Listen as Barry Habib and Edward Dowd provide valuable insights and relevant advice that will equip you with the knowledge and tools to help your clients build wealth for their families.

Don't miss this opportunity to receive clear, concise and actionable advice from Barry and Edward that you can use to secure a prosperous future for you and your clients.

About Edward Dowd

Edward Dowd is a Founding Partner of Phinance Technologies, a global macro alternative investment firm. He has worked on Wall Street most of his career, spanning both credit and equity markets. Some firms he worked for include HSBC, Donaldson Lufkin & Jenrette and Independence Investments.

Most notably, Edward worked at Blackrock as a portfolio manager, managing a $14 billion growth equity portfolio for ten years. After BlackRock, he founded OceanSquare Asset Management with two former BlackRock colleagues.

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Take a free 14-day trial of MBS Highway: mbshighway.com/t/podcast-megan

Insights from Legendary Money Manager Edward Dowd

In today's episode of On the Highway, Megan Anderson examines whether consumers are truly resilient or just masking financial strains with debt, highlighting MBS Highway's debt consolidation tool as a strategic solution.

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Take a free 14-day trial of MBS Highway: https://www.mbshighway.com/t/podcast-megan‍

Certified Mortgage Advisor: https://certifiedmortgageadvisor.com/

Use code “OnTheHighway” at checkout to receive a $400 discount

Unmasking Consumer Resilience

In today's episode of On The Highway, Megan Anderson highlights a staggering statistic and how we can educate our clients on the power of homeownership.

Take a free 14 day trial of MBS Highway: https://www.mbshighway.com/t/podcast-megan

How Homeownership Beats Renting 40x Over

In this week’s episode, Megan Anderson highlights the Refi Risk of Waiting tool from MBS Highway. Learn how to show clients the cost of delaying a refinance and drive more business by helping them make smarter decisions.

For more timely updates like this daily, sign up for a free 14-day trial of MBS Highway: www.mbshighway.com/t/podcast-megan

Refinance Now or Later? How the Refi Risk of Waiting Tool Helps You Decide

In this week's episode of On the Highway, Megan Anderson sits down with Barry Habib for an incredibly personal and inspiring conversation. Known for his market insights, Barry shares a deeply emotional journey through his cancer diagnosis and treatment, offering a candid look at the challenges and triumphs he's faced along the way. From grappling with life-altering news to finding strength in gratitude and purpose, Barry’s story is a powerful testament to resilience. Tune in for lessons on perseverance, faith, and the profound impact of hope in the face of adversity.

The Power of Gratitude in the Face of Adversity with Barry Habib

Join Dan Habib for an insightful analysis of the Cryptocurrency market. Key topics include:

• Understanding the fundamentals of Cryptocurrency
• The potential impact of Cryptocurrency on property values
• Guidelines for purchasing Cryptocurrency
• Technical strategies for investment entry points
• Dan's recommended coins

Tune in to this webinar to enhance your understanding of Cryptocurrency and its increasing significance in the current economy.

Understanding Crypto and Its Opportunities with Dan Habib

In today’s episode, Megan Anderson sits down with another fellow van lifer and mortgage industry veteran Samuel Royer to discuss his mission to make homeownership more accessible for public servants. Samuel shares how his experience as a Marine and mortgage lender inspired him to draft legislation aimed at providing 100% financing and affordability solutions for teachers, firefighters, police officers, and EMTs. Tune in to hear his incredible journey, the challenges of pushing a bill through Congress, and how you can help make a difference.

Learn more: https://www.helper-act.com/

A Marine’s Mission to Fix Home Affordability

Join MBS Highway and industry expert Craig Strent, a top 1% mortgage banker renowned for his innovative networking strategies, as they share exclusive insights for expanding your referral base beyond realtors.

In this webinar, you'll learn how to:

Diversify your referral sources by building relationships with CPAs, financial advisors and divorce attorneys to grow your client base.
Master effective communication techniques to overcome objections and clearly convey your value proposition.
Leverage your existing client database to uncover future business opportunities.

Don't miss this chance to elevate your business by broadening your referral network beyond traditional channels.

To learn more about The Loan Atlas, you can sign up for a consultation and demo here:
https://go.theloanatlas.com/book-a-demo

To sign up as a Loan Atlas member with our exclusive discount, you can do so here:
https://go.theloanatlas.com/membership-mbs-0220

About Craig Strent

Craig Strent is a seasoned leader in the mortgage sector, bringing over 25 years of expertise to The Loan Atlas as a Faculty Mentor. During his tenure, he has consistently ranked among the top 1% of mortgage bankers in the nation, substantiating his profound impact on the industry.

Craig has demonstrated a remarkable talent for networking, leadership, and implementing effective loan processes. His insights are shaped by a solid education in Business Administration from the American University’s Kogod School of Business.

His exceptional performance and strategic acumen in mortgage banking are highlighted by his unique designations — Certified Mortgage Planning Specialist (CMPS) and Certified Divorce Lending Professional (CDLP). These qualifications reflect his specialized approach to aligning mortgage planning with long-term financial goals and navigating the complexities of divorce lending.

Craig is also a respected subject matter expert and has gained recognition in national and local media for his deep understanding of mortgage and housing markets. His insights have enlightened audiences on NBC Nightly News, CNBC, and more, while his written contributions have enhanced publications like the Washington Business Journal.

Expanding Your Referral Base Beyond Realtors with Craig Strent

In today’s episode, Megan Anderson uncovers why cash-out refinances now make up the majority of refinance activity and what that means for your pipeline. Discover how to strategically position yourself for success.

The Refi Trend No One Can Afford to Ignore

Watch this timely MBS Highway webinar where Dan Habib and Katie Stockton explore the most recent market trends. They provide expert technical analysis and discuss key topics including recent market volatility, the US dollar, 10-year Treasury yields, the likelihood of a recession, mortgage rates, equities, cryptocurrencies, and more.

Take advantage of this opportunity to learn from some of the most esteemed experts in the field and gain valuable knowledge to help you manage the challenges of today's unpredictable market.

To contact Katie or learn more about her one-month free trial, visit https://fairleadfunds.com/contact

About Katie Stockton

Katie Stockton, CMT is Founder and Managing Partner of Fairlead Strategies, LLC, an independent research firm and investment advisor focused on technical analysis. Prior to forming Fairlead Strategies, Katie spent more than 20 years on Wall Street providing technical research and advice to institutional investors. Most recently, she served as Chief Technical Strategist for BTIG and Chief Market Technician at MKM Partners. She also worked for technical strategy teams at Morgan Stanley and Wit Soundview.

With help from the Fairlead Strategies team, Katie provides research and consulting services to institutions and individuals, and she is the portfolio manager for the Fairlead Tactical Sector ETF (TACK). Katie received her Chartered Market Technician (CMT®) designation in 2001, and later served as Vice President of the CMT Association from 2012 to 2016.

Katie frequently shares her views on CNBC as an official CNBC contributor, as well as other financial media outlets.

Technical Analysis and Market Insights with Katie Stockton

In today’s episode, Megan Anderson covers the recent market volatility and how to help mitigate rising recession fears for future homebuyers. She breaks down historical housing data to show why home prices have remained strong through past recessions. Tune in to gain the perspective and tools you need to guide clients with confidence.

For more timely updates like this daily, sign up for a free 14-day trial of MBS Highway: www.mbshighway.com/t/podcast-megan

Helping Buyers Navigate Recession Fears

In today’s episode, Megan Anderson welcomes Kiran Shah to share the story behind Maisy365, an AI platform changing the way mortgage companies connect with clients. They dive into how Maisy is helping sales teams work smarter, not harder. Click the link to hear how this innovation is reshaping the future of the mortgage industry.

Talk to Maisey today: https://maisy365.com/

Inside the Evolution of AI in Mortgage with Kiran Shah

In today’s episode, Megan Anderson explains why today’s higher mortgage rates and economic uncertainty might actually work in a buyer’s favor. She dives into how negotiation power, future rate drops, and the Cost of Waiting analysis all tie together to reveal hidden opportunities. Learn how a shift in perspective could completely change the conversation you’re having with your clients.

For more timely updates like this daily, sign up for a free 14-day trial of MBS Highway: www.mbshighway.com/t/podcast-megan

Turning Uncertainty into Opportunity

Listen to this webinar featuring hall of fame housing analyst Ivy Zelman in conversation with MBS Highway. Barry and Ivy share valuable perspectives on key trends including inventory levels, home and rent prices, migration patterns, construction trends, mortgage rates and more – both nationwide and in specific local markets. Their expert analysis will equip you with the knowledge to help clients navigate the market with confidence. webinar featuring hall of fame housing analyst Ivy Zelman in conversation with MBS Highway. Barry and Ivy share valuable perspectives on key trends including inventory levels, home and rent prices, migration patterns, construction trends, mortgage rates and more – both nationwide and in specific local markets. Their expert analysis will equip you with the knowledge to help clients navigate the market with confidence.

If you have questions about Ivy’s research or services, email kim@zelmanassociates.com. 

About Ivy Zelman
As one of the most powerful women on Wall Street, Ivy Zelman is a sought-after expert on the housing sector, and what the overall housing market means for investors, homebuilders, industry executives and the economy at large. She frequently appears on television shows such as CNBC, in major publications including "The Wall Street Journal," and has earned numerous accolades, such as inclusion in Barron’s 100 Most Influential Women in U.S. Finance.

In 2007, Ivy co-founded Zelman & Associates which is the leading housing research firm nationwide, serving institutional and private equity investors, and corporate executives from the homebuilding, building products, real estate, mortgage finance and rental sectors, and more. Her firm provides unequalled in-depth analyses across all aspects of the housing spectrum. 

Ivy’s methodology, which puts Zelman & Associates in its own league, remains strongly rooted in the ability to perform thematic research overlaid with proprietary surveys to produce unparalleled, differentiated, value-added research. She is widely known and respected for her bold thinking and accurate assessments where others failed, helping industry players avoid costly mistakes and capture game-changing opportunities.

Exclusive Insight and Analysis with Ivy Zelman

In today’s episode, Megan Anderson breaks down how market volatility and tariffs are impacting homebuyer confidence and what that means for those guiding them. Tune in to learn how to become your clients trusted source.

For more timely updates like this daily, sign up for a free 14-day trial of MBS Highway: www.mbshighway.com/t/podcast-megan

Helping Clients Stay Confident Amid Chaos

In this exclusive MBS Highway webinar, renowned economist Dr. Lacy Hunt and tax policy expert Julio Gonzalez provide crucial analysis on President Donald Trump's "One Big Beautiful Bill."

Lacy brings his internationally acclaimed economic insights while Julio offers unique perspective as a DC insider actively involved in shaping these tax proposals. Together with Barry, they unpack the critical components of this legislation and explain its potential impact on our economic landscape.

Listen now to gain valuable insights into how these policy changes could influence financial markets and create opportunities in the coming months.

About Dr. Lacy Hunt
Dr. Lacy H. Hunt, an internationally known and award-winning economist, is Executive Vice President and Chief Economist of Hoisington Investment Management Company (HIMCo), a firm that manages $3 billion in pension funds, endowments, insurance companies, and others.

Lacy is the author of two books and numerous articles in leading magazines, periodicals, and scholarly journals. Among his published pieces are articles in Barron’s, The Wall Street Journal, The New York Times, Journal of Finance, Financial Analysts Journal, and the Journal of Portfolio Management. The board of governors of the Federal Reserve System and the Dallas Federal Reserve Bank have also both published his research.

Lacy has made numerous presentations in all the major financial and economic centers in Europe, Asia, the Middle East, Africa, and North America. He has appeared on radio and television worldwide. Lacy has testified before various committees of congress, including House Ways and Means, Senate Finance, and Senate Banking.

About Julio Gonzalez
Julio Gonzalez founded the Gonzalez Family Office and is the CEO and Founder of Engineered Tax Services, Inc. (ETS). ETS is the country’s largest specialty tax engineering firm, which specializes in the preservation of wealth and United States’ job creation through IRS engineering-based services to include research and development manufacturing tax credit and grant studies, energy tax incentives studies, cost segregation depreciation studies for buildings, Opportunity Zone studies, real estate state and local incentive studies and alternative tax optimization studies.

He started ETS in 2001 to bring specialized engineering tax studies to mainstream America, and over 20 years later, ETS has been extremely successful in delivering these winning tax solutions to the American middle class, becoming the leading specialty tax practice in the United States.

Julio is in Washington D.C. weekly to work with the administration, Congress and Senate to advise on tax reform and is the go-to tax expert representing many national organizations and associations. He is a regular public speaker on a national level regarding tax reform and tax sophistication for wealth preservation.


Expert Analysis of Trump’s “One Big Beautiful Bill” with Dr. Lacy Hunt and Julio Gonzalez

In today’s episode, Megan Anderson explores what separates top-producing loan officers from the rest and why the Certified Mortgage Advisor designation might be the overlooked edge. She breaks down a striking production gap and unpacks how deeper market knowledge leads to more strategic client conversations. If you’ve ever wondered how to shift from being reactive to becoming a trusted advisor, this episode offers a clear lens into that transition.

Become a CMA: https://certifiedmortgageadvisor.com/

Here’s What the Top 1% Are Doing Differently

In today’s episode, Megan Anderson explores how loan originators can increase repeat business by staying top of mind with past clients through value-driven communication. She breaks down the surprising stats behind client retention and why most borrowers never return to their original lender. You’ll learn a simple, automated strategy that bridges that gap and keeps you in the conversation, long after closing day.

Learn more about Home Report: https://www.highway.ai/products/home-report

The Power of Value Driven Follow Up

In today’s episode, Megan Anderson shares the tools top producers are using to build trust, overcome rate objections, and guide clients through uncertainty. Whether you’re navigating buyer hesitations or trying to stand out in a crowded market, this conversation offers grounded insight and practical strategy.

For more timely updates like this daily, sign up for a free 14-day trial of MBS Highway: www.mbshighway.com/t/podcast-megan



Becoming the Trusted Mortgage Advisor

In today’s episode, Megan Anderson breaks down how loan originators can gain deeper visibility into their referral pipeline using agent engagement data. She explores the power of real-time insights, automated co-branded marketing, and share-of-wallet metrics to build stronger agent relationships. If you’ve ever wondered how top producers stay one step ahead, this conversation offers a clear look behind the curtain.

Learn more: https://www.highway.ai/products/listreports-for-loan-originators

Secrets of Top Producers

In today’s episode, Megan Anderson sits down with loan officer Heather Gautreau to unpack common fears first-time homebuyers face, like the myth of the 30-year commitment and the pressure to have perfect credit. Together, they explore how simple tools and personalized guidance can reframe the path from renting to owning, even in today’s economic climate. Through data-driven insight and relatable stories, Megan and Heather reveal how building wealth through homeownership might be more accessible than many realize.

First Home Fears Unpacked

In this first session, we explored how top-producing originators were using AI-powered tools to streamline their marketing, save hours each week, and still deliver standout client experiences.

If you’ve ever spent hours writing emails, chasing agents, or trying to keep up with marketing, this replay showed how that time could have been better spent growing your business and serving clients at a higher level.

Learn more: https://go.theloanatlas.com/win-more-work-less-replay

How Top Loan Officers are Using AI to Future-Proof Their Income

In today’s episode, Megan Anderson sits down with mortgage advisor Cache Nies to unpack the most common misconceptions that keep people stuck in the rental cycle. From exploring what affordability really looks like to revealing little-known strategies for first-time buyers, they break down the emotional and financial layers of homeownership. Whether you're navigating your first purchase or reevaluating long-term goals, this conversation offers a grounded look at how mindset and math can shape major life decisions.

For more timely updates like this daily, sign up for a free 14-day trial of MBS Highway: www.mbshighway.com/t/podcast-megan

From Renting to Owning

 In today’s episode, Megan Anderson explains refinance activity, which now accounts for roughly 41% of all transactions. She breaks down why a significant portion of these are cash-out refinances. Megan also discusses how strategic debt restructuring can open new opportunities for client conversations in today’s market.

For more timely updates like this daily, sign up for a free 14-day trial of MBS Highway: www.mbshighway.com/t/podcast-megan

What Refinance Trends Reveal

In today’s episode, Megan Anderson breaks down the mortgage spread and why it matters for understanding where rates may be headed next. She explains how changes in the gap between the 10-year Treasury and 30-year fixed rates can create new opportunities in both purchase and refinance markets. Megan also shares insights into the economic factors that could drive this spread even lower, offering a clear picture of what’s on the horizon for housing professionals.

Understanding the Mortgage Spread

Listen as Jonathon Haddad and Tim Braheem join Barry Habib to discuss how the Homebuyers Privacy Protection Act and the end of 'trigger leads' will impact you. Listen to this vital webinar to ensure your business is protected!
‍
About Jonathon Haddad

Jonathon Haddad is the CEO and Chairman of the Association of Independent Mortgage Experts (AIME) and President of Next Door Lending.

Since becoming Chairman and CEO of AIME in 2024, Jonathon has been on a mission to help brokers close more loans. Through AIME, Jonathon provides Mortgage Brokers with real-life business strategies and the community they need to grow, break barriers and redefine what’s possible in the wholesale channel.

With over a decade of origination experience and $5 billion in transactions, Jonathon’s career highlights include serving as Regional Vice President at one of the largest Retail lenders, personally originating $20 million across 60 loans while leading Next Door Lending to an $800 million year in 2023. In 2024, he took a major step in his career by selling his mortgage company to NerdWallet – a testament to his expertise and influence in the industry.

With experience on both sides of the mortgage business and active involvement in origination, Jonathon remains deeply connected to the needs of Brokers and homebuyers alike. For him, it’s simple: when Brokers win, homebuyers win.

About Tim Braheem

Tim Braheem is the Head Coach at Performance Experts Coaching and Host of The 360 Experience Podcast. He is one of the top educators and a major influencer in the mortgage industry, coaching many of the nation's best, brightest and most successful in the business.

In 2001, Tim co-founded LoanToolbox, an online educational website for the mortgage industry. As CEO and Head of Faculty, Tim quickly became one of the top educators in the mortgage industry and by 2006, LoanToolbox had over 11,000 paying members who looked to Tim as their coach. LoanToolbox became the standard for education within the mortgage space.

In 2004, Mortgage Originator Magazine inducted Tim along with only seven other originators into its Hall of Fame, recognizing his career achievements.

Trigger Lead Bill Passes - What This Means For You with Jonathon Haddad and Tim Braheem

In today’s episode, Megan Anderson breaks down what homebuyers really think about AI in the mortgage process and why most still crave human guidance. She highlights how loan professionals can build deeper trust by using the right tools to bring clarity and confidence to clients’ biggest financial decisions.

Register for NAMB National 2025: https://web.cvent.com/event/58515384-9fb8-4f79-a1ef-16ee2d88c2b6/summary 

Use code "MEGANFREE" for free general admission

Building Trust in the Age of AI

Watch this engaging webinar with top producer Theoni Rapo. In just two years, she’s doubled her production, built a following of over 240,000 on TikTok, and maintains a 12% conversion rate while raising two kids under 3 years old. Discover how she turns social media into a lead-generating machine and how you can, too.

About Theoni Rapo

‍Theoni Rapo entered the mortgage industry in 2016 while still a sophomore in college, quickly rising from loan partner to trusted mortgage advisor. Her academic dedication matched her professional drive, earning honors for her thesis on the evolution of the mortgage industry.

In 2021, she took the leap into full-time entrepreneurship, building a 100% referral-based, commission-only business centered on relationships, trust and guiding clients to achieve their homeownership dreams.

Known online as Not Ur Daddy’s Lender, Theoni has built a combined audience of over 270,000 followers on TikTok and Instagram. Her social media presence is not just about numbers. It is about educating, inspiring and creating a genuine community while proving that you can grow a thriving mortgage business without cold calls.

How to Utilize TikTok to Double Your Production with Theoni Rapi

In today’s episode, Megan Anderson unpacks how the Quarterly Census of Employment and Wages revealed significant revisions to job growth data, showing the labor market is weaker than previously reported. She explores what this new picture might mean for the Federal Reserve’s decision-making. Megan also considers the possible ripple effects for mortgage rates and housing.

The Hidden Story in Employment Numbers

Watch this exclusive webinar with Michael Wall and Steve Snowden as they share the powerful IRS strategies the wealthy use to significantly cut their tax bills.

They’ll break down complex sections of the IRS code into simple, actionable insights and reveal advanced tactics designed to maximize your savings in 2025 and beyond. This is your chance to gain insider strategies and take control of your financial future!

To connect with Michael or Steve, visit leanonthewall.com. Include your name, best time to chat, and estimated income range.

About Michael Wall

Since 2002, Michael Wall has been a leading advocate for helping families build wealth, reduce taxes, and live with purpose. He has held CEO positions across various financial firms and has shared his expertise on prominent national media platforms, including CNBC, Fox, and Bloomberg. Michael is the host of two popular podcasts, The Invest Well Show and The Michael Wall Show, and has delivered keynote addresses to universities and organizations nationwide.

Michael's groundbreaking process, The Efficient Portfolio, was inspired by his in-depth research into the endowment models of Harvard and Yale in the early 2000s and is now a cornerstone of the services provided to the families he supports. With a commitment to coaching over 120 advisors, Michael has also significantly enhanced their practices, ensuring they deliver exceptional value to their clients.

About Steven Snowden

With five years of industry experience, Steve has been instrumental in significantly reducing taxes for affluent families, leveraging the principles established by founder Michael Wall to deliver outstanding service. A Penn State University graduate with a focus on Business Management and Entrepreneurship, Steve is dedicated to cultivating meaningful relationships and uncovering off-market opportunities that drive financial growth.

His early career mentorship from multimillion and billion-dollar business owners has equipped him with a wealth of knowledge and expertise, allowing him to provide exceptional guidance and support to his clients.

On The Highway

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