The study by Mingzhu Tai (University of Hong Kong) finds that U.S. housing booms prompt banks to shift credit from renters to homeowners, expanding mortgage lending while cutting unsecured credit to renters, which reduces their borrowing, raises defaults, and lowers consumption.

V53-I4-Ep.1 House Prices & Consumer Credit Allocation

This paper examines how U.S. state political settings influence banks’ willingness to approve jumbo mortgage loans. Using data from state‐chartered banks between 1990 and 2015, the authors exploit the exogenous timing of state elections to compare lending behavior under Unified Republican, Unified Democratic, and divided governments. They find that banks in Unified Republican states are significantly more likely to approve illiquid jumbo mortgages, whereas banks in Unified Democratic states are less likely to do so, with the effect being stronger for riskier banks.

V53-I4-Ep.2 Jumbo Mortgage Lending & Political Settings

This paper investigates how housing markets respond to the adoption of stringent U.S. state energy codes. Using a difference‐in‐differences approach with property‐level data from 2000 to 2020, the authors find that stricter codes lead to higher new home prices but lower resale prices for existing, less energy‐efficient homes. The results suggest that energy codes create a price premium for energy‐efficient new construction while potentially imposing a value penalty on older housing stock that does not meet updated standards.

V53-I4-Ep.3 Strict Energy Codes & Housing Market Response

This paper examines why many U.S. mortgage borrowers fail to refinance despite substantial potential savings. Using loan‐level data and a structural model, the authors show that high transaction costs and borrower inattention contribute to persistent mortgage rate heterogeneity. Their findings suggest that reducing refinancing frictions could significantly improve household welfare by lowering mortgage payments for many borrowers.

V53-I4-Ep.4 Mortgage Rate & Refinance Failure

This paper explores whether the construction of skyscrapers leads to the formation of urban subcenters. Using detailed building‐level data from Chinese cities between 2000 and 2018 and a difference‐in‐differences design, the authors find that skyscraper construction significantly increases surrounding employment density and commercial activity, effectively creating new subcenters. The results suggest that tall buildings can reshape urban spatial structures by decentralizing economic activity from traditional central business districts.

V53-I4-Ep.5 Reshaping the City & Skyscraper

This paper investigates whether trading volume in REIT options predicts future REIT returns and the role of retail investors in this relationship. Using REIT‐level option and stock market data, the authors find that high option volume relative to stock volume predicts lower future returns, and this effect is stronger when retail investor activity is higher. The results suggest that retail investors’ trading in REIT options may contribute to short‐term mispricing in REIT markets.

V53-I4-Ep.6 Decoding REIT Options

This paper looks at what happened when San Francisco required Airbnb hosts to register their rentals. The rule caused a big drop in the number of listings, especially those run by hosts with multiple properties. The authors find that the regulation reduced rental supply but also helped push some properties back into the long‐term housing market.

V53-I4-Ep.7 San Francisco, Airbnb, Regulations

This paper looks at how immigration affects housing prices in different U.S. cities. The authors find that when immigrants are welcomed and integrated into the community, local housing prices tend to rise because demand for housing increases. In contrast, places less welcoming to immigrants see smaller housing price gains or even declines.

V53-I4-Ep.8 Immigration & Local Housing Price Dynamics

Welcome to The Weekly Top 3 - our look at the top 3 things on our mind here at Alaskans for Sustainable Budgets - for the week of August 18, 2025.

This week, our top 3 issues are these: 1) we explain why the EIA's new oil price forecast suggests Alaska is on the precipice of slipping back into a steep, deficit-driven budgetary position for the remainder of FY26 and into FY27 (campaign year 2026) (2:16); 2) we explain why the growing problem with Social Security is likely to have a significant impact on Alaska (21:44); and 3) we explain how a recent proposal from the FNSB would only make the state's K-12 funding issue even worse (41:88).

The Weekly Top 3 (8.18.2025)

This week we talk about Jillian Michaels, recession talk, Jamie Lee Curtis, Alien Earth, Gamescom, PBS and Prager U, and more!

Come follow us:
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Eps 508 Long and Variable Lag

Say what you will about this podcast, we keep up with the culture, which is why we're watching a nearly 10 year old documentary on Trump, AI and collective politics.

Watching: Hypernormalisation (2016) by Adam Curtis

Send us a question, comment or valid concern: auxiliarystatements(at)gmail.com

DISCORD: https://discord.gg/KXt8xrkZ


142. Hypernormalisation | Adam Curtis

This is the latest in my series of podcasts explaining how economics works in the credit crunch and now virus pandemic era. This week I give my thoughts on how much of UK GDP growth is government driven? To what extent do gilt yields play a role in £ exchange rate, if any? 
At what level of yield  on long gilts do we have a crisis? How unusual is the disconnect between Bank of England base rate policy and market yields, relative to the UK history and other countries? Do UK Chancellors ever have good days?



Notayesmanspodcast342

Dr Richard Denniss, Executive Director of The Australia Institute talks about his new essay in The Monthly on tax reform – Richard says tax reform is about democracy, not economics, and reforms should not be centred on what we want, but on who we want to be. He also talks about the intertwined issues of rising company profits, interest rates, the supermarket duopoly, and price gouging. Read Richard's essay here: https://www.themonthly.com.au/issue/2024/march/richard-denniss/tax-grind
Broadcast on 27 February 2024.

Interview with Dr Richard Denniss On The Simple Truth About Tax Reform

Purchase the recording of our July Webinar “Contending With Uncertainty and Change” → https://hubs.la/Q03wX5Jk0

Contact us today to learn more about how you can benefit from Financial Resilience! → https://hubs.la/Q035Qlcs0

This week on TrendsTalk, we discuss where we are seeing some exciting growth happening in the US economy, with high-tech sectors such as data centers and semiconductors surging ahead while legacy industries remain flat. Which of these high-tech markets holds the biggest opportunities for your business? Tune in to find out!

High-Tech Sectors Powering US Economic Growth

Welcome to The Weekly Top 3 - our look at the top 3 things on our mind here at Alaskans for Sustainable Budgets - for the week of August 25, 2025.

This week, our top 3 issues are these: 1) we discuss some recent comments by Speaker Edgmon about the economic strains being felt by Alaska's coastal communities and explain why, in certain real respects, they are being self-inflicted by the Legislature (2:28); 2) we start a new, occasional series by explaining the "rest of the story" surrounding some recent campaign comments by Adam Crum and Tom Begich (20:02); 3) we remember Stephen Haycox and the lessons about Alaska we learned from him and will continue to learn as we and others continue to read the rich legacy that he has left with us (33:01); and finally, in some brief comments at the end, we give a shout out to Sen. Mike Cronk for some comments he made at this week's opening meeting of the Education Task Force (47:42).

The Weekly Top 3 (8.25.2025)

Productivity, reform and the road ahead

Jules and Dewey discuss the economic history and present of making music and what it takes to make ends meet.

Quantum Music: Dissecting the Modern Musician - The Economics of Music (8/27/2025)

This is the latest in my series of podcasts explaining how economics works in the credit crunch and now virus pandemic era. This week I give my thoughts on 

Camille Araz

What is the deficit in the UK and what is it in the US? What about overall government debt?

Damien Pudner

Should the BoE be given a dual (or different single) mandate?

mark bishop

OK, here's one for you: if you were economic adviser to Rachel Reeves, what would you recommend she does in the upcoming Budget (other than resign, obvs...)?

Morris May 

What likelihood do you think there is of the BoE scaling back or pausing their QT programme

TruffleHunter

What are your opinions on the IPPR recomendations for BOE ahead of next months QT review and autumn budget.

James Hirst

What is current state of play with QT in the UK?

Eightieskid

Deep dive into UK govt borrowing in particular to understand at what point the recent rising interest costs becomes unsustainable.

EcologyHODL

What's your view on Bitcoin?

Liz Crosbie

Businesses need markets to grow. Where is the uptake in demand to come from with a population buckling under cost of living pressures? Please discuss.





Notayesmanspodcast343

Tonight, Friday, August 29th, at 6 pm on The Brian Crombie Hour I interview ✅ Olga Donchenko. 👉 ALL my 🎤 podcasts and 🎦 video casts can be accessed any time on my web site https://briancrombie.com which holds repository of all my shows. 📌 Olga Donchenko, who holds a master’s in Economics from the University of Toronto, began her career consulting the Ministry of Health on financial allocations before turning her focus to real estate, her true passion. She has since raised industry standards by combining her financial expertise with a client-focused approach. Olga values building lasting relationships, noting many clients become long-term friends. She has guided developers and first-time buyers alike through varied budgets and market conditions. Drawing on her background in finance, she offers insights into today’s real estate challenges and helps clients make informed decisions.

📺 Videos: https://briancrombie.com/video-gallery 
🎧 Podcasts: https://briancrombie.com/podcasts-the-brian-crombie-hour 
📻 The Brian Crombie Hour airs nightly at 6 PM on Sauga960AM 
📌 Subscribe to Brian’s YouTube Channel: https://bit.ly/2Oioec8 

#BrianCrombie #RealEstate #Toronto #Economics #Investing #HousingMarket #Finance #Clients #OlgaDonchenko

Olga Donchenko | Toronto Real Estate

Podcast Host: Cthulhu's Prodigy, Blue, Kr0nus, Old Ninja and Stitch.

Blacker Than Black Times Infinity is a podcast hosted by geeks like you.  Come listen as we talk about the games we are currently playing and our take on upcoming games we are looking forward to.  We cover comics from all different publishers.  We have been Anime fans since the time we were kids and which we cover in-depth. We review movies and TV shows and give our thoughts.  The fun doesn't just stop there.  Come listen to some guys having fun.  Podcast are updated every Wednesday Nights.



Bite-size briefings on the newest research from Real Estate Economics, the premier journal of the American Real Estate and Urban Economics. Each episode, our AI host distills a fresh paper into the essentials: question, method, findings, and why it matters. Stay current with the cutting-edge research in the field of real estate, economics, and finance.

Long-form conversations about politics and current events, international affairs, history, art, books, and the natural world – presented by Amy Mullins, Tuesdays 9am-noon on Triple R 102.7FM.

Welcome to Riverwest Radio – WXRW 104.1 FM

Riverwest Radio is a nonprofit storefront community radio & podcasting platform dedicated to uplifting Milwaukee voices through locally produced content.

MISSION STATEMENT
Riverwest Radio provides a community platform for education, advocacy and creativity, as well as an outlet for marginalized and alternative voices in our neighborhood and beyond. We invite all Milwaukeeans not only to listen, but to take an active role in the production of their own show and become stewards of the station.

This is my series of podcasts explaining how economics works in the credit crunch era.

Our mission: We provide the best economic intelligence to reduce risk and drive practical and profitable business decisions.

Brian Crombie has 20 years of corporate experience, a depth of knowledge in all facets of finance, strategic planning and corporate / business development for a wide breadth of companies in several industries. Brian has deep political, community and charitable involvement as well.

Official Podcast for QIC.
Your local perspective on a world of opportunities.

Post-peasant commies Dan and Jack read over bits of theory each week in an effort to understand the worldwide state of socialism.

Email: auxiliarystatements@gmail.com

New tracks tagged #Economics