In this episode of Safer Retirement Radio, Brian Decker and Marc Knauss, CFP(R) break down the myths and mistakes of traditional retirement strategies—and show you what to do instead.

You’ll learn:

Why the 4% rule often fails in flat or volatile markets

How sequence of return risk can derail your income

The three key ways Decker Retirement Planning reduces risk

How momentum strategies protect your investments during downturns

Why Roth conversions and smart tax placement can save you six figures in retirement taxes

Whether you’re already retired or planning to retire in the next 5–10 years, this episode gives you actionable insights to protect your nest egg and retire with confidence.

👉 Learn more or schedule your free visit: https://deckerretirementplanning.com
📞 Call today: 833-707-3030



Risk Reduction in Retirement: Why the 4% Rule Fails and What to Do Instead | Episode 131

Safer Retirement Radio is where you can get the transparency you deserve®. Whether you are currently retired or plan to retire soon, this show is full of retirement tips that can help you get thousands of extra dollars in and out of your retirement.



Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP®️ certification mark, the CERTIFIED FINANCIAL PLANNER™️ certification mark, and the CFP®️ certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.