Budgeting

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YNAB

UNAB

70% of people live paycheck to paycheck, but did you know the interesting part of that statistic that isn't often quoted?  It will surprise you, and perhaps spur you on to decide that $1000 is the new $0.  Rule Four, "Stop Living Paycheck to Paycheck" is discussed as it relates to doing hard things :)

You Need A Budget Podcast

001 - Stop Living Paycheck to Paycheck

Wait, I thought we were budgeting.  What's all this talk about goals, mini-goals, and habits? Yeah, you're not budgeting. You're becoming an unbelievably effective goal setter/reacher.

002 - Setting and Achieving Mini Financial Goals (Budgeting)

The basics of Rule Two (Save for a Rainy Day), and then how you combine Rules One and Two to begin making VERY good financial decisions. This episode will answer the question you may have asked yourself, "I make enough. Why aren't I getting ahead?"

003 - The Power of Rule Two (Plus Rule One)

Lavish spending. Your budgeting indulgence. No judgement here, as long as it's purposeful and done with total awareness.

004 - Lavish Spending (on Purpose)

An interview with Brian from Massachusetts, a freelance video editor, that now feels content--even with a large drop in income.

Episode 005 - Success Story: a Cut in Salary, and Freelancing

One of the more embarrassing moments of my teenage years taught me a great lesson about budgeting, breathing, and the crushing effects of five pounds.

006 - The Budget and Slow Suffocation

A few words on Christmas, why January's so important to your Christmas spending, and weak reports. Also, a hat tip to the best report of all.

007 -  Christmas, Weak Reports, the Best Report of All

Erin Lowell, YNAB's head of Education, jumps onto the program to introduce our new New Year's Crash Course. One more way to help you get this money thing done RIGHT.

011 - A New Year's Crash Course

We discuss the opportunity cost of having a fat checking account because you're following the YNAB Way.

112 - The Cost of a Fat Checking Account

Don't fritter away the temporary savings of low gas prices!

155 - Creating a Gasoline Hedge

157 - When You're Spending More than You Bring In

Windfall schmindfall. Just fall back on Rule One.

167 - The Gift of Tax Season

A weekly dose of just the right medicine to help you get out of debt, save more money, and beat the paycheck to paycheck cycle.

011 - A New Year's Crash Course

You Need A Budget (YNAB)