In today’s episode, Megan Anderson sits down with loan officer Heather Gautreau to unpack common fears first-time homebuyers face, like the myth of the 30-year commitment and the pressure to have perfect credit. Together, they explore how simple tools and personalized guidance can reframe the path from renting to owning, even in today’s economic climate. Through data-driven insight and relatable stories, Megan and Heather reveal how building wealth through homeownership might be more accessible than many realize.

First Home Fears Unpacked

In this first session, we explored how top-producing originators were using AI-powered tools to streamline their marketing, save hours each week, and still deliver standout client experiences.

If you’ve ever spent hours writing emails, chasing agents, or trying to keep up with marketing, this replay showed how that time could have been better spent growing your business and serving clients at a higher level.

Learn more: https://go.theloanatlas.com/win-more-work-less-replay

How Top Loan Officers are Using AI to Future-Proof Their Income

In today’s episode, Megan Anderson sits down with mortgage advisor Cache Nies to unpack the most common misconceptions that keep people stuck in the rental cycle. From exploring what affordability really looks like to revealing little-known strategies for first-time buyers, they break down the emotional and financial layers of homeownership. Whether you're navigating your first purchase or reevaluating long-term goals, this conversation offers a grounded look at how mindset and math can shape major life decisions.

For more timely updates like this daily, sign up for a free 14-day trial of MBS Highway: www.mbshighway.com/t/podcast-megan

From Renting to Owning

 In today’s episode, Megan Anderson explains refinance activity, which now accounts for roughly 41% of all transactions. She breaks down why a significant portion of these are cash-out refinances. Megan also discusses how strategic debt restructuring can open new opportunities for client conversations in today’s market.

For more timely updates like this daily, sign up for a free 14-day trial of MBS Highway: www.mbshighway.com/t/podcast-megan

What Refinance Trends Reveal

In today’s episode, Megan Anderson breaks down the mortgage spread and why it matters for understanding where rates may be headed next. She explains how changes in the gap between the 10-year Treasury and 30-year fixed rates can create new opportunities in both purchase and refinance markets. Megan also shares insights into the economic factors that could drive this spread even lower, offering a clear picture of what’s on the horizon for housing professionals.

Understanding the Mortgage Spread

Listen as Jonathon Haddad and Tim Braheem join Barry Habib to discuss how the Homebuyers Privacy Protection Act and the end of 'trigger leads' will impact you. Listen to this vital webinar to ensure your business is protected!
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About Jonathon Haddad

Jonathon Haddad is the CEO and Chairman of the Association of Independent Mortgage Experts (AIME) and President of Next Door Lending.

Since becoming Chairman and CEO of AIME in 2024, Jonathon has been on a mission to help brokers close more loans. Through AIME, Jonathon provides Mortgage Brokers with real-life business strategies and the community they need to grow, break barriers and redefine what’s possible in the wholesale channel.

With over a decade of origination experience and $5 billion in transactions, Jonathon’s career highlights include serving as Regional Vice President at one of the largest Retail lenders, personally originating $20 million across 60 loans while leading Next Door Lending to an $800 million year in 2023. In 2024, he took a major step in his career by selling his mortgage company to NerdWallet – a testament to his expertise and influence in the industry.

With experience on both sides of the mortgage business and active involvement in origination, Jonathon remains deeply connected to the needs of Brokers and homebuyers alike. For him, it’s simple: when Brokers win, homebuyers win.

About Tim Braheem

Tim Braheem is the Head Coach at Performance Experts Coaching and Host of The 360 Experience Podcast. He is one of the top educators and a major influencer in the mortgage industry, coaching many of the nation's best, brightest and most successful in the business.

In 2001, Tim co-founded LoanToolbox, an online educational website for the mortgage industry. As CEO and Head of Faculty, Tim quickly became one of the top educators in the mortgage industry and by 2006, LoanToolbox had over 11,000 paying members who looked to Tim as their coach. LoanToolbox became the standard for education within the mortgage space.

In 2004, Mortgage Originator Magazine inducted Tim along with only seven other originators into its Hall of Fame, recognizing his career achievements.

Trigger Lead Bill Passes - What This Means For You with Jonathon Haddad and Tim Braheem

In today’s episode, Megan Anderson breaks down what homebuyers really think about AI in the mortgage process and why most still crave human guidance. She highlights how loan professionals can build deeper trust by using the right tools to bring clarity and confidence to clients’ biggest financial decisions.

Register for NAMB National 2025: https://web.cvent.com/event/58515384-9fb8-4f79-a1ef-16ee2d88c2b6/summary 

Use code "MEGANFREE" for free general admission

Building Trust in the Age of AI

Watch this engaging webinar with top producer Theoni Rapo. In just two years, she’s doubled her production, built a following of over 240,000 on TikTok, and maintains a 12% conversion rate while raising two kids under 3 years old. Discover how she turns social media into a lead-generating machine and how you can, too.

About Theoni Rapo

‍Theoni Rapo entered the mortgage industry in 2016 while still a sophomore in college, quickly rising from loan partner to trusted mortgage advisor. Her academic dedication matched her professional drive, earning honors for her thesis on the evolution of the mortgage industry.

In 2021, she took the leap into full-time entrepreneurship, building a 100% referral-based, commission-only business centered on relationships, trust and guiding clients to achieve their homeownership dreams.

Known online as Not Ur Daddy’s Lender, Theoni has built a combined audience of over 270,000 followers on TikTok and Instagram. Her social media presence is not just about numbers. It is about educating, inspiring and creating a genuine community while proving that you can grow a thriving mortgage business without cold calls.

How to Utilize TikTok to Double Your Production with Theoni Rapi

In today’s episode, Megan Anderson unpacks how the Quarterly Census of Employment and Wages revealed significant revisions to job growth data, showing the labor market is weaker than previously reported. She explores what this new picture might mean for the Federal Reserve’s decision-making. Megan also considers the possible ripple effects for mortgage rates and housing.

How to Utilize TikTok to Double Your Production with Theoni Rapi

On The Highway

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