Welcome to Season 6, Episode 4 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, James Anderson and Jeremy Harper unpack the most common mistakes they see with clients—from fearing equity and delaying action, to prioritising paying off the home before investing, making tax-driven decisions that kill borrowing capacity, holding on to bad debt (credit cards and novated leases), and chasing cash flow at the expense of long-term capital growth. They also cover why pre-approval matters, how to model scenarios properly, and practical ways to structure your portfolio so you can build wealth now and retire with confidence.

Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt

Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas.

This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services.

Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as an Australian expat but also provide you with a loan that is right for you and your circumstances.

Season 6. Episode 4 - Common Mortgage Pitfalls for Expats

Welcome to Season 6, Episode 5 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we’re joined by Zach Bunston of Bunston Architects (Melbourne) to unpack how to plan and deliver renovations and extensions—especially on heritage homes—from abroad. We cover how to align brief vs budget, realistic $/m² ranges (Melbourne vs Sydney), the end-to-end process (DA/Planning → Building Permit/NCC → Occupancy), timelines, common pitfalls, and why a good architect can save you stress and money. Zach shares a live expat case study (client based in Saudi), practical ways to design for cost and speed (buildability, simple materials, shorter site time), opportunities in DA-approved listings, and the studio’s Keesen House project in St Kilda as a model for smart, family-friendly alterations & additions.

Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt

Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas.

This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services.

Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as an Australian expat but also provide you with a loan that is right for you and your circumstances.

Season 6. Episode 5 – Expat Guide to Renovating in Australia

Welcome to Season 6, Episode 6 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we’re joined by Brody McGahn of Helix Constructions (Mudgee, NSW) to unpack the reality of building and renovating in regional markets. We discuss why towns like Mudgee (and nearby Bathurst, Orange, Dubbo, Goulburn) are attracting first-home buyers and investors, typical land and build price points, and how high rental yields can stack up for expats compared to stretching for a metro apartment. We also cover renovations vs new builds (hidden defects, timeline blowouts, family disruption), CDC vs DA approvals and why councils can stall projects, funding pathways (construction loans vs out-of-pocket pre-DA costs), and practical build choices that add value without overcapitalising—think open-plan layouts, bigger alfresco areas, bifold openings, extra storage, ceiling fans, sensible garage depth—and what to skip (small sheds, pools) on investment stock. Finally, Brody shares how to choose the right builder (volume vs local), manage variations, and set expectations so your project lands on time and on budget.

Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt

Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas.

This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services.

Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as an Australian expat but also provide you with a loan that is right for you and your circumstances.

Season 6. Episode 6 - Regional Property Growth & Renovation Realities

Welcome to the one hundred fifty-eighth episode of #ExpatChat, where we explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group’s Managing Director - APAC,  James Ridley is joined by guest co-host Martin Jack, one of our specialist financial planners based on the Gold Coast. Together, they unpack some of the most common and costly financial mistakes Australian expats make when moving overseas — and how to avoid them.

Drawing from real-life questions submitted by members of the Australian Expat Facebook Group, James and Martin tackle key topics including:

• The biggest financial mistake expats make before leaving Australia – and why preparation is everything.
• The “PFIC trap” – why Australian ETFs and managed funds can trigger hefty US tax bills.
• How restricted stock units (RSUs) are taxed in the US — and what high-income earners need to watch for.
• Property ownership as a non-resident – should you keep or sell before moving abroad?
• Planning for retirement when you don’t know where you’ll settle – managing tax and currency risks across borders.

Packed with practical insights that every Australian abroad should know, this episode is a must-listen for anyone planning their next move or currently living overseas.

Links discussed in this episode:
• Upcoming Seminars & Webinars – atlaswealth.com/events
• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/australian-expat-podcast
• Expat Mortgage Podcast – atlaswealth.com/news-media/australian-expat-mortgage-podcast
• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-weekly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt 
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup
Youtube: https://www.youtube.com/user/atlaswealthmgmt

Expat Chat Episode 158 - Expat Group Q and A

Welcome to Season 6, Episode 7 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat.

In this episode, James Ridley and Jeremy Harper unpack the latest Totality (formerly CoreLogic) housing data, offering valuable insights into what’s really happening across Australia’s property markets. They explore the national dwelling growth figures, the true size of Australia’s $11.8 trillion residential market, and how it continues to dominate household wealth—well ahead of superannuation, listed stocks, and commercial real estate.

The duo also break down capital city performance, with Perth and Brisbane leading the charge, while Adelaide’s affordability metrics push it into second place among Australia’s most expensive cities relative to income. They also discuss the RBA’s upcoming Melbourne Cup Day decision, rising unemployment rates, and what these indicators could mean for potential rate cuts or holds heading into the new year.

Finally, James and Jeremy examine the ongoing housing crisis, falling dwelling approval rates, and how AI and government reform could play a vital role in tackling Australia’s growing supply bottleneck.

Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt

Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas.

This podcast is brought to you by Atlas Mortgages, part of the Atlas Wealth Group, the leading provider of Australian expat financial services.

Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian mortgage lenders and review over 3,000 Australian mortgage products to ensure that not only can you get that mortgage as an Australian expat, but also that it’s the right loan for your needs and circumstances.

Season 6. Episode 7 - RBA, Rates & Real Data: Inside Australia’s Surging Property Market

Welcome to Season 6, Episode 8 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we open the floor to listener questions and cover key topics including the main residence exemption, absentee land tax surcharge, spousal property ownership, and how Australian expats can access equity to purchase additional investment properties while living overseas.

Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt

Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas.

This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services.

Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Season 6. Episode 8 - Main Residence Rules, Spousal Ownership & Using Equity Abroad

Welcome to Season 6, Episode 9 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat.

In this episode, we answer your most pressing expat property and tax questions — including how long you need to move back into a property to reset the six-year rule, what’s required to re-establish Australian tax residency, and the implications for citizens purchasing property after years abroad.

We also discuss how lenders assess overseas income differently across banks, and why understanding credit policies can make a major difference to your borrowing capacity as an expat.

Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt

Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas.

This podcast is brought to you by Atlas Mortgages, part of the Atlas Wealth Group — the leading provider of Australian expat financial services.

Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian mortgage lenders and review over 3,000 mortgage products to ensure that not only can you get that mortgage as an Australian expat but also that you secure the loan that’s right for you and your circumstances.

Season 6. Episode 10 - Understanding the Six-Year Rule and Tax Residency for Australian Expats

Welcome to Season 6, Episode 4 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we speak with Adi Parekh from Folk Buyers Agency in Perth to explore what is happening on the ground across the Perth property market — from post-COVID growth, vacancy rates, rental yields, council approvals, investor strategies, and the impact of the First Home Loan Deposit Scheme changes on WA buyers and expats looking to re-enter the market.

Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt

Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas.

This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services.

Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Season 6. Episode 9 - Navigating the Perth Property Market

Welcome to the one hundred sixty first episode of the #ExpatChat podcast. We explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Managing Directors Brett Evans and James Ridley break down the tax implications and financial considerations for Australian rugby players joining the new R360 tournament.

Brett and James dive into the buzz around R360 and clarify the common misconception that player salaries will be “tax-free.” They explain why Australian tax residency rules make this more complicated than it seems—especially for professional athletes on short-term contracts. The discussion covers how section 23AG exemptions might apply and what players would realistically need to do to qualify.

The episode also explores Saudi funding behind the league, the involvement of high-profile players, and commercial opportunities around both R360 and the P&G NRL team. Brett and James stress the importance of independent tax advice before signing overseas contracts, given the risks of remaining an Australian tax resident or losing NRL eligibility.

They conclude with practical guidance for athletes, expats, and advisors navigating cross-border tax rules, while also sharing a preview of the final episodes of the year.

Packed with myth-busting insights and timely advice, this episode equips Australian expats and athletes with a clear understanding of the real tax implications of international sporting deals and the considerations to make before moving abroad.

Links discussed in this episode:
• Upcoming Seminars & Webinars – atlaswealth.com/events
• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast
• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup
Youtube: www.youtube.com/user/atlaswealthmgmt

Expat Chat Episode 161 - Will the R360 Rugby Players Receive Tax Free Incomes

Welcome to the one hundred sixty second episode of the #ExpatChat podcast. We explore the latest tax, investment, and financial issues affecting #AustralianExpats. In this episode, Atlas Wealth Group Managing Director – EMEA, Brett Evans, and Financial Planner, Adam Prentice, unpack What Will the Surprise Inflation Spike do to Markets?

Brett and Adam first discuss Australia’s surprise inflation spike, which recently hit 3.8%, and then examine its potential effects on property shares, currency, and market expectations. They also analyse the housing sector’s growth alongside government policies contributing to the inflation spike, highlighting how these factors may shape upcoming RBA interest rate decisions. Furthermore, the discussion explores the broader impact on borrowing, property affordability, and equities, while offering Australian expats practical insights to navigate markets and make informed investment decisions amid the ongoing surprise inflation spike.

Links discussed in this episode:
• Upcoming Seminars & Webinars – atlaswealth.com/events
• Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
• Expat Mortgage Podcast – atlaswealth.com/news-media/austra…-mortgage-podcast
• Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast

If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below.

About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey.

To learn more, visit www.atlaswealth.com

Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt
LinkedIn: www.linkedin.com/company/atlas-wealth-management
Twitter: www.twitter.com/atlaswealthmgmt
Instagram: www.instagram.com/atlaswealthgroup
Youtube:    www.youtube.com/atlaswealthmgmt  

Expat Chat Episode 162 - What Will the Surprise Inflation Spike do to Markets

The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas.

Brought to you by Atlas Mortgages which is part of the Atlas Wealth Management Group who is the leading provider of Australian expat financial services.

Atlas Mortgages works with Australian expats in over 30 countries and we make it our job to speak to 30 Australian Mortgage Lenders and review over 500 Australian Mortgage products to ensure that not only can you that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

The Expat Chat Podcast by Atlas Wealth Management, part of the Atlas Wealth Group, is a podcast for Aussie expats living overseas who want to learn more about managing their finances as an expat.

Atlas Wealth Management is a specialist in providing Australian expat financial advice and planning and has been providing these services to Australian expats in over 50 countries

New tracks tagged #AustralianExpats