This AI-assisted conversation explores the XRP Ledger Consensus Protocol (XRP LCP) — a low-latency Byzantine agreement mechanism that enables consensus without universal node agreement. We break down its three pillars: Deliberation (transaction agreement), Validation (trusted quorum approval), and Preferred Branch (conflict resolution for continued progress).

The discussion highlights how this protocol corrects earlier assumptions about Unique Node List (UNL) overlap — showing that network safety requires over 90% node overlap, not the lower thresholds once believed. We also touch on Cobalt, a proposed successor designed to enhance liveness and resilience under network stress.

Built for listeners who want deep crypto infrastructure explained simply — where AI and blockchain logic meet.

Disclaimer: This episode is for educational and exploratory purposes only. It has not been independently fact-checked or verified and should not be considered financial, legal, or professional advice. These discussions demonstrate how AI-driven tools can support curiosity, learning, and dialogue — not serve as authoritative sources of information.

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The Cost of Trust: Why XRP Needs 90% Consensus

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The Cost of Trust: Why XRP Needs 90% Consensus

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