Pfersching positions automated investment schedules as solution to multi-decade voyage's unsustainability through manual control, framing Dollar-Cost Averaging (DCA) as strategic autopilot core mitigating bad timing risk through fixed-amount regular-interval investing regardless of market conditions. The mechanism smooths average purchase prices by automatically buying fewer shares when markets rise and more shares during declines, psychologically reframing crashes from disasters into welcome discounted buying opportunities, mechanically forcing emotionally difficult "buy when fearful" behavior by outsourcing discipline to calendar rather than courage. Chapter establishes cadence hierarchy: monthly as gold standard aligning with regular salary cash flows maximizing smoothing effects, quarterly for variable-income business owners and freelancers, annual as suboptimal resembling lump-sum market timing bets. Six-step practical activation (platform login, navigate recurring transfers, link bank account, enter calculated amount, set post-payday frequency, confirm) transforms wealth accumulation from stressful decision series into calm background process shifting investor role from active helmsman to strategic oversight captain.

New tracks tagged ##DollarCostAveraging #AutomatedInvesting #InvestmentAutopilot #ConsistencyOverTiming #BehavioralFinance #RecurringInvestments #MarketTiming #WealthAutomation