Welcome to the Next Gen Money podcast, a series where we break down your money matters into simple, actionable steps to help you take control of your finances. I’m your host, Kaldora Naidoo and I’m so excited to have you here for our very first episode!

Whether you’re just starting your financial journey or looking to brush up on the basics, this is the place for you. No jargon, no nonsense - just straightforward advice to help you make smarter money decisions.

Today, we’re looking into the fundamentals of personal finance. And to help guide us, we’re joined by Elke Brink – Director, Wealth advisor, and financial planner at PSG to share her insights.


Next Gen Money episode 1: Personal Finance Fundamentals with Elke Brink of PSG Route 21

Your credit score affects everything from loans to cell phone contracts—but how does it actually work? In this episode, I sit down with Ester Ochse, Product Head at FNB Integrated Advice, to demystify credit. She breaks down the difference between credit scores and reports, how to spot red flags, and smarter ways to build credit, other than the traditional credit card. We also look at common credit mistakes, and practical tips for first-timers. Whether you’re starting from scratch or fixing past missteps, this episode will help you take control of your credit.

Next Gen Money episode 2: Credit 101 - Scores, Reports & Smart Habits with Ester Ochse of FNB Integrated Advice

Buying your first car is exciting, until hidden costs and pushy salespeople get involved. I’ m joined by Stian de Wit, Executive Head of Financial Planning at NMG Benefits, to discuss what first-time buyers need to know. We talk new vs used, hidden costs, negotiation tips and balloon payments. Whether you're eyeing a budget hatchback or your dream ride, this episode helps you drive off with confidence and no regrets.

Next Gen Money episode 3: Your Guide to Buying Your First Car with Stian de Wit of NMG Benefits

Welcome to the Next Gen Money podcast, a series where we break down your money matters into simple, actionable steps to help you take control of your finances. I’m your host, Kaldora Naidoo and I’m so excited to have you here for our very first episode!

Whether you’re just starting your financial journey or looking to brush up on the basics, this is the place for you. No jargon, no nonsense - just straightforward advice to help you make smarter money decisions.

Today, we’re looking into the fundamentals of personal finance. And to help guide us, we’re joined by Elke Brink – Director, Wealth advisor, and financial planner at PSG to share her insights.

Welcome to the Next Gen Money podcast, a series where we break down your money matters into simple, actionable steps to help you take control of your finances. I’m your host, Kaldora Naidoo and I’m so excited to have you here for our very first episode!

Whether you’re just starting your financial journey or looking to brush up on the basics, this is the place for you. No jargon, no nonsense - just straightforward advice to help you make smarter money decisions.

Today, we’re diving into all things credit with Ester Ochse, Head of Integrated Advice at FNB

Welcome to the Next Gen Money podcast, a series where we break down your money matters into simple, actionable steps to help you take control of your finances. I’m your host, Kaldora Naidoo and I’m so excited to have you here for our very first episode!

Whether you’re just starting your financial journey or looking to brush up on the basics, this is the place for you. No jargon, no nonsense - just straightforward advice to help you make smarter money decisions.

Today, we discuss buying your first car with Stian de Witt, Executive Head of Financial Planning at NMG Benefits 