Tim Key, Vice President, Mortgage Loan Originator at Security Federal Bank, tells us what it takes to get a mortgage application approved whether you are a first time home buyer or an experienced one. He provides an overview of various types of mortgages, and also explains how to get funding to improve your home.

It's not rocket science, It's just Math with Vice President Tim Key

Local and state governments, though often overshadowed by federal government, have tremendous impact on our quality of life. This podcast provides a valuable service by educating people on how to improve their own quality of life through civic engagement. Various organizations encourage residents to register and vote, but it does not appear that anyone is showing voters how to make good decisions when they do. It feels akin to hiring someone for a job without reviewing the job description. Local Matters changes that narrative by educating voters with short, clear, and unbiased civics lessons from a career local government professional, public speaker, and management consultant.