Expat Chat Episode 146 - Expats Managing Compensation Schemes


Welcome to the one hundred and forty sixth episode of the #Expatchat podcasts, where we discuss the latest tax and financial issues affecting an #Australianexpat. In this episode, Atlas Wealth Managing Directors, James Ridley and Brett Evens dive deep into the complexities of equity compensation—a critical topic for globally mobile professionals. From Restricted Stock Units (RSUs) and stock options to Employee Share Purchase Plans (ESPPs), they unpack the tax implications, risks, and strategies every expat should know when navigating company equity abroad.

James breaks down why RSUs are often dubbed "Golden Handcuffs," explores how they're taxed in different jurisdictions (with a spotlight on the U.S.), and why tax withholding may not be enough. The duo also highlights timing, vesting schedules, and diversification as key pillars of managing equity wealth, especially for those in tech or with concentrated stock exposure.

Whether you're dealing with complex tax rules, wondering when to sell your shares, or trying to reduce your financial exposure to one company, this episode offers  valuable insights.

Key Topics Covered:

- RSU taxation across borders
- Stock options vs. RSUs vs. ESPPs
- Risks of holding too much company stock
- Diversification strategies and tax efficiency
- Currency considerations (USD weakness and global exposure)

If you're an expat with equity on your payslip, this one’s for you. Tune in and take control of your compensation.

Links that we discussed in this episode include:

- Upcoming Seminars & Webinars - https://atlaswealth.com/events
- Facebook Group - Don't forget to join our Australian Expat Financial Forum Facebook Group - https://www.facebook.com/groups/Australianexpatfinancialforum
- Ask Atlas - Have your questions answered on the podcast by clicking this link - https://atlaswealth.com/news-media/australian-expat-podcasts/questions-or-feedback-for-the-expat-podcast/
- Expat Mortgage Podcast - https://atlaswealth.com/news-media/australian-expat-podcasts/expat-mortgage-podcast/
- Weekly Recap Podcast – https://atlaswealth.com/news-media/australian-expat-podcasts/weekly-recap-podcast-4/

If you like the content make sure you let us know by hitting the thumbs up and subscribing. As well as providing some feedback in the comments below.

The Atlas Wealth Group was born out of growing demand from Australian expats seeking professional guidance. We are specialists in providing tax, financial planning, wealth management and mortgage services to every Australian expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

To find out more about the Atlas Wealth Group visit www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt 
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup

Expat Chat Episode 146 - Expats Managing Compensation Schemes

Welcome to the one hundred and forty seventh episode of the #Expatchat podcast, where we dive into the most pressing tax and financial issues impacting #Australianexpats around the globe. Hosted by James Ridley, Managing Director of Atlas Wealth Management, this episode features a special Q&A with Martin Jack, Atlas Wealth’s Financial Planner - APAC where they tackle listener-submitted questions and provide expert insights.

Key Topics Covered:
•	US Exit Tax – What it is, who it affects, and how to plan ahead.
•	Superannuation – Updates, contribution strategies, and how super fits into an expat’s financial plan.
•	Investing in Australia: Shares vs. Property – A balanced comparison of both asset classes and what suits expats best.

James and Martin share real-world examples and practical advice to help you navigate these complex areas with confidence.

Links that we discussed in this episode include: 
•	Upcoming Seminars & Webinars – https://atlaswealth.com/events 
•	Facebook Group – Don’t forget to join our Australian Expat Financial Forum Facebook Group –    / australianexpatfinancialforum   
•	Ask Atlas – Have your questions answered on the podcast by clicking this link – https://atlaswealth.com/news-media/au... 
•	Expat Mortgage Podcast – https://atlaswealth.com/news-media/au... 
•	Weekly Recap Podcast – https://atlaswealth.com/news-media/au... 

If you like the content make sure you let us know by hitting the thumbs up and subscribing. As well as providing some feedback in the comments below. 

The Atlas Wealth Group was born out of growing demand from Australian expats seeking professional guidance. We are specialists in providing tax, financial planning, wealth management and mortgage services to every Australian expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community. 

To find out more about the Atlas Wealth Group visit www.atlaswealth.com. 

Make sure you connect with us on our respective social media channels: 

Facebook: www.facebook.com/atlaswealthmgmt 
LinkedIn: www.linkedin.com/company/atlas-wealth-management 
Twitter: www.twitter.com/atlaswealthmgmt 
Instagram: www.instagram.com/atlaswealthgroup



Expat Chat Episode 147 - Q&A with James Ridley and Martin Jack

Welcome to Episode 148 of the #ExpatChat Podcast, where we explore the latest tax and financial issues affecting Australian expats. In this episode, Expat Do’s and Don’ts for SMSFs, Atlas Wealth Managing Directors James Ridley and Brett Evans unpack the complexities of managing Self-Managed Superannuation Funds (SMSFs) while living overseas.

They provide an overview of the legal, financial, and compliance responsibilities SMSF trustees face abroad—highlighting how to avoid costly penalties and potential fund disqualification.

A key focus is on the “central management and control” rule and its role in determining SMSF residency status. James and Brett breakdown the 183-day rule, the distinction between temporary absences and permanent relocations, and what happens when trustees move overseas.

You’ll also hear about strategies to maintain compliance, such as appointing a Power of Attorney or converting to a small APRA fund. Real-life scenarios illustrate how different choices impact compliance and tax outcomes, reinforcing the need for expert planning before relocating.

Whether you're currently managing an SMSF overseas or considering a move, this episode is packed with key insights to help you stay compliant and protect your retirement wealth.


Links that we discussed in this episode include:
• Upcoming Seminars & Webinars – atlaswealth.com/events
• Facebook Group – Don’t forget to join our Australian Expat Financial Forum Facebook Group – / australianexpatfinancialforum
• Ask Atlas – Have your questions answered on the podcast by clicking this link – atlaswealth.com/news-media/au...
• Expat Mortgage Podcast – atlaswealth.com/news-media/au...
• Weekly Recap Podcast – atlaswealth.com/news-media/au...

If you like the content make sure you let us know by hitting the thumbs up and subscribing. As well as providing some feedback in the comments below.

The Atlas Wealth Group was born out of growing demand from Australian expats seeking professional guidance. We are specialists in providing tax, financial planning, wealth management and mortgage services to every Australian expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

To find out more about the Atlas Wealth Group visit www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup

Expat Chat Episode 148 - Expat Dos and Donts for SMSFs

Welcome to the one hundred and fifty first episode of the #Expatchat podcasts, where we discuss the latest tax and financial issues affecting an #Australianexpat. In this episode, Investment Portfolio Maintenance for Expats, Atlas Wealth Managing Director, Brett Evens and Financial Planner, Adam Prentice break down the key tax and investment considerations for Australians living abroad. They cover topics such as, deemed disposal tax when exiting Australia, non-resident withholding tax rates, and the importance of keeping your address up to date with financial institutions.

Brett and Adam also highlight the risks of using US brokerage accounts overseas, including the 40% US estate tax for non-residents, and suggest safer alternatives. They explain how to manage your investment portfolio when leaving or returning to Australia, including tax implications and the benefits of moving assets back to Australian platforms.

Links that we discussed in this episode include:
• Upcoming Seminars & Webinars – atlaswealth.com/events
• Facebook Group – Don’t forget to join our Australian Expat Financial Forum Facebook Group – / australianexpatfinancialforum
• Ask Atlas – Have your questions answered on the podcast by clicking this link – atlaswealth.com/news-media/au...
• Expat Mortgage Podcast – atlaswealth.com/news-media/au...
• Weekly Recap Podcast – atlaswealth.com/news-media/au...

If you like the content make sure you let us know by hitting the thumbs up and subscribing. As well as providing some feedback in the comments below.

The Atlas Wealth Group was born out of growing demand from Australian expats seeking professional guidance. We are specialists in providing tax, financial planning, wealth management and mortgage services to every Australian expat. Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

To find out more about the Atlas Wealth Group visit www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:

Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup

Expat Chat Episode 151 - Investment Portfolio Maintenance for Expats

Welcome to the one hundred and forty second episode of the #Expatchat podcasts where we discuss the latest tax and financial issues affecting an #Australianexpat.

In this episode, Brett Evans, Managing Director - EMEA at Atlas Wealth Group, is joined by Carl Dowling, Partner at CSP Group, for an in-depth conversation on the key considerations for Australians looking to establish a business in the United Arab Emirates.

Whether you're expanding an existing enterprise or launching a new venture in the region, Brett and Carl break down the practical realities of setting up shop in the UAE—cutting through the noise and misinformation to highlight what actually works.

Carl also shares real-world examples—including a costly case study involving a major international firm—and provides practical guidance on choosing the right setup based on your business model and growth plans.

Links that we discussed in this episode include:
• Upcoming events - atlaswealth.com/events 
• Facebook Group - Australian Expat Financial Forum Facebook Group – / australianexpatfinancialforum  
• Ask Atlas - Have your questions answered on the podcast by clicking this link - atlaswealth.com/news-media/au... 
• Expat Mortgage Podcast - atlaswealth.com/news-media/au...

If you like the content make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below.

The Atlas Wealth Group is a specialist in providing tax, financial planning, asset management and mortgage services to every Australian #expat.

Whether you are based in Asia, the Middle East, Europe or the Americas, we have the experience in providing essential financial services to the expatriate community.

The Atlas Wealth Group was born out of the demand from Australian expats who wanted a professional to help them navigate the tax and financial maze of living abroad as well as assisting them make the most out of their time overseas.

To find out more about the Atlas Wealth Group and how we can help Australian expats please go to www.atlaswealth.com.

Make sure you connect with us on our respective social media channels:
Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-group Twitter: www.twitter.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup

Expat Chat Episode 152 - Tips for Australians Setting Up A Company in the UAE

Welcome to the one hundred fifty-seventh episode of the #ExpatChat podcast, where we explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Managing Directors Brett Evans and James Ridley unpack an important topic — When Should an Expat use a Trust.

Brett and James discuss the role of family trusts in financial planning and explain why these structures, while useful for Australian residents, can create unintended tax consequences for expats. They highlight that family trusts are generally treated as Australian tax residents, meaning non-resident expats could face unexpected capital gains tax liabilities when holding shares or assets within a trust.

Whether you’re currently living overseas or planning an international move, this episode offers valuable guidance to help you make informed decisions about structuring and managing your wealth.

Links discussed in this episode:
• Upcoming Seminars & Webinars – atlaswealth.com/events
• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/australian-expat-podcast
• Expat Mortgage Podcast – atlaswealth.com/news-media/australian-expat-mortgage-podcast
• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-weekly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt 
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup
Youtube: https://www.youtube.com/user/atlaswealthmgmt

Expat Chat Episode 157 - When Should an Expat use a Trust

Welcome to the one hundred fifty-ninth episode of the #ExpatChat podcast, where we explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Managing Directors Brett Evans and James Ridley unpack an important topic — How expats can invest for their kids.

Brett highlights the importance of keeping investment strategies simple and tax-efficient for non-residents, while James explains the complexities of Australian tax structures for minors. Together, they encourage expats to finalise their financial plans before the end of the year to start 2026 with a clear, well-structured strategy. 

The discussion also explores different account types and investment options available to minors who are non-residents, along with practical tips for long-term planning and compliance.

Links discussed in this episode:
• Upcoming Seminars & Webinars – atlaswealth.com/events
• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast
• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup
Youtube: https://www.youtube.com/user/atlaswealthmgmt

Expat Chat Episode 159 - How Expats Can Invest for their Kids

Welcome to the one hundred sixtieth episode of the #ExpatChat podcast. We explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Managing Directors Brett Evans and James Ridley address questions asked on the Expat Facebook Group.

In this Q&A-style episode, Brett and James dive into some of the biggest questions expats are asking right now — from tax residency confusion to superannuation rules, property strategies, currency management, and navigating life abroad. They break down how tax residency really works, the difference between the proposed 45-day rule and the long-standing 183-day test, and what expats should keep in mind before making property or mortgage decisions in Australia.

Brett and James unpack common myths around superannuation access and clarify that there have been no legislative changes preventing financial advisers from managing super or investment portfolios for US-based clients. Also discussed are practical topics like foreign investment rules, FIRB considerations, depreciation allowances, managing currency exchanges, and how dollar-cost averaging can help avoid unnecessary FX costs. They also touch on medical insurance requirements for returning expats and the importance of keeping a passenger movement record to avoid lifetime loading.

Packed with clear explanations and real-world guidance, this episode gives expats and dual citizens the clarity they need to make smarter tax, investment, and lifestyle decisions while living abroad.

Links discussed in this episode:
• Upcoming Seminars & Webinars – atlaswealth.com/events
• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/australian-expat-podcast
• Expat Mortgage Podcast – atlaswealth.com/news-media/australian-expat-mortgage-podcast
• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-weekly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt 
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup
Youtube: https://www.youtube.com/user/atlaswealthmgmt

Expat Chat Episode 160 - Expat Facebook Group Q and A

Welcome to the one hundred sixty first episode of the #ExpatChat podcast. We explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Managing Directors Brett Evans and James Ridley break down the tax implications and financial considerations for Australian rugby players joining the new R360 tournament.

Brett and James dive into the buzz around R360 and clarify the common misconception that player salaries will be “tax-free.” They explain why Australian tax residency rules make this more complicated than it seems—especially for professional athletes on short-term contracts. The discussion covers how section 23AG exemptions might apply and what players would realistically need to do to qualify.

The episode also explores Saudi funding behind the league, the involvement of high-profile players, and commercial opportunities around both R360 and the P&G NRL team. Brett and James stress the importance of independent tax advice before signing overseas contracts, given the risks of remaining an Australian tax resident or losing NRL eligibility.

They conclude with practical guidance for athletes, expats, and advisors navigating cross-border tax rules, while also sharing a preview of the final episodes of the year.

Packed with myth-busting insights and timely advice, this episode equips Australian expats and athletes with a clear understanding of the real tax implications of international sporting deals and the considerations to make before moving abroad.

Links discussed in this episode:
• Upcoming Seminars & Webinars – atlaswealth.com/events
• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast
• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup
Youtube: www.youtube.com/user/atlaswealthmgmt

Expat Chat Episode 161 - Will the R360 Rugby Players Receive Tax Free Incomes

Welcome to the one hundred sixty second episode of the #ExpatChat podcast. We explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Managing Director – EMEA, Brett Evans, and Financial Planner, Adam Prentice, unpack What Will the Surprise Inflation Spike do to Markets?

Brett and Adam first discuss Australia’s surprise inflation spike, which recently hit 3.8%, and then examine its potential effects on property shares, currency, and market expectations. They also analyse the housing sector’s growth alongside government policies contributing to the inflation spike, highlighting how these factors may shape upcoming RBA interest rate decisions. Furthermore, the discussion explores the broader impact on borrowing, property affordability, and equities, while offering Australian expats practical insights to navigate markets and make informed investment decisions amid the ongoing surprise inflation spike.

Links discussed in this episode:
• Upcoming Seminars & Webinars – atlaswealth.com/events
• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast
• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup
Youtube:    www.youtube.com/atlaswealthmgmt  

Expat Chat Episode 162 - What Will the Surprise Inflation Spike do to Markets

The Expat Chat Podcast by Atlas Wealth Management, part of the Atlas Wealth Group, is a podcast for Aussie expats living overseas who want to learn more about managing their finances as an expat.

Atlas Wealth Management is a specialist in providing Australian expat financial advice and planning and has been providing these services to Australian expats in over 50 countries

New tracks tagged #Atlas Wealth