Join Patti Murphy and James Shepherd on Today in Payments as they explore the future of AI-driven commerce and the growing role of stablecoins in everyday payments.

They kick things off with a look at how Visa, Mastercard, and PayPal are racing into the world of “agenic commerce”—where AI agents shop and pay on your behalf. Is it the future of convenience or a new fraud frontier?

Next, they unpack Visa’s big move into cross-border stablecoin payments, including collaborations with Stripe’s Bridge platform and a growing list of fintech partners. But the path forward isn’t all clear—federal legislation to regulate stablecoins remains stalled in Congress.

The episode also covers the massive Zelle outage that disrupted payments for millions across major banks, highlighting the risks of centralized infrastructure in P2P payments. And finally, they break down HSBC’s new tool for helping U.S. clients manage the cost of rising tariffs with import duty financing.

New tracks tagged ##AICommerce #Stablecoins #ZelleOutage #Visa #Mastercard #PayPal #DigitalPayments #PattiMurphy #JamesShepherd #TodayInPayments