Freshers’ Week on a budget. Money Mentor David Braithwaite shares quick wins for students and families:
• Best student bank accounts (cash bonuses, railcards, food credits)
• Avoiding BNPL and subscription creep
• Saving on travel (16–25 Railcard), textbooks (buy/sell second-hand), and prescriptions (PPC)
• What to check on insurance: student cover under home contents, named gadgets, personal-possessions away from home, excesses & locks
Plus simple habits to keep spending on track — and fewer “bank of mum & dad” calls.

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