFAmvf6veE
Learn more about Local Investing at http://www.InvestLocalBook.com or buy it at Amazon. 
Learn about the local investing academy at http://www.LocalInvestingCourse.com 


Related Article:

Why can’t a borrower offer the same collateral to many lenders?
I got a question from a viewer in Prince Edward Island the other day.  
He had read my 2014 best-selling book, Invest Local, and had a question about preparing information for a lawyer in order to register security on a lending deal.
Many people who are contemplating investing in a small business via making a secured loan often wonder how they can make sure the borrower isn’t offering the same collateral to more than one lender.
I made this video to explain how registries work and give a brief history of how they came to be. Watch: https://youtu.be/MeFAmvf6veE 
The PPSR registries (or UCC registries) allow you to publicly record the fact that a certain piece of property has been pledged as loan collateral.  They’re the most versatile registries because you can record a lien on almost any kind of property (outside of real estate.) 
The system is so straight forward that many local investors register their own security using online services.  This is in contrast to real estate registries which are strictly the domain of attorneys because they are so complex and every jurisdiction is unique.
I’ve done dozens of deals where I’ve registered myself, using a third party service provider,  as a lender in a PPSA database.  I’ve also done many lien-searches when investigating the purchase of used vehicles or equipment.
It’s critical to learn how this works if you want to deal in lending or used equipment because a lender’s rights under a lien don’t go away if the property is sold.  
Simply put, if you buy an RV and there is an outstanding loan secured against it and the loan goes into default, the lender can still take it to satisfy the debt whether you bought it or not.
If you’d like to learn how to create high returns by making local private lending and lease deals, check out http://www.LocalInvestingCourse.com The Local Investing Academy starts in September.  For a quick introduction, read Invest Local.  It’s available from Amazon stores worldwide or as a .pdf here: https://gum.co/quoB 
Please remember to like and share this article, it’s the only way the people who run the internet have of knowing if the content is any good or not. The more you share, the more likely someone who needs this information will be able to find it.
If you would like to hear from me weekly before anyone else, you can sign yourself up at www.DavidCBarnett.com  
Do you live in Toronto or the Maritimes?  I’ve got workshops coming up for Toronto in September on buying and selling businesses and in October-December in the Maritimes.  Book now http://davidbarnett.eventbrite.ca 
Thanks and I’ll see you next time.

Why Can't You Use The Same Collateral For Two Loans- How To Make Private Loans - Local Investing

Watch the video here: https://youtu.be/qZ_16gRcO00
Sign up for my e-mail list and learn more, get FREE resources at www.InvestLocalBook.com

Related Article:
When does it make sense for a one-person company to hire its first employee?
Being a one-man business can be tough.  There is never enough time to do everything.  When is the right time to make that first hire?  One of my viewers wants to know.  Watch my answer in this video: https://youtu.be/qZ_16gRcO00 
I love this question because it’s all about perspective.  Here’s my two step process for determining if it is the right time to hire that first employee:
1. Track every task you do all day long.  Every 15 minute block must be accounted for.
2. Once you’ve got a week of data, go back and decide if each block was spent doing a $10, $100, $1000 or $10,000/hr task.  Use colours.
$10/hr task are the menial, simple tasks that don’t add much value.  Photocopying, running errands, etc.
$100/hr tasks are things like sales and  customer service, maybe difficult technical work.
$1000/hr tasks are sales of big ticket items or project management of big ticket jobs.  Think of a $25,000 renovation.
$10,000/hr tasks involve long term planning and strategic decision making.  For example, ‘Should we add this new product?’  This decision could mean hundreds of thousands of dollars in sales per year.  It is definitely worth the time of an owner.
Now that you’ve colour-coded our time audit we can see how much time is being spent on each category of task.  
Let’s take a moment and re-phrase the question.  How can an entrepreneur afford to spend 25, 30, 40 or 50% of his time doing $10/hr tasks?  
Once you hire that first person, usually an assistant or some type, you can unload those tasks and make room for more of the higher-value tasks.  Probably sales or customer service, asking for referrals, etc.  The things that bring in more revenue.
Leveraging the efforts of others is the single biggest advantage of being in business.  It’s what allows businesses to grow and create wealth for their owners.  
If you’re not going to get others to help take the low-value items off your schedule you don’t actually own a business, you own a job!
Please remember to like and share this article, it’s the only way the people who run the internet have of knowing if the content is any good or not. The more you share, the more likely someone who needs this information will be able to find it.
If you would like to hear from me weekly before anyone else, you can sign yourself up at www.DavidCBarnett.com
Do you live in Halifax or Toronto?  I’ve got two workshops coming up at the end of June in Halifax and three coming up for Toronto in September.  Book now to get early ticket pricing.  http://davidbarnett.eventbrite.ca 
Thanks and I’ll see you next time.

Run Your Biz Better

When Should A One - Person Business Add Its First Employee- Viewer Question - David C Barnett

Watch the video here: https://youtu.be/hcSTUvXS2Qo

I relate a conversation about a reader who wants to do a capital lease and we discuss the best way to negotiate personal guarantees.
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★Learn to buy a business with my full-day course. Find, analyze, value, structure, finance and execute your deal with this information: http://www.BusinessBuyerAdvantage.com

★How to do Small Local Investing Deals from A-Z. All the tools you need to make loans and leases to people and small businesses in your community: http://www.LocalInvestingCourse.com

★All three of my books in one Bundle: http://gum.co/dOntJ/20000
★Buy my Book, Franchise Warnings. http://www.FranchiseWarnings.com
★Buy my Book, Invest Local.  http://gumroad.com/l/quoB
★Buy my Book, Credit Card Advantage. http://gumroad.com/l/jgfa

★FREE 15 Business Finance Articles. http://gum.co/gCXjx/Free
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★Visit my blog http://www.InvestLocalBook.com  
★Sign up for my MailChimp e-mail list http://eepurl.com/XKdW1 
★Talk to me on the phone about a deal you're working on or a decision you're considering http://www.clarity.fm/davidbarnett


The Invest Local Book blog is all about small business, local investing, home economics, franchises, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

Please don't forget to subscribe to my YouTube channel so you don't miss any great content.

Enroll today

[OLDIE] A Question Of Personal Guarantees For A Capital Lease. Local Investing

Watch the video: https://youtu.be/eWnnU5BGkyg

I recount the story of a businessman who hated debt so much that he paid it off, only to need a loan later.  Story about how to properly capitalize your business.
▼▼CLICK ▼▼SHOW MORE▼▼FREE INFO & AUDIO BOOK▼▼

★★★★★ Sign up for my MailChimp e-mail list http://eepurl.com/brqqjb ★★★★

★Learn to buy a business with my full-day course. Find, analyze, value, structure, finance and execute your deal with this information: http://www.BusinessBuyerAdvantage.com

★How to do Small Local Investing Deals from A-Z. All the tools you need to make loans and leases to people and small businesses in your community: http://www.LocalInvestingCourse.com

★All three of my books in one Bundle: http://gum.co/dOntJ/20000
★Buy my Book, Franchise Warnings. http://www.FranchiseWarnings.com
★Buy my Book, Invest Local.  http://gumroad.com/l/quoB
★Buy my Book, Credit Card Advantage. http://gumroad.com/l/jgfa

★FREE 15 Business Finance Articles. http://gum.co/gCXjx/Free
★FREE How to find local investing deals audio book: http://gum.co/dEnAu/free

★Visit my blog http://www.InvestLocalBook.com  
★Sign up for my MailChimp e-mail list http://eepurl.com/XKdW1 
★Talk to me on the phone about a deal you're working on or a decision you're considering http://www.clarity.fm/davidbarnett


The Invest Local Book blog is all about small business, local investing, home economics, franchises, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

Please don't forget to subscribe to my YouTube channel so you don't miss any great content.

make loans

[OLDIE] The Broke Bushwhacker Needs A Loan. Local Investing - Finance A Business

An educational clip about leases, master leases and head leases.  Particularly applicable in franchise business locations.
▼▼CLICK ▼▼SHOW MORE▼▼FREE INFO & AUDIO BOOK▼▼

★★★★★ Sign up for my MailChimp e-mail list http://eepurl.com/brqqjb ★★★★

★Learn to buy a business with my full-day course. Find, analyze, value, structure, finance and execute your deal with this information: http://www.BusinessBuyerAdvantage.com

★How to do Small Local Investing Deals from A-Z. All the tools you need to make loans and leases to people and small businesses in your community: http://www.LocalInvestingCourse.com

★All three of my books in one Bundle: http://gum.co/dOntJ/20000
★Buy my Book, Franchise Warnings. http://www.FranchiseWarnings.com
★Buy my Book, Invest Local.  http://gumroad.com/l/quoB
★Buy my Book, Credit Card Advantage. http://gumroad.com/l/jgfa

★FREE 15 Business Finance Articles. http://gum.co/gCXjx/Free
★FREE How to find local investing deals audio book: http://gum.co/dEnAu/free

★Visit my blog http://www.InvestLocalBook.com  
★Sign up for my MailChimp e-mail list http://eepurl.com/XKdW1 
★Talk to me on the phone about a deal you're working on or a decision you're considering http://www.clarity.fm/davidbarnett


The Invest Local Book blog is all about small business, local investing, home economics, franchises, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

Please don't forget to subscribe to my YouTube channel so you don't miss any great content.

Buy a Biz

[OLDIE] Leases, Head Leases And Master Leases.  How To Buy A Business

I describe the process by which one sets up systems in a small business.  I also make reference to the systems I set up in a previous business which you can learn more about at http://www.yourjunkbiz.com  
▼▼CLICK ▼▼SHOW MORE▼▼FREE INFO & AUDIO BOOK▼▼

★★★★★ Sign up for my MailChimp e-mail list http://eepurl.com/brqqjb ★★★★

★Learn to buy a business with my full-day course. Find, analyze, value, structure, finance and execute your deal with this information: http://www.BusinessBuyerAdvantage.com

★How to do Small Local Investing Deals from A-Z. All the tools you need to make loans and leases to people and small businesses in your community: http://www.LocalInvestingCourse.com

★All three of my books in one Bundle: http://gum.co/dOntJ/20000
★Buy my Book, Franchise Warnings. http://www.FranchiseWarnings.com
★Buy my Book, Invest Local.  http://gumroad.com/l/quoB
★Buy my Book, Credit Card Advantage. http://gumroad.com/l/jgfa

★FREE 15 Business Finance Articles. http://gum.co/gCXjx/Free
★FREE How to find local investing deals audio book: http://gum.co/dEnAu/free

★Visit my blog http://www.InvestLocalBook.com  
★Sign up for my MailChimp e-mail list http://eepurl.com/XKdW1 
★Talk to me on the phone about a deal you're working on or a decision you're considering http://www.clarity.fm/davidbarnett


The Invest Local Book blog is all about small business, local investing, home economics, franchises, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

Please don't forget to subscribe to my YouTube channel so you don't miss any great content.

Get Systems Now

[OLDIE] Small Business Systems

When you want to go out and talk to investors about getting money for your business you need to answer the 4 big questions:
1. What will my money be used for
2. How will you make money with my money
3. Can you execute this plan?
4. What will happen to my investment if things go wrong?
▼▼CLICK ▼▼SHOW MORE▼▼FREE INFO & AUDIO BOOK▼▼

★★★★★ Sign up for my MailChimp e-mail list http://eepurl.com/brqqjb ★★★★

★Learn to buy a business with my full-day course. Find, analyze, value, structure, finance and execute your deal with this information: http://www.BusinessBuyerAdvantage.com

★How to do Small Local Investing Deals from A-Z. All the tools you need to make loans and leases to people and small businesses in your community: http://www.LocalInvestingCourse.com

★All three of my books in one Bundle: http://gum.co/dOntJ/20000
★Buy my Book, Franchise Warnings. http://www.FranchiseWarnings.com
★Buy my Book, Invest Local.  http://gumroad.com/l/quoB
★Buy my Book, Credit Card Advantage. http://gumroad.com/l/jgfa

★FREE 15 Business Finance Articles. http://gum.co/gCXjx/Free
★FREE How to find local investing deals audio book: http://gum.co/dEnAu/free

★Visit my blog http://www.InvestLocalBook.com  
★Sign up for my MailChimp e-mail list http://eepurl.com/XKdW1 
★Talk to me on the phone about a deal you're working on or a decision you're considering http://www.clarity.fm/davidbarnett


The Invest Local Book blog is all about small business, local investing, home economics, franchises, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

Please don't forget to subscribe to my YouTube channel so you don't miss any great content.

Learn More

[OLDIE] Four Questions You Need To Answer For Your Investors BEFORE You Ask For Money

I teach you how receivables financing works and how it can be an option to finance a company with rapid sales growth that needs to give trade credit to customers.
▼▼CLICK ▼▼SHOW MORE▼▼FREE INFO & AUDIO BOOK▼▼

★★★★★ Sign up for my MailChimp e-mail list http://eepurl.com/brqqjb ★★★★

★Learn to buy a business with my full-day course. Find, analyze, value, structure, finance and execute your deal with this information: http://www.BusinessBuyerAdvantage.com

★How to do Small Local Investing Deals from A-Z. All the tools you need to make loans and leases to people and small businesses in your community: http://www.LocalInvestingCourse.com

★All three of my books in one Bundle: http://gum.co/dOntJ/20000
★Buy my Book, Franchise Warnings. http://www.FranchiseWarnings.com
★Buy my Book, Invest Local.  http://gumroad.com/l/quoB
★Buy my Book, Credit Card Advantage. http://gumroad.com/l/jgfa

★FREE 15 Business Finance Articles. http://gum.co/gCXjx/Free
★FREE How to find local investing deals audio book: http://gum.co/dEnAu/free

★Visit my blog http://www.InvestLocalBook.com  
★Sign up for my MailChimp e-mail list http://eepurl.com/XKdW1 
★Talk to me on the phone about a deal you're working on or a decision you're considering http://www.clarity.fm/davidbarnett


The Invest Local Book blog is all about small business, local investing, home economics, franchises, small business systems and borrowing money for your business. It's full of great content and I look forward to seeing your feedback.

Please don't forget to subscribe to my YouTube channel so you don't miss any great content.

[OLDIE] Factoring Receivables, How It Works And Why You'd Do It.  How To Finance Receivables

I discuss buying, selling, financing and managing small and medium sized businesses either alone or with guests.  
I've started, bought, sold and closed businesses. 
Author of three best-selling business books; 'Invest Local: a guide to superior investment returns in your own community,' 'Franchise Warnings: What you really need to know before you buy' and 'How To Sell My Own Business: A guide to selling your own business without paying a broker's commission.' all available as well as 5 other books on Amazon or from www.DavidCBarnett.com

Manage a Small Business SME Management

DBarnettMoncton