If you ever take a look at the investments in your retirement plan chances are you'll see a bunch of target-date fund options. Sometimes people think they're the best option...kind of like one stop shopping. And sometimes they are. But sometimes they aren't, which is what Suzen from Chicago found out on the latest BONUS call.

Have a finance question? We want to hear from you! Email us at askjill@betteroffpodcast.com and we'll arrange to get you on.

Don't forget, a brand new episode of the Better Off podcast comes out Thursday so stay tuned for more listener questions plus an informative interview.

Better Off is sponsored by Betterment.

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BONUS call 044

Better Off with Jill Schlesinger