In this week’s episode of Safer Retirement Radio, Brian Decker and Bradley Geddes, CFP(R) break down one of the most overlooked threats to retirement success—sequence of returns risk. What happens if you retire right before a market downturn? What if your portfolio strategy doesn’t account for market flatness or volatility?

You’ll learn:

Why traditional 60/40 portfolios fall short in today’s environment

How drawing from laddered principal-guaranteed accounts can help stabilize income

What Monte Carlo simulations get wrong—and how to avoid becoming a statistic

Strategic updates from the new One Big Beautiful Bill (OBBB), including major tax credits for retirees

Don't let bad timing derail decades of hard work. Tune in to hear how a math-based distribution plan can help you retire with confidence—regardless of what the market does next.

🎧 Listen now and take control of your retirement strategy.

Sequence of Risk: Why Retirement Timing Can Make or Break Your Future | Episode 136

Safer Retirement Radio is where you can get the transparency you deserve®. Whether you are currently retired or plan to retire soon, this show is full of retirement tips that can help you get thousands of extra dollars in and out of your retirement.



Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP®️ certification mark, the CERTIFIED FINANCIAL PLANNER™️ certification mark, and the CFP®️ certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.